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VALIDATED

FRAN'S OF KEENE INC

Trust Score

Excellent Why this score?

Company CheckFRAN'S OF KEENE INC · DOT 444526

528 WASHINGTON ST, KEENE, NH, 03431-2046

DOT# 444526 MC# 243979 Keene, New Hampshire 34 years

CARRIER

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1

Power Units

1

Drivers

0

Crashes (24-Month)

$1,000,000

Insurance

Satisfactory

Safety Rating

0

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

3 events tracked · latest Sep 9, 2026 ↓ Show details ↓

Identity & ownership 2

Jul 10, 2026
Company legal name changed.
Jul 2, 2026
Company legal name changed.

Insurance 1

Current
Active insurance on file ($1,000,000).

Public FMCSA record · blue clean · orange change · red risk.

Company Information

Legal NameFRAN'S OF KEENE INC

DOT Number444526

MC Number243979

Entity TypeCarrier

Operating StatusA - Active

LocationKeene, New Hampshire

Added05/01/1991

MCS-15006/01/2024

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address528 WASHINGTON ST, KEENE, NH, 03431-2046

Mailing AddressPO BOX 1058, KEENE, NH, 03431

Other Companies at This Address

Address528 WASHINGTON ST, KEENE, NH 03431-2046

1

Others here

2

Distinct phones

2

Active

Company	DOT	Phone	Status
FRAN'S OF KEENE INC this company	444526	Sign in	Active
J & B TOWING LLC	1622138	Sign in	Active

Note: sharing an address is legal and common (registered agents, virtual offices, business centers). A shared address never reduces the Trust Score.

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC243979

CommonActive

ContractActive

BrokerNot Active

Operating34 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage100 miles

Mileage Year2023

VMT SourceMCS-150 Form

Drivers

1

Interstate

0

Intrastate

0

CDL

1

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Equipment

No equipment breakdown on file with FMCSA.

HazMatYes

Safety Summary

Safety RatingSatisfactory

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Last Review12/13/1991

Insurance

Amount$1,000,000

Type91X

VerifiedFMCSA · 08/17/2026

CompanyMERCHANTS MUTUAL INSURANCE CO.

Policy #CAP9267863

Last checked09/09/2026

Quick Facts

StatusActive

TypeCarrier

Fleet1 units

Drivers1

Mileage100 mi

Operating34 years

MCS-15006/2024

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Safety RatingSatisfactory

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Last FMCSA Review: 12/13/1991 | Rated: 05/19/1992

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	ACADIA INSURANCE COMPANY	CPA 001 09 06-10	$750,000	10/21/1997	04/24/2005	Cancelled
91X	BIPD/Primary	ACADIA INSURANCE COMPANY	CPA 0010906-10	$750,000	10/21/1994	10/21/1997	Replaced
91X	BIPD/Primary	NEW HAMPSHIRE INSURANCE CO.	ARH 609 3541	$750,000	10/21/1993	12/20/1994	Cancelled
91X	BIPD/Primary	PEERLESS INSURANCE CO.	CBP 978 98 20	$1,000,000	04/24/2005	04/28/2021	Replaced

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC243979	CONTRACT	INVOLUNTARY REVOCATION	12/20/1994	DISCONTINUED REVOCATION	01/20/1995
MC243979	CONTRACT	INVOLUNTARY REVOCATION	12/04/1991	DISCONTINUED REVOCATION	02/03/1992
MC243979	CONTRACT	INVOLUNTARY REVOCATION	10/21/1993	DISCONTINUED REVOCATION	11/30/1993
MC243979	MOTOR PROPERTY COMMON CARRIER	DISMISSED	10/02/1996	-	-
MC243979	MOTOR PROPERTY COMMON CARRIER	GRANTED	08/11/2021	-	-
MC243979	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	08/09/2021	-	-
MC243979	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	03/31/1992	REVOKED	05/02/2005

No revocation records.

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88/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 88

88

−10

Starts at 100−12 totalFinal 88

MCS-150 update overdue−10

No email address on file−2

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

FMCSA shows active coverage on file as of 8/17/2026.

Safety rating not Unsatisfactory

Satisfactory FMCSA safety rating.

What's lowering this score

-10

MCS-150 update overdue

The required biennial MCS-150 update has not been filed on time (score factor, not a verification failure).

-2

No email address on file

No public email address on record.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

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