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VALIDATED

MICHELLE KEEGAN

Trust Score

Excellent Why this score?

Company CheckMICHELLE KEEGAN · DOT 981964

DBA: MICHELLE KEEGAN TRUCKING

500 GOOSE CREEK RD, ALEXANDRIA, TN, 37012

DOT# 981964 MC# 426744 Alexandria, Tennessee 24 years

CARRIER

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1

Power Units

1

Drivers

0

Crashes (24-Month)

$750,000

Insurance

Satisfactory

Safety Rating

1

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

2 events tracked · latest Sep 15, 2026 ↓ Show details ↓

Identity & ownership 1

Jul 4, 2026
Authority reinstated detected in FMCSA records.

Insurance 1

Current
Active insurance on file ($750,000).

Public FMCSA record · blue clean · orange change · red risk.

Company Information

Legal NameMICHELLE KEEGAN

DBA NameMICHELLE KEEGAN TRUCKING

DOT Number981964

MC Number426744

Entity TypeCarrier

Operating StatusA - Active

LocationAlexandria, Tennessee

Added10/03/2001

MCS-15001/27/2024

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address500 GOOSE CREEK RD, ALEXANDRIA, TN, 37012

Mailing Address500 GOOSE CREEK RD, ALEXANDRIA, TN, 37012

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC426744

CommonNot Active

ContractActive

BrokerNot Active

Operating24 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage50,857 miles

Mileage Year2023

VMT SourceMCS-150 Form

Drivers

1

Interstate

0

Intrastate

0

CDL

1

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingSatisfactory

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Last Review08/18/2004

Insurance

Amount$750,000

Type91X

VerifiedFMCSA · 07/07/2026

CompanyBERKLEY CASUALTY COMPANY

Policy #7849155

Last checked09/15/2026

Quick Facts

StatusActive

TypeCarrier

Fleet1 units

Drivers1

Mileage50,857 mi

Operating24 years

MCS-15001/2024

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Safety RatingSatisfactory

Driver Inspections

Total1

Out of Service0

OOS Rate0.0%

National Avg5.5%

Below National Average

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Last FMCSA Review: 08/18/2004 | Rated: 09/09/2004

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2024

1 · 0 OOS -

Crashes

No crashes on record.

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Inspection Records (1)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	Vehicle Viol	Vehicle OOS	HazMat
07/26/2024	LA	Driver-Only (Level III)	ROADSIDE	1	0	1	0	0	0	-	▲Detail

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	TN613339	$750,000	11/27/2009	04/05/2010	Cancelled
91X	BIPD/Primary	CANAL INSURANCE CO.	PIA05742101	$750,000	11/25/2010	04/30/2011	Cancelled
34	CARGO	CANAL INSURANCE CO.	PIA05742101	$0	11/25/2010	04/30/2011	Cancelled
91X	BIPD/Primary	CANAL INSURANCE CO.	847720001	$750,000	10/29/2019	04/30/2024	Replaced
91X	BIPD/Primary	CANAL INSURANCE CO.	847720001	$750,000	09/27/2017	10/29/2019	Cancelled
91X	BIPD/Primary	CANAL INSURANCE CO.	847720001	$750,000	09/02/2017	09/27/2017	Cancelled
91X	BIPD/Primary	NATIONAL CASUALTY COMPANY	LTO0018324	$750,000	08/28/2015	03/24/2016	Cancelled
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	WN192333	$750,000	07/18/2016	03/17/2017	Cancelled
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	TN432057	$1,000,000	07/02/2004	10/13/2004	Cancelled
91X	BIPD/Primary	UNITED NATIONAL SPECIALTY INSURANCE COMPANY	WEL2002209UNG	$750,000	06/11/2003	06/11/2004	Cancelled
91X	BIPD/Primary	OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.	BA 67 74 22	$750,000	06/10/2002	06/10/2003	Cancelled
91X	BIPD/Primary	CANAL INSURANCE CO.	CT847720001	$750,000	04/30/2024	04/30/2025	Replaced
91X	BIPD/Primary	CANAL INSURANCE CO.	847720001	$750,000	04/30/2017	09/02/2017	Cancelled
91X	BIPD/Primary	CANAL INSURANCE CO.	847720001	$750,000	04/30/2017	04/30/2017	Replaced
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	WN192333	$750,000	04/30/2016	07/18/2016	Cancelled
91X	BIPD/Primary	NATIONAL CASUALTY COMPANY	LTO0017568	$750,000	04/30/2014	10/05/2015	Name Changed
91X	BIPD/Primary	NATIONAL CASUALTY COMPANY	LTO0017568	$750,000	04/30/2014	08/28/2015	Replaced
91X	BIPD/Primary	NATIONAL CASUALTY COMPANY	LTO0007409	$750,000	04/30/2012	04/30/2014	Replaced
91X	BIPD/Primary	CANAL INSURANCE CO.	PIA05742102	$750,000	04/30/2011	04/30/2012	Replaced
91X	BIPD/Primary	CANAL INSURANCE CO.	PIA05742101	$750,000	04/30/2010	11/25/2010	Cancelled
34	CARGO	CANAL INSURANCE CO.	PIA05742101	$0	04/30/2010	11/25/2010	Cancelled
91X	BIPD/Primary	NATIONAL CASUALTY COMPANY	LTO0018324	$750,000	03/24/2016	04/30/2016	Replaced
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	WN192333	$750,000	03/17/2017	04/30/2017	Replaced
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	WN192333	$750,000	03/17/2017	06/07/2017	Cancelled
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	TN547029	$750,000	02/12/2007	11/27/2009	Cancelled
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	TN494050	$750,000	01/06/2006	02/12/2007	Cancelled
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	TN494050	$750,000	01/06/2006	02/12/2007	Replaced
91X	BIPD/Primary	CANAL INSURANCE CO.	466740	$750,000	01/05/2005	01/05/2006	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC426744	CONTRACT	INVOLUNTARY REVOCATION	12/09/2005	DISCONTINUED REVOCATION	01/10/2006
MC426744	CONTRACT	INVOLUNTARY REVOCATION	11/02/2009	DISCONTINUED REVOCATION	11/25/2009
MC426744	CONTRACT	INVOLUNTARY REVOCATION	10/29/2010	DISCONTINUED REVOCATION	11/04/2010
MC426744	CONTRACT	INVOLUNTARY REVOCATION	09/02/2015	DISCONTINUED REVOCATION	08/31/2015
MC426744	CONTRACT	INVOLUNTARY REVOCATION	08/07/2017	DISCONTINUED REVOCATION	08/09/2017
MC426744	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	07/09/2004	REVOKED	10/19/2004
MC426744	CONTRACT	INVOLUNTARY REVOCATION	06/21/2016	DISCONTINUED REVOCATION	06/24/2016
MC426744	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	06/14/2002	REVOKED	06/21/2004
MC426744	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	05/03/2010	-	-
MC426744	CONTRACT	INVOLUNTARY REVOCATION	04/04/2011	DISCONTINUED REVOCATION	05/02/2011
MC426744	CONTRACT	INVOLUNTARY REVOCATION	02/26/2016	DISCONTINUED REVOCATION	03/22/2016
MC426744	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	01/13/2005	REVOKED	04/12/2010

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

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90/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 90

90

−10

Starts at 100−10 totalFinal 90

MCS-150 update overdue−10

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

Satisfactory FMCSA safety rating.

What's lowering this score

-10

MCS-150 update overdue

The required biennial MCS-150 update has not been filed on time (score factor, not a verification failure).

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

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