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VALIDATED

MY PIGGY BANC LLC

Trust Score

Excellent Why this score?

Company CheckMY PIGGY BANC LLC · DOT 4028183

5534 SAINT JOE ROAD, FORT WAYNE, IN, 46835

DOT# 4028183 MC# 1535686 Fort Wayne, Indiana 3 years

MOTOR CARRIER

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3

Power Units

3

Drivers

0

Crashes (24-Month)

Not reported

Insurance

Not Rated

Safety Rating

0

Inspections

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Company Information

Legal NameMY PIGGY BANC LLC

DOT Number4028183

MC Number1535686

Entity TypeMotor Carrier

Operating StatusA - Active

LocationFort Wayne, Indiana

Added02/14/2023

MCS-15002/16/2023

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address5534 SAINT JOE ROAD, FORT WAYNE, IN, 46835

Mailing Address5534 SAINT JOE ROAD, FORT WAYNE, IN, 46835

Other Companies at This Address

Address5534 SAINT JOE ROAD, FORT WAYNE, IN 46835

13

Others here

13

Distinct phones

11

Active

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HIGHER INNOVATIVE SOLUTIONS LLC	4349459	Sign in	Active
LORINA EXPRESS LLC	4540716	Sign in	Active
LT LOGISTICS INC	3376856	Sign in	Active
MY PIGGY BANC LLC this company	4028183	Sign in	Active
PATIALA TRANZ LLC	4564979	Sign in	Active
VITRIX HOLDINGS LLC	3983694	Sign in	Active
YANKEE MUNDAY TRANSPORT LLC	3760717	Sign in	Active
A AND M MOVING TRANSPORTATION INC	3988245	Sign in	Inactive
FAMILY N FRIENDS FREIGHT LLC	3919836	Sign in	Inactive
TOP TIER CARGO & LOGISTICS LLC	4025303	Sign in	Inactive

Note: sharing an address is legal and common (registered agents, virtual offices, business centers). A shared address never reduces the Trust Score.

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationC - Intrastate (Non-Hazmat)

DocketMC1535686

CommonInactive

ContractNot Active

BrokerNot Active

Operating3 years

Company Overview

MY PIGGY BANC LLC is a FMCSA-validated motor carrier based in Fort Wayne, Indiana. The company has been in operation for 3 years, registered with the FMCSA on 02/14/2023. The fleet consists of 3 power units and 3 drivers. The company has a clean safety record with zero reported crashes. Based on authority, insurance, safety, and compliance data, MY PIGGY BANC LLC has a Trust Score of 87/100 (Excellent).

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Drivers

3

Interstate

0

Intrastate

0

CDL

3

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Equipment

No equipment breakdown on file with FMCSA.

HazMatNo

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Insurance

AmountNot reported

Type-

Effective-

Company-

Policy #-

Last checked07/11/2026

Quick Facts

StatusActive

TypeMotor Carrier

Fleet3 units

Drivers3

Operating3 years

MCS-15002/2023

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	PROGRESSIVE SOUTHEASTERN INSURANCE COMPANY	CA966311417	$750,000	05/02/2023	03/25/2024	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC1535686	MOTOR PROPERTY COMMON CARRIER	GRANTED	05/09/2023	REVOKED	04/01/2024

No revocation records.

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87/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 87

87

−10

Starts at 100−13 totalFinal 87

MCS-150 update overdue−10

Moderate operating history (3-5 years)−3

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Active for-hire authority on file, FMCSA requires insurance to keep it active.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-10

MCS-150 update overdue

The required biennial MCS-150 update has not been filed on time (score factor, not a verification failure).

-3

Moderate operating history (3-5 years)

Authority granted about 3 years ago.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.