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VALIDATED

OREGON ADJUSTERS INC

Trust Score

Excellent Why this score?

Company CheckOREGON ADJUSTERS INC · DOT 929767

DBA: USA AMERICAN ADJUSTERS

63291 NELS ANDERSON ROAD, BEND, OR, 97701

DOT# 929767 MC# 404341 Bend, Oregon 25 years

CARRIER Physical address changed · Aug 19, 2026

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12

Power Units

10

Drivers

1

Crashes (24-Month)

$1,000,000

Insurance

Satisfactory

Safety Rating

0

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

4 events tracked · latest Sep 8, 2026 ↓ Show details ↓

Identity & ownership 1

Aug 19, 2026
Mailing address changed in FMCSA records.

Safety & compliance 2

May 30, 2025
Crash reported (no fatalities).
Dec 12, 2024
DISCONTINUED REVOCATION CONTRACT.

Insurance 1

Current
Active insurance on file ($1,000,000).

Public FMCSA record · blue clean · orange change · red risk.

Company Information

Legal NameOREGON ADJUSTERS INC

DBA NameUSA AMERICAN ADJUSTERS

DOT Number929767

MC Number404341

Entity TypeCarrier

Operating StatusA - Active

LocationBend, Oregon

Added01/30/2001

MCS-15005/23/2025

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address63291 NELS ANDERSON ROAD, BEND, OR, 97701

Mailing AddressPO BOX 9309, BROOKS, OR, 97305

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC404341

CommonNot Active

ContractActive

BrokerNot Active

Operating25 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage150,000 miles

Mileage Year2024

VMT SourceMCS-150 Form

Drivers

10

Interstate

0

Intrastate

0

CDL

10

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Equipment

No equipment breakdown on file with FMCSA.

HazMatYes

Safety Summary

Safety RatingSatisfactory

Total Crashes (24-mo)1

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Last Review07/20/2011

Insurance

Amount$1,000,000

Type91X

VerifiedFMCSA · 06/19/2026

CompanyARGONAUT-MIDWEST INSURANCE COMPANY

Policy #MG8802448

Last checked09/08/2026

Quick Facts

StatusActive

TypeCarrier

Fleet12 units

Drivers10

Mileage150,000 mi

Operating25 years

MCS-15005/2025

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)1

Fatal0

Injury1

Tow-Away0

Safety RatingSatisfactory

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Last FMCSA Review: 07/20/2011 | Rated: 10/28/2011

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

No roadside inspections on record.

Crashes

2025

1 crash -

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Crash Records (1)

Full crash history on file (all years), newest first. This list may show more than the headline Crashes figure above, because that figure follows the official FMCSA 24-month SMS window used for the Trust Score, older crashes still appear here for transparency.

Date	Location	State	Fatal	Injuries	Tow	Vehicles	Weather	Road	Light
05/30/2025	.66 W UMATILLA	OR	0	1	1	1	Clear	Dry	Daylight

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	NATIONAL CASUALTY COMPANY	CTO0706111	$1,000,000	12/22/2007	12/21/2008	Cancelled
91X	BIPD/Primary	GUIDEONE MUTUAL INSURANCE COMPANY	570000150-01	$1,000,000	12/21/2020	12/30/2020	Name Changed
91X	BIPD/Primary	GUIDEONE MUTUAL INSURANCE COMPANY	570000150-01	$1,000,000	12/21/2020	12/21/2019	Replaced
91X	BIPD/Primary	GUIDEONE MUTUAL INSURANCE COMPANY	570000150-02	$1,000,000	12/21/2020	12/21/2024	Cancelled
91X	BIPD/Primary	GUIDEONE MUTUAL INSURANCE COMPANY	570000151-01	$1,000,000	12/21/2019	12/21/2019	Replaced
91X	BIPD/Primary	GUIDEONE MUTUAL INSURANCE COMPANY	570000151-01	$1,000,000	12/21/2019	12/21/2020	Replaced
91X	BIPD/Primary	GUIDEONE MUTUAL INSURANCE COMPANY	570000151-01	$1,000,000	12/21/2019	12/30/2020	Name Changed
34	CARGO	ZURICH AMERICAN INSURANCE COMPANY	PRA9656353	$0	12/21/2011	09/01/2014	Replaced
91X	BIPD/Primary	ZURICH AMERICAN INSURANCE COMPANY	PRA9656353	$1,000,000	12/21/2011	04/15/2016	Cancelled
34	CARGO	ZURICH AMERICAN INSURANCE COMPANY	PRA9656353-01	$0	12/21/2010	08/09/2011	Replaced
91X	BIPD/Primary	ZURICH AMERICAN INSURANCE COMPANY	PRA9656353-01	$1,000,000	12/21/2010	12/21/2011	Replaced
34	CARGO	ZURICH AMERICAN INSURANCE COMPANY	PRA9656353	$0	12/21/2009	02/06/2010	Cancelled
91X	BIPD/Primary	ZURICH AMERICAN INSURANCE COMPANY	PRA9656353	$1,000,000	12/21/2009	02/06/2010	Cancelled
91X	BIPD/Primary	NATIONAL CASUALTY COMPANY	CTO0120814	$1,000,000	12/21/2008	03/31/2009	Cancelled
91X	BIPD/Primary	NATIONAL CASUALTY COMPANY	CTO0106586	$1,000,000	12/21/2006	06/21/2007	Cancelled
91X	BIPD/Primary	NATIONAL CASUALTY COMPANY	CTO0106232	$1,000,000	12/21/2005	12/21/2006	Cancelled
91X	BIPD/Primary	EMPIRE FIRE & MARINE INSURANCE CO.	CL429886	$1,000,000	12/21/2004	12/21/2005	Cancelled
34	CARGO	EMPIRE FIRE & MARINE INSURANCE CO.	CL543730	$0	12/21/2004	09/01/2005	Cancelled
91X	BIPD/Primary	EMPIRE FIRE & MARINE INSURANCE CO.	CL428590	$1,000,000	12/21/2003	12/21/2004	Cancelled
34	CARGO	EMPIRE FIRE & MARINE INSURANCE CO.	CL428590	$0	12/21/2003	12/21/2004	Cancelled
91X	BIPD/Primary	EMPIRE FIRE & MARINE INSURANCE CO.	CL428590	$1,000,000	12/21/2003	12/21/2003	Replaced
91X	BIPD/Primary	EMPIRE FIRE & MARINE INSURANCE CO.	CL428590	$200,000	12/21/2003	12/21/2003	Replaced
91X	BIPD/Primary	EMPIRE FIRE & MARINE INSURANCE CO.	CL427394	$1,000,000	12/21/2002	12/21/2003	Cancelled
34	CARGO	EMPIRE FIRE & MARINE INSURANCE CO.	CL427394	$0	12/21/2002	12/21/2003	Cancelled
34	CARGO	EMPIRE FIRE & MARINE INSURANCE CO.	CL425678	$0	12/21/2000	12/21/2002	Replaced
91X	BIPD/Primary	EMPIRE FIRE & MARINE INSURANCE CO.	CL425678	$1,000,000	12/21/2000	12/21/2002	Replaced
34	CARGO	ROCKHILL INSURANCE COMPANY	RRPMSW000001	$0	10/01/2015	02/05/2018	Name Changed
34	CARGO	GUIDEONE MUTUAL INSURANCE COMPANY	570000001	$0	09/01/2018	12/30/2020	Name Changed
91X	BIPD/Primary	GUIDEONE MUTUAL INSURANCE COMPANY	570000001	$1,000,000	09/01/2018	10/13/2018	Cancelled
34	CARGO	ZURICH AMERICAN INSURANCE COMPANY	PRA9656308	$0	09/01/2014	10/01/2015	Replaced
34	CARGO	ZURICH AMERICAN INSURANCE COMPANY	PRA9656308	$0	08/09/2011	12/21/2011	Replaced
91X	BIPD/Primary	NATIONAL CASUALTY COMPANY	CTO0106586	$1,000,000	06/21/2007	12/21/2007	Cancelled
91X	BIPD/Primary	NATIONAL CASUALTY COMPANY	CTO0120814	$1,000,000	03/31/2009	12/21/2009	Cancelled
34	CARGO	HUDSON INSURANCE COMPANY	SBGL010100	$0	03/01/2018	07/31/2018	Name Changed
34	CARGO	ZURICH AMERICAN INSURANCE COMPANY	BAP965635	$0	02/06/2010	01/26/2011	Cancelled
34	CARGO	ZURICH AMERICAN INSURANCE COMPANY	BAP965635	$0	02/06/2010	12/21/2010	Replaced
91X	BIPD/Primary	ZURICH AMERICAN INSURANCE COMPANY	BAP965635	$1,000,000	02/06/2010	01/26/2011	Cancelled
91X	BIPD/Primary	ZURICH AMERICAN INSURANCE COMPANY	BAP965635	$1,000,000	02/06/2010	12/21/2010	Replaced

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC404341	CONTRACT	INVOLUNTARY REVOCATION	11/27/2020	DISCONTINUED REVOCATION	11/24/2020
MC404341	CONTRACT	INVOLUNTARY REVOCATION	11/26/2007	DISCONTINUED REVOCATION	12/26/2007
MC404341	CONTRACT	INVOLUNTARY REVOCATION	11/25/2024	DISCONTINUED REVOCATION	12/12/2024
MC404341	CONTRACT	INVOLUNTARY REVOCATION	11/24/2008	DISCONTINUED REVOCATION	12/22/2008
MC404341	CONTRACT	INVOLUNTARY REVOCATION	11/24/2006	DISCONTINUED REVOCATION	12/22/2006
MC404341	CONTRACT	INVOLUNTARY REVOCATION	11/24/2004	DISCONTINUED REVOCATION	12/30/2004
MC404341	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	09/14/2018	REVOKED	10/22/2018
MC404341	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	07/15/2020	-	-
MC404341	CONTRACT	INVOLUNTARY REVOCATION	05/25/2007	DISCONTINUED REVOCATION	06/22/2007
MC404341	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	04/06/2001	REVOKED	02/05/2004
MC404341	CONTRACT	INVOLUNTARY REVOCATION	04/05/2022	DISCONTINUED REVOCATION	05/16/2022
MC404341	CONTRACT	INVOLUNTARY REVOCATION	03/04/2009	DISCONTINUED REVOCATION	03/11/2009
MC404341	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	02/18/2004	REVOKED	12/28/2005
MC404341	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	01/14/2010	REVOKED	04/25/2016
MC404341	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	01/05/2006	REVOKED	12/28/2009

No revocation records.

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99/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 99

99

Starts at 100−1 totalFinal 99

Crashes on record (rate-adjusted)−1

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

Satisfactory FMCSA safety rating.

What's lowering this score

-1

Crashes on record (rate-adjusted)

Crash rate: 1 crash(es) across 12 vehicles (~0.08 per vehicle); none fatal. Scaled to fleet size and fatal severity.

Where this company lands, risk scales

Crash history (rate-adjusted)−1 of 28

0 pts · low risk−28 pts · high risk

Crash rate: 1 crash(es) across 12 vehicles (~0.08 per vehicle); none fatal. Scaled to fleet size and fatal severity.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

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