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LORENZO CARDENAS

Trust Score

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Company CheckLORENZO CARDENAS · DOT 928052

DBA: S C EXPRESS

4400 PHILADELPHIA ST 73, CHINO, CA, 91710

DOT# 928052 MC# 400011 Chino, California 25 years

CARRIER

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Power Units

Drivers

Crashes (24-Month)

$750,000

Insurance

Not Rated

Safety Rating

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

5 events tracked · latest Sep 19, 2026 ↓ Show details ↓

Safety & compliance 4

Aug 7, 2026
Roadside inspection, 1 out-of-service violation.
Aug 5, 2026
Clean roadside inspection, no violations.
Jul 29, 2026
Clean roadside inspection, no violations.
Jul 27, 2026
Roadside inspection, 2 out-of-service violations.

Insurance 1

Current
Active insurance on file ($750,000).

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

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EmailSign in to view

Physical Address4400 PHILADELPHIA ST 73, CHINO, CA, 91710

Mailing Address4400 PHILADELPHIA ST SP #73, CHINO, CA, 91710

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC400011

CommonNot Active

ContractActive

BrokerNot Active

Operating25 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 11 · 4 insp with violations

Below cutoff

Hours-of-Service Compliance

measure 2.62 · 11 insp with violations

Below cutoff

Driver Fitness

measure 1.28 · 4 insp with violations

Below cutoff

Controlled Substances / Alcohol

measure .44 · 1 insp with violations

Below cutoff

Vehicle Maintenance

measure 8.86 · 20 insp with violations

Below cutoff

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage128,914 miles

Mileage Year2023

VMT SourceMCS-150 Form

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS21.7% avg 5.5%

Vehicle OOS18.2% avg 20.7%

SmartWay PartnerNo

Last Review05/11/2026

Insurance

Amount$750,000

Type91X

VerifiedFMCSA · 06/30/2026

CompanyUNIVERSAL CASUALTY RISK RETENTION GROUP, INC

Policy #URG-04422

Last checked09/19/2026

Quick Facts

StatusActive

TypeCarrier

Fleet4 units

Drivers4

Mileage128,914 mi

Operating25 years

MCS-15009/2024

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total23

Out of Service5

OOS Rate21.7%

National Avg5.5%

Above National Average

Vehicle Inspections

Total22

Out of Service4

OOS Rate18.2%

National Avg20.7%

Below National Average

HazMat Inspections

Total1

OOS0

OOS Rate0.0% (avg 4.5%)

Last FMCSA Review: 05/11/2026

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2024

9 · 2 OOS -

2025

14 · 5 OOS ▲

2026

15 · 4 OOS ▼

Crashes

No crashes on record.

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Aug 2026, 34 inspections, 9 resulted in out-of-service (26.5% OOS rate).

Driver Out-of-Service 9 OOS

Vehicle Out-of-Service 7 OOS

Live FMCSA roadside inspection records, refreshed monthly.

Roadside Violations by Safety Category Last 24 months

109 roadside violations across 34 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Vehicle Maintenance 63 violations · 7 OOS

Hours-of-Service (HOS) Compliance 26 violations · 3 OOS

Unsafe Driving 13 violations · 0 OOS

Driver Fitness 5 violations · 5 OOS

Hazardous Materials 1 violation · 0 OOS

Other (General) 1 violation · 1 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (38)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	Vehicle Viol	Vehicle OOS	HazMat
08/07/2026	AZ	Walk-Around (Level II)	TONOPAH AZ	9	1	2	0	7	1	-	▲Detail
08/05/2026	CA	Driver-Only (Level III)	CA	0	0	0	0	0	0	-	▲Detail
07/29/2026	CA	Walk-Around (Level II)	CA	0	0	0	0	0	0	-	▲Detail
07/27/2026	NV	Full (Level I)	NV	10	2	3	1	7	1	-	▲Detail
07/21/2026	CA	Full (Level I)	CA	6	0	2	0	4	0	-	▲Detail
07/14/2026	NV	Driver-Only (Level III)	NV	0	0	0	0	0	0	-	▲Detail
05/12/2026	CA	Walk-Around (Level II)	CA	2	1	0	0	2	1	-	▲Detail
04/13/2026	NV	Driver-Only (Level III)	SLOAN CHECKSITE	0	0	0	0	0	0	-	▲Detail
04/10/2026	CA	Full (Level I)	I-15 @MOUNTAIN PASS JPOE,CVEF	5	0	4	0	1	0	-	▲Detail
02/04/2026	CA	Walk-Around (Level II)	DESERT HILLS IF	5	0	1	0	4	0	-	▲Detail
01/31/2026	CA	Terminal (Level V)	1505 EAST PHILLIPS BOULEVARD	2	0	0	0	2	0	-	▲Detail
01/31/2026	CA	Terminal (Level V)	1505 EAST PHILLIPS BOULEVARD	0	0	0	0	0	0	-	▲Detail
01/31/2026	CA	Terminal (Level V)	1505 EAST PHILLIPS BOULEVARD	1	0	0	0	1	0	-	▲Detail
01/13/2026	NV	Driver-Only (Level III)	SLOAN I-15 NB	2	0	0	0	2	0	-	▲Detail
01/09/2026	AZ	Walk-Around (Level II)	PHOENIX AZ	8	2	2	2	6	0	-	▲Detail
12/03/2025	AZ	Walk-Around (Level II)	QUARTZSITE AZ	9	3	3	2	6	1	-	▲Detail
10/22/2025	AZ	Walk-Around (Level II)	SALOME AZ	7	0	0	0	0	0	-	▲Detail
10/09/2025	CA	Walk-Around (Level II)	MOUNTAIN PASS	1	0	1	0	0	0	-	▲Detail
09/30/2025	CA	Walk-Around (Level II)	I-10 W/OF SR-78	5	3	5	3	0	0	-	▲Detail
07/28/2025	CA	Full (Level I)	MOUNTAIN PASS CVEF	2	0	0	0	2	0	-	▲Detail
07/21/2025	CA	Full (Level I)	MT. PASS J.P.O.E. C.V.E.F.	1	0	0	0	1	0	-	▲Detail
07/15/2025	CA	Full (Level I)	RAINBOW IF	2	2	0	0	2	2	-	▲Detail
07/15/2025	NV	Walk-Around (Level II)	SLOAN I-15 NB	5	1	3	0	2	1	1	▲Detail
07/08/2025	CA	Full (Level I)	CASTAIC IF	1	0	0	0	1	0	-	▲Detail
06/29/2025	CA	Driver-Only (Level III)	CASTAIC IF	0	0	0	0	0	0	-	▲Detail
04/01/2025	CA	Full (Level I)	MOUNTAIN PASS CVEF	5	0	2	0	3	0	-	▲Detail
03/14/2025	AZ	Driver-Only (Level III)	TUCSON AZ	4	1	0	1	0	0	-	▲Detail
02/27/2025	AZ	Walk-Around (Level II)	GREEN VALLEY AZ	6	0	0	0	0	0	-	▲Detail
01/06/2025	NV	Walk-Around (Level II)	SLOAN CHECKSITE	0	0	0	0	0	0	-	▲Detail
11/20/2024	CA	Driver-Only (Level III)	SB I-15 LAKE ST	1	0	1	0	0	0	-	▲Detail
10/25/2024	CA	Terminal (Level V)	1505 E PHILLIPS BLVD	1	0	0	0	1	0	-	▲Detail
10/25/2024	CA	Terminal (Level V)	1505 E PHILLIPS BLVD	1	0	0	0	1	0	-	▲Detail
10/25/2024	CA	Terminal (Level V)	1505 E PHILLIPS BLVD	1	0	0	0	1	0	-	▲Detail
10/08/2024	AZ	Driver-Only (Level III)	GOODYEAR AZ	7	0	0	0	0	0	-	▲Detail
07/23/2024	NV	Driver-Only (Level III)	ROADSIDE	1	1	1	1	0	0	-	▲Detail
06/27/2024	CA	Driver-Only (Level III)	BLACKROCK SCALES	1	0	1	0	0	0	-	▲Detail
02/19/2024	AZ	Walk-Around (Level II)	CASA GRANDE AZ	7	1	0	1	0	0	-	▲Detail
02/05/2024	CA	Driver-Only (Level III)	MOUNTAIN PASS CVEF	0	0	0	0	0	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections31

Unsafe Driving 4 viols

HOS Compliance 11 viols

Driver Fitness 4 viols

Controlled Substances 1 viols

Vehicle Maintenance 20 viols

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	LIBERTY MUTUAL INSURANCE CO.	AT1-391-429892-015	$750,000	11/08/2005	02/22/2006	Cancelled
91X	BIPD/Primary	GREAT WEST CASUALTY CO.	GWP10633A	$1,000,000	10/31/2002	02/06/2003	Cancelled
91X	BIPD/Primary	ATHENA ASSURANCE COMPANY	AT05504122	$750,000	10/31/2001	10/31/2002	Cancelled
91X	BIPD/Primary	FIREMAN'S FUND INSURANCE CO.	MXA80216495	$1,000,000	10/30/2001	04/08/2001	Cancelled
91X	BIPD/Primary	FIREMAN'S FUND INSURANCE CO.	MXA80216495	$1,000,000	10/30/2000	10/30/2001	Cancelled
91X	BIPD/Primary	LIBERTY MUTUAL INSURANCE CO.	AT1-391-429892-015	$750,000	10/04/2005	11/08/2005	Cancelled
91X	BIPD/Primary	LIBERTY MUTUAL INSURANCE CO.	AT1-391-429892-015	$750,000	07/13/2005	10/04/2005	Cancelled
91X	BIPD/Primary	LIBERTY MUTUAL INSURANCE CO.	AT1-391-429892-013	$750,000	07/03/2003	02/22/2004	Cancelled
91X	BIPD/Primary	LIBERTY MUTUAL INSURANCE CO.	AT1-391-429892-015	$750,000	06/06/2005	07/13/2005	Cancelled
91X	BIPD/Primary	LIBERTY MUTUAL INSURANCE CO.	AT1-391-429892-015	$750,000	02/22/2005	06/06/2005	Cancelled
91X	BIPD/Primary	LIBERTY MUTUAL INSURANCE CO.	AT1-391-429892-014	$750,000	02/22/2004	02/22/2005	Cancelled
91X	BIPD/Primary	LIBERTY MUTUAL INSURANCE CO.	AT1-391-429892-013	$750,000	02/22/2003	07/03/2003	Cancelled
91X	BIPD/Primary	ACCREDITED SURETY AND CASUALTY COMPANY, INC.	1BWHCA1901463607-01	$750,000	02/21/2025	06/18/2025	Cancelled
91X	BIPD/Primary	ACCREDITED SURETY AND CASUALTY COMPANY, INC.	1BWHCA1901463607-01	$750,000	02/21/2025	05/21/2025	Replaced
91X	BIPD/Primary	ACCREDITED SURETY AND CASUALTY COMPANY, INC.	1BWHCA1901463607-00	$750,000	02/21/2024	02/21/2025	Cancelled
91X	BIPD/Primary	ACCREDITED SPECIALTY INSURANCE COMPANY	2-CWH-CA-19-S0116260-00	$750,000	02/21/2023	02/21/2023	Replaced
91X	BIPD/Primary	ACCREDITED SPECIALTY INSURANCE COMPANY	2-CWH-CA-19-S0116260-00	$750,000	02/21/2023	05/15/2023	Cancelled
91X	BIPD/Primary	ACCREDITED SPECIALTY INSURANCE COMPANY	2-CWH-CA-19-S0116260-00	$750,000	02/21/2023	02/21/2024	Replaced
91X	BIPD/Primary	ACCREDITED SPECIALTY INSURANCE COMPANY	2-CWH-CA-19-S0116260-00	$750,000	02/21/2023	02/21/2023	Replaced
91X	BIPD/Primary	ACCREDITED SPECIALTY INSURANCE COMPANY	2-CWH-CA-19-S0116260-00	$750,000	02/21/2023	09/28/2023	Cancelled
91X	BIPD/Primary	UNITED SPECIALTY INSURANCE COMPANY	GWP80703 00	$750,000	02/21/2022	02/21/2023	Replaced
91X	BIPD/Primary	UNITED SPECIALTY INSURANCE COMPANY	GWP63593 00	$750,000	02/21/2021	02/23/2022	Cancelled
91X	BIPD/Primary	HUDSON INSURANCE COMPANY	BUI-010001	$1,000,000	02/21/2020	02/21/2021	Cancelled
91X	BIPD/Primary	CRUSADER INSURANCE COMPANY	CTP-016554	$750,000	02/21/2019	02/21/2020	Cancelled
91X	BIPD/Primary	CRUSADER INSURANCE COMPANY	CTP-015805	$750,000	02/21/2018	02/21/2019	Cancelled
91X	BIPD/Primary	SENTRY SELECT INSURANCE COMPANY	A0053589001	$750,000	02/21/2016	02/21/2018	Replaced
91X	BIPD/Primary	LANCER INSURANCE COMPANY	CM0052562	$1,000,000	02/21/2011	03/31/2016	Cancelled
91X	BIPD/Primary	LANCER INSURANCE COMPANY	CM0052562	$1,000,000	02/21/2011	02/21/2016	Replaced
91X	BIPD/Primary	CRUSADER INSURANCE COMPANY	CTP-010848	$1,000,000	02/21/2010	02/21/2011	Cancelled
91X	BIPD/Primary	CRUSADER INSURANCE COMPANY	CTP-010192	$1,000,000	02/21/2009	02/21/2010	Cancelled
34	CARGO	HUDSON INSURANCE COMPANY	HIM08 06052	$0	02/21/2008	02/21/2009	Cancelled
91X	BIPD/Primary	CLARENDON NATIONAL INS. CO.	P0009-105716	$750,000	02/21/2007	02/21/2009	Replaced
34	CARGO	HUDSON INSURANCE COMPANY	HIM07 06052	$0	02/21/2007	02/21/2008	Cancelled
91X	BIPD/Primary	LINCOLN GENERAL INSURANCE COMPANY	PAP 237686 0206	$750,000	02/21/2006	02/21/2006	Replaced
91X	BIPD/Primary	LINCOLN GENERAL INSURANCE COMPANY	PAP 237686 0206	$750,000	02/21/2006	02/21/2007	Cancelled
91X	BIPD/Primary	LINCOLN GENERAL INSURANCE COMPANY	PAP 237686 0206	$750,000	02/21/2006	12/08/2006	Cancelled
34	CARGO	LINCOLN GENERAL INSURANCE COMPANY	SPF 237686 0206	$0	02/21/2006	12/08/2006	Cancelled
91X	BIPD/Primary	LINCOLN GENERAL INSURANCE COMPANY	PAP 237686 0206	$750,000	02/21/2006	02/21/2007	Cancelled
34	CARGO	LINCOLN GENERAL INSURANCE COMPANY	SPF 237686 0206	$0	02/21/2006	02/21/2007	Cancelled
34	CARGO	HUDSON INSURANCE COMPANY	HIM05 00575	$0	02/21/2005	03/11/2006	Cancelled
34	CARGO	HUDSON INSURANCE COMPANY	HIM05 00575	$0	02/21/2005	02/21/2006	Replaced
34	CARGO	ZC INS. CO /CONVERIUM INS.(NA) INC.	IMC03 20645	$0	02/21/2004	02/21/2005	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC400011	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	12/07/2005	-	-
MC400011	CONTRACT	INVOLUNTARY REVOCATION	11/13/2006	DISCONTINUED REVOCATION	12/08/2006
MC400011	CONTRACT	INVOLUNTARY REVOCATION	04/18/2023	DISCONTINUED REVOCATION	05/08/2023
MC400011	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	03/15/2001	REVOKED	02/28/2005
MC400011	CONTRACT	INVOLUNTARY REVOCATION	03/05/2003	DISCONTINUED REVOCATION	03/19/2003
MC400011	CONTRACT	INVOLUNTARY REVOCATION	02/27/2004	DISCONTINUED REVOCATION	03/08/2004
MC400011	CONTRACT	INVOLUNTARY REVOCATION	01/27/2025	DISCONTINUED REVOCATION	02/24/2025
MC400011	CONTRACT	INVOLUNTARY REVOCATION	01/27/2022	DISCONTINUED REVOCATION	02/24/2022
MC400011	CONTRACT	INVOLUNTARY REVOCATION	01/27/2020	DISCONTINUED REVOCATION	02/24/2020
MC400011	CONTRACT	INVOLUNTARY REVOCATION	01/26/2006	DISCONTINUED REVOCATION	02/24/2006
MC400011	CONTRACT	INVOLUNTARY REVOCATION	01/25/2021	DISCONTINUED REVOCATION	02/25/2021
MC400011	CONTRACT	INVOLUNTARY REVOCATION	01/25/2019	DISCONTINUED REVOCATION	02/19/2019
MC400011	CONTRACT	INVOLUNTARY REVOCATION	01/25/2011	DISCONTINUED REVOCATION	02/24/2011
MC400011	CONTRACT	INVOLUNTARY REVOCATION	01/25/2010	DISCONTINUED REVOCATION	02/17/2010
MC400011	CONTRACT	INVOLUNTARY REVOCATION	01/25/2007	DISCONTINUED REVOCATION	02/23/2007

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

95/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 95

Starts at 100−5 totalFinal 95

Driver out-of-service rate above national average−5

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-5

Driver out-of-service rate above national average

Driver OOS 21.7391% vs national avg 5.51%.

Where this company lands, risk scales

Driver out-of-service rate−5 of 5

0 pts · low risk−5 pts · high risk

Driver OOS 21.7391% vs national avg 5.51%.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

LORENZO CARDENAS

Trust Score

Public record

Company Information

Contact Details

Operating Authorities

Operation Classification

SMS BASIC Scores

Mileage

Drivers

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Safety Trends by Year

Out-of-Service Summary Last 24 months

Roadside Violations by Safety Category Last 24 months

Inspection Records (38)

Safety Performance Percentiles

Licensing & Insurance

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