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VALIDATED

A & D EXPRESS LLC

Trust Score

Excellent Why this score?

Company CheckA & D EXPRESS LLC · DOT 3893826

219 W 9TH ST, WATERLOO, IA, 50702

DOT# 3893826 MC# 1432406 Waterloo, Iowa 4 years

BROKER / CARRIER

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0

Power Units

0

Drivers

0

Crashes (24-Month)

$75,000 bond

Insurance

Not Rated

Safety Rating

0

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

5 events tracked · latest Aug 6, 2026 ↓ Show details ↓

Safety & compliance 2

Aug 29, 2025
GRANTED MOTOR PROPERTY COMMON CARRIER.
Jun 5, 2025
DISCONTINUED REVOCATION BROKER.

Insurance 3

Current
Active surety bond on file ($75,000).
Oct 14, 2025
Insurance policy cancelled (PROGRESSIVE NORTHERN INSURANCE COMPANY).
Aug 12, 2025
Insurance on file through PROGRESSIVE NORTHERN INSURANCE COMPANY ($750).

Public FMCSA record · blue clean · orange change · red risk.

Company Information

Legal NameA & D EXPRESS LLC

DOT Number3893826

MC Number1432406

Entity TypeBroker / Carrier

Operating StatusA - Active

LocationWaterloo, Iowa

Added06/02/2022

MCS-15008/13/2025

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address219 W 9TH ST, WATERLOO, IA, 50702

Mailing Address219 W 9TH ST, WATERLOO, IA, 50702

Broker Surety Bond FMCSA BMC-84/85

Brokers must keep a $75,000 surety bond or trust fund on file with FMCSA. If it lapses, FMCSA revokes the broker’s authority, so an active bond is the key thing a carrier should verify before hauling for a broker.

Bond StatusActive

On File (FMCSA)$75,000

VerifiedFMCSA · 07/11/2026

Required$75,000 (FMCSA min)

Last checked08/06/2026

TypeSurety Bond (BMC-84)

Surety / TrusteeNATIONWIDE MUTUAL INSURANCE COMP

Contact☎ (888) 508-8622
🌐 nationwide.com

Filings on record2

Bond history

NATIONWIDE MUTUAL INSURANCE COMPsince Jun 9, 2025 · active

GREAT AMERICAN ALLIANCE COMPANYJun 2024 to Jun 2025 · CANCELLED

UNITED STATES FIRE INSURANCE CO.Jun 2022 to Jun 2024 · CANCELLED

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Other Companies at This Address

Address219 W 9TH ST, WATERLOO, IA 50702

1

Others here

1

Distinct phones

2

Active

Company	DOT	Phone	Status
A & D EXPRESS LLC this company	3893826	Sign in	Active
A&D EXPRESS LLC	4451214	Sign in	Active

Note: sharing an address is legal and common (registered agents, virtual offices, business centers). A shared address never reduces the Trust Score.

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC1432406

CommonActive

ContractNot Active

BrokerActive

Operating4 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage1 miles

Mileage Year2025

VMT SourceMCS-150 Form

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Insurance

Amount$75,000 bond

Type84

VerifiedFMCSA · 07/11/2026

CompanyNATIONWIDE MUTUAL INSURANCE COMP

Policy #7901266652

Last checked08/06/2026

Quick Facts

StatusActive

TypeBroker / Carrier

Mileage1 mi

Operating4 years

MCS-15008/2025

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	PROGRESSIVE NORTHERN INSURANCE COMPANY	CA861563019	$750,000	08/12/2025	10/14/2025	Cancelled
84	SURETY	GREAT AMERICAN ALLIANCE COMPANY	E380342	$0	06/09/2024	06/08/2025	Cancelled
84	SURETY	UNITED STATES FIRE INSURANCE CO.	615117191	$0	06/09/2022	06/09/2024	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC1432406	MOTOR PROPERTY COMMON CARRIER	GRANTED	08/29/2025	-	-
MC1432406	PROPERTY BROKER	GRANTED	06/23/2022	-	-
MC1432406	BROKER	INVOLUNTARY REVOCATION	05/13/2024	DISCONTINUED REVOCATION	06/11/2024
MC1432406	BROKER	INVOLUNTARY REVOCATION	05/12/2025	DISCONTINUED REVOCATION	06/05/2025

No revocation records.

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97/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 97

97

Starts at 100−3 totalFinal 97

Moderate operating history (3-5 years)−3

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Active broker authority

Holds active broker authority.

Broker bond (BMC-84) on file

FMCSA shows active coverage on file as of 7/11/2026.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-3

Moderate operating history (3-5 years)

Authority granted about 4 years ago.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.