IFCO TRANSPORT LLC
Public record
8 events tracked · latest Aug 5, 2026 ↓ Show details ↓- Feb 27, 2026Roadside inspection, 2 violations (no OOS).
- Feb 19, 2026Roadside inspection, 1 out-of-service violation.
- Feb 16, 2026Roadside inspection, 1 violation (no OOS).
- Feb 11, 2026Clean roadside inspection, no violations.
- Oct 11, 2025Crash reported (no fatalities).
- Aug 17, 2025Crash reported (no fatalities).
- Mar 7, 2025Crash reported (no fatalities).
- CurrentActive insurance on file ($750,000).
Company Information
Contact Details
Other Companies at This Address
| Company | DOT | Phone | Status |
|---|---|---|---|
| FE LOGISTICS LLC | 4254205 | Sign in | Active |
| IFCO TRANSPORT LLC this company | 329363 | Sign in | Inactive |
Operating Authorities
Operation Classification
Mileage
Drivers
Safety Summary
Insurance
Quick Facts
Safety & Inspection Data
Safety Trends by Year
Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.
Out-of-Service Summary Last 24 months
Live FMCSA roadside inspections through Feb 2026, 98 inspections, 10 resulted in out-of-service (10.2% OOS rate).
Crash Records (13)
| Date | Location | State | Fatal | Injuries | Tow | Vehicles | Weather | Road | Light |
|---|---|---|---|---|---|---|---|---|---|
| 10/11/2025 | TIPTON | IN | 0 | 0 | 1 | 2 | Clear | Dry | Daylight |
| 08/17/2025 | HAGAR TWP | MI | 0 | 0 | 1 | 2 | Clear | Dry | Daylight |
| 03/07/2025 | INDIANAPOLIS | IN | 0 | 1 | 1 | 2 | Clear | Dry | Dawn |
| 01/03/2025 | WOLCOTT | IN | 0 | 0 | 1 | 2 | Freezing Rain | Water | Dawn |
| 10/02/2024 | NAPERVILLE TWP | IL | 0 | 0 | 1 | 1 | Clear | Dry | Dusk |
| 08/27/2024 | GREENFIELD | IN | 0 | 2 | 1 | 2 | Clear | Dry | Daylight |
| 07/30/2024 | JUNCTION CITY | KY | 0 | 0 | 1 | 1 | Clear | Dry | Daylight |
| 07/18/2024 | REMINGTON | IN | 0 | 1 | 1 | 2 | Clear | Dry | Dawn |
| 07/16/2024 | SHARPSVILLE | IN | 0 | 1 | 1 | 1 | Blowing Snow | Wet | Dawn |
| 06/25/2024 | DALTON TWP | MI | 0 | 1 | 1 | 1 | Rain | Wet | Dark - Not Lighted |
| 01/22/2024 | ST LOUIS | MO | 0 | 0 | 1 | 1 | Snow | Water | Daylight |
| 12/08/2023 | NORTH LIBERTY | IN | 1 | 0 | 1 | 2 | Clear | Dry | Dark - Lighted |
| 10/04/2023 | Cascade Twp | MI | 0 | 0 | 1 | 4 | Clear | Dry | Daylight |
Roadside Violations by Safety Category Last 24 months
111 roadside violations across 98 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.
Inspection Records (100)
| Date | State | Level | Location | Violations | OOS | Driver Viol | Driver OOS | Vehicle Viol | Vehicle OOS | HazMat | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 02/27/2026 | IN | Driver-Only (Level III) | INDIANAPOLIS IN | 2 | 0 | 2 | 0 | 0 | 0 | - | ▲Detail |
| 02/19/2026 | MI | Walk-Around (Level II) | W I-94@REST AREA | 4 | 1 | 0 | 0 | 4 | 1 | - | ▲Detail |
| 02/16/2026 | IN | Driver-Only (Level III) | MARION IN | 1 | 0 | 1 | 0 | 0 | 0 | - | ▲Detail |
| 02/11/2026 | MI | Walk-Around (Level II) | NEW BUFFALO TWP | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 02/05/2026 | KY | Walk-Around (Level II) | PINEVILLE | 3 | 1 | 0 | 0 | 3 | 1 | - | ▲Detail |
| 01/21/2026 | IL | Driver-Only (Level III) | I57 S/B | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 01/14/2026 | IN | Walk-Around (Level II) | HAUBSTADT IN | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 01/05/2026 | KY | Walk-Around (Level II) | FRANKFORT | 2 | 0 | 2 | 0 | 0 | 0 | - | ▲Detail |
| 01/02/2026 | KY | Walk-Around (Level II) | FRANKFORT | 2 | 0 | 2 | 0 | 0 | 0 | - | ▲Detail |
| 12/23/2025 | IN | Full (Level I) | TERRE HAUTE IN | 1 | 0 | 0 | 0 | 1 | 0 | - | ▲Detail |
| 12/18/2025 | KY | Full (Level I) | LONDON | 1 | 0 | 1 | 0 | 0 | 0 | - | ▲Detail |
| 12/18/2025 | KY | Full (Level I) | KUTTAWA | 4 | 0 | 1 | 0 | 3 | 0 | - | ▲Detail |
| 12/11/2025 | IN | Walk-Around (Level II) | WASHINGTON IN | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 11/26/2025 | MI | Walk-Around (Level II) | US-10 | 6 | 2 | 0 | 0 | 6 | 2 | - | ▲Detail |
| 11/24/2025 | IN | Driver-Only (Level III) | PLYMOUTH IN | 2 | 0 | 1 | 0 | 1 | 0 | - | ▲Detail |
| 11/21/2025 | IN | Driver-Only (Level III) | SEYMOUR IN | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 11/18/2025 | OH | Driver-Only (Level III) | REYNOLDSBURG OH | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 10/28/2025 | MI | Driver-Only (Level III) | M-42 & OLD US-131 | 1 | 0 | 1 | 0 | 0 | 0 | - | ▲Detail |
| 10/27/2025 | IN | Walk-Around (Level II) | RICHMOND IN | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 10/03/2025 | IN | Walk-Around (Level II) | CAMBRIDGE CITY IN | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 09/29/2025 | IN | Walk-Around (Level II) | ELBERFELD IN | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 09/24/2025 | IN | Walk-Around (Level II) | SEYMOUR IN | 3 | 1 | 0 | 0 | 0 | 1 | - | ▲Detail |
| 09/10/2025 | IN | Walk-Around (Level II) | SEYMOUR IN | 2 | 1 | 0 | 0 | 0 | 1 | - | ▲Detail |
| 09/06/2025 | IL | Driver-Only (Level III) | I-74 | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 09/04/2025 | WI | Full (Level I) | STOUGHTON WI | 5 | 2 | 0 | 0 | 0 | 2 | - | ▲Detail |
| 09/02/2025 | KY | Driver-Only (Level III) | CORBIN | 1 | 0 | 1 | 0 | 0 | 0 | - | ▲Detail |
| 08/23/2025 | MI | Walk-Around (Level II) | EB | 2 | 0 | 1 | 0 | 1 | 0 | - | ▲Detail |
| 08/20/2025 | OH | Full (Level I) | MOUNT ORAB OH | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 08/16/2025 | MS | Driver-Only (Level III) | CALHOUN COUNTY | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 08/11/2025 | KY | Driver-Only (Level III) | SHELBYVILLE | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 08/08/2025 | IN | Driver-Only (Level III) | GREENWOOD IN | 2 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 08/07/2025 | IL | Driver-Only (Level III) | I80 | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 07/30/2025 | IN | Walk-Around (Level II) | NEWBURGH IN | 1 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 07/30/2025 | OH | Driver-Only (Level III) | CAMBRIDGE OH | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 07/30/2025 | IN | Driver-Only (Level III) | TERRE HAUTE IN | 1 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 07/29/2025 | KY | Driver-Only (Level III) | LONDON | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 07/25/2025 | KY | Full (Level I) | LONDON | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 07/15/2025 | MI | Driver-Only (Level III) | NB M-99@F DRIVE S | 1 | 0 | 1 | 0 | 0 | 0 | - | ▲Detail |
| 07/11/2025 | MI | Walk-Around (Level II) | COLDWATER SCALE | 2 | 0 | 0 | 0 | 2 | 0 | - | ▲Detail |
| 07/11/2025 | KY | Walk-Around (Level II) | LONDON | 2 | 1 | 1 | 0 | 1 | 1 | - | ▲Detail |
| 07/01/2025 | IN | Driver-Only (Level III) | GREENWOOD IN | 1 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 07/01/2025 | IN | Walk-Around (Level II) | FREEDOM IN | 3 | 1 | 0 | 0 | 0 | 1 | - | ▲Detail |
| 06/23/2025 | WI | Driver-Only (Level III) | TOWN SPRINGVALE WI | 1 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 06/03/2025 | MI | Driver-Only (Level III) | E/B I-94@ SANDSTONE REST AREA | 1 | 0 | 1 | 0 | 0 | 0 | - | ▲Detail |
| 06/02/2025 | IL | Driver-Only (Level III) | I-294 | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 05/23/2025 | KY | Driver-Only (Level III) | LONDON | 2 | 0 | 2 | 0 | 0 | 0 | - | ▲Detail |
| 05/15/2025 | IN | Full (Level I) | LOWELL IN | 1 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 05/13/2025 | MI | Driver-Only (Level III) | ROAD | 1 | 0 | 1 | 0 | 0 | 0 | - | ▲Detail |
| 04/30/2025 | US | Full (Level I) | LOWELL IN | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 04/29/2025 | MI | Driver-Only (Level III) | SB M37 @ W 6 RD | 1 | 0 | 1 | 0 | 0 | 0 | - | ▲Detail |
| 04/25/2025 | IN | Full (Level I) | WARREN IN | 2 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 04/25/2025 | MI | Driver-Only (Level III) | I-75 S/B & MM 373 | 1 | 0 | 1 | 0 | 0 | 0 | - | ▲Detail |
| 04/25/2025 | MI | Walk-Around (Level II) | S I-275@ECORSE RD | 2 | 0 | 0 | 0 | 2 | 0 | - | ▲Detail |
| 04/18/2025 | VA | Walk-Around (Level II) | TROUTVILLE VA | 1 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 04/15/2025 | IN | Walk-Around (Level II) | RICHMOND IN | 5 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 04/11/2025 | OH | Driver-Only (Level III) | HURON OH | 2 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 04/08/2025 | MI | Driver-Only (Level III) | EB 16 RD @ N 19 RD | 1 | 0 | 1 | 0 | 0 | 0 | - | ▲Detail |
| 04/07/2025 | MI | Walk-Around (Level II) | CHICAGO RD @ BUNN RD | 1 | 0 | 0 | 0 | 1 | 0 | - | ▲Detail |
| 04/01/2025 | IN | Driver-Only (Level III) | PERU IN | 2 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 03/24/2025 | MI | Walk-Around (Level II) | 8TH ST @ FRICK ST | 1 | 0 | 0 | 0 | 1 | 0 | - | ▲Detail |
| 03/20/2025 | IN | Walk-Around (Level II) | WEST HARRISON IN | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 03/20/2025 | IL | Driver-Only (Level III) | I-90 | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 03/10/2025 | IL | Driver-Only (Level III) | 70 | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 02/27/2025 | IL | Driver-Only (Level III) | I-74 | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 02/26/2025 | MI | Full (Level I) | MERINDORF MEATS LOT | 1 | 0 | 1 | 0 | 0 | 0 | - | ▲Detail |
| 02/21/2025 | IN | Walk-Around (Level II) | WARREN IN | 1 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 02/21/2025 | IN | Full (Level I) | TERRE HAUTE IN | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 02/15/2025 | IN | Driver-Only (Level III) | LAFAYETTE IN | 1 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 02/14/2025 | IN | Walk-Around (Level II) | WEST HARRISON IN | 1 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 02/12/2025 | MI | Driver-Only (Level III) | W/B I-94 @ PARMA RD | 1 | 0 | 1 | 0 | 0 | 0 | - | ▲Detail |
| 02/10/2025 | KY | Driver-Only (Level III) | LONDON | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 02/08/2025 | IN | Driver-Only (Level III) | BRISTOL IN | 1 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 01/29/2025 | IN | Walk-Around (Level II) | TERRE HAUTE IN | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 01/25/2025 | IN | Driver-Only (Level III) | WARREN IN | 1 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 01/17/2025 | IN | Walk-Around (Level II) | PRINCETON IN | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 01/09/2025 | IL | Driver-Only (Level III) | I-70 | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 01/03/2025 | IN | Full (Level I) | WEST HARRISON IN | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 01/01/2025 | OH | Driver-Only (Level III) | MANSFIELD OH | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 12/30/2024 | OH | Driver-Only (Level III) | WADSWORTH OH | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 12/19/2024 | KY | Driver-Only (Level III) | LONDON | 1 | 0 | 1 | 0 | 0 | 0 | - | ▲Detail |
| 12/12/2024 | MI | Driver-Only (Level III) | W/BI69@LAKE NEPESSING | 1 | 0 | 1 | 0 | 0 | 0 | - | ▲Detail |
| 12/09/2024 | MO | Walk-Around (Level II) | CREVE COEUR MO | 4 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 11/15/2024 | OH | Driver-Only (Level III) | HAMILTON OH | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 11/12/2024 | IN | Driver-Only (Level III) | TIPTON IN | 1 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 11/04/2024 | IN | Walk-Around (Level II) | WARREN IN | 1 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 10/30/2024 | MI | Full (Level I) | FOWLERVILLE SCALE W/B | 1 | 1 | 0 | 0 | 1 | 1 | - | ▲Detail |
| 10/07/2024 | IN | Full (Level I) | WASHINGTON IN | 3 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 10/02/2024 | IL | Driver-Only (Level III) | I-88 | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 10/02/2024 | MI | Walk-Around (Level II) | IONIA SCALE W/B | 3 | 0 | 0 | 0 | 3 | 0 | - | ▲Detail |
| 09/25/2024 | MI | Driver-Only (Level III) | WB I-96 @ D-19 | 1 | 0 | 1 | 0 | 0 | 0 | - | ▲Detail |
| 09/18/2024 | MI | Driver-Only (Level III) | N I-75@CLINTONVILLE RD | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 09/18/2024 | IN | Walk-Around (Level II) | WEST HARRISON IN | 1 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 09/17/2024 | MI | Driver-Only (Level III) | W/BI69@BRISTOL | 1 | 0 | 1 | 0 | 0 | 0 | - | ▲Detail |
| 08/26/2024 | IN | Full (Level I) | RICHMOND IN | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 08/20/2024 | KY | Driver-Only (Level III) | OLIVE HILL | 1 | 0 | 1 | 0 | 0 | 0 | - | ▲Detail |
| 08/20/2024 | MI | Driver-Only (Level III) | BRADFORD RD | 4 | 0 | 4 | 0 | 0 | 0 | - | ▲Detail |
| 08/17/2024 | IL | Driver-Only (Level III) | I474 | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 08/05/2024 | VA | Full (Level I) | ROANOKE VA | 1 | 1 | 0 | 0 | 0 | 1 | - | ▲Detail |
| 08/02/2024 | IN | Full (Level I) | WHITELAND IN | 2 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 08/01/2024 | MI | Driver-Only (Level III) | N I-75@PONTIAC SCALE | 1 | 0 | 1 | 0 | 0 | 0 | - | ▲Detail |
Licensing & Insurance
| Form | Type | Insurance Company | Policy | Coverage | Effective | Cancel Date | Method |
|---|---|---|---|---|---|---|---|
| 91X | BIPD/Primary | ACUITY, A MUTUAL INSURANCE COMPANY | CA-ZB2503 | $1,000,000 | 10/01/2018 | 03/01/2022 | Replaced |
| 91X | BIPD/Primary | ACUITY, A MUTUAL INSURANCE COMPANY | CA-ZB2503 | $1,000,000 | 10/01/2018 | 03/30/2022 | Cancelled |
| 91X | BIPD/Primary | ACUITY, A MUTUAL INSURANCE COMPANY | CA-Z82905 | $1,000,000 | 10/01/2017 | 10/01/2018 | Replaced |
| 91X | BIPD/Primary | FARMLAND MUTUAL INSURANCE CO. | CPP124408A | $1,000,000 | 10/01/2014 | 08/18/2017 | Replaced |
| 91X | BIPD/Primary | FARMLAND MUTUAL INSURANCE CO. | CPP124408A | $1,000,000 | 10/01/2014 | 10/02/2017 | Name Changed |
| 91X | BIPD/Primary | HANOVER INSURANCE CO. | AWW 9694691 | $1,000,000 | 10/01/2013 | 10/01/2014 | Replaced |
| 91X | BIPD/Primary | HANOVER INSURANCE CO. | AWW9694691 | $1,000,000 | 10/01/2012 | 10/01/2013 | Replaced |
| 91X | BIPD/Primary | FCCI INSURANCE COMPANY | CA 0011928 | $1,000,000 | 10/01/2008 | 10/01/2012 | Replaced |
| 91X | BIPD/Primary | FCCI INSURANCE COMPANY | CA 0011928 | $1,000,000 | 10/01/2008 | 11/21/2012 | Cancelled |
| 91X | BIPD/Primary | TRAVELERS PROPERTY CASUALTY CO. OF AMERICA | G-CAP-923J0457-TIL-05 | $1,000,000 | 10/01/2005 | 10/01/2008 | Replaced |
| 91X | BIPD/Primary | TRAVELERS PROPERTY CASUALTY CO. OF AMERICA | G-CAP-923J0457-TIL-05 | $1,000,000 | 10/01/2005 | 11/12/2008 | Cancelled |
| 91X | BIPD/Primary | TRAVELERS PROPERTY CASUALTY CO. OF AMERICA | G-CAP-923J0457-TIL-05 | $1,000,000 | 10/01/2005 | 10/01/2005 | Replaced |
| 91X | BIPD/Primary | ST. PAUL FIRE & MARINE INSURANCE CO. | CK01303186 | $1,000,000 | 10/01/2004 | 10/01/2005 | Replaced |
| 91 | BIPD | CONTINENTAL CASUALTY CO. | BUA203499861 | $0 | 10/01/1989 | 10/02/2004 | Cancelled |
| 91X | BIPD/Primary | FARMLAND MUTUAL INSURANCE CO. | CPP124408A | $1,000,000 | 08/18/2017 | 10/01/2017 | Replaced |
| 91X | BIPD/Primary | ACUITY, A MUTUAL INSURANCE COMPANY | CA-ZB2503 | $1,000,000 | 03/01/2022 | 05/23/2023 | Replaced |
No active insurance policies.
| Docket | Type | Action | Served | Disposition | Disp Date |
|---|---|---|---|---|---|
| MC225241 | CONTRACT | INVOLUNTARY REVOCATION | 11/15/2005 | DISCONTINUED REVOCATION | 12/02/2005 |
| MC225241 | MOTOR PROPERTY CONTRACT CARRIER | REINSTATED | 11/08/2004 | - | - |
| MC225241 | CONTRACT | INVOLUNTARY REVOCATION | 10/25/2012 | DISCONTINUED REVOCATION | 11/01/2012 |
| MC225241 | CONTRACT | INVOLUNTARY REVOCATION | 10/16/2008 | DISCONTINUED REVOCATION | 10/28/2008 |
| MC225241 | CONTRACT | INVOLUNTARY REVOCATION | 08/29/2017 | DISCONTINUED REVOCATION | 08/28/2017 |
| MC225241 | MOTOR PROPERTY CONTRACT CARRIER | GRANTED | 06/19/1990 | REVOKED | 10/12/2004 |
No revocation records.
Stay ahead of changes
You are checking IFCO TRANSPORT LLC today. We can keep watching them for you.
Authority gets revoked, insurance lapses, and a company that looks clean today can change overnight. Create an account, add this company to your list,
and the moment their authority, insurance, safety or contact details change, you see it on your dashboard, or get it by email with Pro.
Add them to your list
Keep this company and every partner you vet in one place you can come back to.
Get a change alert
The moment authority, insurance or safety status moves, you hear about it first.
See the full history
Trust Score over time and the complete authority and insurance timeline, not just today.