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VALIDATED

SMU LIMITED

Trust Score

Excellent Why this score?

Company CheckSMU LIMITED · DOT 3994690

1669 COACH DR UNIT 104, NAPERVILLE, IL, 60565

DOT# 3994690 MC# 1499602 Naperville, Illinois 3 years

MOTOR CARRIER

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1

Power Units

1

Drivers

1

Crashes (24-Month)

None on file

Insurance

Not Rated

Safety Rating

0

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

2 events tracked · latest Aug 13, 2026 ↓ Show details ↓

Safety & compliance 1

Dec 7, 2024
Crash reported (no fatalities).

Insurance 1

Current
No active insurance on file.

Public FMCSA record · blue clean · orange change · red risk.

Company Information

Legal NameSMU LIMITED

DOT Number3994690

MC Number1499602

Entity TypeMotor Carrier

Operating StatusA - Active

LocationNaperville, Illinois

Added12/06/2022

MCS-15012/11/2024

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address1669 COACH DR UNIT 104, NAPERVILLE, IL, 60565

Mailing Address1669 COACH DR UNIT 104, NAPERVILLE, IL, 60565

Other Companies at This Address

Address1669 COACH DR UNIT 104, NAPERVILLE, IL 60565

1

Others here

2

Distinct phones

2

Active

Company	DOT	Phone	Status
GEM EXPRESS INC	3277537	Sign in	Active
SMU LIMITED this company	3994690	Sign in	Active

Note: sharing an address is legal and common (registered agents, virtual offices, business centers). A shared address never reduces the Trust Score.

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationC - Intrastate (Non-Hazmat)

DocketMC1499602

CommonInactive

ContractNot Active

BrokerNot Active

Operating3 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage4,900,000 miles

Mileage Year2024

VMT SourceMCS-150 Form

Drivers

1

Interstate

0

Intrastate

0

CDL

1

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)1

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Insurance

AmountNone on file

VerifiedFMCSA · 07/06/2026

Last checked08/13/2026

Quick Facts

StatusActive

TypeMotor Carrier

Fleet1 units

Drivers1

Mileage4,900,000 mi

Operating3 years

MCS-15012/2024

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)1

Fatal0

Injury0

Tow-Away1

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2024

37 · 2 OOS -

Crashes

2024

2 crashes -

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Crash Records (2)

Full crash history on file (all years), newest first. This list may show more than the headline Crashes figure above, because that figure follows the official FMCSA 24-month SMS window used for the Trust Score, older crashes still appear here for transparency.

Date	Location	State	Fatal	Injuries	Tow	Vehicles	Weather	Road	Light
12/07/2024	OREGON	OH	0	0	1	2	Clear	Dry	Dusk
03/24/2024	DENNISON TOWNSHIP	PA	0	0	1	2	Clear	Dry	Daylight

Inspection Records (37)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	Vehicle Viol	Vehicle OOS	HazMat
06/13/2024	PA	Driver-Only (Level III)	PHILADELPHIA PA	1	0	0	0	0	0	-	▲Detail
06/06/2024	SC	Walk-Around (Level II)	I-85 SB ROADSIDE	1	0	1	0	0	0	-	▲Detail
05/06/2024	CO	Walk-Around (Level II)	LIMON CO	0	0	0	0	0	0	-	▲Detail
05/06/2024	UT	Full (Level I)	NEPHI UT	4	0	0	0	0	0	-	▲Detail
04/30/2024	SD	Driver-Only (Level III)	TILFORD WEIGH STATION	0	0	0	0	0	0	-	▲Detail
04/28/2024	CA	Full (Level I)	MOUNTAIN PASS JPOE	1	0	0	0	1	0	-	▲Detail
04/27/2024	CA	Driver-Only (Level III)	DONNER PASS CVEF	0	0	0	0	0	0	-	▲Detail
04/24/2024	NM	Walk-Around (Level II)	GALLUP PORT OF ENTRY	0	0	0	0	0	0	-	▲Detail
04/23/2024	SD	Driver-Only (Level III)	SIOUX FALLS SD	2	0	0	0	0	0	-	▲Detail
04/17/2024	AZ	Driver-Only (Level III)	HEBER AZ	0	0	0	0	0	0	-	▲Detail
04/15/2024	TX	Driver-Only (Level III)	12800 S IH 35 HWY	0	0	0	0	0	0	-	▲Detail
04/15/2024	CA	Walk-Around (Level II)	ANTELOPE PLATFORM SCALE WB	5	0	3	0	2	0	-	▲Detail
04/12/2024	CA	Driver-Only (Level III)	SAN JOQAUIN COUNTY	3	0	2	0	1	0	-	▲Detail
03/28/2024	MO	Driver-Only (Level III)	ODESSA MO	1	0	0	0	0	0	-	▲Detail
03/27/2024	WY	Driver-Only (Level III)	CHEYENNE I-25 POE	0	0	0	0	0	0	-	▲Detail
03/24/2024	NV	Driver-Only (Level III)	SILVER SPRINGS	0	0	0	0	0	0	-	▲Detail
03/22/2024	AR	Walk-Around (Level II)	VAN BUREN AR	1	0	0	0	0	0	-	▲Detail
03/21/2024	AR	Driver-Only (Level III)	NEWTON COUNTY	1	0	1	0	0	0	-	▲Detail
03/21/2024	NM	Walk-Around (Level II)	GALLUP PORT OF ENTRY	2	1	2	1	0	0	-	▲Detail
03/18/2024	AR	Driver-Only (Level III)	WIDENER AR	2	0	0	0	0	0	-	▲Detail
03/18/2024	OH	Driver-Only (Level III)	ROADSIDE:	0	0	0	0	0	0	-	▲Detail
03/14/2024	MO	Walk-Around (Level II)	MT VERNON MO	0	0	0	0	0	0	-	▲Detail
02/28/2024	MO	Walk-Around (Level II)	COLUMBIA MO	2	0	0	0	0	0	-	▲Detail
02/27/2024	MN	Driver-Only (Level III)	WORTHINGTON SCALE	2	0	2	0	0	0	-	▲Detail
02/26/2024	IL	Driver-Only (Level III)	I-57 N/B AT MP76	0	0	0	0	0	0	-	▲Detail
02/26/2024	CA	Full (Level I)	COTTONWOOD IF	1	0	0	0	1	0	-	▲Detail
02/23/2024	SD	Driver-Only (Level III)	VALLEY SPRINGS SD	1	0	0	0	0	0	-	▲Detail
02/23/2024	WA	Driver-Only (Level III)	GEORGE WA	1	0	0	0	0	0	-	▲Detail
02/20/2024	NM	Walk-Around (Level II)	RATON PORT OF ENTRY	2	0	1	0	1	0	-	▲Detail
02/19/2024	KY	Full (Level I)	EDDYVILLE	2	0	1	0	1	0	-	▲Detail
02/12/2024	CA	Full (Level I)	GRAPEVINE IF	0	0	0	0	0	0	-	▲Detail
02/08/2024	SD	Driver-Only (Level III)	JEFFERSON SD	0	0	0	0	0	0	-	▲Detail
02/05/2024	CA	Walk-Around (Level II)	DESERT HILLS IF	1	0	0	0	1	0	-	▲Detail
02/02/2024	CA	Walk-Around (Level II)	DESERT HILLS IF	1	1	0	0	1	1	-	▲Detail
02/01/2024	NM	Walk-Around (Level II)	RATON PORT OF ENTRY	0	0	0	0	0	0	-	▲Detail
01/29/2024	SD	Driver-Only (Level III)	SIOUX FALLS SD	1	0	0	0	0	0	-	▲Detail
01/29/2024	NJ	Walk-Around (Level II)	GREENWICH SCALE EB	0	0	0	0	0	0	-	▲Detail

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	ARTISAN & TRUCKERS CASUALTY COMPANY	CA968556584	$750,000	04/11/2023	06/18/2024	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC1499602	MOTOR PROPERTY COMMON CARRIER	GRANTED	05/16/2023	REVOKED	06/24/2024

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

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80/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 80

80

−17

Starts at 100−20 totalFinal 80

Crashes on record (rate-adjusted)−17

Moderate operating history (3-5 years)−3

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Active for-hire authority on file, FMCSA requires insurance to keep it active.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-17

Crashes on record (rate-adjusted)

Crash rate: 1 crash(es) across 1 vehicle (~1 per vehicle); none fatal. Scaled to fleet size and fatal severity.

-3

Moderate operating history (3-5 years)

Authority granted about 3 years ago.

Where this company lands, risk scales

Crash history (rate-adjusted)−17 of 28

0 pts · low risk−28 pts · high risk

Crash rate: 1 crash(es) across 1 vehicle (~1 per vehicle); none fatal. Scaled to fleet size and fatal severity.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.