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VALIDATED

THOMAS L LORD AND RONALD L LORD JR

Trust Score

Excellent Why this score?

Company CheckTHOMAS L LORD AND RONALD L LORD JR · DOT 649334

DBA: THREE BROTHERS TOWING

1 OAK ST, CHEMSFORD, MA, 01824

DOT# 649334 MC# 563505 Chemsford, Massachusetts 20 years

CARRIER Legal name changed · Aug 19, 2026

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Power Units

Drivers

Crashes (24-Month)

$1,000,000

Insurance

Not Rated

Safety Rating

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

5 events tracked · latest Sep 9, 2026 ↓ Show details ↓

Identity & ownership 1

Aug 19, 2026
Company legal name changed.

Safety & compliance 3

Apr 22, 2026
Roadside inspection, 1 violation (no OOS).
Aug 7, 2025
Clean roadside inspection, no violations.
Sep 30, 2024
Roadside inspection, 5 out-of-service violations.

Insurance 1

Current
Active insurance on file ($1,000,000).

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address1 OAK ST, CHEMSFORD, MA, 01824

Mailing Address1 OAK ST, CHEMSFORD, MA, 01824

Other Companies at This Address

Address1 OAK ST, CHEMSFORD, MA 01824

Others here

Distinct phones

Active

Company	DOT	Phone	Status
SOUTH CHELMSFORD AUTO WORKS	3367300	Sign in	Active
THOMAS L LORD AND RONALD L LORD JR this company	649334	Sign in	Active
KEN ZAHER CONSTRUCTION	467871	Sign in	Inactive
PAUL H BEDAU	444020	Sign in	Inactive
WILLIAM S ORMONDE	3373588	Sign in	Inactive

Note: sharing an address is legal and common (registered agents, virtual offices, business centers). A shared address never reduces the Trust Score.

Operating Authorities

Authority TypePRIVATE PROPERTY;PRIVATE PASSENGER, BUSINESS;PRIVATE PASSENGER, NON-BUSINESS;AUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC563505

CommonActive

ContractNot Active

BrokerNot Active

Operating20 years

Operation Classification

Authorized For HirePrivate (Property)Private (Pass. Business)Private (Pass. Non-Business)

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 1.25 · 1 insp with violations

Below cutoff

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 8.66 · 1 insp with violations

Below cutoff

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage60,000 miles

Mileage Year2023

VMT SourceMCS-150 Form

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS16.7% avg 5.5%

Vehicle OOS50.0% avg 20.7%

SmartWay PartnerNo

Insurance

Amount$1,000,000

Type91X

VerifiedFMCSA · 09/01/2026

CompanyTHE COMMERCE INSURANCE COMPANY

Policy #BJGGQM

Last checked09/09/2026

Quick Facts

StatusActive

TypeCarrier

Fleet5 units

Drivers3

Mileage60,000 mi

Operating20 years

MCS-15001/2026

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total6

Out of Service1

OOS Rate16.7%

National Avg5.5%

Above National Average

Vehicle Inspections

Total2

Out of Service1

OOS Rate50.0%

National Avg20.7%

Above National Average

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2024

4 · 1 OOS -

2025

1 · 0 OOS ▼

2026

1 · 0 OOS =

Crashes

No crashes on record.

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Apr 2026, 3 inspections, 1 resulted in out-of-service (33.3% OOS rate).

Driver Out-of-Service 1 OOS

Vehicle Out-of-Service 4 OOS

Live FMCSA roadside inspection records, refreshed monthly.

Roadside Violations by Safety Category Last 24 months

11 roadside violations across 3 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Vehicle Maintenance 7 violations · 4 OOS

Unsafe Driving 3 violations · 0 OOS

Driver Fitness 1 violation · 1 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (6)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	Vehicle Viol	Vehicle OOS	HazMat
04/22/2026	MA	Driver-Only (Level III)	H-STONEHAM	1	0	1	0	0	0	-	▲Detail
08/07/2025	NH	Walk-Around (Level II)	NH	0	0	0	0	0	0	-	▲Detail
09/30/2024	MA	Full (Level I)	H-CHELMSFORD	9	5	1	1	8	4	-	▲Detail
08/06/2024	NH	Driver-Only (Level III)	WINDHAM SCALES NORTHBOUND	0	0	0	0	0	0	-	▲Detail
08/05/2024	MA	Driver-Only (Level III)	S-STONEHAM	2	0	1	0	1	0	-	▲Detail
06/11/2024	MA	Driver-Only (Level III)	H-CHELMSFORD	2	0	2	0	0	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections5

Driver Fitness 1 viols

Vehicle Maintenance 1 viols

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	THE COMMERCE INSURANCE COMPANY	BCCH80	$1,000,000	10/08/2015	10/08/2020	Replaced
91X	BIPD/Primary	THE COMMERCE INSURANCE COMPANY	BBDBKP	$750,000	10/08/2006	05/11/2010	Replaced
34	CARGO	UNDERWRITERS AT LLOYDS LONDON	2003KGB09MA001425	$0	07/13/2010	07/13/2011	Cancelled
34	CARGO	UNDERWRITERS AT LLOYDS LONDON	2003KGB09MA001425	$0	07/13/2009	07/13/2010	Cancelled
34	CARGO	UNDERWRITERS AT LLOYDS LONDON	2003KGB08MA001099	$0	07/13/2008	07/13/2009	Cancelled
34	CARGO	UNDERWRITERS AT LLOYDS LONDON	2003KGB07MA000788	$0	07/13/2007	07/13/2008	Cancelled
34	CARGO	UNDERWRITERS AT LLOYDS LONDON	06MA000563	$0	07/13/2006	07/13/2007	Cancelled
91X	BIPD/Primary	THE COMMERCE INSURANCE COMPANY	ZV8761	$750,000	05/12/2006	10/08/2006	Replaced
91X	BIPD/Primary	THE COMMERCE INSURANCE COMPANY	BBDBKP	$1,000,000	05/11/2010	10/08/2015	Replaced

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC563505	MOTOR PROPERTY COMMON CARRIER	GRANTED	07/31/2006	REVOKED	07/23/2007
MC563505	MOTOR PROPERTY COMMON CARRIER	REINSTATED	05/10/2010	-	-

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

88/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 88

Starts at 100−12 totalFinal 88

Driver out-of-service rate above national average−5

Vehicle out-of-service rate above national average−5

No email address on file−2

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

FMCSA shows active coverage on file as of 9/1/2026.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-5

Driver out-of-service rate above national average

Driver OOS 16.6667% vs national avg 5.51%.

-5

Vehicle out-of-service rate above national average

Vehicle OOS 50% vs national avg 20.72%.

-2

No email address on file

No public email address on record.

Where this company lands, risk scales

Driver out-of-service rate−5 of 5

0 pts · low risk−5 pts · high risk

Driver OOS 16.6667% vs national avg 5.51%.

Vehicle out-of-service rate−5 of 5

0 pts · low risk−5 pts · high risk

Vehicle OOS 50% vs national avg 20.72%.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

THOMAS L LORD AND RONALD L LORD JR

Trust Score

Public record

Company Information

Contact Details

Other Companies at This Address

Operating Authorities

Operation Classification

SMS BASIC Scores

Mileage

Drivers

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Safety Trends by Year

Out-of-Service Summary Last 24 months

Roadside Violations by Safety Category Last 24 months

Inspection Records (6)

Safety Performance Percentiles

Licensing & Insurance

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