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M & S EXPRESS INC

Trust Score

Excellent Why this score?

Company CheckM & S EXPRESS INC · DOT 15105

94 MAIN ST, NORTH READING, MA, 01864

DOT# 15105 MC# 97580 North Reading, Massachusetts

CARRIER

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Power Units

Drivers

Crashes (24-Month)

$1,000,000

Insurance

Satisfactory

Safety Rating

Inspections

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SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

5 events tracked · latest Oct 28, 2026 ↓ Show details ↓

Safety & compliance 4

Mar 17, 2026
Clean roadside inspection, no violations.
Dec 19, 2025
Roadside inspection, 2 violations (no OOS).
Jun 26, 2025
Roadside inspection, 3 violations (no OOS).
May 7, 2025
Clean roadside inspection, no violations.

Insurance 1

Current
Active insurance on file ($1,000,000).

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address94 MAIN ST, NORTH READING, MA, 01864

Mailing Address94 MAIN ST, NORTH READING, MA, 01864

Other Companies at This Address

Address94 MAIN ST, NORTH READING, MA 01864

Others here

Distinct phones

Active

Company	DOT	Phone	Status
M & S EXPRESS INC this company	15105	Sign in	Active
T J MANLEY TRUCKING INC	426039	Sign in	Inactive

Note: sharing an address is legal and common (registered agents, virtual offices, business centers). A shared address never reduces the Trust Score.

Operating Authorities

Carrier OperationA - Interstate

DocketMC097580

CommonActive

ContractNot Active

BrokerNot Active

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure .75 · 1 insp with violations

Below cutoff

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 2.66 · 3 insp with violations

Below cutoff

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage166,152 miles

Mileage Year2023

VMT SourceMCS-150 Form

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Equipment

No equipment breakdown on file with FMCSA.

HazMatYes

Safety Summary

Safety RatingSatisfactory

Total Crashes (24-mo)1

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Insurance

Amount$1,000,000

Type91X

VerifiedFMCSA · 01/11/2026

CompanyNORTHLAND INSURANCE COMPANY

Policy #WN256043

Last checked10/28/2026

Quick Facts

StatusActive

TypeCarrier

Fleet8 units

Drivers5

Mileage166,152 mi

MCS-15003/2026

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)1

Fatal0

Injury0

Tow-Away1

Safety RatingSatisfactory

Driver Inspections

Total4

Out of Service0

OOS Rate0.0%

National Avg5.5%

Below National Average

Vehicle Inspections

Total3

Out of Service0

OOS Rate0.0%

National Avg20.7%

Below National Average

HazMat Inspections

Total1

OOS0

OOS Rate0.0% (avg 4.5%)

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2024

0 · 0 OOS -

2025

4 · 0 OOS =

2026

1 · 0 OOS =

Crashes

2024

1 crash -

2025

0 crashes ▼

2026

0 crashes =

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Mar 2026, 5 inspections, 0 resulted in out-of-service (0% OOS rate).

Clean, no out-of-service violations in the last 24 months.

Live FMCSA roadside inspection records, refreshed monthly.

Crash Records (1)

Full crash history on file (all years), newest first. This list may show more than the headline Crashes figure above, because that figure follows the official FMCSA 24-month SMS window used for the Trust Score, older crashes still appear here for transparency.

Date	Location	State	Fatal	Injuries	Tow	Vehicles	Weather	Road	Light
08/23/2024	BOSTON	MA	0	0	1	2	Clear	Dry	Daylight

Roadside Violations by Safety Category Last 24 months

6 roadside violations across 5 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Vehicle Maintenance 4 violations · 0 OOS

Unsafe Driving 2 violations · 0 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (5)

Date	State	Level	Location	Violations	Driver Viol	Vehicle Viol	HazMat
03/17/2026	NH	Walk-Around (Level II)	NH	0	0	0	-	▲Detail
12/19/2025	MA	Walk-Around (Level II)	H-LEXINGTON	2	1	1	-	▲Detail
06/26/2025	MA	Full (Level I)	BOSTON MA	3	0	0	-	▲Detail
05/07/2025	MA	Driver-Only (Level III)	H-MEDFORD	0	0	0	-	▲Detail
04/04/2025	MA	Walk-Around (Level II)	BOSTON MA	1	0	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections5

Unsafe Driving 1 viols

Vehicle Maintenance 3 viols

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
34	CARGO	TRAVELERS PROPERTY CASUALTY CO. OF AMERICA	QT-660-0489B768-TIL	$0	07/06/2010	03/04/2015	Cancelled
91X	BIPD/Primary	NORTHLAND CASUALTY INSURANCE COMPANY	TN657512	$1,000,000	06/07/2010	02/01/2011	Cancelled
34	CARGO	LIBERTY MUTUAL INSURANCE CO.	K01 711 001230 07	$0	02/23/1991	02/24/2002	Cancelled
91X	BIPD/Primary	SAFETY INSURANCE CO.	5058466	$1,000,000	02/07/2011	02/01/2011	Replaced
91X	BIPD/Primary	THE COMMERCE INSURANCE COMPANY	XY7619	$750,000	02/06/2004	02/01/2004	Replaced
91X	BIPD/Primary	ZURICH AMERICAN INSURANCE COMPANY	TRK0190177	$1,000,000	02/01/2017	02/01/2019	Cancelled
91X	BIPD/Primary	NORTHLAND CASUALTY INSURANCE COMPANY	TN665833	$1,000,000	02/01/2015	02/01/2017	Replaced
91X	BIPD/Primary	ZURICH AMERICAN INSURANCE COMPANY	TRK5710145	$1,000,000	02/01/2014	03/01/2015	Cancelled
91X	BIPD/Primary	ZURICH AMERICAN INSURANCE COMPANY	TRK5710145	$1,000,000	02/01/2014	02/01/2015	Replaced
91X	BIPD/Primary	THE CHARTER OAK FIRE INSURANCE CO.	3B185716	$1,000,000	02/01/2012	02/01/2014	Replaced
91X	BIPD/Primary	SAFETY INSURANCE CO.	5058466	$1,000,000	02/01/2011	02/07/2011	Replaced
91X	BIPD/Primary	SAFETY INSURANCE CO.	5058466	$1,000,000	02/01/2011	02/01/2012	Replaced
91X	BIPD/Primary	SAFETY INSURANCE CO.	5058466	$1,000,000	02/01/2011	02/29/2012	Cancelled
91X	BIPD/Primary	NORTHLAND CASUALTY INSURANCE COMPANY	TN657512	$1,000,000	02/01/2010	06/07/2010	Replaced
91X	BIPD/Primary	NORTHLAND CASUALTY INSURANCE COMPANY	TN657512	$1,000,000	02/01/2010	07/06/2010	Name Changed
91X	BIPD/Primary	SAFETY INSURANCE CO.	5053601	$1,000,000	02/01/2007	02/01/2010	Replaced
91X	BIPD/Primary	SAFETY INSURANCE CO.	3950693	$5,000,000	02/01/2006	03/07/2007	Cancelled
91X	BIPD/Primary	SAFETY INSURANCE CO.	3950693	$5,000,000	02/01/2006	02/01/2007	Replaced
34	CARGO	TRAVELERS PROPERTY CASUALTY CO. OF AMERICA	QT660-0489B768-TIL-04	$0	02/01/2004	07/06/2010	Name Changed
91X	BIPD/Primary	ZURICH AMERICAN INSURANCE COMPANY	CAR3763821-00	$5,000,000	02/01/2004	02/01/2006	Replaced
91X	BIPD/Primary	THE COMMERCE INSURANCE COMPANY	XY7619	$1,000,000	02/01/2003	02/06/2004	Cancelled
34	CARGO	ACADIA INSURANCE COMPANY	CPA 0074007	$0	02/01/2002	02/01/2004	Replaced
91X	BIPD/Primary	THE COMMERCE INSURANCE COMPANY	WS7681	$1,000,000	02/01/2002	02/01/2003	Replaced
91X	BIPD/Primary	LIBERTY MUTUAL FIRE INSURANCE CO.	AT271100123006	$1,000,000	01/01/1993	02/24/2002	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC097580	COMMON	INVOLUNTARY REVOCATION	06/03/2010	DISCONTINUED REVOCATION	06/21/2010
MC097580	COMMON	INVOLUNTARY REVOCATION	03/21/2002	DISCONTINUED REVOCATION	04/03/2002
MC097580	MOTOR PROPERTY COMMON CARRIER	REINSTATED	02/16/2011	-	-
MC097580	COMMON	INVOLUNTARY REVOCATION	02/02/2012	DISCONTINUED REVOCATION	02/07/2012
MC097580	MOTOR PROPERTY COMMON CARRIER	GRANTED	02/02/1982	REVOKED	02/07/2011
MC097580	COMMON	INVOLUNTARY REVOCATION	01/07/2019	DISCONTINUED REVOCATION	02/01/2019

No revocation records.

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See the full history

Trust Score over time and the complete authority and insurance timeline, not just today.

95/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 95

Starts at 100−5 totalFinal 95

Operating history unknown−3

Crashes on record (rate-adjusted)−2

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

Satisfactory FMCSA safety rating.

What's lowering this score

-3

Operating history unknown

No authority grant date on file.

-2

Crashes on record (rate-adjusted)

Crash rate: 1 crash(es) across 8 vehicles (~0.13 per vehicle); none fatal. Scaled to fleet size and fatal severity.

Where this company lands, risk scales

Crash history (rate-adjusted)−2 of 28

0 pts · low risk−28 pts · high risk

Crash rate: 1 crash(es) across 8 vehicles (~0.13 per vehicle); none fatal. Scaled to fleet size and fatal severity.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

M & S EXPRESS INC

Trust Score

Public record

Company Information

Contact Details

Other Companies at This Address

Operating Authorities

Operation Classification

SMS BASIC Scores

Mileage

Drivers

Equipment

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Safety Trends by Year

Out-of-Service Summary Last 24 months

Crash Records (1)

Roadside Violations by Safety Category Last 24 months

Inspection Records (5)

Safety Performance Percentiles

Licensing & Insurance

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