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VALIDATED

GERAD LOWELL

Trust Score

Excellent Why this score?

Company CheckGERAD LOWELL · DOT 895518

DBA: THUNDER TOWING

126 PAINT WORKS ROAD, BRANDON, VT, 05733

DOT# 895518 MC# 625207 Brandon, Vermont 18 years

CARRIER

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2

Power Units

1

Drivers

0

Crashes (24-Month)

$1,000,000

Insurance

Not Rated

Safety Rating

0

Inspections

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Company Information

Legal NameGERAD LOWELL

DBA NameTHUNDER TOWING

DOT Number895518

MC Number625207

Entity TypeCarrier

Operating StatusA - Active

LocationBrandon, Vermont

Added07/27/2000

MCS-15009/30/2025

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address126 PAINT WORKS ROAD, BRANDON, VT, 05733

Mailing Address17 CHURCH STREET, BRANDON, VT, 05733

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC625207

CommonActive

ContractNot Active

BrokerNot Active

Operating18 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage4,000 miles

Mileage Year2022

VMT SourceMCS-150 Form

Drivers

1

Interstate

0

Intrastate

0

CDL

1

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Equipment

No equipment breakdown on file with FMCSA.

HazMatYes

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Insurance

Amount$1,000,000

Type91X

Effective02/21/2025

CompanyUNITED FINANCIAL CASUALTY COMPANY

Policy #CA993330010

Last checked07/23/2026

Quick Facts

StatusActive

TypeCarrier

Fleet2 units

Drivers1

Mileage4,000 mi

Operating18 years

MCS-15009/2025

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP901700	$1,000,000	06/20/2018	02/21/2019	Cancelled
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP528811	$1,000,000	02/21/2024	02/21/2025	Cancelled
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP528811	$1,000,000	02/21/2024	02/21/2024	Replaced
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP423543	$1,000,000	02/21/2023	02/21/2024	Cancelled
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP317542	$1,000,000	02/21/2022	02/21/2023	Replaced
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP213115	$1,000,000	02/21/2021	02/21/2022	Cancelled
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP108912	$1,000,000	02/21/2020	02/21/2021	Cancelled
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP005110	$1,000,000	02/21/2019	02/21/2020	Cancelled
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP901700	$1,000,000	02/21/2018	07/09/2018	Cancelled
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP901700	$1,000,000	02/21/2018	06/20/2018	Replaced
91X	BIPD/Primary	PLAZA INSURANCE COMPANY	PTOWK007721-01	$1,000,000	02/21/2017	02/21/2018	Cancelled
91X	BIPD/Primary	PLAZA INSURANCE COMPANY	PTOWK007721-00	$1,000,000	02/21/2016	02/21/2017	Cancelled
91X	BIPD/Primary	AMERICAN ALTERNATIVE INSURANCE CORPORATION	H7A2TP0000060-03	$1,000,000	02/21/2015	02/21/2016	Cancelled
34	CARGO	AMERICAN ALTERNATIVE INSURANCE CORPORATION	H7A2CP0000014-03	$0	02/21/2015	02/21/2016	Cancelled
91X	BIPD/Primary	AMERICAN ALTERNATIVE INSURANCE CORPORATION	H7A2TP0000060-02	$1,000,000	02/21/2014	02/21/2015	Cancelled
91X	BIPD/Primary	AMERICAN ALTERNATIVE INSURANCE CORPORATION	H7A2TP0000060-01	$1,000,000	02/21/2013	02/21/2014	Cancelled
91X	BIPD/Primary	AMERICAN ALTERNATIVE INSURANCE CORPORATION	H7A2TP0000060-00	$1,000,000	02/21/2012	02/21/2013	Cancelled
34	CARGO	SUA INSURANCE COMPANY	10AEOTT103059PG03	$0	02/21/2011	02/21/2012	Cancelled
91X	BIPD/Primary	SUA INSURANCE COMPANY	10AEOTT103059PG03	$1,000,000	02/21/2011	02/21/2012	Cancelled
34	CARGO	SUA INSURANCE COMPANY	10AEOTT103059PG02	$0	02/21/2010	02/21/2011	Cancelled
91X	BIPD/Primary	SUA INSURANCE COMPANY	10AEOTT103059PG02	$1,000,000	02/21/2010	02/21/2011	Cancelled
91X	BIPD/Primary	SUA INSURANCE COMPANY	10AEOTT103059PG01	$1,000,000	02/21/2009	02/21/2010	Cancelled
34	CARGO	SUA INSURANCE COMPANY	10AEOTT103059PG01	$0	02/21/2009	02/21/2010	Cancelled
91X	BIPD/Primary	SUA INSURANCE COMPANY	10AEOTT103059PG01	$1,000,000	02/21/2009	02/21/2009	Replaced
91X	BIPD/Primary	SUA INSURANCE COMPANY	10AEOTT103059PG01	$1,000,000	02/21/2009	12/30/2009	Cancelled
34	CARGO	SUA INSURANCE COMPANY	10AEOTT103059PG01	$0	02/21/2009	02/21/2009	Replaced
34	CARGO	SUA INSURANCE COMPANY	10AEOTT103059PG01	$0	02/21/2009	12/30/2009	Cancelled
34	CARGO	SUA INSURANCE COMPANY	10AEOTT103059CA01	$0	02/21/2008	02/21/2009	Cancelled
91X	BIPD/Primary	SUA INSURANCE COMPANY	10AEOTT103059CA01	$1,000,000	02/21/2008	02/21/2009	Cancelled
34	CARGO	EMPIRE FIRE & MARINE INSURANCE CO.	CL432749	$0	02/21/2007	02/21/2008	Cancelled
91X	BIPD/Primary	EMPIRE FIRE & MARINE INSURANCE CO.	CL432749	$1,000,000	02/21/2007	02/21/2008	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC625207	COMMON	INVOLUNTARY REVOCATION	12/03/2009	DISCONTINUED REVOCATION	12/11/2009
MC625207	MOTOR PROPERTY COMMON CARRIER	GRANTED	11/19/2007	REVOKED	02/27/2024
MC625207	COMMON	INVOLUNTARY REVOCATION	06/12/2018	DISCONTINUED REVOCATION	06/21/2018
MC625207	MOTOR PROPERTY COMMON CARRIER	REINSTATED	03/04/2024	-	-
MC625207	COMMON	INVOLUNTARY REVOCATION	01/27/2025	DISCONTINUED REVOCATION	02/21/2025
MC625207	COMMON	INVOLUNTARY REVOCATION	01/27/2020	DISCONTINUED REVOCATION	02/18/2020
MC625207	COMMON	INVOLUNTARY REVOCATION	01/27/2014	DISCONTINUED REVOCATION	02/21/2014
MC625207	COMMON	INVOLUNTARY REVOCATION	01/26/2015	DISCONTINUED REVOCATION	02/20/2015
MC625207	COMMON	INVOLUNTARY REVOCATION	01/26/2009	DISCONTINUED REVOCATION	02/23/2009
MC625207	COMMON	INVOLUNTARY REVOCATION	01/25/2022	DISCONTINUED REVOCATION	02/22/2022
MC625207	COMMON	INVOLUNTARY REVOCATION	01/25/2021	DISCONTINUED REVOCATION	02/19/2021
MC625207	COMMON	INVOLUNTARY REVOCATION	01/25/2019	DISCONTINUED REVOCATION	02/13/2019
MC625207	COMMON	INVOLUNTARY REVOCATION	01/25/2018	DISCONTINUED REVOCATION	02/15/2018
MC625207	COMMON	INVOLUNTARY REVOCATION	01/25/2017	DISCONTINUED REVOCATION	02/21/2017
MC625207	COMMON	INVOLUNTARY REVOCATION	01/25/2016	DISCONTINUED REVOCATION	02/19/2016
MC625207	COMMON	INVOLUNTARY REVOCATION	01/25/2013	DISCONTINUED REVOCATION	02/20/2013
MC625207	COMMON	INVOLUNTARY REVOCATION	01/25/2012	DISCONTINUED REVOCATION	02/22/2012
MC625207	COMMON	INVOLUNTARY REVOCATION	01/25/2011	DISCONTINUED REVOCATION	02/22/2011
MC625207	COMMON	INVOLUNTARY REVOCATION	01/25/2010	DISCONTINUED REVOCATION	02/22/2010
MC625207	COMMON	INVOLUNTARY REVOCATION	01/25/2008	DISCONTINUED REVOCATION	02/21/2008

No revocation records.

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100/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown

100, no deductions

Clean record, the bar stays full at 100.

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

Clean record, no deductions. This carrier starts and stays at 100.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.