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LENDING HAND ENTERPRISES INC

Trust Score

Fair Why this score?

Company CheckLENDING HAND ENTERPRISES INC · DOT 4031418

DOT# 4031418 MC# MC-1523202 Troy, Michigan

CARRIER

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Power Units

Drivers

Crashes (24-Month)

Not reported

Insurance

Not Rated

Safety Rating

Inspections

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Deep records on this carrier, only on LoadWrap

Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Contact Details

PhoneSign in to view

EmailSign in to view

Physical AddressSign in to view

Other Companies at This Address

Address801 W BIG BEAVER RD STE 300, TROY, MI 48084

Others here

Distinct phones

Active

Company	DOT	Phone	Status
BEGA TRANSPORT INC	3508845	Sign in	Active
DIESEL KINGS LLC	9502475	Sign in	Active
JOHNSON BUSINESS VENTURES JBV LLC	4451424	Sign in	Active
JOHNSON DYNAMIC TRANSPORT LLC	3615109	Sign in	Active
NEXWAY LOGISTICS LLC	5850514	Sign in	Active
RAJ TRANSPORTATION LLC	5579949	Sign in	Active
RIGHT CHOICE TRANSPORTATION SERVICES LLC	4275359	Sign in	Active
ROMANIAN MOLDOVAN TRUCKING ASSOCIATION OF NORTH AMERICA CO	4443624	Sign in	Active
ROMANIAN MOLDOVAN TRUCKING ASSOCIATION OF NORTH AMERICA CO	4096882	Sign in	Active
GENORA LYNN GREENE	4141576	Sign in	Inactive
JT&T EXPRESS LLC	4075430	Sign in	Inactive
LENDING HAND ENTERPRISES INC this company	4031418	Sign in	Inactive
WILLIAM WILSON LLC	4023496	Sign in	Inactive

Note: sharing an address is legal and common (registered agents, virtual offices, business centers). A shared address never reduces the Trust Score.

Operating Authorities

Carrier OperationA - Interstate

DocketMC1523202

CommonInactive

ContractNot Active

BrokerNot Active

Operation Classification

Authorized For Hire

Mileage

Annual Mileage1 miles

Mileage Year2022

VMT SourceMCS-150 Form

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS100.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Quick Facts

StatusInactive

TypeCarrier

Fleet1 units

Drivers1

Mileage1 mi

MCS-15012/2023

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total2

Out of Service2

OOS Rate100.0%

National Avg5.5%

Above National Average

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Out of Service Orders (1)

OOS Date	Reason	Status	Rescind Date
2025-04-14	New Entrant Revoked - Failure of Safety Audit	INACTIVE	-

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	PROGRESSIVE MICHIGAN INSURANCE COMPANY	CA975646888	$1,000,000	12/20/2023	05/15/2024	Cancelled
91X	BIPD/Primary	CANAL INSURANCE CO.	CT6671465091	$750,000	09/26/2024	09/26/2024	Replaced
91X	BIPD/Primary	CANAL INSURANCE CO.	CT6671465091	$750,000	09/26/2024	11/09/2024	Cancelled
91X	BIPD/Primary	CANAL INSURANCE CO.	CT6671465091	$750,000	09/26/2024	05/21/2025	Cancelled
91X	BIPD/Primary	PROGRESSIVE MICHIGAN INSURANCE COMPANY	CA975646888	$1,000,000	05/15/2024	08/19/2024	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC1523202	MOTOR PROPERTY COMMON CARRIER	REINSTATED	10/24/2024	REVOKED	05/27/2025
MC1523202	MOTOR PROPERTY COMMON CARRIER	DISMISSED	03/30/2023	-	-
MC1523202	MOTOR PROPERTY COMMON CARRIER	GRANTED	01/12/2024	REVOKED	08/26/2024

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

57/100

Fair

NOT VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 57

−25

−10

Starts at 100−43 totalFinal 57

Not active with FMCSA−25

MCS-150 update overdue−10

Driver out-of-service rate above national average−5

Operating history unknown−3

Verification, 4 core requirements

Active operating authority

USDOT registration is not active (inactive, revoked, or pending).

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Active for-hire authority on file, FMCSA requires insurance to keep it active.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-25

Not active with FMCSA FAILS VERIFICATION

FMCSA does not show an active USDOT registration / operating authority.

-10

MCS-150 update overdue

The required biennial MCS-150 update has not been filed on time (score factor, not a verification failure).

-5

Driver out-of-service rate above national average

Driver OOS 100% vs national avg 5.51%.

-3

Operating history unknown

No authority grant date on file.

Where this company lands, risk scales

Driver out-of-service rate−5 of 5

0 pts · low risk−5 pts · high risk

Driver OOS 100% vs national avg 5.51%.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

LENDING HAND ENTERPRISES INC

Trust Score

Company Information

Contact Details

Other Companies at This Address

Operating Authorities

Operation Classification

Mileage

Drivers

Safety Summary

Quick Facts

Safety & Inspection Data

Out of Service Orders (1)

Licensing & Insurance

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