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VALIDATED

DAVID K GINN

Trust Score

Excellent Why this score?

Company CheckDAVID K GINN · DOT 981081

DBA: R&S TRUCKING

2720 BURTONVILLE RD, TOLLESBORO, KY, 41189

DOT# 981081 MC# 321790 Tollesboro, Kentucky 29 years

CARRIER DBA name changed · Aug 19, 2026

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Power Units

Drivers

Crashes (24-Month)

$750,000

Insurance

Satisfactory

Safety Rating

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

6 events tracked · latest Aug 19, 2026 ↓ Show details ↓

Identity & ownership 1

Aug 19, 2026
DBA name changed.

Safety & compliance 5

Jul 24, 2026
Clean roadside inspection, no violations.
Jul 22, 2026
Roadside inspection, 1 out-of-service violation.
Jun 30, 2026
Roadside inspection, 2 out-of-service violations.
May 4, 2026
Clean roadside inspection, no violations.
Nov 17, 2025
Crash reported (no fatalities).

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

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EmailSign in to view

Physical Address2720 BURTONVILLE RD, TOLLESBORO, KY, 41189

Mailing AddressPO BOX 284, TOLLESBORO, KY, 41189

Other Companies at This Address

Address2720 BURTONVILLE RD, TOLLESBORO, KY 41189

Others here

Distinct phones

Active

Company	DOT	Phone	Status
DAVID K GINN	2456467	Sign in	Active
DAVID K GINN this company	981081	Sign in	Active

Note: sharing an address is legal and common (registered agents, virtual offices, business centers). A shared address never reduces the Trust Score.

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC321790

CommonActive

ContractNot Active

BrokerNot Active

Operating29 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 1.25 · 1 insp with violations

Below cutoff

Hours-of-Service Compliance

measure .22 · 1 insp with violations

Below cutoff

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 11.57 · 5 insp with violations

Below cutoff

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage186,588 miles

Mileage Year2022

VMT SourceMCS-150 Form

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Equipment

No equipment breakdown on file with FMCSA.

HazMatYes

Safety Summary

Safety RatingSatisfactory

Total Crashes (24-mo)1

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS50.0% avg 20.7%

SmartWay PartnerNo

Last Review09/21/2015

Insurance

Amount$750,000

Type91X

Effective06/16/2025

CompanyUNITED FINANCIAL CASUALTY COMPANY

Policy #CA995067777

Last checked09/09/2026

Quick Facts

StatusActive

TypeCarrier

Fleet8 units

Drivers5

Mileage186,588 mi

Operating29 years

MCS-15001/2026

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)1

Fatal0

Injury0

Tow-Away1

Safety RatingSatisfactory

Driver Inspections

Total7

Out of Service0

OOS Rate0.0%

National Avg5.5%

Below National Average

Vehicle Inspections

Total4

Out of Service2

OOS Rate50.0%

National Avg20.7%

Above National Average

Last FMCSA Review: 09/21/2015 | Rated: 03/09/2009

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2023

3 · 1 OOS -

2024

6 · 2 OOS ▲

2025

2 · 2 OOS =

2026

6 · 2 OOS =

Crashes

2023

1 crash -

2024

2 crashes ▲

2025

1 crash ▼

2026

0 crashes ▼

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Jul 2026, 9 inspections, 4 resulted in out-of-service (44.4% OOS rate).

Vehicle Out-of-Service 6 OOS

Live FMCSA roadside inspection records, refreshed monthly.

Crash Records (4)

Full crash history on file (all years), newest first. This list may show more than the headline Crashes figure above, because that figure follows the official FMCSA 24-month SMS window used for the Trust Score, older crashes still appear here for transparency.

Date	Location	State	Injuries	Tow	Vehicles	Weather	Road	Light
11/17/2025	MENTOR	KY	0	1	1	Clear	Dry	Daylight
05/06/2024	WESTFIELD (TOWNSHIP OF)	OH	0	1	1	Clear	Dry	Dark - Not Lighted
01/26/2024	LEXINGTON	KY	1	1	2	Clear	Wet	Daylight
11/20/2023	TOLLESBORO	KY	0	1	1	Clear	Dry	Dawn

Roadside Violations by Safety Category Last 24 months

20 roadside violations across 9 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Vehicle Maintenance 17 violations · 6 OOS

Unsafe Driving 3 violations · 0 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (17)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	Vehicle Viol	Vehicle OOS	HazMat
07/24/2026	TN	Driver-Only (Level III)	BULLS GAP TN	0	0	0	0	0	0	-	▲Detail
07/22/2026	KY	Full (Level I)	LONDON	3	1	0	0	3	1	-	▲Detail
06/30/2026	MO	Walk-Around (Level II)	STEELE MO	4	2	1	0	3	2	-	▲Detail
05/04/2026	TX	Walk-Around (Level II)	IH30 WB MT PLEASANT SCALE	0	0	0	0	0	0	-	▲Detail
04/16/2026	FL	Driver-Only (Level III)	LIVE OAK FL	0	0	0	0	0	0	-	▲Detail
02/14/2026	AZ	Walk-Around (Level II)	ELOY AZ	2	0	0	0	2	0	-	▲Detail
03/10/2025	WV	Walk-Around (Level II)	GHENT WV	1	1	0	0	0	1	-	▲Detail
01/28/2025	OH	Full (Level I)	CHILLICOTHE OH	9	2	0	0	0	2	-	▲Detail
09/15/2024	KY	Driver-Only (Level III)	LEXINGTON	1	0	1	0	0	0	-	▲Detail
09/04/2024	KY	Driver-Only (Level III)	ELIZABETHTOWN	2	0	1	0	1	0	-	▲Detail
05/13/2024	KY	Full (Level I)	LONDON	4	1	1	0	3	1	-	▲Detail
05/06/2024	KY	Driver-Only (Level III)	LONDON	1	0	1	0	0	0	-	▲Detail
03/04/2024	WV	Walk-Around (Level II)	SHARON WV	3	1	0	1	0	0	-	▲Detail
02/28/2024	OH	Walk-Around (Level II)	ROADSIDE	2	0	0	0	2	0	-	▲Detail
10/25/2023	OH	Full (Level I)	ROADSIDE	0	0	0	0	0	0	-	▲Detail
10/03/2023	KY	Full (Level I)	LONDON	3	3	0	0	3	3	-	▲Detail
08/24/2023	OH	Walk-Around (Level II)	ROADSIDE	0	0	0	0	0	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections10

Unsafe Driving 1 viols

HOS Compliance 1 viols

Vehicle Maintenance 5 viols

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	UNIVERSAL INSURANCE EXCHANGE	TCOUMIUST-0004	$1,000,000	10/07/2001	04/12/2002	Replaced
91X	BIPD/Primary	UNIVERSAL INSURANCE EXCHANGE	TCOUMIUST-0004	$1,000,000	10/07/2001	05/12/2002	Cancelled
91X	BIPD/Primary	ARCH INSURANCE COMPANY	005CAT000676	$1,000,000	10/07/2000	11/11/2001	Cancelled
34	CARGO	FIREMAN'S FUND INSURANCE CO.	MXI97502581ATL	$0	10/07/2000	03/20/2005	Replaced
91X	BIPD/Primary	NATIONAL CASUALTY COMPANY	CTO0072593	$1,000,000	10/07/1999	04/03/2000	Cancelled
91X	BIPD/Primary	PROGRESSIVE CASUALTY INSURANCE COMPANY	CA 4155458-0	$1,000,000	10/07/1998	10/07/1999	Cancelled
84	SURETY	GREAT AMERICAN INSURANCE CO.	2212490	$0	10/01/2013	12/12/2013	Cancelled
91X	BIPD/Primary	TRUMBULL INSURANCE COMPANY	VT 0001128	$1,000,000	09/01/1997	10/07/1998	Cancelled
91X	BIPD/Primary	LANCER INSURANCE COMPANY	CM0050778	$1,000,000	07/15/2013	03/31/2017	Cancelled
91X	BIPD/Primary	UNITED FINANCIAL CASUALTY COMPANY	CA995067777	$750,000	06/09/2025	06/16/2025	Cancelled
34	CARGO	PENN-AMERICA INSURANCE COMPANY	PAC6063204	$0	05/12/1999	11/23/2000	Cancelled
34	CARGO	FIREMEN'S INSURANCE CO. (OF NEWARK)	MTC0000960089	$0	05/12/1997	05/12/1999	Replaced
34	CARGO	FIREMEN'S INSURANCE CO. (OF NEWARK)	MTC0000960089	$0	05/12/1997	06/11/1999	Cancelled
91X	BIPD/Primary	LANCER INSURANCE COMPANY	CM0041099	$1,000,000	04/25/2005	03/20/2006	Replaced
91X	BIPD/Primary	LANCER INSURANCE COMPANY	CM0041099	$1,000,000	04/25/2005	04/18/2006	Cancelled
34	CARGO	LANCER INSURANCE COMPANY	CM0041099	$0	04/25/2005	03/20/2006	Replaced
34	CARGO	LANCER INSURANCE COMPANY	CM0041099	$0	04/25/2005	04/18/2006	Cancelled
91X	BIPD/Primary	NATIONAL INDEPENDENT TRUCKERS INS. CO., RRG	A176	$1,000,000	04/12/2002	03/29/2003	Cancelled
91X	BIPD/Primary	NATIONAL INDEPENDENT TRUCKERS INS. CO., RRG	A176	$1,000,000	04/12/2002	03/20/2003	Replaced
91X	BIPD/Primary	NATIONAL CASUALTY COMPANY	CTO0072593	$1,000,000	04/03/2000	10/07/2000	Cancelled
91X	BIPD/Primary	UNITED FINANCIAL CASUALTY COMPANY	CA995067777	$750,000	03/31/2025	06/09/2025	Cancelled
91X	BIPD/Primary	CANAL INSURANCE CO.	CT9882402682	$750,000	03/31/2024	03/31/2025	Cancelled
91X	BIPD/Primary	CENTRAL MUTUAL INSURANCE COMPANY	8948486	$1,000,000	03/31/2022	03/31/2024	Cancelled
91X	BIPD/Primary	CANAL INSURANCE CO.	908233001	$750,000	03/31/2021	03/31/2022	Replaced
91X	BIPD/Primary	CANAL INSURANCE CO.	908233001	$750,000	03/31/2020	03/31/2021	Cancelled
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	WN257762	$750,000	03/31/2019	03/31/2020	Cancelled
91X	BIPD/Primary	SENTRY SELECT INSURANCE COMPANY	A0076779001	$750,000	03/31/2018	03/31/2019	Replaced
91X	BIPD/Primary	CANAL INSURANCE CO.	942020001	$750,000	03/31/2017	03/31/2018	Replaced
34	CARGO	HARTFORD FIRE INSURANCE COMPANY	33 MS TO9903	$0	03/31/2010	07/11/2013	Cancelled
91X	BIPD/Primary	LANCER INSURANCE COMPANY	CM0050778	$1,000,000	03/31/2010	07/15/2013	Cancelled
34	CARGO	NATIONAL CASUALTY COMPANY	OPO0030152	$0	03/31/2009	03/31/2010	Cancelled
91X	BIPD/Primary	NATIONAL CASUALTY COMPANY	OPO0030152	$750,000	03/31/2009	03/31/2010	Cancelled
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	TF597479	$750,000	03/20/2008	03/31/2009	Replaced
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	TF597479	$750,000	03/20/2008	04/27/2009	Cancelled
34	CARGO	NORTHLAND INSURANCE COMPANY	TF597479	$0	03/20/2008	03/31/2009	Replaced
34	CARGO	NORTHLAND INSURANCE COMPANY	TF597479	$0	03/20/2008	04/27/2009	Cancelled
91X	BIPD/Primary	SENTRY SELECT INSURANCE COMPANY	CT774560-8006-061	$750,000	03/20/2006	03/20/2008	Replaced
34	CARGO	SENTRY SELECT INSURANCE COMPANY	CT774560-8006-061	$0	03/20/2006	03/20/2008	Replaced
91X	BIPD/Primary	LANCER INSURANCE COMPANY	CM0041099	$1,000,000	03/20/2005	04/25/2005	Transferred
34	CARGO	LANCER INSURANCE COMPANY	CM0041099	$0	03/20/2005	04/25/2005	Transferred
91X	BIPD/Primary	TRANSGUARD INSURANCE COMPANY OF AMERICA INC.	TCP201855	$1,000,000	03/20/2003	03/20/2005	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC321790	COMMON	INVOLUNTARY REVOCATION	12/20/2000	DISCONTINUED REVOCATION	01/17/2001
MC321790	COMMON	INVOLUNTARY REVOCATION	12/10/2001	DISCONTINUED REVOCATION	12/17/2001
MC321790	COMMON	INVOLUNTARY REVOCATION	11/03/2000	DISCONTINUED REVOCATION	11/15/2000
MC321790	COMMON	INVOLUNTARY REVOCATION	11/03/1999	DISCONTINUED REVOCATION	11/19/1999
MC321790	MOTOR PROPERTY COMMON CARRIER	GRANTED	09/08/1997	TRANSFER CONSUMMATED	04/27/2005
MC321790	COMMON	INVOLUNTARY REVOCATION	06/18/2013	DISCONTINUED REVOCATION	06/24/2013
MC321790	MOTOR PROPERTY COMMON CARRIER	GRANTED	05/13/2005	-	-
MC321790	COMMON	INVOLUNTARY REVOCATION	04/27/2000	DISCONTINUED REVOCATION	05/05/2000
MC321790	COMMON	INVOLUNTARY REVOCATION	03/31/2009	DISCONTINUED REVOCATION	04/02/2009
MC321790	COMMON	INVOLUNTARY REVOCATION	03/06/2017	DISCONTINUED REVOCATION	03/29/2017
MC321790	COMMON	INVOLUNTARY REVOCATION	03/06/2017	DISCONTINUED REVOCATION	03/29/2017
MC321790	COMMON	INVOLUNTARY REVOCATION	03/06/2017	DISCONTINUED REVOCATION	03/29/2017
MC321790	COMMON	INVOLUNTARY REVOCATION	03/04/2025	DISCONTINUED REVOCATION	03/28/2025
MC321790	COMMON	INVOLUNTARY REVOCATION	03/04/2024	DISCONTINUED REVOCATION	03/29/2024
MC321790	COMMON	INVOLUNTARY REVOCATION	03/04/2021	DISCONTINUED REVOCATION	03/29/2021
MC321790	COMMON	INVOLUNTARY REVOCATION	03/04/2020	DISCONTINUED REVOCATION	03/30/2020
MC321790	COMMON	INVOLUNTARY REVOCATION	03/04/2010	DISCONTINUED REVOCATION	03/29/2010
MC321790	COMMON	INVOLUNTARY REVOCATION	02/22/2005	DISCONTINUED REVOCATION	03/18/2005

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

93/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 93

Starts at 100−7 totalFinal 93

Vehicle out-of-service rate above national average−5

Crashes on record (rate-adjusted)−2

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

Satisfactory FMCSA safety rating.

What's lowering this score

-5

Vehicle out-of-service rate above national average

Vehicle OOS 50% vs national avg 20.72%.

-2

Crashes on record (rate-adjusted)

Crash rate: 1 crash(es) across 8 vehicles (~0.13 per vehicle); none fatal. Scaled to fleet size and fatal severity.

Where this company lands, risk scales

Crash history (rate-adjusted)−2 of 28

0 pts · low risk−28 pts · high risk

Crash rate: 1 crash(es) across 8 vehicles (~0.13 per vehicle); none fatal. Scaled to fleet size and fatal severity.

Vehicle out-of-service rate−5 of 5

0 pts · low risk−5 pts · high risk

Vehicle OOS 50% vs national avg 20.72%.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

DAVID K GINN

Trust Score

Public record

Company Information

Contact Details

Other Companies at This Address

Operating Authorities

Operation Classification

SMS BASIC Scores

Mileage

Drivers

Equipment

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Safety Trends by Year

Out-of-Service Summary Last 24 months

Crash Records (4)

Roadside Violations by Safety Category Last 24 months

Inspection Records (17)

Safety Performance Percentiles

Licensing & Insurance

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