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THOMAS J MC CULLOUGH

Trust Score

Fair Why this score?

Company CheckTHOMAS J MC CULLOUGH · DOT 951413

DBA: TJM & CO

2320 PIEDMONT ST, KENNER, LA, 70062

DOT# 951413 MC# 407514 Kenner, Louisiana 25 years

BROKER

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Power Units

Drivers

Crashes (24-Month)

None on file

Insurance

Not Rated

Safety Rating

Inspections

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Deep records on this carrier, only on LoadWrap

Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

2 events tracked · latest Jul 26, 2026 ↓ Show details ↓

Safety & compliance 1

Dec 30, 2024
REVOKED PROPERTY BROKER.

Insurance 1

Current
No active insurance on file.

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

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EmailSign in to view

Physical Address2320 PIEDMONT ST, KENNER, LA, 70062

Mailing AddressPO BOX 2120, KENNER, LA, 70063-2120

Broker Surety Bond FMCSA BMC-84/85

Brokers must keep a $75,000 surety bond or trust fund on file with FMCSA. If it lapses, FMCSA revokes the broker’s authority, so an active bond is the key thing a carrier should verify before hauling for a broker.

Bond StatusNot on file

On File (FMCSA)None on file

VerifiedFMCSA · 06/04/2026

Required$75,000 (FMCSA min)

Last checked07/26/2026

TypeSurety Bond (BMC-84)

Surety / TrusteeUNITED STATES FIRE INSURANCE CO.

Contact☎ (973) 490-6600
🌐 cfins.com

Filings on record19

Bond cancelled Dec 22, 2024 by PACIFIC FINANCIAL ASSOCIATION, INC.. This company's broker authority is not currently active. FMCSA requires every broker to keep a $75,000 bond on file; after a cancellation, operating authority is typically revoked within weeks. Confirm current status in FMCSA's official records before booking.

Bond history

PACIFIC FINANCIAL ASSOCIATION, INC.Aug 2024 to Dec 2024 · CANCELLED

LEXINGTON NATIONAL INSURANCE CORPORATIONAug 2023 to Aug 2024 · replaced

UNITED STATES FIRE INSURANCE CO.Oct 2022 to Oct 2023 · CANCELLED

GREAT AMERICAN ALLIANCE COMPANYSep 2021 to Oct 2022 · CANCELLED

GREAT AMERICAN INSURANCE COMPANY OF NEW YORKOct 2019 to Dec 2021 · CANCELLED

UNITED CASUALTY AND SURETY INSURANCE COMPANYOct 2018 to Oct 2019 · replaced

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Operating Authorities

Authority TypeOTHER-UNKNOWN;AUTHORIZED FOR HIRE

DocketMC407514

CommonNot Active

ContractNot Active

BrokerInactive

Operating25 years

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Insurance

AmountNone on file

VerifiedFMCSA · 06/04/2026

Last checked07/26/2026

Quick Facts

StatusActive

TypeBroker

Operating25 years

MCS-15003/2007

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
84	SURETY	UNITED STATES FIRE INSURANCE CO.	615118152	$0	10/01/2022	10/01/2023	Cancelled
84	SURETY	UNITED STATES FIRE INSURANCE CO.	615118152	$0	10/01/2022	08/31/2023	Replaced
84	SURETY	GREAT AMERICAN INSURANCE COMPANY OF NEW YORK	3219610	$0	10/01/2019	12/22/2021	Cancelled
84	SURETY	GREAT AMERICAN INSURANCE COMPANY OF NEW YORK	3219610	$0	10/01/2019	09/30/2021	Replaced
84	SURETY	UNITED CASUALTY AND SURETY INSURANCE COMPANY	991000289	$0	10/01/2018	10/01/2019	Replaced
84	SURETY	UNITED STATES FIRE INSURANCE CO.	615995220	$0	10/01/2016	10/01/2018	Replaced
84	SURETY	UNITED STATES FIRE INSURANCE CO.	615995220	$0	10/01/2016	10/07/2018	Cancelled
84	SURETY	SURETEC INSURANCE COMPANY	3369223	$0	10/01/2014	10/01/2016	Replaced
84	SURETY	SURETEC INSURANCE COMPANY	3369223	$0	10/01/2014	10/29/2016	Cancelled
84	SURETY	GREAT AMERICAN INSURANCE CO.	1917032	$0	10/01/2013	10/01/2014	Replaced
84	SURETY	GREAT AMERICAN INSURANCE CO.	1917032	$0	10/01/2013	10/18/2014	Cancelled
84	SURETY	GREAT AMERICAN ALLIANCE COMPANY	4170513	$0	09/30/2021	10/15/2022	Cancelled
84	SURETY	GREAT AMERICAN ALLIANCE COMPANY	4170513	$0	09/30/2021	09/30/2021	Replaced
84	SURETY	GREAT AMERICAN ALLIANCE COMPANY	4170513	$0	09/30/2021	10/01/2022	Replaced
84	SURETY	LEXINGTON NATIONAL INSURANCE CORPORATION	L340287-2197	$0	08/31/2023	08/01/2024	Replaced
85	TRUST FUND	PACIFIC FINANCIAL ASSOCIATION, INC.	NONE	$0	08/01/2024	12/22/2024	Cancelled
84	SURETY	AMERICAN CONTRACTORS INDEMNITY COMPANY	193557	$0	05/14/2004	10/01/2013	Cancelled
84	SURETY	CAPITOL INDEMNITY CORPORATION	60013237	$0	05/14/2002	05/14/2004	Cancelled
84	SURETY	STAR INSURANCE COMPANY	SA3146251	$0	05/14/2001	05/14/2002	Replaced

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC407514	BROKER	INVOLUNTARY REVOCATION	09/10/2018	DISCONTINUED REVOCATION	10/01/2018
MC407514	BROKER	INVOLUNTARY REVOCATION	09/04/2013	DISCONTINUED REVOCATION	10/02/2013
MC407514	PROPERTY BROKER	GRANTED	06/01/2001	REVOKED	12/30/2024
MC407514	BROKER	INVOLUNTARY REVOCATION	04/19/2004	DISCONTINUED REVOCATION	05/21/2004

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

50/100

Fair

NOT VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 50

−25

−15

−10

Starts at 100−50 totalFinal 50

No insurance or bond on file−25

No active operating authority−15

MCS-150 update overdue−10

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

No active for-hire or broker authority on file.

Active insurance on file

No active insurance / coverage amount on file.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-25

No insurance or bond on file FAILS VERIFICATION

No active insurance or surety bond is recorded with FMCSA, and no active authority that would require it.

-15

No active operating authority FAILS VERIFICATION

No active for-hire (common/contract) or broker authority on file.

-10

MCS-150 update overdue

The required biennial MCS-150 update has not been filed on time (score factor, not a verification failure).

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

THOMAS J MC CULLOUGH

Trust Score

Public record

Company Information

Contact Details

Broker Surety Bond FMCSA BMC-84/85

Operating Authorities

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Licensing & Insurance

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