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VALIDATED

HARBOR DISTRIBUTING LLC

Trust Score

Excellent Why this score?

Company CheckHARBOR DISTRIBUTING LLC · DOT 22236

Private carrier, runs its own trucks and hauls its own freight

DBA: GATE CITY BEVERAGE DISTRIBUTORS&ALLIED BEVERAGES&CENTRAL COAST DISTRIBUTING&GOLDEN BRANDS&HIGH DESERT DISTRIBUTION

6250 NORTH RIVER ROAD SUITE 9000, ROSEMONT, IL, 60018

DOT# 22236 Rosemont, Illinois

PRIVATE CARRIER

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843

Power Units

861

Drivers

Crashes (24-Month)

None on file

Insurance

Satisfactory

Safety Rating

594

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

8 events tracked · latest Aug 18, 2026 ↓ Show details ↓

Safety & compliance 7

Aug 3, 2026
Clean roadside inspection, no violations.
Jul 31, 2026
Clean roadside inspection, no violations.
Jul 30, 2026
Clean roadside inspection, no violations.
Jul 27, 2026
Clean roadside inspection, no violations.
Jun 18, 2026
Crash reported (no fatalities).
Apr 19, 2026
Crash reported (no fatalities).
Mar 30, 2026
Crash reported (no fatalities).

Insurance 1

Current
No active insurance on file.

Public FMCSA record · blue clean · orange change · red risk.

Driver Reviews (166 from industry sources)

TheTruckersReport 166 reviews

View Reviews →

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address6250 NORTH RIVER ROAD SUITE 9000, ROSEMONT, IL, 60018

Mailing Address201 MAIN STREET, LA CROSSE, WI, 54601

Other Companies at This Address

Address6250 NORTH RIVER ROAD SUITE 9000, ROSEMONT, IL 60018

Others here

Distinct phones

Active

Company	DOT	Phone	Status
HARBOR DISTRIBUTING LLC this company	22236	Sign in shared ×4	Active
REYES COCA-COLA BOTTLING LLC	499210	Sign in shared ×4	Active
THE MARTIN-BROWER COMPANY LLC	148192	Sign in shared ×4	Active
WINDY CITY DISTRIBUTING LLC	2523415	Sign in shared ×4	Active

Note: sharing an address is legal and common (registered agents, virtual offices, business centers). A shared address never reduces the Trust Score.

Operating Authorities

Authority TypePRIVATE PROPERTY

Carrier OperationA - Interstate

CommonNot Active

ContractNot Active

BrokerNot Active

Cargo Transported

Beverages

Operation Classification

Private (Property)Private Only

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure .14 · 12 insp with violations

Below cutoff

Hours-of-Service Compliance

measure .01 · 4 insp with violations

Below cutoff

Driver Fitness

measure .08 · 4 insp with violations

Below cutoff

Controlled Substances / Alcohol

measure .01 · 1 insp with violations

Below cutoff

Vehicle Maintenance

measure 1.14 · 44 insp with violations

Below cutoff

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage10,432,430 miles

Mileage Year2024

VMT SourceMCS-150 Form

Drivers

861

Interstate

Intrastate

CDL

861

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingSatisfactory

Total Crashes (24-mo)15

Fatal2

Driver OOS0.9% avg 5.5%

Vehicle OOS8.2% avg 20.7%

SmartWay PartnerNo

Last Review03/18/2024

Insurance

AmountNone on file

VerifiedFMCSA · 06/16/2026

Last checked08/18/2026

Quick Facts

StatusActive

TypePrivate Carrier

Fleet843 units

Drivers861

Mileage10,432,430 mi

MCS-15004/2025

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)15

Fatal2

Injury6

Tow-Away7

Safety RatingSatisfactory

Driver Inspections

Total337

Out of Service3

OOS Rate0.9%

National Avg5.5%

Below National Average

Vehicle Inspections

Total257

Out of Service21

OOS Rate8.2%

National Avg20.7%

Below National Average

Last FMCSA Review: 03/18/2024 | Rated: 09/12/1991

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2023

54 · 7 OOS -

2024

182 · 13 OOS ▲

2025

149 · 11 OOS ▼

2026

115 · 5 OOS ▼

Crashes

2023

5 crashes -

2024

8 crashes ▲

2025

7 crashes ▼

2026

4 crashes ▼

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Aug 2026, 338 inspections, 25 resulted in out-of-service (7.4% OOS rate).

Driver Out-of-Service 4 OOS

Vehicle Out-of-Service 25 OOS

Live FMCSA roadside inspection records, refreshed monthly.

Crash Records (24)

Full crash history on file (all years), newest first. This list may show more than the headline Crashes figure above, because that figure follows the official FMCSA 24-month SMS window used for the Trust Score, older crashes still appear here for transparency.

Date	Location	State	Fatal	Injuries	Tow	Vehicles	Weather	Road	Light
06/18/2026	UNINCORPORATED	CA	0	0	1	1	Clear	Dry	Daylight
04/19/2026	TRACY	CA	0	1	1	2	Clear	Dry	Dusk
03/30/2026	Unincorporated	CA	0	0	1	5	Clear	Dry	Dawn
01/20/2026	MARINA	CA	0	1	1	2	Clear	Dry	Daylight
10/01/2025	UNINCORPORATED	CA	1	1	1	2	Clear	Dry	Daylight
09/12/2025	UNINCORPORATED	CA	0	0	1	2	Clear	Dry	Dusk
09/02/2025	SANTA FE SPRINGS	CA	0	1	1	2	Clear	Dry	Dusk
04/04/2025	BAKERSFIELD	CA	0	1	1	1	Clear	Dry	Dusk
03/14/2025	CONCORD	CA	0	2	1	3	Rain	Wet	Daylight
03/05/2025	SAN FRANCISCO	CA	0	1	0	2	Clear	Dry	Daylight
02/25/2025	UNINCORPORATED	CA	0	0	1	2	Clear	Dry	Daylight
12/30/2024	UNINCORPORATED	CA	0	0	1	2	Clear	Dry	Daylight
12/12/2024	South Lake Tahoe	CA	0	1	1	3	Fog/Smog	Ice	Daylight
10/03/2024	UNINCORPORATED	CA	0	0	1	2	Clear	Dry	Daylight
07/05/2024	UNINCORPORATED	CA	1	0	0	1	Clear	Dry	Daylight
06/19/2024	LOS ANGELES	CA	0	0	1	2	Clear	Dry	Dusk
04/22/2024	REDWOOD CITY	CA	0	0	1	2	Clear	Dry	Daylight
04/15/2024	HESPERIA	CA	0	0	1	2	Clear	Dry	Dawn
04/04/2024	UNINCORPORATED	CA	0	0	1	2	Clear	Dry	Daylight
12/26/2023	SAN BERNARDINO	CA	0	1	1	2	Clear	Dry	Dusk
12/19/2023	R2 - SR28/US50	NV	0	0	1	1	Rain	Water	Dawn
10/24/2023	HAWTHORNE	CA	0	0	1	3	Clear	Dry	Dusk
10/05/2023	VICTORVILLE	CA	0	0	1	2	Clear	Dry	Dawn
08/24/2023	FONTANA	CA	0	0	1	2	Clear	Dry	Daylight

Roadside Violations by Safety Category Last 24 months

149 roadside violations across 338 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Unsafe Driving 76 violations · 2 OOS

Vehicle Maintenance 61 violations · 23 OOS

Driver Fitness 4 violations · 4 OOS

Hours-of-Service (HOS) Compliance 3 violations · 0 OOS

Other (General) 5 violations · 0 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (100)

Date	State	Level	Location	Violations	OOS	Driver Viol	Vehicle Viol	Vehicle OOS	HazMat
08/03/2026	CA	Full (Level I)	CA	0	0	0	0	0	-	▲Detail
07/31/2026	CA	Full (Level I)	CA	0	0	0	0	0	-	▲Detail
07/30/2026	CA	Walk-Around (Level II)	CA	0	0	0	0	0	-	▲Detail
07/27/2026	CA	Full (Level I)	CA	0	0	0	0	0	-	▲Detail
07/24/2026	CA	Driver-Only (Level III)	CA	1	0	0	1	0	-	▲Detail
07/23/2026	CA	Walk-Around (Level II)	CA	0	0	0	0	0	-	▲Detail
07/23/2026	CA	Full (Level I)	CA	0	0	0	0	0	-	▲Detail
07/22/2026	CA	Full (Level I)	CA	0	0	0	0	0	-	▲Detail
07/22/2026	CA	Full (Level I)	CA	0	0	0	0	0	-	▲Detail
07/17/2026	CA	Walk-Around (Level II)	CA	0	0	0	0	0	-	▲Detail
07/16/2026	CA	Driver-Only (Level III)	CA	0	0	0	0	0	-	▲Detail
07/15/2026	CA	Walk-Around (Level II)	CA	0	0	0	0	0	-	▲Detail
07/13/2026	CA	Full (Level I)	CA	0	0	0	0	0	-	▲Detail
07/08/2026	CA	Full (Level I)	CA	0	0	0	0	0	-	▲Detail
07/08/2026	CA	Full (Level I)	CA	0	0	0	0	0	-	▲Detail
07/03/2026	CA	Full (Level I)	CA	0	0	0	0	0	-	▲Detail
07/02/2026	CA	Full (Level I)	CA	0	0	0	0	0	-	▲Detail
07/02/2026	CA	Full (Level I)	CA	1	0	0	1	0	-	▲Detail
06/30/2026	CA	Full (Level I)	CA	0	0	0	0	0	-	▲Detail
06/30/2026	CA	Walk-Around (Level II)	CA	0	0	0	0	0	-	▲Detail
06/29/2026	CA	Driver-Only (Level III)	CA	1	0	0	1	0	-	▲Detail
06/24/2026	CA	Full (Level I)	CA	0	0	0	0	0	-	▲Detail
06/22/2026	CA	Driver-Only (Level III)	CA	1	0	1	0	0	-	▲Detail
06/19/2026	CA	Driver-Only (Level III)	CA	0	0	0	0	0	-	▲Detail
06/19/2026	CA	Walk-Around (Level II)	CA	0	0	0	0	0	-	▲Detail
06/19/2026	CA	Walk-Around (Level II)	CA	1	0	0	1	0	-	▲Detail
06/18/2026	CA	Driver-Only (Level III)	CA	0	0	0	0	0	-	▲Detail
06/18/2026	CA	Full (Level I)	CA	1	0	0	1	0	-	▲Detail
06/18/2026	CA	Walk-Around (Level II)	CA	0	0	0	0	0	-	▲Detail
06/17/2026	CA	Full (Level I)	CA	1	0	0	1	0	-	▲Detail
06/17/2026	CA	Full (Level I)	CA	0	0	0	0	0	-	▲Detail
06/15/2026	CA	Driver-Only (Level III)	CA	1	0	1	0	0	-	▲Detail
06/11/2026	CA	Walk-Around (Level II)	CA	0	0	0	0	0	-	▲Detail
06/10/2026	CA	Walk-Around (Level II)	CA	1	0	0	1	0	-	▲Detail
06/09/2026	CA	Full (Level I)	CA	0	0	0	0	0	-	▲Detail
06/04/2026	CA	Full (Level I)	CA	3	1	0	3	1	-	▲Detail
06/04/2026	CA	Full (Level I)	CA	0	0	0	0	0	-	▲Detail
06/01/2026	CA	Driver-Only (Level III)	CA	0	0	0	0	0	-	▲Detail
05/26/2026	CA	Walk-Around (Level II)	CA	1	0	0	1	0	-	▲Detail
05/21/2026	CA	Full (Level I)	CA	0	0	0	0	0	-	▲Detail
05/21/2026	CA	Full (Level I)	CA	1	0	0	1	0	-	▲Detail
05/18/2026	CA	Full (Level I)	CA	0	0	0	0	0	-	▲Detail
05/15/2026	CA	Full (Level I)	CA	0	0	0	0	0	-	▲Detail
05/14/2026	CA	Full (Level I)	CA	1	0	0	1	0	-	▲Detail
05/13/2026	CA	Full (Level I)	CA	0	0	0	0	0	-	▲Detail
05/13/2026	CA	Full (Level I)	CA	0	0	0	0	0	-	▲Detail
05/12/2026	CA	Walk-Around (Level II)	CA	1	0	0	1	0	-	▲Detail
05/11/2026	CA	Full (Level I)	CA	2	0	1	1	0	-	▲Detail
05/07/2026	CA	Driver-Only (Level III)	CA	0	0	0	0	0	-	▲Detail
05/07/2026	CA	Full (Level I)	CA	0	0	0	0	0	-	▲Detail
05/07/2026	CA	Full (Level I)	CA	1	0	0	1	0	-	▲Detail
05/05/2026	CA	Driver-Only (Level III)	CA	0	0	0	0	0	-	▲Detail
04/30/2026	CA	Walk-Around (Level II)	CA	0	0	0	0	0	-	▲Detail
04/23/2026	CA	Driver-Only (Level III)	S/B US-101 N/ OF TURNPIKE	2	0	0	2	0	-	▲Detail
04/17/2026	CA	Full (Level I)	COTTONWOOD IF	0	0	0	0	0	-	▲Detail
04/16/2026	CA	Walk-Around (Level II)	COTTONWOOD IF	0	0	0	0	0	-	▲Detail
04/15/2026	CA	Full (Level I)	CHOWCHILLA RIVER IF	0	0	0	0	0	-	▲Detail
04/14/2026	CA	Full (Level I)	CHOWCHILLA RIVER IF	3	2	0	3	2	-	▲Detail
04/13/2026	CA	Full (Level I)	GILROY IF	0	0	0	0	0	-	▲Detail
04/10/2026	CA	Full (Level I)	DESERT HILLS IF	1	0	0	1	0	-	▲Detail
04/07/2026	CA	Full (Level I)	COTTONWOOD IF	0	0	0	0	0	-	▲Detail
04/02/2026	CA	Full (Level I)	GILROY IF	0	0	0	0	0	-	▲Detail
04/01/2026	CA	Full (Level I)	GILROY IF	1	1	0	1	1	-	▲Detail
03/27/2026	CA	Full (Level I)	DESERT HILLS IF	0	0	0	0	0	-	▲Detail
03/26/2026	CA	Full (Level I)	SR-89 S/OF I-5	0	0	0	0	0	-	▲Detail
03/25/2026	CA	Driver-Only (Level III)	SR-60 W/B WOF PYRITE AVE.	1	0	1	0	0	-	▲Detail
03/24/2026	CA	Full (Level I)	SB CARSON SCALES	0	0	0	0	0	-	▲Detail
03/23/2026	CA	Full (Level I)	GILROY IF	1	0	0	1	0	-	▲Detail
03/13/2026	CA	Full (Level I)	COTTONWOOD IF	0	0	0	0	0	-	▲Detail
03/12/2026	CA	Full (Level I)	CHOWCHILLA RIVER IF	0	0	0	0	0	-	▲Detail
03/10/2026	CA	Driver-Only (Level III)	CORDELIA IF	1	0	1	0	0	-	▲Detail
03/10/2026	NV	Driver-Only (Level III)	NV	0	0	0	0	0	-	▲Detail
03/04/2026	CA	Driver-Only (Level III)	COTTONWOOD IF	0	0	0	0	0	-	▲Detail
03/03/2026	CA	Full (Level I)	EB ANTELOPE SCALE	1	0	0	1	0	-	▲Detail
03/03/2026	CA	Full (Level I)	CORDELIA IF	0	0	0	0	0	-	▲Detail
03/03/2026	CA	Walk-Around (Level II)	CORDELIA IF	0	0	0	0	0	-	▲Detail
02/27/2026	CA	Driver-Only (Level III)	DESERT HILLS IF	0	0	0	0	0	-	▲Detail
02/27/2026	CA	Full (Level I)	US-101 N/OF SANDMINE ROAD	0	0	0	0	0	-	▲Detail
02/25/2026	CA	Full (Level I)	CONEJO IF	0	0	0	0	0	-	▲Detail
02/25/2026	CA	Full (Level I)	CORDELIA IF	0	0	0	0	0	-	▲Detail
02/25/2026	CA	Full (Level I)	CORDELIA IF	0	0	0	0	0	-	▲Detail
02/24/2026	CA	Full (Level I)	GILROY IF	0	0	0	0	0	-	▲Detail
02/22/2026	CA	Driver-Only (Level III)	CORDELIA IF	0	0	0	0	0	-	▲Detail
02/19/2026	CA	Full (Level I)	GILROY IF	0	0	0	0	0	-	▲Detail
02/19/2026	CA	Walk-Around (Level II)	GILROY IF	0	0	0	0	0	-	▲Detail
02/19/2026	CA	Walk-Around (Level II)	GILROY IF	2	2	0	2	2	-	▲Detail
02/18/2026	CA	Full (Level I)	CORDELIA IF	0	0	0	0	0	-	▲Detail
02/17/2026	CA	Driver-Only (Level III)	CORDELIA IF	0	0	0	0	0	-	▲Detail
02/17/2026	CA	Walk-Around (Level II)	COTTONWOOD IF	0	0	0	0	0	-	▲Detail
02/16/2026	CA	Walk-Around (Level II)	SUSANVILLE	1	0	1	0	0	-	▲Detail
02/11/2026	CA	Full (Level I)	CORDELIA IF	0	0	0	0	0	-	▲Detail
02/11/2026	CA	Driver-Only (Level III)	CORDELIA IF	2	0	0	2	0	-	▲Detail
02/11/2026	CA	Walk-Around (Level II)	GILROY IF	1	0	0	1	0	-	▲Detail
02/10/2026	CA	Walk-Around (Level II)	CORDELIA IF	0	0	0	0	0	-	▲Detail
02/06/2026	CA	Full (Level I)	COTTONWOOD IF	0	0	0	0	0	-	▲Detail
02/06/2026	CA	Full (Level I)	CACHE CREEK SCALES	2	1	0	2	1	-	▲Detail
02/04/2026	CA	Walk-Around (Level II)	COTTONWOOD IF	0	0	0	0	0	-	▲Detail
02/04/2026	CA	Full (Level I)	COTTONWOOD IF	0	0	0	0	0	-	▲Detail
01/29/2026	CA	Full (Level I)	CASTAIC IF	0	0	0	0	0	-	▲Detail
01/28/2026	CA	Full (Level I)	CHOWCHILLA RIVER IF	0	0	0	0	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections336

Unsafe Driving 12 viols

HOS Compliance 4 viols

Driver Fitness 4 viols

Controlled Substances 1 viols

Vehicle Maintenance 44 viols

Licensing & Insurance

No insurance history records.

No active insurance policies.

No authority history.

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

95/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 95

Starts at 100−5 totalFinal 95

Operating history unknown−3

Fatal crash on record (rate-adjusted)−2

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Operating authority N/A

Not required for private carriers, a private carrier hauls its own goods and needs no for-hire operating authority (no MC number) under FMCSA.

Insurance on file with FMCSA N/A

Not required for private carriers, a non-hazmat private carrier hauling its own goods is generally not required to file proof of insurance with FMCSA.

Safety rating not Unsatisfactory

Satisfactory FMCSA safety rating.

What's lowering this score

-3

Operating history unknown

No authority grant date on file.

-2

Fatal crash on record (rate-adjusted)

Crash rate: 15 crash(es) across 843 vehicles (~0.02 per vehicle); 2 fatal (13% fatal). Scaled to fleet size and fatal severity.

Where this company lands, risk scales

Crash history (rate-adjusted)−2 of 28

0 pts · low risk−28 pts · high risk

Crash rate: 15 crash(es) across 843 vehicles (~0.02 per vehicle); 2 fatal (13% fatal). Scaled to fleet size and fatal severity.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

HARBOR DISTRIBUTING LLC

Trust Score

Public record

Driver Reviews (166 from industry sources)

Company Information

Contact Details

Other Companies at This Address

Operating Authorities

Cargo Transported

Operation Classification

SMS BASIC Scores

Mileage

Drivers

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Safety Trends by Year

Out-of-Service Summary Last 24 months

Crash Records (24)

Roadside Violations by Safety Category Last 24 months

Inspection Records (100)

Safety Performance Percentiles

Licensing & Insurance

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