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NOT VALIDATED

BANKS MIDWEST FREIGHT TRANSPORT LLC

Trust Score

Fair Why this score?

Company CheckBANKS MIDWEST FREIGHT TRANSPORT LLC · DOT 3486763

2206 N MAIN ST #224, WHEATON, IL, 60187

DOT# 3486763 MC# 1146217 Wheaton, Illinois 5 years

MOTOR CARRIER

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1

Power Units

1

Drivers

1

Crashes (24-Month)

None on file

Insurance

Not Rated

Safety Rating

2

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

2 events tracked · latest Aug 21, 2026 ↓ Show details ↓

Safety & compliance 1

Oct 25, 2024
Crash reported (no fatalities).

Insurance 1

Current
No active insurance on file.

Public FMCSA record · blue clean · orange change · red risk.

Company Information

Legal NameBANKS MIDWEST FREIGHT TRANSPORT LLC

DOT Number3486763

MC Number1146217

Entity TypeMotor Carrier

Operating StatusA - Active

LocationWheaton, Illinois

Added09/14/2020

MCS-15002/26/2026

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address2206 N MAIN ST #224, WHEATON, IL, 60187

Mailing Address2206 N MAIN ST #224, WHEATON, IL, 60187

Other Companies at This Address

Address2206 N MAIN ST #224, WHEATON, IL 60187

3

Others here

4

Distinct phones

2

Active

Company	DOT	Phone	Status
BANKS MIDWEST FREIGHT TRANSPORT LLC this company	3486763	Sign in	Active
LJL EQUIPMENT LLC	3251298	Sign in	Active
A & J EXPRESS TRANSPORTATION INC	3796030	Sign in	Inactive
UNITAT FRATE CARRIER INC	3719072	Sign in	Inactive

Note: sharing an address is legal and common (registered agents, virtual offices, business centers). A shared address never reduces the Trust Score.

Operating Authorities

Authority TypePRIVATE PROPERTY;AUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC1146217

CommonInactive

ContractNot Active

BrokerNot Active

Operating5 years

Operation Classification

Authorized For HirePrivate (Property)

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage55,190 miles

Mileage Year2022

VMT SourceMCS-150 Form

Drivers

1

Interstate

0

Intrastate

0

CDL

1

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)1

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Insurance

AmountNone on file

VerifiedFMCSA · 06/16/2026

Last checked08/20/2026

Quick Facts

StatusActive

TypeMotor Carrier

Fleet1 units

Drivers1

Mileage55,190 mi

Operating5 years

MCS-15002/2026

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)1

Fatal0

Injury1

Tow-Away0

Driver Inspections

Total1

Out of Service0

OOS Rate0.0%

National Avg5.5%

Below National Average

Vehicle Inspections

Total1

Out of Service0

OOS Rate0.0%

National Avg20.7%

Below National Average

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2023

16 · 6 OOS -

2024

8 · 2 OOS ▼

Crashes

2023

0 crashes -

2024

1 crash ▲

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Crash Records (1)

Full crash history on file (all years), newest first. This list may show more than the headline Crashes figure above, because that figure follows the official FMCSA 24-month SMS window used for the Trust Score, older crashes still appear here for transparency.

Date	Location	State	Fatal	Injuries	Tow	Vehicles	Weather	Road	Light
10/25/2024	HAYWARD	CA	0	1	1	2	Clear	Dry	Daylight

Inspection Records (24)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	Vehicle Viol	Vehicle OOS	HazMat
05/14/2024	PA	Full (Level I)	I-80 WB MM 56 BEAVER TWP - WEI	5	0	2	0	3	0	-	▲Detail
04/10/2024	IN	Walk-Around (Level II)	RICHMOND IN	1	0	0	0	0	0	-	▲Detail
03/03/2024	MT	Driver-Only (Level III)	BILLINGS MT	1	0	0	0	0	0	-	▲Detail
02/29/2024	WA	Walk-Around (Level II)	LIBERTY LAKE WA	3	2	0	0	0	2	-	▲Detail
02/27/2024	TX	Walk-Around (Level II)	US 59 QUEEN CITY	0	0	0	0	0	0	-	▲Detail
01/31/2024	NM	Walk-Around (Level II)	GALLUP PORT OF ENTRY	0	0	0	0	0	0	-	▲Detail
01/08/2024	NY	Driver-Only (Level III)	WOODBURY INSPECTION SITE	1	0	1	0	0	0	-	▲Detail
01/05/2024	MD	Walk-Around (Level II)	BALTIMORE COUNTY	6	1	1	0	5	1	-	▲Detail
12/31/2023	CT	Driver-Only (Level III)	UNION SCALE	5	0	5	0	0	0	-	▲Detail
12/23/2023	NJ	Walk-Around (Level II)	INTERSTATE 80 EB MP 66	6	0	0	0	6	0	-	▲Detail
12/10/2023	MA	Driver-Only (Level III)	H-HOPKINGTON	1	0	1	0	0	0	-	▲Detail
12/03/2023	CT	Driver-Only (Level III)	I-84 WB EXIT 25	1	1	1	1	0	0	-	▲Detail
12/03/2023	CT	Walk-Around (Level II)	WEST HARTFORD	5	1	2	1	3	0	-	▲Detail
11/30/2023	MA	Driver-Only (Level III)	H-WESTWOOD	6	1	4	1	2	0	-	▲Detail
11/29/2023	OK	Driver-Only (Level III)	US 75 @ SH 16	1	0	1	0	0	0	-	▲Detail
11/04/2023	NM	Full (Level I)	SAN JON PORT OF ENTRY	0	0	0	0	0	0	-	▲Detail
11/02/2023	VA	Walk-Around (Level II)	ALBERTA SCALES NORTH	2	0	1	0	1	0	-	▲Detail
10/30/2023	NC	Full (Level I)	ASHEVILLE WEIGH STATION, I-40,	11	3	4	2	7	1	-	▲Detail
10/26/2023	MS	Driver-Only (Level III)	DE SOTO COUNTY	0	0	0	0	0	0	-	▲Detail
10/20/2023	NJ	Full (Level I)	PISCATAWAY SCALE	5	3	1	1	4	2	-	▲Detail
10/10/2023	CA	Driver-Only (Level III)	CASTAIC IF	0	0	0	0	0	0	-	▲Detail
08/25/2023	MI	Walk-Around (Level II)	BERLIN TWP	1	0	0	0	1	0	-	▲Detail
08/23/2023	NM	Full (Level I)	LORDSBURG PORT OF ENTRY	1	0	0	0	1	0	-	▲Detail
08/14/2023	CA	Walk-Around (Level II)	CAJON PLATFORM SCALES	6	2	0	0	6	2	-	▲Detail

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	PRIME PROPERTY & CASUALTY INSURANCE INC	PC22090638	$1,000,000	12/14/2022	01/25/2023	Cancelled
91X	BIPD/Primary	ARTISAN & TRUCKERS CASUALTY COMPANY	CA 2689305	$750,000	09/25/2020	08/16/2021	Replaced
91X	BIPD/Primary	PRIME PROPERTY & CASUALTY INSURANCE INC	PC22090638	$1,000,000	09/09/2022	12/14/2022	Cancelled
91X	BIPD/Primary	ARTISAN & TRUCKERS CASUALTY COMPANY	CA02689305	$1,000,000	08/16/2021	09/09/2022	Replaced
91X	BIPD/Primary	ARTISAN & TRUCKERS CASUALTY COMPANY	CA02689305	$1,000,000	08/16/2021	09/30/2022	Cancelled
91X	BIPD/Primary	EVERSPAN INSURANCE COMPANY	CW1EIC-257360-00	$1,000,000	05/15/2023	03/16/2024	Cancelled
91X	BIPD/Primary	ARTISAN & TRUCKERS CASUALTY COMPANY	CA978877713	$1,000,000	03/19/2024	06/08/2024	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC1146217	MOTOR PROPERTY COMMON CARRIER	GRANTED	10/02/2020	REVOKED	01/31/2023
MC1146217	COMMON	INVOLUNTARY REVOCATION	09/06/2022	DISCONTINUED REVOCATION	09/12/2022
MC1146217	MOTOR PROPERTY COMMON CARRIER	REINSTATED	05/22/2023	REVOKED	06/17/2024
MC1146217	COMMON	INVOLUNTARY REVOCATION	02/20/2024	DISCONTINUED REVOCATION	03/20/2024

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

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43/100

Fair

NOT VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 43

43

−25

−17

−15

Starts at 100−57 totalFinal 43

No insurance or bond on file−25

Crashes on record (rate-adjusted)−17

No active operating authority−15

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

No active for-hire or broker authority on file.

Active insurance on file

No active insurance / coverage amount on file.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-25

No insurance or bond on file FAILS VERIFICATION

No active insurance or surety bond is recorded with FMCSA, and no active authority that would require it.

-17

Crashes on record (rate-adjusted)

Crash rate: 1 crash(es) across 1 vehicle (~1 per vehicle); none fatal. Scaled to fleet size and fatal severity.

-15

No active operating authority FAILS VERIFICATION

No active for-hire (common/contract) or broker authority on file.

Where this company lands, risk scales

Crash history (rate-adjusted)−17 of 28

0 pts · low risk−28 pts · high risk

Crash rate: 1 crash(es) across 1 vehicle (~1 per vehicle); none fatal. Scaled to fleet size and fatal severity.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.