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VALIDATED

WEST VIRGINIA AUTOMOBILE ADJUSTMENT

Trust Score

Analyzing company data...

Company CheckWEST VIRGINIA AUTOMOBILE ADJUSTMENT · DOT 970590

DBA: WVAA

2344 PENNSYLVANIA AVE, CHARLESTON, WV, 25302

DOT# 970590 MC# 1474069 Charleston, West Virginia 3 years

CARRIER Legal name changed · Jul 1, 2026

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4

Power Units

4

Drivers

0

Crashes (24-Month)

$1,000,000

Insurance

Not Rated

Safety Rating

0

Inspections

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Public record

3 events tracked · latest Jul 8, 2026 ↓ Show details ↓

Identity & ownership 1

Jul 1, 2026
Company legal name changed.

Insurance 2

Current
Active insurance on file ($1,000,000).
Aug 14, 2025
Insurance policy cancelled (CUMIS INSURANCE SOCIETY INC).

Public FMCSA record · blue clean · orange change · red risk.

Company Information

Legal NameWEST VIRGINIA AUTOMOBILE ADJUSTMENT

DBA NameWVAA

DOT Number970590

MC Number1474069

Entity TypeCarrier

Operating StatusA - Active

LocationCharleston, West Virginia

Added08/01/2001

MCS-15009/17/2025

Contact Details

Phone(304) 346-8721

Fax(866) 313-6127

Email[email protected]

Physical Address2344 PENNSYLVANIA AVE, CHARLESTON, WV, 25302

Mailing AddressP O BOX 6098, CHARLESTON, WV, 25362

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC1474069

CommonNot Active

ContractActive

BrokerNot Active

Operating3 years

Company Overview

WEST VIRGINIA AUTOMOBILE ADJUSTMENT is a FMCSA-validated carrier based in Charleston, West Virginia. The company has been in operation for 3 years, registered with the FMCSA on 08/01/2001. The fleet consists of 4 power units and 4 drivers. Annual mileage is reported at 85,000 miles (2024). The company has a clean safety record with zero reported crashes. Insurance coverage of $1,000,000 is on file through CUMIS INSURANCE SOCIETY INC. Active operating authorities include Contract. Based on authority, insurance, safety, and compliance data, WEST VIRGINIA AUTOMOBILE ADJUSTMENT has a Trust Score of 97/100 (Excellent).

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage85,000 miles

Mileage Year2024

VMT SourceMCS-150 Form

Drivers

4

Interstate

0

Intrastate

0

CDL

4

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Equipment

No equipment breakdown on file with FMCSA.

HazMatYes

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Insurance

Amount$1,000,000

Type91X

VerifiedFMCSA · 07/04/2026

CompanyCUMIS INSURANCE SOCIETY INC

Policy #320574-023

Quick Facts

StatusActive

TypeCarrier

Fleet4 units

Drivers4

Mileage85,000 mi

Operating3 years

MCS-15009/2025

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2024

1 · 0 OOS -

Crashes

No crashes on record.

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Inspection Records (1)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	Vehicle Viol	Vehicle OOS	HazMat
02/16/2024	WV	Walk-Around (Level II)	GAULEY BRIDGE WV	1	0	0	0	0	0	-	▲Detail

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	CUMIS INSURANCE SOCIETY INC	320574	$1,000,000	09/30/2022	07/01/2023	Replaced
91X	BIPD/Primary	CUMIS INSURANCE SOCIETY INC	320574-022	$1,000,000	07/01/2025	07/01/2025	Replaced
91X	BIPD/Primary	CUMIS INSURANCE SOCIETY INC	320574-022	$1,000,000	07/01/2025	08/14/2025	Cancelled
91X	BIPD/Primary	CUMIS INSURANCE SOCIETY INC	320574-018	$1,000,000	07/01/2024	07/01/2025	Replaced
91X	BIPD/Primary	CUMIS INSURANCE SOCIETY INC	320574-011	$1,000,000	07/01/2023	07/01/2024	Replaced

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC1474069	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	10/20/2022	-	-

No revocation records.

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97/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 97

97

Starts at 100−3 totalFinal 97

Moderate operating history (3-5 years)−3

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

FMCSA shows active coverage on file as of 7/4/2026.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-3

Moderate operating history (3-5 years)

Authority granted about 3 years ago.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.