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NAO AUTO LLC

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Company CheckNAO AUTO LLC · DOT 1044982

DBA: NAO AUTO

DOT# 1044982 MC# 481281 Spokane, Washington 22 years

CARRIER

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Power Units

Drivers

Crashes (24-Month)

Not reported

Insurance

Not Rated

Safety Rating

Inspections

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Deep records on this carrier, only on LoadWrap

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Contact Details

PhoneSign in to view

EmailSign in to view

Physical AddressSign in to view

Other Companies at This Address

Address3025 S GEIGER BLVD, SPOKANE, WA 99224

Others here

Distinct phones

Active

Company	DOT	Phone	Status
STO SALES LLC	4377616	Sign in	Active
T & N FREIGHT LLC	957855	Sign in	Active
TDR DEVELOPMENT LLC	3624005	Sign in	Active
FESSCO FLEET AND MARINE INC	1884087	Sign in	Inactive
NAO AUTO LLC this company	1044982	Sign in	Inactive
ZAIM LLC	3687282	Sign in	Inactive

Note: sharing an address is legal and common (registered agents, virtual offices, business centers). A shared address never reduces the Trust Score.

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC481281

CommonActive

ContractNot Active

BrokerNot Active

Operating22 years

Operation Classification

Authorized For Hire

Mileage

Annual Mileage266,522 miles

Mileage Year2023

VMT SourceMCS-150 Form

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Equipment

No equipment breakdown on file with FMCSA.

HazMatYes

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS50.0% avg 5.5%

Vehicle OOS50.0% avg 20.7%

SmartWay PartnerNo

Last Review06/20/2013

Insurance

AmountNot reported

Type91X

Effective06/24/2025

CompanyUNITED FINANCIAL CASUALTY COMPANY

Policy #CA00606710

Last checked07/26/2026

Quick Facts

StatusInactive

TypeCarrier

Fleet3 units

Drivers5

Mileage266,522 mi

Operating22 years

MCS-15002/2024

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total2

Out of Service1

OOS Rate50.0%

National Avg5.5%

Above National Average

Vehicle Inspections

Total2

Out of Service1

OOS Rate50.0%

National Avg20.7%

Above National Average

Last FMCSA Review: 06/20/2013

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

No roadside inspections on record.

Crashes

2024

1 crash -

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Crash Records (1)

Full crash history on file (all years), newest first. This list may show more than the headline Crashes figure above, because that figure follows the official FMCSA 24-month SMS window used for the Trust Score, older crashes still appear here for transparency.

Date	Location	State	Fatal	Injuries	Tow	Vehicles	Weather	Road	Light
05/21/2024	Hudsonville	MI	0	1	1	2	Clear	Dry	Daylight

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
34	CARGO	FIREMAN'S FUND INSURANCE CO.	MXI 98270269	$0	12/20/2003	11/17/2004	Replaced
91X	BIPD/Primary	THE INSURANCE CO OF THE STATE OF PENNSYLVANIA	TP 9880151 01	$1,000,000	12/01/2009	03/25/2010	Replaced
91X	BIPD/Primary	THE INSURANCE CO OF THE STATE OF PENNSYLVANIA	TP 9880151 01	$1,000,000	12/01/2009	04/03/2010	Cancelled
34	CARGO	CANAL INSURANCE CO.	PIA02769402	$0	11/17/2008	09/19/2009	Cancelled
34	CARGO	CANAL INSURANCE CO.	PIA02769401	$0	11/17/2007	11/17/2008	Cancelled
34	CARGO	CANAL INSURANCE CO.	C356835	$0	11/17/2006	11/17/2007	Cancelled
34	CARGO	CANAL INSURANCE CO.	C332042	$0	11/17/2005	11/17/2006	Cancelled
34	CARGO	CANAL INSURANCE CO.	C306170	$0	11/17/2004	11/17/2005	Cancelled
34	CARGO	GREAT WEST CASUALTY CO.	GWP77180A	$0	09/22/2010	08/01/2015	Cancelled
91X	BIPD/Primary	GREAT WEST CASUALTY CO.	GWP77180A	$1,000,000	09/22/2010	08/09/2012	Cancelled
34	CARGO	NAVIGATORS INSURANCE COMPANY	OC09ILM015221-00	$0	09/19/2009	03/25/2010	Replaced
91X	BIPD/Primary	GREAT WEST CASUALTY CO.	GWP77180A	$1,000,000	08/09/2012	07/01/2014	Cancelled
91X	BIPD/Primary	GREAT WEST CASUALTY CO.	GWP77180A	$1,000,000	08/09/2012	08/09/2012	Replaced
91X	BIPD/Primary	GREAT WEST CASUALTY CO.	GWP77180A	$1,000,000	08/09/2012	07/04/2014	Replaced
91X	BIPD/Primary	GREAT WEST CASUALTY CO.	GWP77180A	$1,000,000	08/09/2012	07/10/2014	Cancelled
91X	BIPD/Primary	CANAL INSURANCE CO.	443833	$1,000,000	07/19/2004	02/13/2005	Cancelled
91X	BIPD/Primary	UNITED FINANCIAL CASUALTY COMPANY	CA00606710	$750,000	07/04/2024	04/01/2025	Cancelled
91X	BIPD/Primary	GREAT WEST CASUALTY CO.	MCP72634A	$1,000,000	07/04/2021	07/04/2024	Cancelled
91X	BIPD/Primary	SENTRY SELECT INSURANCE COMPANY	A0039389004	$750,000	07/04/2020	07/04/2021	Replaced
91X	BIPD/Primary	SENTRY SELECT INSURANCE COMPANY	A0039389003	$750,000	07/04/2017	07/04/2020	Replaced
91X	BIPD/Primary	SENTRY SELECT INSURANCE COMPANY	A0039389002	$750,000	07/04/2016	07/04/2017	Cancelled
91X	BIPD/Primary	SENTRY SELECT INSURANCE COMPANY	A0039389001	$750,000	07/04/2015	07/04/2016	Replaced
91X	BIPD/Primary	THE INSURANCE CO OF THE STATE OF PENNSYLVANIA	TP9881893 01	$1,000,000	07/04/2014	07/04/2015	Cancelled
91X	BIPD/Primary	THE INSURANCE CO OF THE STATE OF PENNSYLVANIA	TP 9880151 01	$1,000,000	04/03/2010	03/30/2010	Replaced
91X	BIPD/Primary	THE INSURANCE CO OF THE STATE OF PENNSYLVANIA	TP 9880151 01	$1,000,000	04/03/2010	05/04/2010	Cancelled
91X	BIPD/Primary	UNITED FINANCIAL CASUALTY COMPANY	CA00606710	$1,000,000	04/01/2025	06/24/2025	Cancelled
91X	BIPD/Primary	GREAT WEST CASUALTY CO.	GWP77180A	$1,000,000	03/30/2010	03/25/2010	Replaced
91X	BIPD/Primary	THE INSURANCE CO OF THE STATE OF PENNSYLVANIA	TP 9880151 01	$1,000,000	03/30/2010	04/29/2010	Cancelled
91X	BIPD/Primary	GREAT WEST CASUALTY CO.	GWP77180A	$1,000,000	03/25/2010	09/22/2010	Replaced
34	CARGO	GREAT WEST CASUALTY CO.	GWP77180A	$0	03/25/2010	10/25/2010	Name Changed
34	CARGO	GREAT WEST CASUALTY CO.	GWP77180A	$0	03/25/2010	09/22/2010	Replaced
91X	BIPD/Primary	GREAT WEST CASUALTY CO.	GWP77180A	$1,000,000	03/25/2010	10/25/2010	Name Changed
91X	BIPD/Primary	GREAT WEST CASUALTY CO.	GWP77180A	$1,000,000	03/25/2010	03/30/2010	Replaced
91X	BIPD/Primary	ZURICH AMERICAN INSURANCE COMPANY	TRK-4273994-01	$750,000	02/13/2009	12/01/2009	Replaced
91X	BIPD/Primary	ZURICH AMERICAN INSURANCE COMPANY	TRK-4273994	$1,000,000	02/13/2008	02/13/2008	Replaced
91X	BIPD/Primary	ZURICH AMERICAN INSURANCE COMPANY	TRK-4273994	$750,000	02/13/2008	02/13/2009	Replaced
91X	BIPD/Primary	CANAL INSURANCE CO.	PIA00762001	$750,000	02/13/2007	02/13/2008	Cancelled
91X	BIPD/Primary	CANAL INSURANCE CO.	485136	$750,000	02/13/2006	02/12/2007	Replaced
91X	BIPD/Primary	CANAL INSURANCE CO.	485136	$750,000	02/13/2006	02/13/2007	Cancelled
91X	BIPD/Primary	CANAL INSURANCE CO.	444068	$1,000,000	02/13/2005	02/13/2006	Cancelled
91X	BIPD/Primary	CANAL INSURANCE CO.	443833	$1,000,000	02/13/2004	07/19/2004	Replaced
91X	BIPD/Primary	CANAL INSURANCE CO.	443833	$1,000,000	02/13/2004	08/13/2004	Cancelled
91X	BIPD/Primary	CANAL INSURANCE CO.	PIA00416201	$750,000	02/12/2007	02/13/2007	Replaced

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC481281	COMMON	INVOLUNTARY REVOCATION	10/23/2006	DISCONTINUED REVOCATION	11/17/2006
MC481281	COMMON	INVOLUNTARY REVOCATION	10/22/2007	DISCONTINUED REVOCATION	11/19/2007
MC481281	COMMON	INVOLUNTARY REVOCATION	10/21/2008	DISCONTINUED REVOCATION	11/18/2008
MC481281	COMMON	INVOLUNTARY REVOCATION	10/21/2005	DISCONTINUED REVOCATION	11/16/2005
MC481281	COMMON	INVOLUNTARY REVOCATION	09/22/2010	DISCONTINUED REVOCATION	09/23/2010
MC481281	COMMON	INVOLUNTARY REVOCATION	08/24/2009	DISCONTINUED REVOCATION	09/22/2009
MC481281	MOTOR PROPERTY COMMON CARRIER	REINSTATED	08/15/2025	-	-
MC481281	COMMON	INVOLUNTARY REVOCATION	07/19/2004	DISCONTINUED REVOCATION	07/23/2004
MC481281	COMMON	INVOLUNTARY REVOCATION	06/13/2014	DISCONTINUED REVOCATION	07/02/2014
MC481281	COMMON	INVOLUNTARY REVOCATION	06/08/2015	DISCONTINUED REVOCATION	07/02/2015
MC481281	COMMON	INVOLUNTARY REVOCATION	06/07/2024	DISCONTINUED REVOCATION	07/02/2024
MC481281	COMMON	INVOLUNTARY REVOCATION	06/07/2017	DISCONTINUED REVOCATION	06/29/2017
MC481281	COMMON	INVOLUNTARY REVOCATION	06/04/2014	DISCONTINUED REVOCATION	06/11/2014
MC481281	COMMON	INVOLUNTARY REVOCATION	04/05/2010	DISCONTINUED REVOCATION	05/06/2010
MC481281	MOTOR PROPERTY COMMON CARRIER	GRANTED	03/16/2004	REVOKED	06/30/2025
MC481281	COMMON	INVOLUNTARY REVOCATION	03/08/2010	DISCONTINUED REVOCATION	03/12/2010
MC481281	COMMON	INVOLUNTARY REVOCATION	01/18/2005	DISCONTINUED REVOCATION	02/14/2005
MC481281	COMMON	INVOLUNTARY REVOCATION	01/17/2008	DISCONTINUED REVOCATION	02/13/2008
MC481281	COMMON	INVOLUNTARY REVOCATION	01/17/2007	DISCONTINUED REVOCATION	02/12/2007
MC481281	COMMON	INVOLUNTARY REVOCATION	01/17/2006	DISCONTINUED REVOCATION	02/10/2006

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

55/100

Fair

NOT VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 55

−25

−10

Starts at 100−45 totalFinal 55

Not active with FMCSA−25

MCS-150 update overdue−10

Driver out-of-service rate above national average−5

Vehicle out-of-service rate above national average−5

Verification, 4 core requirements

Active operating authority

USDOT registration is not active (inactive, revoked, or pending).

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Active for-hire authority on file, FMCSA requires insurance to keep it active.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-25

Not active with FMCSA FAILS VERIFICATION

FMCSA does not show an active USDOT registration / operating authority.

-10

MCS-150 update overdue

The required biennial MCS-150 update has not been filed on time (score factor, not a verification failure).

-5

Driver out-of-service rate above national average

Driver OOS 50% vs national avg 5.51%.

-5

Vehicle out-of-service rate above national average

Vehicle OOS 50% vs national avg 20.72%.

Where this company lands, risk scales

Driver out-of-service rate−5 of 5

0 pts · low risk−5 pts · high risk

Driver OOS 50% vs national avg 5.51%.

Vehicle out-of-service rate−5 of 5

0 pts · low risk−5 pts · high risk

Vehicle OOS 50% vs national avg 20.72%.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

NAO AUTO LLC

Trust Score

Company Information

Contact Details

Other Companies at This Address

Operating Authorities

Operation Classification

Mileage

Drivers

Equipment

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Safety Trends by Year

Crash Records (1)

Licensing & Insurance

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