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VALIDATED

PENNY LEPAK

Trust Score

Excellent Why this score?

Company CheckPENNY LEPAK · DOT 979641

DBA: PL EQUINE

W1519 LOWLAND DR, PALMYRA, WI, 53156

DOT# 979641 MC# 416299 Palmyra, Wisconsin 24 years

CARRIER

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3

Power Units

2

Drivers

0

Crashes (24-Month)

$750,000

Insurance

Not Rated

Safety Rating

0

Inspections

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Company Information

Legal NamePENNY LEPAK

DBA NamePL EQUINE

DOT Number979641

MC Number416299

Entity TypeCarrier

Operating StatusA - Active

LocationPalmyra, Wisconsin

Added09/24/2001

MCS-15003/11/2026

Contact Details

PhoneSign in to view

EmailSign in to view

Physical AddressW1519 LOWLAND DR, PALMYRA, WI, 53156

Mailing AddressW1519 LOWLAND DR, PALMYRA, WI, 53156

Operating Authorities

Authority TypePRIVATE PROPERTY;AUTHORIZED FOR HIRE;EXEMPT FOR HIRE

Carrier OperationA - Interstate

DocketMC416299

CommonNot Active

ContractActive

BrokerNot Active

Operating24 years

Operation Classification

Authorized For HireExempt For HirePrivate (Property)

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage65,000 miles

Mileage Year2021

VMT SourceMCS-150 Form

Drivers

2

Interstate

0

Intrastate

0

CDL

2

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Insurance

Amount$750,000

Type91X

Effective06/24/2019

CompanyAUTO OWNERS INSURANCE COMPANY

Policy #5082850700

Last checked09/11/2026

Quick Facts

StatusActive

TypeCarrier

Fleet3 units

Drivers2

Mileage65,000 mi

Operating24 years

MCS-15003/2026

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	NATIONAL CASUALTY COMPANY	LTO0018597	$750,000	10/03/2014	08/10/2016	Replaced
91X	BIPD/Primary	NATIONAL CASUALTY COMPANY	LTO0018597	$750,000	10/03/2014	09/12/2016	Cancelled
91X	BIPD/Primary	AUTO OWNERS INSURANCE COMPANY	5082850700	$750,000	08/10/2016	06/24/2019	Name Changed
91X	BIPD/Primary	NATIONAL CASUALTY COMPANY	LTO0008601	$750,000	08/10/2012	10/03/2014	Replaced
91X	BIPD/Primary	NATIONAL CASUALTY COMPANY	LTO0008601	$750,000	08/10/2012	11/10/2014	Name Changed
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	TN494886	$750,000	08/10/2006	08/10/2012	Replaced
91X	BIPD/Primary	NATIONAL INDEMNITY COMPANY	70TRN313203	$1,000,000	08/10/2005	08/10/2006	Cancelled
91X	BIPD/Primary	PROGRESSIVE NORTHERN INSURANCE COMPANY	CA 4730088	$1,000,000	08/10/2004	08/10/2005	Replaced
91X	BIPD/Primary	PROGRESSIVE NORTHERN INSURANCE COMPANY	CA 4730088-2	$1,000,000	08/10/2003	08/10/2004	Replaced
91X	BIPD/Primary	PROGRESSIVE NORTHERN INSURANCE COMPANY	CA 4730088-1	$1,000,000	08/10/2002	08/10/2003	Cancelled
91X	BIPD/Primary	PROGRESSIVE NORTHERN INSURANCE COMPANY	CA 4730088-0	$1,000,000	08/10/2001	08/10/2002	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC416299	CONTRACT	INVOLUNTARY REVOCATION	10/08/2014	DISCONTINUED REVOCATION	10/06/2014
MC416299	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	10/03/2001	-	-
MC416299	CONTRACT	INVOLUNTARY REVOCATION	07/14/2006	DISCONTINUED REVOCATION	08/07/2006
MC416299	CONTRACT	INVOLUNTARY REVOCATION	05/22/2019	DISCONTINUED REVOCATION	06/06/2019

No revocation records.

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98/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 98

98

Starts at 100−2 totalFinal 98

No email address on file−2

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-2

No email address on file

No public email address on record.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

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