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FINCO TRUCKING INC

Trust Score

Excellent Why this score?

Company CheckFINCO TRUCKING INC · DOT 2638730

1375 REMINGTON RD SUITE N, SCHAUMBURG, IL, 60173

DOT# 2638730 MC# 919310 Schaumburg, Illinois 11 years

CARRIER

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Power Units

Drivers

Crashes (24-Month)

$750,000

Insurance

Not Rated

Safety Rating

316

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

10 events tracked · latest Oct 27, 2026 ↓ Show details ↓

Safety & compliance 7

Sep 27, 2026
Clean roadside inspection, no violations.
Sep 23, 2026
Clean roadside inspection, no violations.
Sep 15, 2026
Roadside inspection, 1 violation (no OOS).
Sep 11, 2026
Clean roadside inspection, no violations.
May 21, 2026
Crash reported (no fatalities).
Apr 10, 2026
Crash reported (no fatalities).
Feb 5, 2026
Crash reported (no fatalities).

Insurance 3

Oct 27, 2026
Insurance on file through MS TRANSVERSE INSURANCE COMPANY ($750).
Current
Active insurance on file through MS TRANSVERSE INSURANCE COMPANY ($750).
Jul 15, 2026
Insurance on file through MS TRANSVERSE INSURANCE COMPANY ($750).

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

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EmailSign in to view

Physical Address1375 REMINGTON RD SUITE N, SCHAUMBURG, IL, 60173

Mailing Address1375 REMINGTON RD SUITE N, SCHAUMBURG, IL, 60173

Other Companies at This Address

Address1375 REMINGTON RD SUITE N, SCHAUMBURG, IL 60173

Others here

Distinct phones

Active

Company	DOT	Phone	Status
AGI TRUCKING INC	2019189	Sign in	Active
FINCO TRUCKING INC this company	2638730	Sign in	Active
MATRIX LOGISTICS INC	3157032	Sign in	Active

Note: sharing an address is legal and common (registered agents, virtual offices, business centers). A shared address never reduces the Trust Score.

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC919310

CommonActive

ContractNot Active

BrokerNot Active

Operating11 years

All Docket Numbers

MC919310

Cargo Transported

General FreightFresh ProduceIntermodal ContainersMeatRefrigerated Food

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 4.04 · 41 insp with violations

Below cutoff

Hours-of-Service Compliance

measure .44 · 17 insp with violations

Below cutoff

Driver Fitness

measure .1 · 3 insp with violations

Below cutoff

Controlled Substances / Alcohol

measure .05 · 1 insp with violations

Below cutoff

Vehicle Maintenance

measure 4.57 · 34 insp with violations

Below cutoff

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage6,513,830 miles

Mileage Year2025

VMT SourceActual

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)7

Fatal0

Driver OOS3.0% avg 5.5%

Vehicle OOS22.1% avg 20.7%

SmartWay PartnerNo

Last Review04/10/2025

Insurance

Amount$750,000

Type91X

VerifiedFMCSA · 09/08/2026

CompanyMILFORD CASUALTY INSURANCE COMPANY

Policy #MPP1024279-05

Last checked10/25/2026

Active Policies2

Quick Facts

StatusActive

TypeCarrier

Fleet85 units

Drivers98

Mileage6,513,830 mi

Operating11 years

MCS-15010/2026

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)7

Fatal0

Injury2

Tow-Away5

Driver Inspections

Total230

Out of Service7

OOS Rate3.0%

National Avg5.5%

Below National Average

Vehicle Inspections

Total86

Out of Service19

OOS Rate22.1%

National Avg20.7%

Above National Average

Last FMCSA Review: 04/10/2025

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2023

10 · 1 OOS -

2024

90 · 10 OOS ▲

2025

138 · 17 OOS ▲

2026

72 · 12 OOS ▼

Crashes

2023

1 crash -

2024

2 crashes ▲

2025

5 crashes ▲

2026

3 crashes ▼

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Sep 2026, 228 inspections, 30 resulted in out-of-service (13.2% OOS rate).

Driver Out-of-Service 10 OOS

Vehicle Out-of-Service 29 OOS

Live FMCSA roadside inspection records, refreshed monthly.

Crash Records (11)

Full crash history on file (all years), newest first. This list may show more than the headline Crashes figure above, because that figure follows the official FMCSA 24-month SMS window used for the Trust Score, older crashes still appear here for transparency.

Date	Location	State	Injuries	Tow	Vehicles	Weather	Road	Light
05/21/2026	UNINCORPORATED	CA	0	1	1	Clear	Dry	Dawn
04/10/2026	CONCORD TWP	IL	1	1	1	Clear	Dry	Dawn
02/05/2026	MEMPHIS	TN	1	1	1	Other/Unknown	Dry	Dusk
11/24/2025	ROWLETT	TX	1	1	2	Rain	Wet	Dusk
10/09/2025	KENNEWICK	WA	0	1	2	Clear	Dry	Daylight
04/28/2025	LAKEWOOD TWP	NJ	0	1	2	Clear	Dry	Daylight
04/17/2025	HWY 94 AT MP 74	CO	0	1	1	Blowing Snow	Dry	Daylight
04/07/2025	UNINCORPORATED	FL	0	1	1	Clear	Wet	Dawn
11/18/2024	Ref Marker:	NY	0	1	1	Clear	Dry	Daylight
02/02/2024	RURAL(CRAWFORD COUNTY)	AR	1	1	2	Clear	Dry	Daylight
11/15/2023	UNKNOWN	AZ	0	1	2	Clear	Dry	Daylight

Roadside Violations by Safety Category Last 24 months

233 roadside violations across 228 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Unsafe Driving 96 violations · 5 OOS

Vehicle Maintenance 92 violations · 31 OOS

Hours-of-Service (HOS) Compliance 37 violations · 3 OOS

Driver Fitness 5 violations · 4 OOS

Other (General) 3 violations · 0 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (100)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	Vehicle Viol	Vehicle OOS	HazMat
09/27/2026	IA	Driver-Only (Level III)	IA	0	0	0	0	0	0	-	▲Detail
09/23/2026	NM	Driver-Only (Level III)	NM	0	0	0	0	0	0	-	▲Detail
09/15/2026	TN	Driver-Only (Level III)	COLLIERVILLE TN	1	0	1	0	0	0	-	▲Detail
09/11/2026	MT	Walk-Around (Level II)	WIBAUX MT	0	0	0	0	0	0	-	▲Detail
09/10/2026	NC	Walk-Around (Level II)	FAYETTEVILLE NC	0	0	0	0	0	0	-	▲Detail
09/10/2026	AL	Walk-Around (Level II)	WINFIELD AL	2	2	2	2	0	0	-	▲Detail
09/09/2026	KY	Driver-Only (Level III)	GREENVILLE KY	0	0	0	0	0	0	-	▲Detail
09/09/2026	DE	Walk-Around (Level II)	NEW CASTLE DE	2	1	1	0	1	1	-	▲Detail
09/08/2026	IA	Driver-Only (Level III)	IA	1	0	1	0	0	0	-	▲Detail
09/07/2026	TN	Walk-Around (Level II)	KNOXVILLE TN	0	0	0	0	0	0	-	▲Detail
09/04/2026	SD	Driver-Only (Level III)	VALLEY SPRINGS SD	0	0	0	0	0	0	-	▲Detail
08/24/2026	KY	Driver-Only (Level III)	LOUISVILLE KY	0	0	0	0	0	0	-	▲Detail
08/04/2026	NY	Walk-Around (Level II)	WATERTOWN NY	5	0	1	0	4	0	-	▲Detail
08/04/2026	MT	Driver-Only (Level III)	LIMA MT	0	0	0	0	0	0	-	▲Detail
08/01/2026	IA	Driver-Only (Level III)	IA	0	0	0	0	0	0	-	▲Detail
07/31/2026	MS	Full (Level I)	JONES COUNTY MS	0	0	0	0	0	0	-	▲Detail
07/29/2026	CA	Walk-Around (Level II)	CA	0	0	0	0	0	0	-	▲Detail
07/27/2026	WV	Driver-Only (Level III)	WINFIELD WV	1	0	1	0	0	0	-	▲Detail
07/27/2026	KY	Walk-Around (Level II)	LONDON	0	0	0	0	0	0	-	▲Detail
07/22/2026	MO	Full (Level I)	JOPLIN MO	0	0	0	0	0	0	-	▲Detail
07/18/2026	VA	Walk-Around (Level II)	DUMFRIES VA	6	1	1	0	5	1	-	▲Detail
07/08/2026	TX	Full (Level I)	IH40 EB SHAMROCK SCALE	5	0	0	0	5	0	-	▲Detail
06/30/2026	TX	Full (Level I)	14010 HORIZON BLVD	0	0	0	0	0	0	-	▲Detail
06/30/2026	TN	Full (Level I)	MANCHESTER TN	0	0	0	0	0	0	-	▲Detail
06/27/2026	GA	Driver-Only (Level III)	DUBLIN GA	0	0	0	0	0	0	-	▲Detail
06/26/2026	WI	Driver-Only (Level III)	RANDOLPH WI	1	0	1	0	0	0	-	▲Detail
06/24/2026	SD	Driver-Only (Level III)	TILFORD SD	0	0	0	0	0	0	-	▲Detail
06/23/2026	SD	Driver-Only (Level III)	TILFORD SD	0	0	0	0	0	0	-	▲Detail
06/21/2026	GA	Driver-Only (Level III)	BACONTON GA	1	0	1	0	0	0	-	▲Detail
06/21/2026	TN	Driver-Only (Level III)	PELHAM TN	1	0	1	0	0	0	-	▲Detail
06/10/2026	TN	Walk-Around (Level II)	KNOXVILLE TN	1	1	0	0	1	1	-	▲Detail
06/10/2026	GA	Driver-Only (Level III)	ATLANTA GA	1	0	1	0	0	0	-	▲Detail
06/09/2026	MO	Walk-Around (Level II)	WILLOW SPRINGS MO	0	0	0	0	0	0	-	▲Detail
06/02/2026	WI	Walk-Around (Level II)	JANESVILLE WI	1	0	1	0	0	0	-	▲Detail
06/01/2026	IN	Driver-Only (Level III)	CHESTERTON IN	0	0	0	0	0	0	-	▲Detail
05/26/2026	NM	Walk-Around (Level II)	RATON PORT OF ENTRY	0	0	0	0	0	0	-	▲Detail
05/23/2026	GA	Driver-Only (Level III)	ATLANTA GA	1	0	1	0	0	0	-	▲Detail
05/14/2026	CT	Driver-Only (Level III)	EAST HARTFORD	2	0	2	0	0	0	-	▲Detail
05/05/2026	NM	Driver-Only (Level III)	CLAYTON PORT OF ENTRY	2	1	2	1	0	0	-	▲Detail
05/04/2026	IL	Driver-Only (Level III)	70	0	0	0	0	0	0	-	▲Detail
04/24/2026	SD	Walk-Around (Level II)	VALLEY SPRINGS SD	2	1	0	0	2	1	-	▲Detail
04/20/2026	WA	Driver-Only (Level III)	WALLA WALLA WA	0	0	0	0	0	0	-	▲Detail
04/14/2026	PA	Full (Level I)	NANTICOKE CITY PA	3	0	1	0	2	0	-	▲Detail
04/11/2026	IL	Full (Level I)	I-80 EB	9	1	3	1	0	0	-	▲Detail
04/10/2026	GA	Driver-Only (Level III)	MORROW GA	1	0	1	0	0	0	-	▲Detail
04/10/2026	TX	Walk-Around (Level II)	15500 TX34	0	0	0	0	0	0	-	▲Detail
03/19/2026	SD	Driver-Only (Level III)	VALLEY SPRINGS SD	0	0	0	0	0	0	-	▲Detail
03/18/2026	NC	Full (Level I)	I 40 WB	0	0	0	0	0	0	-	▲Detail
03/16/2026	ME	Driver-Only (Level III)	OLD TOWN - SCALES NB	1	0	1	0	0	0	-	▲Detail
03/13/2026	OK	Driver-Only (Level III)	CLINTON	1	0	1	0	0	0	-	▲Detail
03/01/2026	NC	Walk-Around (Level II)	STATESVILLE WEIGH STATION, I-4	1	1	0	0	1	1	-	▲Detail
03/01/2026	NM	Full (Level I)	GALLUP PORT OF ENTRY	2	1	0	0	2	1	-	▲Detail
02/26/2026	IN	Driver-Only (Level III)	CORUNNA IN	1	0	1	0	0	0	-	▲Detail
02/26/2026	IA	Driver-Only (Level III)	45 - HWY 218 NB MM 29 PILOT GR	1	0	1	0	0	0	-	▲Detail
02/24/2026	SD	Driver-Only (Level III)	VALLEY SPRINGS SD	0	0	0	0	0	0	-	▲Detail
02/23/2026	NM	Walk-Around (Level II)	GALLUP PORT OF ENTRY	0	0	0	0	0	0	-	▲Detail
02/23/2026	NM	Driver-Only (Level III)	OROGRANDE PORT OF ENTRY	0	0	0	0	0	0	-	▲Detail
02/22/2026	PA	Walk-Around (Level II)	ON I-84 E 424 FEET WEST OF UNN	2	0	2	0	0	0	-	▲Detail
02/13/2026	NC	Walk-Around (Level II)	DAVIDSON COUNTY, I-85, N	1	1	0	0	1	1	-	▲Detail
02/12/2026	MD	Full (Level I)	FROSTBURG MD	0	0	0	0	0	0	-	▲Detail
02/05/2026	TN	Driver-Only (Level III)	MEMPHIS TN	0	0	0	0	0	0	-	▲Detail
02/04/2026	VA	Driver-Only (Level III)	TROUTVILLE VA	0	0	0	0	0	0	-	▲Detail
01/29/2026	NM	Driver-Only (Level III)	ANTHONY PORT OF ENTRY	0	0	0	0	0	0	-	▲Detail
01/28/2026	SD	Driver-Only (Level III)	VALLEY SPRINGS SD	0	0	0	0	0	0	-	▲Detail
01/20/2026	TN	Driver-Only (Level III)	ATHENS TN	1	0	1	0	0	0	-	▲Detail
01/15/2026	GA	Driver-Only (Level III)	BYRON GA	2	1	2	1	0	0	-	▲Detail
01/13/2026	CA	Driver-Only (Level III)	COTTONWOOD IF	1	0	0	0	1	0	-	▲Detail
01/12/2026	CA	Driver-Only (Level III)	CASTAIC IF	0	0	0	0	0	0	-	▲Detail
01/12/2026	NE	Driver-Only (Level III)	WAVERLY WEST BOUND	1	0	0	0	0	0	-	▲Detail
01/08/2026	MN	Full (Level I)	CLARKS GROVE MN	8	2	0	0	8	2	-	▲Detail
01/08/2026	WY	Full (Level I)	CHEYENNE I-80 POE	0	0	0	0	0	0	-	▲Detail
01/03/2026	NM	Driver-Only (Level III)	RATON PORT OF ENTRY	0	0	0	0	0	0	-	▲Detail
12/22/2025	GA	Driver-Only (Level III)	BRUNSWICK GA	1	0	1	0	0	0	-	▲Detail
12/22/2025	SC	Driver-Only (Level III)	POWDERSVILLE SC	1	0	1	0	0	0	-	▲Detail
12/19/2025	KY	Full (Level I)	EDDYVILLE	0	0	0	0	0	0	-	▲Detail
12/18/2025	SD	Walk-Around (Level II)	JEFFERSON SD	1	1	0	0	1	1	-	▲Detail
12/17/2025	IL	Full (Level I)	I-57	1	0	0	0	0	0	-	▲Detail
12/15/2025	CA	Walk-Around (Level II)	CASTAIC IF	0	0	0	0	0	0	-	▲Detail
12/07/2025	KS	Walk-Around (Level II)	MONTGOMERY COUNTY - 125	0	0	0	0	0	0	-	▲Detail
12/05/2025	KY	Driver-Only (Level III)	MOUNT VERNON	0	0	0	0	0	0	-	▲Detail
12/05/2025	WI	Driver-Only (Level III)	SPARTA WI	2	0	1	0	1	0	-	▲Detail
12/05/2025	IN	Walk-Around (Level II)	TERRE HAUTE IN	1	1	0	0	1	1	-	▲Detail
12/01/2025	FL	Driver-Only (Level III)	YULEE FL	0	0	0	0	0	0	-	▲Detail
11/25/2025	IA	Full (Level I)	10 - I35 NB MM 30 OSCEOLA	3	2	0	0	3	2	-	▲Detail
11/24/2025	NC	Full (Level I)	NC 87 NEAR NC 27	0	0	0	0	0	0	-	▲Detail
11/24/2025	WY	Driver-Only (Level III)	FRANNIE POE	0	0	0	0	0	0	-	▲Detail
11/19/2025	WI	Walk-Around (Level II)	STOUGHTON WI	8	3	2	0	6	3	-	▲Detail
11/15/2025	FL	Driver-Only (Level III)	YULEE FL	0	0	0	0	0	0	-	▲Detail
11/13/2025	GA	Driver-Only (Level III)	GRIFFIN GA	3	1	0	1	0	0	-	▲Detail
11/12/2025	IN	Driver-Only (Level III)	LAFAYETTE IN	1	0	0	0	0	0	-	▲Detail
11/11/2025	NV	Driver-Only (Level III)	SLOAN CHECKSITE	0	0	0	0	0	0	-	▲Detail
10/29/2025	SD	Driver-Only (Level III)	VALLEY SPRINGS SD	0	0	0	0	0	0	-	▲Detail
10/27/2025	MA	Driver-Only (Level III)	H-SWANSEA	1	0	1	0	0	0	-	▲Detail
10/26/2025	PA	Driver-Only (Level III)	ON I-80 E MM 280.8	1	0	1	0	0	0	-	▲Detail
10/22/2025	UT	Full (Level I)	HELPER UT	0	0	0	0	0	0	-	▲Detail
10/16/2025	WA	Walk-Around (Level II)	GRANDVIEW WA	1	0	0	0	0	0	-	▲Detail
10/14/2025	LA	Driver-Only (Level III)	MADISONVILLE LA	3	0	0	0	0	0	-	▲Detail
10/13/2025	NC	Driver-Only (Level III)	I40	0	0	0	0	0	0	-	▲Detail
10/11/2025	KS	Driver-Only (Level III)	GRAY COUNTY - 069	1	0	1	0	0	0	-	▲Detail
10/11/2025	NM	Walk-Around (Level II)	GALLUP PORT OF ENTRY	0	0	0	0	0	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections230

Unsafe Driving 41 viols

HOS Compliance 17 viols

Driver Fitness 3 viols

Controlled Substances 1 viols

Vehicle Maintenance 34 viols

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	MS TRANSVERSE INSURANCE COMPANY	TINCA1005954	$750,000	10/27/2026	-	-
91X	BIPD/Primary	MS TRANSVERSE INSURANCE COMPANY	TINCA1005954	$750,000	07/15/2026	-	-
91X	BIPD/Primary	MILFORD CASUALTY INSURANCE COMPANY	MPP1024279-04	$750,000	07/15/2024	07/15/2025	Cancelled
91X	BIPD/Primary	MILFORD CASUALTY INSURANCE COMPANY	MPP1024279-03	$750,000	07/15/2023	07/15/2024	Cancelled
91X	BIPD/Primary	MILFORD CASUALTY INSURANCE COMPANY	MPP1024279-02	$750,000	07/15/2022	07/15/2023	Cancelled
91X	BIPD/Primary	MILFORD CASUALTY INSURANCE COMPANY	MPP1024279-01	$750,000	07/15/2021	07/15/2022	Cancelled
91X	BIPD/Primary	MILFORD CASUALTY INSURANCE COMPANY	MPP1024279-00	$750,000	07/15/2020	07/15/2021	Replaced
91X	BIPD/Primary	NATIONAL CONTINENTAL INSURANCE CO.	CIL0004963799-9	$1,000,000	07/15/2019	01/25/2020	Cancelled
91X	BIPD/Primary	NATIONAL CONTINENTAL INSURANCE CO.	CIL0004963799-8	$1,000,000	07/15/2018	07/15/2019	Cancelled
91X	BIPD/Primary	ARTISAN & TRUCKERS CASUALTY COMPANY	CA 4007711	$750,000	07/15/2017	04/04/2018	Cancelled
91X	BIPD/Primary	WESCO INSURANCE COMPANY	WMC1268348	$750,000	07/15/2016	01/18/2017	Replaced
91X	BIPD/Primary	WESCO INSURANCE COMPANY	WPP1268348	$750,000	07/15/2015	07/15/2016	Cancelled
91X	BIPD/Primary	ARTISAN & TRUCKERS CASUALTY COMPANY	CA 4007711	$750,000	04/04/2018	07/15/2018	Replaced
91X	BIPD/Primary	NATIONAL CONTINENTAL INSURANCE CO.	CIL0004963799-9	$1,000,000	01/25/2020	07/15/2020	Cancelled
91X	BIPD/Primary	WESCO INSURANCE COMPANY	WMC1268348	$750,000	01/18/2017	07/15/2017	Cancelled

Form	Type	Insurance Company	Policy	Coverage	Effective
91X	BIPD/Primary	MS TRANSVERSE INSURANCE COMPANY	TINCA1005954	$750,000	10/27/2026
91X	BIPD/Primary	MS TRANSVERSE INSURANCE COMPANY	TINCA1005954	$750,000	07/15/2026

Docket	Type	Action	Served	Disposition	Disp Date
MC919310	COMMON	INVOLUNTARY REVOCATION	12/30/2019	DISCONTINUED REVOCATION	01/08/2020
MC919310	MOTOR PROPERTY COMMON CARRIER	GRANTED	07/22/2015	-	-
MC919310	COMMON	INVOLUNTARY REVOCATION	06/20/2023	DISCONTINUED REVOCATION	07/11/2023
MC919310	COMMON	INVOLUNTARY REVOCATION	06/20/2022	DISCONTINUED REVOCATION	07/01/2022
MC919310	COMMON	INVOLUNTARY REVOCATION	06/20/2016	DISCONTINUED REVOCATION	06/29/2016
MC919310	COMMON	INVOLUNTARY REVOCATION	06/19/2017	DISCONTINUED REVOCATION	07/11/2017
MC919310	COMMON	INVOLUNTARY REVOCATION	06/18/2025	DISCONTINUED REVOCATION	07/09/2025
MC919310	COMMON	INVOLUNTARY REVOCATION	06/18/2024	DISCONTINUED REVOCATION	07/10/2024
MC919310	COMMON	INVOLUNTARY REVOCATION	06/18/2020	DISCONTINUED REVOCATION	07/07/2020
MC919310	COMMON	INVOLUNTARY REVOCATION	06/18/2019	DISCONTINUED REVOCATION	07/16/2019

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

94/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 94

Starts at 100−6 totalFinal 94

Vehicle out-of-service rate above national average−5

Crashes on record (rate-adjusted)−1

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-5

Vehicle out-of-service rate above national average

Vehicle OOS 22.093% vs national avg 20.72%.

-1

Crashes on record (rate-adjusted)

Crash rate: 7 crash(es) across 85 vehicles (~0.08 per vehicle); none fatal. Scaled to fleet size and fatal severity.

Where this company lands, risk scales

Crash history (rate-adjusted)−1 of 28

0 pts · low risk−28 pts · high risk

Crash rate: 7 crash(es) across 85 vehicles (~0.08 per vehicle); none fatal. Scaled to fleet size and fatal severity.

Vehicle out-of-service rate−5 of 5

0 pts · low risk−5 pts · high risk

Vehicle OOS 22.093% vs national avg 20.72%.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

FINCO TRUCKING INC

Trust Score

Public record

Company Information

Contact Details

Other Companies at This Address

Operating Authorities

All Docket Numbers

Cargo Transported

Operation Classification

SMS BASIC Scores

Mileage

Drivers

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Safety Trends by Year

Out-of-Service Summary Last 24 months

Crash Records (11)

Roadside Violations by Safety Category Last 24 months

Inspection Records (100)

Safety Performance Percentiles

Licensing & Insurance

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