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VALIDATED

STEVE HARRIS

Trust Score

Excellent Why this score?

Company CheckSTEVE HARRIS · DOT 929626

DBA: HARRIS TRUCKING

ROUTE 61 HWY H, NAYLOR, MO, 63953

DOT# 929626 MC# 233565 Naylor, Missouri 35 years

CARRIER

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1

Power Units

1

Drivers

0

Crashes (24-Month)

$750,000

Insurance

Not Rated

Safety Rating

0

Inspections

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Company Information

Legal NameSTEVE HARRIS

DBA NameHARRIS TRUCKING

DOT Number929626

MC Number233565

Entity TypeCarrier

Operating StatusA - Active

LocationNaylor, Missouri

Added01/30/2001

MCS-15007/01/2024

Contact Details

PhoneSign in to view

EmailSign in to view

Physical AddressROUTE 61 HWY H, NAYLOR, MO, 63953

Mailing AddressPO BOX 35, NAYLOR, MO, 63953

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC233565

CommonNot Active

ContractActive

BrokerNot Active

Operating35 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage78,113 miles

Mileage Year2023

VMT SourceMCS-150 Form

Drivers

1

Interstate

0

Intrastate

0

CDL

1

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Insurance

Amount$750,000

Type91X

Effective06/28/2024

CompanyPROGRESSIVE CASUALTY INSURANCE COMPANY

Policy #CA983131204

Last checked09/16/2026

Quick Facts

StatusActive

TypeCarrier

Fleet1 units

Drivers1

Mileage78,113 mi

Operating35 years

MCS-15007/2024

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	TN388529	$750,000	09/18/2003	06/26/2004	Replaced
91X	BIPD/Primary	SIRIUS AMERICA INSURANCE COMPANY	LHT2005176	$750,000	07/02/2001	06/28/2002	Replaced
34	CARGO	REPUBLIC WESTERN INSURANCE COMPANY	MTC0000195	$0	07/02/2000	07/02/2001	Cancelled
91X	BIPD/Primary	REPUBLIC WESTERN INSURANCE COMPANY	TRK0000104	$750,000	07/02/2000	07/02/2001	Cancelled
34	CARGO	REPUBLIC WESTERN INSURANCE COMPANY	MTC0000195	$0	07/02/2000	02/09/2001	Transferred
34	CARGO	REPUBLIC WESTERN INSURANCE COMPANY	MTC0000195	$0	07/02/2000	07/02/2000	Replaced
91X	BIPD/Primary	REPUBLIC WESTERN INSURANCE COMPANY	TRK0000104	$750,000	07/02/2000	02/09/2001	Transferred
91X	BIPD/Primary	REPUBLIC WESTERN INSURANCE COMPANY	TRK0000104	$750,000	07/02/2000	07/02/2000	Replaced
91X	BIPD/Primary	ATHENA ASSURANCE COMPANY	AT05500949	$750,000	07/02/1998	07/02/2000	Replaced
34	CARGO	ATHENA ASSURANCE COMPANY	IM05500328	$0	07/02/1998	07/02/2000	Replaced
91X	BIPD/Primary	GREAT WEST CASUALTY CO.	CLP37338A	$750,000	07/01/1994	07/02/1998	Replaced
91X	BIPD/Primary	GREAT WEST CASUALTY CO.	CLP37338A	$750,000	07/01/1994	07/01/1994	Replaced
91X	BIPD/Primary	GREAT WEST CASUALTY CO.	CLP37338A	$750,000	07/01/1994	08/06/1998	Cancelled
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	WN290818	$750,000	06/28/2021	06/28/2024	Replaced
91X	BIPD/Primary	PROGRESSIVE CASUALTY INSURANCE COMPANY	CA 2295590	$750,000	06/28/2020	06/28/2021	Replaced
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	WN113183	$750,000	06/28/2014	06/28/2020	Replaced
91X	BIPD/Primary	PROGRESSIVE CASUALTY INSURANCE COMPANY	CA 1702568	$1,000,000	06/28/2012	06/28/2014	Replaced
91X	BIPD/Primary	ASSOCIATES INSURANCE COMPANY	PLP5010301	$750,000	06/28/2002	07/09/2003	Cancelled
91X	BIPD/Primary	ASSOCIATES INSURANCE COMPANY	PLP5010301	$750,000	06/28/2002	06/26/2003	Replaced
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	TN500377	$750,000	06/26/2006	06/28/2012	Replaced
91X	BIPD/Primary	CANAL INSURANCE CO.	464989	$750,000	06/26/2005	06/26/2006	Cancelled
91X	BIPD/Primary	CANAL INSURANCE CO.	441998	$750,000	06/26/2004	06/26/2005	Cancelled
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	TN388529	$750,000	06/26/2003	09/18/2003	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC233565	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	12/13/1990	TRANSFERRED	01/16/2001
MC233565	CONTRACT	INVOLUNTARY REVOCATION	05/31/2005	DISCONTINUED REVOCATION	06/24/2005
MC233565	CONTRACT	INVOLUNTARY REVOCATION	05/30/2006	DISCONTINUED REVOCATION	06/27/2006
MC233565	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	01/16/2001	-	-

No revocation records.

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90/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 90

90

−10

Starts at 100−10 totalFinal 90

MCS-150 update overdue−10

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-10

MCS-150 update overdue

The required biennial MCS-150 update has not been filed on time (score factor, not a verification failure).

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

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