← Back to Search
VALIDATED

RELIABLE TANK LINE LLC

Trust Score

97 Excellent
Excellent Why this score?
Company CheckRELIABLE TANK LINE LLC · DOT 351602
1540 SILAS CREEK PKWY, WINSTON SALEM, NC, 27127
DOT# 351602 MC# 107276 Winston Salem, North Carolina 41 years
CARRIER
Sign in required
You need a free LoadWrap account to run this check. Log in or register, it takes a minute.
Log in or register
Due-diligence certificate
Ratings & reviews

Create free account →
Free • 30 seconds • Already a member? Log in
112
Power Units
109
Drivers
10
Crashes (24-Month)
$5,000,000
Insurance
Satisfactory
Safety Rating
521
Inspections
Is this your company? Claim your profile →
Just researching? Create a free account →

Public record

8 events tracked · latest Aug 14, 2026 Show details
Safety & compliance 7
  • Aug 4, 2026
    Clean roadside inspection, no violations.
  • Jul 30, 2026
    Clean roadside inspection, no violations.
  • Jul 30, 2026
    Clean roadside inspection, no violations.
  • Jul 30, 2026
    Clean roadside inspection, no violations.
  • Jul 20, 2026
    Crash reported (no fatalities).
  • Apr 20, 2026
    Crash reported (no fatalities).
  • Jan 22, 2026
    Crash reported (no fatalities).
Insurance 1
  • Current
    Active insurance on file ($5,000,000).
Public FMCSA record · blue clean · orange change · red risk.

Company Information

Legal NameRELIABLE TANK LINE LLC
DOT Number351602
MC Number107276
Entity TypeCarrier
Operating StatusA - Active
LocationWinston Salem, North Carolina
Added04/21/1989
MCS-15012/12/2025

Contact Details

Physical Address1540 SILAS CREEK PKWY, WINSTON SALEM, NC, 27127
Mailing AddressPO BOX 2736, WINSTON SALEM, NC, 27102

Other Companies at This Address

Address1540 SILAS CREEK PKWY, WINSTON SALEM, NC 27127
This looks like a commercial registered-agent / virtual office address. Sharing such an address is legal and common, many legitimate carriers use a registered agent for mail, insurance and compliance. It is not by itself a sign of any problem.
3
Others here
2
Distinct phones
3
Active
CompanyDOTPhoneStatus
PETROSERVE NC LLC4002935Sign in shared ×3Active
QUALITY OIL COMPANY LLC351601Sign in shared ×3Active
RELIABLE TANK LINE LLC this company351602Sign in shared ×3Active
G-B MANAGEMENT INC97183Sign inInactive
Note: sharing an address is legal and common (registered agents, virtual offices, business centers). A shared address never reduces the Trust Score.

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE
Carrier OperationA - Interstate
DocketMC107276
CommonActive
ContractNot Active
BrokerNot Active
Operating41 years

All Docket Numbers

MC107276

Cargo Transported

Liquids/Gases

Operation Classification

Authorized For Hire Hazardous Materials

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.
Unsafe Driving
measure .02 · 1 insp with violations
Below cutoff
Hours-of-Service Compliance
measure 0 · 1 insp with violations
Below cutoff
Driver Fitness
measure .1 · 3 insp with violations
Below cutoff
Controlled Substances / Alcohol
measure 0 · 0 insp with violations
Clean
Vehicle Maintenance
measure .66 · 23 insp with violations
Below cutoff
Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage8,537,628 miles
Mileage Year2023
VMT SourceMCS-150 Form

Drivers

109
Interstate
0
Intrastate
0
CDL
109
Total
Interstate >100mi0
Interstate <100mi0
Intrastate >100mi0
Intrastate <100mi0

Equipment

No equipment breakdown on file with FMCSA.

HazMatYes

Safety Summary

Safety RatingSatisfactory
Total Crashes (24-mo)10
Fatal1
Driver OOS1.1% avg 5.5%
Vehicle OOS2.9% avg 20.7%
SmartWay PartnerNo
Last Review09/24/2004

Insurance

Amount$5,000,000
Type91X
VerifiedFMCSA · 08/10/2026
CompanyUNITED STATES FIRE INSURANCE CO.
Policy #1387715823
Last checked08/14/2026

Quick Facts

StatusActive
TypeCarrier
Fleet112 units
Drivers109
Mileage8,537,628 mi
Operating41 years
MCS-15012/2025

Safety & Inspection Data

Crash Summary
Total Crashes (24-mo)10
Fatal1
Injury1
Tow-Away8
Safety RatingSatisfactory
Driver Inspections
Total282
Out of Service3
OOS Rate1.1%
National Avg5.5%
Below National Average
Vehicle Inspections
Total239
Out of Service7
OOS Rate2.9%
National Avg20.7%
Below National Average
HazMat Inspections
Total236
OOS0
OOS Rate0.0% (avg 4.5%)
Last FMCSA Review: 09/24/2004 | Rated: 09/30/2004

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS
2023
78 · 1 OOS -
2024
148 · 4 OOS
2025
124 · 3 OOS
2026
80 · 5 OOS
Crashes
2023
1 crash -
2024
6 crashes
2025
5 crashes
2026
3 crashes
Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Aug 2026, 281 inspections, 10 resulted in out-of-service (3.6% OOS rate).

Driver Out-of-Service 3 OOS
Vehicle Out-of-Service 10 OOS
Live FMCSA roadside inspection records, refreshed monthly.

Crash Records (15)

Full crash history on file (all years), newest first. This list may show more than the headline Crashes figure above, because that figure follows the official FMCSA 24-month SMS window used for the Trust Score, older crashes still appear here for transparency.
DateLocationStateFatalInjuriesTowVehiclesWeatherRoadLight
07/20/2026 MONROE NC 0 0 1 2 Clear Dry Daylight
04/20/2026 SELMA NC 0 0 1 3 Clear Dry Daylight
01/22/2026 KINSTON NC 0 0 1 2 Clear Dry Daylight
09/12/2025 EASTOVER NC 0 0 1 1 Clear Dry Daylight
05/22/2025 LANDRUM SC 1 0 0 1 - - Other/Unknown
05/20/2025 KERNERSVILLE NC 0 0 1 2 Clear Dry Daylight
03/31/2025 GASTONIA NC 0 0 1 2 Clear Dry Dusk
02/24/2025 SENECA SC 0 0 1 2 Clear Dry Daylight
11/06/2024 NEWTON NC 0 0 1 2 Clear Dry Dawn
10/15/2024 GREENVILLE NC 0 1 1 2 Clear Dry Daylight
07/27/2024 RUTHERFORDTON NC 0 0 1 1 Sleet/Hail Dry Dark - Not Lighted
03/27/2024 FRANKLIN NC 0 0 1 2 Clear Dry Daylight
03/09/2024 SPARTANBURG SC 0 0 1 2 Rain Wet Daylight
01/15/2024 CONOVER NC 0 1 1 2 Clear Dry Dusk
11/20/2023 HILLSBOROUGH NC 0 0 1 3 Clear Dry Daylight

Roadside Violations by Safety Category Last 24 months

82 roadside violations across 281 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service
Vehicle Maintenance 53 violations · 12 OOS
Unsafe Driving 12 violations · 0 OOS
Hazardous Materials 10 violations · 0 OOS
Hours-of-Service (HOS) Compliance 4 violations · 0 OOS
Driver Fitness 3 violations · 3 OOS
Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (100)

DateStateLevelLocationViolationsOOSDriver ViolDriver OOSVehicle ViolVehicle OOSHazMat
08/04/2026 NC Full (Level I) SELMA NC 0 0 0 0 0 0 - Detail
07/30/2026 NC Walk-Around (Level II) GREENSBORO NC 0 0 0 0 0 0 - Detail
07/30/2026 NC Walk-Around (Level II) GREENSBORO NC 0 0 0 0 0 0 - Detail
07/30/2026 SC Walk-Around (Level II) LONG CREEK SC 0 0 0 0 0 0 - Detail
07/30/2026 SC Walk-Around (Level II) BELTON SC 4 1 0 0 4 1 - Detail
07/28/2026 NC Walk-Around (Level II) FRANKLIN NC 0 0 0 0 0 0 - Detail
07/21/2026 NC Full (Level I) HENDERSONVILLE NC 0 0 0 0 0 0 - Detail
07/10/2026 NC Walk-Around (Level II) LILLINGTON NC 0 0 0 0 0 0 - Detail
07/07/2026 NC Full (Level I) NEWTON NC 0 0 0 0 0 0 - Detail
07/02/2026 NC Driver-Only (Level III) LELAND NC 0 0 0 0 0 0 - Detail
06/30/2026 NC Full (Level I) WINSTON SALEM NC 0 0 0 0 0 0 - Detail
06/25/2026 NC Driver-Only (Level III) HIGH SHOALS NC 0 0 0 0 0 0 - Detail
06/25/2026 SC Walk-Around (Level II) CLINTON SC 0 0 0 0 0 0 - Detail
06/22/2026 NC Driver-Only (Level III) WILKESBORO NC 0 0 0 0 0 0 - Detail
06/21/2026 NC Full (Level I) SELMA NC 0 0 0 0 0 0 - Detail
06/10/2026 SC Driver-Only (Level III) HARLEYVILLE SC 1 0 1 0 0 0 - Detail
06/09/2026 NC Full (Level I) GREENVILLE NC 0 0 0 0 0 0 - Detail
06/06/2026 SC Full (Level I) TOWNVILLE SC 0 0 0 0 0 0 - Detail
06/03/2026 VA Full (Level I) DANVILLE VA 0 0 0 0 0 0 - Detail
05/29/2026 NC Full (Level I) CLINTON NC 0 0 0 0 0 0 - Detail
05/27/2026 US Full (Level I) BESSEMER CITY NC 1 0 0 0 1 0 - Detail
05/27/2026 SC Walk-Around (Level II) CROSS HILL SC 1 0 0 0 1 0 1 Detail
05/26/2026 NC Full (Level I) LINCOLN COUNTY, US-321 N 0 0 0 0 0 0 - Detail
05/20/2026 NC Driver-Only (Level III) 301 0 0 0 0 0 0 - Detail
05/13/2026 NC Walk-Around (Level II) LUMBERTON WEIGH STATION, I-95, 0 0 0 0 0 0 - Detail
05/12/2026 SC Walk-Around (Level II) SUMMERVILLE SC 0 0 0 0 0 0 - Detail
05/09/2026 NC Walk-Around (Level II) NEAR NC-197 0 0 0 0 0 0 - Detail
05/05/2026 NC Full (Level I) US301 1 0 1 0 0 0 - Detail
04/29/2026 NC Full (Level I) US 321 NB NEAR SR 1180 0 0 0 0 0 0 - Detail
04/29/2026 NC Driver-Only (Level III) HILLSBOROUGH WEIGH STATION, I- 0 0 0 0 0 0 - Detail
04/24/2026 NC Driver-Only (Level III) LUMBERTON WEIGH STATION, I-95, 1 0 1 0 0 0 - Detail
04/23/2026 GA Full (Level I) EASTANOLLEE GA 0 0 0 0 0 0 - Detail
04/21/2026 SC Driver-Only (Level III) NORTH AUGUSTA SC 0 0 0 0 0 0 - Detail
04/19/2026 NC Driver-Only (Level III) DAVIE COUNTY, I-40, W 0 0 0 0 0 0 - Detail
04/16/2026 NC Full (Level I) CATAWBA COUNTY, US-321 S 1 1 1 1 0 0 - Detail
04/08/2026 SC Walk-Around (Level II) KINARDS SC 0 0 0 0 0 0 - Detail
04/03/2026 SC Driver-Only (Level III) HARLEYVILLE SC 1 0 1 0 0 0 - Detail
04/02/2026 SC Full (Level I) ANDERSON SC 8 3 0 0 8 3 - Detail
03/31/2026 NC Full (Level I) BUFFALO RD 0 0 0 0 0 0 - Detail
03/27/2026 SC Full (Level I) TRENTON SC 0 0 0 0 0 0 - Detail
03/25/2026 NC Full (Level I) I140 NEAR US 74 0 0 0 0 0 0 - Detail
03/24/2026 NC Full (Level I) I 85 0 0 0 0 0 0 - Detail
03/24/2026 NC Driver-Only (Level III) I40 0 0 0 0 0 0 - Detail
03/23/2026 SC Walk-Around (Level II) ROEBUCK SC 2 0 0 0 2 0 - Detail
03/23/2026 NC Full (Level I) I 485 0 0 0 0 0 0 - Detail
03/05/2026 SC Walk-Around (Level II) SPARTANBURG SC 0 0 0 0 0 0 - Detail
03/05/2026 SC Walk-Around (Level II) SPARTANBURG SC 0 0 0 0 0 0 - Detail
03/04/2026 NC Driver-Only (Level III) 264 0 0 0 0 0 0 - Detail
03/03/2026 NC Walk-Around (Level II) ROADSIDE US 421 SB 1 0 0 0 1 0 - Detail
02/28/2026 NC Full (Level I) US 421 AT US 64 0 0 0 0 0 0 - Detail
02/26/2026 NC Full (Level I) I 95 24MM 0 0 0 0 0 0 - Detail
02/24/2026 NC Full (Level I) US421 NORTH BOUND EXIT 272 0 0 0 0 0 0 - Detail
02/22/2026 NC Driver-Only (Level III) US 441 AT INGLES PVA 0 0 0 0 0 0 - Detail
02/18/2026 NC Full (Level I) HENDERSON COUNTY, I-26, E 0 0 0 0 0 0 - Detail
02/18/2026 NC Full (Level I) US 129 NEAR NC 700 0 0 0 0 0 0 - Detail
02/18/2026 SC Walk-Around (Level II) LANDRUM SC 1 0 0 0 1 0 - Detail
02/16/2026 NC Full (Level I) I40 AT GALLIMORE DAIRY RD 0 0 0 0 0 0 - Detail
02/16/2026 NC Full (Level I) I40 AT GALLIMORE DAIRY RD 0 0 0 0 0 0 - Detail
02/16/2026 NC Full (Level I) I40 AT GALLIMORE DAIRY RD 1 1 0 0 1 1 - Detail
02/04/2026 NC Full (Level I) ASHEVILLE WEIGH STATION, I-40, 0 0 0 0 0 0 - Detail
01/28/2026 SC Walk-Around (Level II) FAIR PLAY SC 2 1 0 0 2 1 - Detail
01/26/2026 NC Full (Level I) I 85 0 0 0 0 0 0 - Detail
01/24/2026 NC Driver-Only (Level III) US 17 NEAR COLLEGE RD 0 0 0 0 0 0 - Detail
01/22/2026 NC Full (Level I) HALIFAX WEIGH STATION, I-95, N 0 0 0 0 0 0 - Detail
01/20/2026 SC Walk-Around (Level II) INMAN SC 0 0 0 0 0 0 - Detail
01/20/2026 SC Walk-Around (Level II) INMAN SC 2 0 0 0 2 0 - Detail
01/19/2026 NC Walk-Around (Level II) FORSYTH CO., NC 74 AT BAUX MTN 0 0 0 0 0 0 - Detail
01/19/2026 NC Driver-Only (Level III) HALIFAX WEIGH STATION, I-95, N 0 0 0 0 0 0 - Detail
01/15/2026 NC Full (Level I) I 85 0 0 0 0 0 0 - Detail
01/14/2026 GA Full (Level I) TOCCOA GA 0 0 0 0 0 0 - Detail
01/14/2026 NC Full (Level I) I 77 0 0 0 0 0 0 - Detail
01/12/2026 SC Walk-Around (Level II) BELTON SC 0 0 0 0 0 0 - Detail
01/10/2026 NC Walk-Around (Level II) I26 WEST NEAR 68MM 1 0 0 0 1 0 - Detail
01/09/2026 NC Walk-Around (Level II) US 421 0 0 0 0 0 0 - Detail
01/08/2026 NC Walk-Around (Level II) STATESVILLE WEIGH STATION, I-4 0 0 0 0 0 0 - Detail
01/06/2026 SC Walk-Around (Level II) CLINTON SC 0 0 0 0 0 0 - Detail
01/04/2026 NC Full (Level I) US 70 BYPASS EBND OFF RAMP MM3 0 0 0 0 0 0 - Detail
01/03/2026 NC Full (Level I) US 421 0 0 0 0 0 0 - Detail
01/01/2026 NC Full (Level I) GASTON COUNTY WEIGH STATION I- 0 0 0 0 0 0 - Detail
01/01/2026 NC Driver-Only (Level III) DAVIE COUNTY, I-40, E 0 0 0 0 0 0 - Detail
12/31/2025 SC Walk-Around (Level II) SPARTANBURG SC 1 0 1 0 0 0 - Detail
12/28/2025 NC Driver-Only (Level III) I 40 NEAR NC 210 0 0 0 0 0 0 - Detail
12/27/2025 NC Full (Level I) SR1003 BUFFALO RD AT US70 0 0 0 0 0 0 - Detail
12/26/2025 NC Walk-Around (Level II) MT. AIRY WEIGH STATION N 0 0 0 0 0 0 - Detail
12/18/2025 SC Walk-Around (Level II) ANDERSON SC 0 0 0 0 0 0 - Detail
12/12/2025 SC Walk-Around (Level II) KINARDS SC 0 0 0 0 0 0 - Detail
12/11/2025 NC Walk-Around (Level II) STATESVILLE 0 0 0 0 0 0 - Detail
12/03/2025 SC Full (Level I) LORIS SC 0 0 0 0 0 0 - Detail
11/28/2025 NC Full (Level I) I-485 @ ALBEMARLE RD 0 0 0 0 0 0 - Detail
11/19/2025 NC Full (Level I) 58 0 0 0 0 0 0 - Detail
11/14/2025 NC Full (Level I) RAMS HORN RD 0 0 0 0 0 0 - Detail
11/11/2025 NC Full (Level I) GASTON COUNTY WEIGH STATION I- 0 0 0 0 0 0 - Detail
11/10/2025 NC Full (Level I) NC 87 NEAR EXIT 102 0 0 0 0 0 0 - Detail
11/05/2025 NC Walk-Around (Level II) ASHEVILLE WEIGH STATION, I-40, 0 0 0 0 0 0 - Detail
11/04/2025 NC Walk-Around (Level II) US 421 NB AT EXIT 174 0 0 0 0 0 0 - Detail
11/04/2025 NC Walk-Around (Level II) I-95 SB 0 0 0 0 0 0 - Detail
11/04/2025 NC Full (Level I) ASHEVILLE WEIGH STATION, I-40, 0 0 0 0 0 0 - Detail
10/27/2025 NC Full (Level I) HILLSBOROUGH WEIGH STATION, I- 0 0 0 0 0 0 - Detail
10/25/2025 NC Full (Level I) MT. AIRY WEIGH STATION S 0 0 0 0 0 0 - Detail
10/24/2025 NC Walk-Around (Level II) NC 74 EB 1 1 0 0 1 1 - Detail
Detailed Inspection Report

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections283
Unsafe Driving 1 viols
HOS Compliance 1 viols
Driver Fitness 3 viols
Vehicle Maintenance 23 viols

Licensing & Insurance

FormTypeInsurance CompanyPolicyCoverageEffectiveCancel DateMethod
34CARGOSECURITY INSURANCE CO. OF HARTFORDC CIM P16789$010/10/199510/16/1998Cancelled
91XBIPD/PrimaryACE AMERICAN INSURANCE COMPANYISA H25309716$5,000,00009/15/202009/15/2021Replaced
91XBIPD/PrimaryACE AMERICAN INSURANCE COMPANYISA H2529063A$5,000,00009/15/201909/15/2020Replaced
91XBIPD/PrimaryLIBERTY MUTUAL FIRE INSURANCE CO.AS2-651-291180-03$2,000,00009/15/201309/15/2019Replaced
91XBIPD/PrimaryLIBERTY MUTUAL FIRE INSURANCE CO.AS2-651-291180-03$2,000,00009/15/201312/01/2019Cancelled
34CARGOTRAVELERS PROPERTY CASUALTY CO. OF AMERICAQT-660-8188A276-TIL-07$009/15/200711/21/2018Cancelled
91XBIPD/PrimaryZURICH AMERICAN INSURANCE COMPANYBAP3730610-01$1,000,00009/15/200509/15/2013Replaced
91XBIPD/PrimaryZURICH AMERICAN INSURANCE COMPANYBAP3730610-01$1,000,00009/15/200510/04/2013Cancelled
91XBIPD/PrimaryZURICH AMERICAN INSURANCE COMPANYBAP373061000$10,00009/15/200509/15/2005Replaced
91XBIPD/PrimaryCONTINENTAL CASUALTY CO.BUA 2 57346145$1,000,00009/15/200308/18/2005Cancelled
34CARGOFEDERAL INSURANCE CO.6353219$009/01/198310/10/1995Replaced
91XBIPD/PrimaryCONTINENTAL CASUALTY CO.2057346145$1,000,00008/18/200509/15/2005Cancelled
91XBIPD/PrimaryGREAT AMERICAN ALLIANCE COMPANYCAP 5914569$1,000,00007/15/200209/15/2003Cancelled
34CARGOGREAT AMERICAN INSURANCE COMPANY OF NEW YORKCAP563713300$007/15/200009/15/2007Replaced
34CARGOSECURITY INSURANCE CO. OF HARTFORDC CIM A90523$007/15/199804/13/2000Replaced
34CARGOSECURITY INSURANCE CO. OF HARTFORDC CIM A90523$007/15/199806/07/2000Name Changed
91BIPDTHE CONTINENTAL INSURANCE CO.C1 57176989$007/15/199606/07/2000Name Changed
91XBIPD/PrimaryTHE RELIANCE INSURANCE CO.JK 2666 577$1,000,00007/15/199507/15/1996Cancelled
91XBIPD/PrimaryAMERICAN AUTOMOBILE INSURANCE COMPANY823MZG 80570849$1,000,00007/15/199307/15/1995Replaced
91XBIPD/PrimaryTRANSPORTATION INSURANCE CO.BUA 1071832130$1,000,00005/02/200007/15/2002Replaced
34CARGOSECURITY INSURANCE CO. OF HARTFORDCCIMA90523$004/13/200005/25/2000Cancelled

No active insurance policies.

DocketTypeActionServedDispositionDisp Date
MC107276MOTOR PROPERTY COMMON CARRIERREINSTATED12/28/2000--
MC107276COMMONINVOLUNTARY REVOCATION11/12/1998DISCONTINUED REVOCATION11/27/1998
MC107276COMMONINVOLUNTARY REVOCATION11/07/2005DISCONTINUED REVOCATION11/18/2005
MC107276COMMONINVOLUNTARY REVOCATION10/09/2003DISCONTINUED REVOCATION10/20/2003
MC107276COMMONINVOLUNTARY REVOCATION09/09/2013DISCONTINUED REVOCATION09/16/2013
MC107276COMMONINVOLUNTARY REVOCATION08/19/2005DISCONTINUED REVOCATION09/09/2005
MC107276COMMONINVOLUNTARY REVOCATION07/22/2005DISCONTINUED REVOCATION07/29/2005
MC107276COMMONINVOLUNTARY REVOCATION07/03/2000DISCONTINUED REVOCATION07/25/2000
MC107276MOTOR PROPERTY COMMON CARRIERGRANTED04/10/1985REVOKED08/11/2000

No revocation records.

Stay ahead of changes

You are checking RELIABLE TANK LINE LLC today. We can keep watching them for you.

Authority gets revoked, insurance lapses, and a company that looks clean today can change overnight. Create an account, add this company to your list,
and the moment their authority, insurance, safety or contact details change, you see it on your dashboard, or get it by email with Pro.

Add them to your list

Keep this company and every partner you vet in one place you can come back to.

Get a change alert

The moment authority, insurance or safety status moves, you hear about it first.

See the full history

Trust Score over time and the complete authority and insurance timeline, not just today.