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VALIDATED

PREMIER FINANCE ADJUSTERS OF NE OHIO INC

Trust Score

Excellent Why this score?

Company CheckPREMIER FINANCE ADJUSTERS OF NE OHIO INC · DOT 1081032

DBA: RECOVERY AMERICA

174 E STEELS CORNERS RD, CUYAHOGA FALLS, OH, 44224

DOT# 1081032 MC# 488836 Cuyahoga Falls, Ohio 22 years

MOTOR CARRIER

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6

Power Units

7

Drivers

0

Crashes (24-Month)

Not reported

Insurance

Not Rated

Safety Rating

0

Inspections

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SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Company Information

Legal NamePREMIER FINANCE ADJUSTERS OF NE OHIO INC

DBA NameRECOVERY AMERICA

DOT Number1081032

MC Number488836

Entity TypeMotor Carrier

Operating StatusA - Active

LocationCuyahoga Falls, Ohio

Added12/17/2002

MCS-15010/05/2007

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address174 E STEELS CORNERS RD, CUYAHOGA FALLS, OH, 44224

Mailing AddressP O BOX 3717 SUITE A, CUYAHOGA FALLS, OH, 44223

Other Companies at This Address

Address174 E STEELS CORNERS RD, CUYAHOGA FALLS, OH 44224

2

Others here

3

Distinct phones

1

Active

Company	DOT	Phone	Status
PREMIER FINANCE ADJUSTERS OF NE OHIO INC this company	1081032	Sign in	Active
ELITE TOWING INC	737565	Sign in	Inactive
FAYZ EXPRESS LLC	3313795	Sign in	Inactive

Note: sharing an address is legal and common (registered agents, virtual offices, business centers). A shared address never reduces the Trust Score.

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationC - Intrastate (Non-Hazmat)

DocketMC450079

CommonNot Active

ContractNot Active

BrokerNot Active

DocketMC488836

CommonNot Active

ContractInactive

BrokerNot Active

Operating22 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Drivers

7

Interstate

0

Intrastate

0

CDL

7

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Quick Facts

StatusActive

TypeMotor Carrier

Fleet6 units

Drivers7

Operating22 years

MCS-15010/2007

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	NORTH POINTE INSURANCE COMPANY	NPAC001766-01	$1,000,000	11/14/2011	01/09/2012	Cancelled
91X	BIPD/Primary	NORTH POINTE INSURANCE COMPANY	NPAC001766-01	$1,000,000	09/01/2011	12/05/2011	Cancelled
91X	BIPD/Primary	NORTH POINTE INSURANCE COMPANY	NPAC001766	$1,000,000	09/01/2010	09/01/2011	Cancelled
91X	BIPD/Primary	LIBERTY INSURANCE UNDERWRITERS	CAR213636-0209	$1,000,000	09/01/2009	03/10/2010	Cancelled
34	CARGO	LIBERTY INSURANCE UNDERWRITERS	CAR213636-0209	$0	09/01/2009	03/10/2010	Cancelled
91X	BIPD/Primary	LIBERTY INSURANCE UNDERWRITERS	CAR213636-0209	$1,000,000	09/01/2009	09/01/2010	Cancelled
34	CARGO	LIBERTY INSURANCE UNDERWRITERS	CAR213636-0209	$0	09/01/2009	09/01/2010	Cancelled
91X	BIPD/Primary	LIBERTY INSURANCE UNDERWRITERS	CAR2136360108	$1,000,000	09/01/2008	09/01/2009	Replaced
34	CARGO	LIBERTY INSURANCE UNDERWRITERS	CAR2136360108	$0	09/01/2008	09/01/2009	Replaced
91X	BIPD/Primary	EMPIRE FIRE & MARINE INSURANCE CO.	CL433059	$1,000,000	09/01/2007	09/01/2008	Cancelled
91X	BIPD/Primary	EMPIRE FIRE & MARINE INSURANCE CO.	CL432309	$1,000,000	09/01/2006	09/01/2007	Cancelled
91X	BIPD/Primary	EMPIRE FIRE & MARINE INSURANCE CO.	CL 431590	$1,000,000	09/01/2005	09/01/2006	Cancelled
91X	BIPD/Primary	CONTINENTAL CASUALTY COMPANY	1067348301	$1,000,000	09/01/2003	09/01/2005	Replaced

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC488836	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	07/23/2004	REVOKED	09/11/2006
MC450079	MOTOR PROPERTY CONTRACT CARRIER	DISMISSED	02/13/2003	-	-

No revocation records.

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90/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 90

90

−10

Starts at 100−10 totalFinal 90

MCS-150 update overdue−10

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Active for-hire authority on file, FMCSA requires insurance to keep it active.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-10

MCS-150 update overdue

The required biennial MCS-150 update has not been filed on time (score factor, not a verification failure).

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

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