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NOT VALIDATED

VIRTUS INC

Trust Score

Fair Why this score?

Company CheckVIRTUS INC · DOT 2538391

5200 INTERCHANGE WAY, LOUISVILLE, KY, 40229

DOT# 2538391 MC# 882882 Louisville, Kentucky 11 years

CARRIER & BROKER

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1

Power Units

1

Drivers

0

Crashes (24-Month)

None on file

Insurance

Not Rated

Safety Rating

0

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

1 events tracked · latest Sep 13, 2026 ↓ Show details ↓

Insurance 1

Current
No active insurance on file.

Public FMCSA record · blue clean · orange change · red risk.

Company Information

Legal NameVIRTUS INC

DOT Number2538391

MC Number882882

Entity TypeCarrier & Broker

Operating StatusA - Active

LocationLouisville, Kentucky

Added09/04/2014

MCS-15006/01/2015

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address5200 INTERCHANGE WAY, LOUISVILLE, KY, 40229

Mailing Address5200 INTERCHANGE WAY, LOUISVILLE, KY, 40229

Broker Surety Bond FMCSA BMC-84/85

Brokers must keep a $75,000 surety bond or trust fund on file with FMCSA. If it lapses, FMCSA revokes the broker’s authority, so an active bond is the key thing a carrier should verify before hauling for a broker.

Bond StatusNot on file

On File (FMCSA)None on file

VerifiedFMCSA · 07/13/2026

Required$75,000 (FMCSA min)

Last checked09/13/2026

TypeSurety Bond (BMC-84)

Surety / TrusteePLATTE RIVER INSURANCE COMPANY

Contact☎ (800) 475-4450
🌐 capspecialty.com

Filings on record2

Bond cancelled Jul 27, 2018 by PROTECTIVE INSURANCE CO.. This company's broker authority is not currently active. FMCSA requires every broker to keep a $75,000 bond on file; after a cancellation, operating authority is typically revoked within weeks. Confirm current status in FMCSA's official records before booking.

Bond history

PROTECTIVE INSURANCE CO.May 2017 to Jul 2018 · CANCELLED

PLATTE RIVER INSURANCE COMPANYMay 2015 to Apr 2017 · CANCELLED

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Watch this broker

Other Companies at This Address

Address5200 INTERCHANGE WAY, LOUISVILLE, KY 40229

1

Others here

2

Distinct phones

1

Active

Company	DOT	Phone	Status
VIRTUS INC this company	2538391	Sign in	Active
ARNOLD MOVING COMPANY INC	7953	Sign in	Inactive

Note: sharing an address is legal and common (registered agents, virtual offices, business centers). A shared address never reduces the Trust Score.

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE;FEDERAL GOVERNMENT

Carrier OperationC - Intrastate (Non-Hazmat)

DocketMC882882

CommonInactive

ContractNot Active

BrokerInactive

Operating11 years

Operation Classification

Authorized For HireFederal Government

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Drivers

1

Interstate

0

Intrastate

0

CDL

1

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Insurance

AmountNone on file

VerifiedFMCSA · 07/13/2026

Last checked09/13/2026

Quick Facts

StatusActive

TypeCarrier & Broker

Fleet1 units

Drivers1

Operating11 years

MCS-15006/2015

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
34	CARGO	GRANITE STATE INSURANCE CO.	024054644	$0	12/01/2016	05/18/2017	Cancelled
91X	BIPD/Primary	TECHNOLOGY INSURANCE COMPANY, INC	TPP1058956	$1,000,000	12/01/2014	05/13/2017	Cancelled
34	CARGO	GRANITE STATE INSURANCE CO.	024054644	$0	09/04/2014	12/01/2016	Replaced
34	CARGO	GRANITE STATE INSURANCE CO.	024054644	$0	09/04/2014	03/08/2017	Cancelled
91X	BIPD/Primary	TECHNOLOGY INSURANCE COMPANY, INC	TPP 1058956	$1,000,000	09/04/2014	12/01/2014	Replaced
91X	BIPD/Primary	TECHNOLOGY INSURANCE COMPANY, INC	TPP 1058956	$1,000,000	09/04/2014	06/14/2015	Cancelled
84	SURETY	PLATTE RIVER INSURANCE COMPANY	41310562	$0	05/06/2015	04/16/2017	Cancelled
34	CARGO	TRAVELERS PROPERTY CASUALTY CO. OF AMERICA	1F230808	$0	05/01/2017	07/20/2017	Cancelled
82	BIPD	PROTECTIVE INSURANCE CO.	B-13387	$0	05/01/2017	07/27/2018	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC882882	HOUSEHOLD GOODS COMMON CARRIER	GRANTED	11/25/2014	REVOKED	05/22/2017
MC882882	MOTOR PROPERTY COMMON CARRIER	GRANTED	11/25/2014	REVOKED	05/22/2017
MC882882	HOUSEHOLD GOODS BROKER	DISMISSED	11/20/2014	-	-
MC882882	PROPERTY BROKER	DISMISSED	10/15/2014	-	-
MC882882	HOUSEHOLD GOODS BROKER	GRANTED	07/15/2015	REVOKED	04/24/2017
MC882882	PROPERTY BROKER	GRANTED	07/15/2015	REVOKED	04/24/2017
MC882882	COMMON	INVOLUNTARY REVOCATION	05/18/2015	DISCONTINUED REVOCATION	05/19/2015
MC882882	COMMON	INVOLUNTARY REVOCATION	02/09/2017	DISCONTINUED REVOCATION	02/10/2017

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

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50/100

Fair

NOT VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 50

50

−25

−15

−10

Starts at 100−50 totalFinal 50

No insurance or bond on file−25

No active operating authority−15

MCS-150 update overdue−10

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

No active for-hire or broker authority on file.

Active insurance on file

No active insurance / coverage amount on file.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-25

No insurance or bond on file FAILS VERIFICATION

No active insurance or surety bond is recorded with FMCSA, and no active authority that would require it.

-15

No active operating authority FAILS VERIFICATION

No active for-hire (common/contract) or broker authority on file.

-10

MCS-150 update overdue

The required biennial MCS-150 update has not been filed on time (score factor, not a verification failure).

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

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