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FRANK T LOUD TRUCKING INC

Trust Score

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Company CheckFRANK T LOUD TRUCKING INC · DOT 908904

189 LEE RD 234, PHENIX CITY, AL, 36870-9249

DOT# 908904 MC# 542525 Phenix City, Alabama 11 years

CARRIER

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Power Units

Drivers

Crashes (24-Month)

$1,000,000

Insurance

Conditional

Safety Rating

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

10 events tracked · latest Sep 9, 2026 ↓ Show details ↓

Identity & ownership 1

Jul 4, 2026
Authority reinstated detected in FMCSA records.

Safety & compliance 7

Jun 9, 2026
Roadside inspection, 1 out-of-service violation.
May 28, 2026
Roadside inspection, 1 violation (no OOS).
Apr 15, 2026
Roadside inspection, 2 violations (no OOS).
Sep 10, 2025
DISCONTINUED REVOCATION COMMON.
Aug 22, 2025
Clean roadside inspection, no violations.
Nov 4, 2024
Crash reported (no fatalities).
Sep 18, 2024
DISCONTINUED REVOCATION COMMON.

Insurance 2

Current
Active insurance on file ($1,000,000).
Sep 17, 2025
Insurance policy cancelled (OBSIDIAN SPECIALTY INSURANCE COMPANY).

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

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Physical Address189 LEE RD 234, PHENIX CITY, AL, 36870-9249

Mailing Address189 LEE RD 234, PHENIX CITY, AL, 36870-9249

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC542525

CommonActive

ContractNot Active

BrokerNot Active

Operating11 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 1.79 · 2 insp with violations

Below cutoff

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 2.35 · 2 insp with violations

Below cutoff

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 10 · 6 insp with violations

Below cutoff

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage189,000 miles

Mileage Year2025

VMT SourceActual

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingConditional

Total Crashes (24-mo)2

Fatal0

Driver OOS16.7% avg 5.5%

Vehicle OOS25.0% avg 20.7%

SmartWay PartnerNo

Last Review02/10/2025

Insurance

Amount$1,000,000

Type91X

VerifiedFMCSA · 08/13/2026

CompanyPROGRESSIVE SPECIALTY INS. CO.

Policy #CA862833448

Last checked09/08/2026

Quick Facts

StatusActive

TypeCarrier

Fleet8 units

Drivers7

Mileage189,000 mi

Operating11 years

MCS-15001/2024

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)2

Fatal0

Injury2

Tow-Away0

Safety RatingConditional

Driver Inspections

Total12

Out of Service2

OOS Rate16.7%

National Avg5.5%

Above National Average

Vehicle Inspections

Total8

Out of Service2

OOS Rate25.0%

National Avg20.7%

Above National Average

Last FMCSA Review: 02/10/2025 | Rated: 05/22/2011

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2024

9 · 3 OOS -

2025

2 · 0 OOS ▼

2026

3 · 1 OOS ▲

Crashes

2024

2 crashes -

2025

0 crashes ▼

2026

0 crashes =

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Jun 2026, 6 inspections, 1 resulted in out-of-service (16.7% OOS rate).

Driver Out-of-Service 1 OOS

Live FMCSA roadside inspection records, refreshed monthly.

Crash Records (2)

Full crash history on file (all years), newest first. This list may show more than the headline Crashes figure above, because that figure follows the official FMCSA 24-month SMS window used for the Trust Score, older crashes still appear here for transparency.

Date	Location	State	Fatal	Injuries	Tow	Vehicles	Weather	Road	Light
11/04/2024	RURAL RUSSELL	AL	0	1	1	4	Clear	Dry	Daylight
09/03/2024	COLUMBUS	GA	0	1	0	3	Severe Crosswinds	Dry	Daylight

Roadside Violations by Safety Category Last 24 months

10 roadside violations across 6 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Vehicle Maintenance 5 violations · 0 OOS

Unsafe Driving 4 violations · 0 OOS

Driver Fitness 1 violation · 1 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (14)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	Vehicle Viol	Vehicle OOS	HazMat
06/09/2026	GA	Walk-Around (Level II)	CUSSETA GA	4	1	1	1	3	0	-	▲Detail
05/28/2026	GA	Driver-Only (Level III)	COLUMBUS GA	1	0	1	0	0	0	-	▲Detail
04/15/2026	AL	Walk-Around (Level II)	SHORTER AL	2	0	0	0	2	0	-	▲Detail
08/22/2025	GA	Driver-Only (Level III)	COLUMBUS GA	0	0	0	0	0	0	-	▲Detail
08/20/2025	GA	Driver-Only (Level III)	COLUMBUS GA	1	0	0	0	0	0	-	▲Detail
10/10/2024	AL	Walk-Around (Level II)	ROADSIDE	2	0	0	0	2	0	-	▲Detail
08/27/2024	GA	Walk-Around (Level II)	COLUMBUS GA	10	2	0	1	0	1	-	▲Detail
08/10/2024	AL	Walk-Around (Level II)	OPELIKA, AL	6	0	1	0	5	0	-	▲Detail
08/10/2024	AL	Walk-Around (Level II)	SALEM, AL	4	1	0	0	4	1	-	▲Detail
07/09/2024	AL	Walk-Around (Level II)	SMITHS STATION, AL	2	0	0	0	2	0	-	▲Detail
07/08/2024	AL	Walk-Around (Level II)	SMITHS STATION, AL	3	0	0	0	3	0	-	▲Detail
06/11/2024	GA	Driver-Only (Level III)	COLUMBUS GA	1	0	0	0	0	0	-	▲Detail
06/06/2024	AL	Walk-Around (Level II)	ROADSIDE	5	1	2	1	3	0	-	▲Detail
05/16/2024	GA	Driver-Only (Level III)	COLUMBUS GA	2	0	0	0	0	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections9

Unsafe Driving 2 viols

Driver Fitness 2 viols

Vehicle Maintenance 6 viols

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	STRATFORD INSURANCE COMPANY	BAP0711181	$750,000	11/29/2005	09/22/2006	Cancelled
91X	BIPD/Primary	VICTORIA FIRE & CASUALTY COMPANY	8648680	$750,000	09/22/2009	04/02/2010	Cancelled
91X	BIPD/Primary	OBSIDIAN SPECIALTY INSURANCE COMPANY	TAPX-CP-000000265-00	$750,000	09/17/2024	09/17/2025	Cancelled
91X	BIPD/Primary	CANAL INSURANCE CO.	CT5515931276	$750,000	09/17/2023	09/17/2023	Replaced
91X	BIPD/Primary	CANAL INSURANCE CO.	CT5515931276	$750,000	09/17/2023	09/17/2024	Cancelled
91X	BIPD/Primary	OBSIDIAN INSURANCE COMPANY	TAP-CP-000000076-00	$750,000	09/17/2022	09/17/2023	Replaced
91X	BIPD/Primary	OBSIDIAN SPECIALTY INSURANCE COMPANY	TAPX-CP-000000050-00	$750,000	09/17/2021	09/17/2022	Replaced
91X	BIPD/Primary	CANAL INSURANCE CO.	177151001	$750,000	09/17/2018	10/15/2021	Cancelled
91X	BIPD/Primary	CANAL INSURANCE CO.	177151001	$750,000	09/17/2018	09/17/2021	Replaced
91X	BIPD/Primary	UNITED SPECIALTY INSURANCE COMPANY	UXQ0015901	$750,000	09/17/2017	09/17/2018	Cancelled
91X	BIPD/Primary	CANAL INSURANCE CO.	PIA07843503	$750,000	09/17/2016	09/17/2017	Replaced
91X	BIPD/Primary	CANAL INSURANCE CO.	PIA07843502	$750,000	09/17/2015	09/17/2016	Replaced
91X	BIPD/Primary	CANAL INSURANCE CO.	PIA07843501	$750,000	09/17/2014	06/09/2015	Replaced
91X	BIPD/Primary	CANAL INSURANCE CO.	PIA07843501	$750,000	09/17/2014	06/17/2015	Cancelled
91X	BIPD/Primary	VICTORIA FIRE & CASUALTY COMPANY	8648680	$750,000	09/10/2010	09/17/2014	Replaced
91X	BIPD/Primary	CANAL INSURANCE CO.	PIA07843501	$750,000	06/09/2015	09/17/2015	Replaced
91X	BIPD/Primary	VICTORIA FIRE & CASUALTY COMPANY	8648680	$750,000	05/05/2010	09/10/2010	Replaced
91X	BIPD/Primary	VICTORIA FIRE & CASUALTY COMPANY	8648680	$750,000	05/05/2010	09/22/2010	Cancelled
91X	BIPD/Primary	VICTORIA FIRE & CASUALTY COMPANY	8648680	$750,000	04/02/2010	05/05/2010	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC542525	MOTOR PROPERTY COMMON CARRIER	DISMISSED	12/28/2005	-	-
MC542525	COMMON	INVOLUNTARY REVOCATION	08/21/2025	DISCONTINUED REVOCATION	09/10/2025
MC542525	COMMON	INVOLUNTARY REVOCATION	08/21/2024	DISCONTINUED REVOCATION	09/18/2024
MC542525	COMMON	INVOLUNTARY REVOCATION	08/21/2018	DISCONTINUED REVOCATION	09/17/2018
MC542525	MOTOR PROPERTY COMMON CARRIER	GRANTED	08/03/2015	-	-

No revocation records.

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See the full history

Trust Score over time and the complete authority and insurance timeline, not just today.

64/100

Good

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 64

−12

−10

Starts at 100−36 totalFinal 64

Conditional safety rating−12

MCS-150 update overdue−10

Driver out-of-service rate above national average−5

Vehicle out-of-service rate above national average−5

Crashes on record (rate-adjusted)−4

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

FMCSA shows active coverage on file as of 8/13/2026.

Safety rating not Unsatisfactory

Conditional rating (acceptable, but not Unsatisfactory).

What's lowering this score

-12

Conditional safety rating

FMCSA assigned a Conditional safety rating.

-10

MCS-150 update overdue

The required biennial MCS-150 update has not been filed on time (score factor, not a verification failure).

-5

Driver out-of-service rate above national average

Driver OOS 16.6667% vs national avg 5.51%.

-5

Vehicle out-of-service rate above national average

Vehicle OOS 25% vs national avg 20.72%.

-4

Crashes on record (rate-adjusted)

Crash rate: 2 crash(es) across 8 vehicles (~0.25 per vehicle); none fatal. Scaled to fleet size and fatal severity.

Where this company lands, risk scales

Crash history (rate-adjusted)−4 of 28

0 pts · low risk−28 pts · high risk

Crash rate: 2 crash(es) across 8 vehicles (~0.25 per vehicle); none fatal. Scaled to fleet size and fatal severity.

Driver out-of-service rate−5 of 5

0 pts · low risk−5 pts · high risk

Driver OOS 16.6667% vs national avg 5.51%.

Vehicle out-of-service rate−5 of 5

0 pts · low risk−5 pts · high risk

Vehicle OOS 25% vs national avg 20.72%.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

FRANK T LOUD TRUCKING INC

Trust Score

Public record

Company Information

Contact Details

Operating Authorities

Operation Classification

SMS BASIC Scores

Mileage

Drivers

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Safety Trends by Year

Out-of-Service Summary Last 24 months

Crash Records (2)

Roadside Violations by Safety Category Last 24 months

Inspection Records (14)

Safety Performance Percentiles

Licensing & Insurance

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