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FINISH LINE TRANSPORTATION INC

Trust Score

Excellent Why this score?

Company CheckFINISH LINE TRANSPORTATION INC · DOT 2221965

52 INDUSTRIAL ROAD, ELIZABETHTOWN, PA, 17022

DOT# 2221965 MC# 296143 Elizabethtown, Pennsylvania 30 years

BROKER

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Power Units

Drivers

Crashes (24-Month)

$75,000 bond

Insurance

Not Rated

Safety Rating

Inspections

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Contact Details

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Physical Address52 INDUSTRIAL ROAD, ELIZABETHTOWN, PA, 17022

Mailing Address52 INDUSTRIAL ROAD, ELIZABETHTOWN, PA, 17022

Broker Surety Bond FMCSA BMC-84/85

Brokers must keep a $75,000 surety bond or trust fund on file with FMCSA. If it lapses, FMCSA revokes the broker’s authority, so an active bond is the key thing a carrier should verify before hauling for a broker.

Bond StatusActive

On File (FMCSA)$75,000

VerifiedFMCSA · 07/01/2026

Required$75,000 (FMCSA min)

Last checked10/30/2026

TypeSurety Bond (BMC-84)

Surety / TrusteeMERCHANTS NATIONAL BONDING, INC

Contact☎ (515) 243-8171
🌐 merchantsbonding.com

Filings on record5

Bond history

MERCHANTS NATIONAL BONDING, INCsince Apr 4, 2023 · active

PACIFIC FINANCIAL ASSOCIATION, INC.Oct 2013 to Jun 2018 · CANCELLED

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Other Companies at This Address

Address52 INDUSTRIAL ROAD, ELIZABETHTOWN, PA 17022

Others here

Distinct phones

Active

Company	DOT	Phone	Status
FINISH LINE EXPRESS INC	1064345	Sign in shared ×3	Active
FINISH LINE TRANSPORTATION INC this company	2221965	Sign in shared ×3	Active
FINISH LINE TRANSPORTATION INC	618586	Sign in shared ×3	Inactive

Note: sharing an address is legal and common (registered agents, virtual offices, business centers). A shared address never reduces the Trust Score.

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC296143

CommonInactive

ContractNot Active

BrokerActive

Operating30 years

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Insurance

Amount$75,000 bond

Type84

VerifiedFMCSA · 07/01/2026

CompanyMERCHANTS NATIONAL BONDING, INC

Policy #101672145

Last checked10/30/2026

Quick Facts

StatusActive

TypeBroker

Operating30 years

MCS-15001/2025

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
34	CARGO	GREAT AMERICAN INSURANCE CO.	IMP 9592411	$0	11/20/1997	03/14/1998	Cancelled
85	TRUST FUND	PACIFIC FINANCIAL ASSOCIATION, INC.	NONE	$0	10/29/2013	06/10/2018	Cancelled
34	CARGO	GREAT WEST CASUALTY CO.	CLP64475A	$0	10/23/1995	01/11/1997	Name Changed
91X	BIPD/Primary	SENTRY SELECT INSURANCE COMPANY	734786-5695-956	$1,000,000	10/19/1995	02/15/1996	Cancelled
85	TRUST FUND	PACIFIC FINANCIAL ASSOCIATION, INC.	NONE	$0	09/16/2006	09/15/2006	Replaced
85	TRUST FUND	PACIFIC FINANCIAL ASSOCIATION, INC.	NONE	$0	09/16/2006	10/15/2008	Cancelled
85	TRUST FUND	PACIFIC FINANCIAL ASSOCIATION, INC.	NONE	$0	09/15/2006	10/29/2013	Replaced
91X	BIPD/Primary	LEGION INSURANCE COMPANY	TP10000309	$1,000,000	05/15/1996	11/01/1996	Cancelled
91X	BIPD/Primary	GREAT WEST CASUALTY CO.	CLP64475B	$1,000,000	05/07/1997	07/04/1997	Cancelled
34	CARGO	GREAT WEST CASUALTY CO.	CLP64475B	$0	05/07/1997	07/04/1997	Cancelled
91X	BIPD/Primary	GREAT WEST CASUALTY CO.	CLP64475B	$1,000,000	02/17/1997	05/07/1997	Replaced
34	CARGO	GREAT WEST CASUALTY CO.	CLP64475B	$0	02/17/1997	05/07/1997	Replaced
91X	BIPD/Primary	SENTRY SELECT INSURANCE COMPANY	734786-5695-956	$1,000,000	02/15/1996	05/14/1996	Cancelled
85	TRUST FUND	PACIFIC FINANCIAL ASSOCIATION, INC.	NONE	$0	02/04/2002	07/27/2005	Cancelled
91X	BIPD/Primary	NATIONAL CASUALTY COMPANY	OPO0008636	$1,000,000	01/20/2000	07/01/2000	Cancelled
34	CARGO	NATIONAL CASUALTY COMPANY	OPO0008636	$0	01/20/2000	07/01/2000	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC296143	MOTOR PROPERTY COMMON CARRIER	GRANTED	12/01/1995	REVOKED	09/23/1997
MC296143	PROPERTY BROKER	REINSTATED	09/20/2006	REVOKED	06/18/2018
MC296143	BROKER	INVOLUNTARY REVOCATION	09/18/2008	DISCONTINUED REVOCATION	09/24/2008
MC296143	COMMON	INVOLUNTARY REVOCATION	05/21/1996	DISCONTINUED REVOCATION	06/06/1996
MC296143	MOTOR PROPERTY COMMON CARRIER	REINSTATED	04/19/2000	REVOKED	09/21/2000
MC296143	PROPERTY BROKER	REINSTATED	04/04/2023	-	-
MC296143	MOTOR PROPERTY CONTRACT CARRIER	DISMISSED	02/12/1997	-	-
MC296143	PROPERTY BROKER	GRANTED	02/08/2002	REVOKED	08/02/2005
MC296143	COMMON	INVOLUNTARY REVOCATION	02/07/1997	DISCONTINUED REVOCATION	03/03/1997
MC296143	COMMON	INVOLUNTARY REVOCATION	01/13/1997	DISCONTINUED REVOCATION	03/03/1997

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

98/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 98

Starts at 100−2 totalFinal 98

No email address on file−2

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Active broker authority

Holds active broker authority.

Broker bond (BMC-84) on file

Active broker authority on file, FMCSA requires a BMC-84 surety bond ($75K) to keep it active.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-2

No email address on file

No public email address on record.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

FINISH LINE TRANSPORTATION INC

Trust Score

Company Information

Contact Details

Broker Surety Bond FMCSA BMC-84/85

Other Companies at This Address

Operating Authorities

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Licensing & Insurance

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