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VALIDATED

JOSEPH HORST

Trust Score

Excellent Why this score?

Company CheckJOSEPH HORST · DOT 887009

DBA: HORST ENTERPRISES

C4066 HAYES RD, STRATFORD, WI, 54484

DOT# 887009 MC# 386620 Stratford, Wisconsin 26 years

CARRIER Physical address changed · Aug 19, 2026

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4

Power Units

4

Drivers

0

Crashes (24-Month)

$750,000

Insurance

Not Rated

Safety Rating

0

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

2 events tracked · latest Aug 19, 2026 ↓ Show details ↓

Identity & ownership 1

Aug 19, 2026
Mailing address changed in FMCSA records.

Safety & compliance 1

Jul 23, 2026
Clean roadside inspection, no violations.

Public FMCSA record · blue clean · orange change · red risk.

Company Information

Legal NameJOSEPH HORST

DBA NameHORST ENTERPRISES

DOT Number887009

MC Number386620

Entity TypeCarrier

Operating StatusA - Active

LocationStratford, Wisconsin

Added06/14/2000

MCS-15005/09/2024

Contact Details

PhoneSign in to view

EmailSign in to view

Physical AddressC4066 HAYES RD, STRATFORD, WI, 54484

Mailing AddressPO BOX 248, MEDICINE LAKE, MT, 59247

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC386620

CommonActive

ContractNot Active

BrokerNot Active

Operating26 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage75,000 miles

Mileage Year2023

VMT SourceMCS-150 Form

Drivers

4

Interstate

0

Intrastate

0

CDL

4

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Insurance

Amount$750,000

Type91X

Effective08/09/2024

CompanyPROGRESSIVE NORTHERN INSURANCE COMPANY

Policy #CA981388591

Last checked09/10/2026

Quick Facts

StatusActive

TypeCarrier

Fleet4 units

Drivers4

Mileage75,000 mi

Operating26 years

MCS-15005/2024

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2026

1 · 0 OOS -

Crashes

No crashes on record.

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Jul 2026, 1 inspections, 0 resulted in out-of-service (0% OOS rate).

Clean, no out-of-service violations in the last 24 months.

Live FMCSA roadside inspection records, refreshed monthly.

Inspection Records (1)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	Vehicle Viol	Vehicle OOS	HazMat
07/23/2026	CO	Driver-Only (Level III)	LAMAR CO	0	0	0	0	0	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections1

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
34	CARGO	INTEGON NATIONAL INSURANCE COMPANY	IN-200446-01	$0	11/22/2006	06/07/2007	Cancelled
91X	BIPD/Primary	INTEGON NATIONAL INSURANCE COMPANY	IN-200446-01	$1,000,000	11/22/2006	06/07/2007	Cancelled
34	CARGO	NATIONAL CASUALTY COMPANY	OPO0021084	$0	11/22/2005	11/22/2006	Cancelled
91X	BIPD/Primary	NATIONAL CASUALTY COMPANY	OPO0021084	$1,000,000	11/22/2005	11/22/2006	Cancelled
91X	BIPD/Primary	NATIONAL CASUALTY COMPANY	OPO0019383	$1,000,000	11/22/2004	11/22/2005	Cancelled
34	CARGO	NATIONAL CASUALTY COMPANY	OPO0019383	$0	11/22/2004	11/22/2005	Cancelled
34	CARGO	NATIONAL CASUALTY COMPANY	OPO0018072	$0	11/22/2003	11/22/2004	Cancelled
91X	BIPD/Primary	NATIONAL CASUALTY COMPANY	OPO0018072	$1,000,000	11/22/2003	11/22/2004	Cancelled
34	CARGO	NATIONAL CASUALTY COMPANY	OPO0017512	$0	11/22/2002	11/22/2003	Cancelled
91X	BIPD/Primary	NATIONAL CASUALTY COMPANY	OPO0017512	$1,000,000	11/22/2002	11/22/2003	Cancelled
91X	BIPD/Primary	NATIONAL CASUALTY COMPANY	OPO0016001	$1,000,000	11/22/2001	11/22/2002	Cancelled
34	CARGO	NATIONAL CASUALTY COMPANY	OPO0016001	$0	11/22/2001	11/22/2002	Cancelled
34	CARGO	NATIONAL CASUALTY COMPANY	OPO0003644	$0	11/22/2000	11/22/2001	Cancelled
91X	BIPD/Primary	NATIONAL CASUALTY COMPANY	OPO0003644	$1,000,000	11/22/2000	11/22/2001	Cancelled
34	CARGO	NATIONAL CASUALTY COMPANY	OPO0028599	$0	07/27/2009	07/27/2010	Cancelled
91X	BIPD/Primary	NATIONAL CASUALTY COMPANY	OPO0028599	$1,000,000	07/27/2009	07/27/2010	Cancelled
91X	BIPD/Primary	INTEGON NATIONAL INSURANCE COMPANY	IN-200446-02	$1,000,000	06/29/2008	02/14/2009	Cancelled
34	CARGO	INTEGON NATIONAL INSURANCE COMPANY	IN-200446-02	$0	06/29/2008	02/14/2009	Cancelled
34	CARGO	GREAT WEST CASUALTY CO.	CLP92784A	$0	06/20/2000	11/13/2000	Cancelled
91X	BIPD/Primary	GREAT WEST CASUALTY CO.	CLP92784A	$1,000,000	06/20/2000	11/13/2000	Cancelled
34	CARGO	INTEGON NATIONAL INSURANCE COMPANY	IN-200446-01	$0	06/07/2007	12/27/2007	Cancelled
91X	BIPD/Primary	INTEGON NATIONAL INSURANCE COMPANY	IN-200446-01	$1,000,000	06/07/2007	12/27/2007	Cancelled
91X	BIPD/Primary	STAR INSURANCE COMPANY	CA0584601	$1,000,000	05/24/2011	02/07/2012	Replaced
91X	BIPD/Primary	PROGRESSIVE NORTHERN INSURANCE COMPANY	CA981388591	$750,000	05/17/2024	08/09/2024	Cancelled
91X	BIPD/Primary	NATIONWIDE AGRIBUSINESS INSURANCE CO.	FPK BA013007656335	$1,000,000	05/13/2023	05/17/2024	Replaced
91X	BIPD/Primary	NATIONWIDE AGRIBUSINESS INSURANCE CO.	FPK BAN 3007656335	$1,000,000	05/13/2016	05/13/2023	Replaced
91X	BIPD/Primary	STAR INSURANCE COMPANY	CA0584601	$1,000,000	04/30/2012	05/13/2016	Replaced
91X	BIPD/Primary	SAGAMORE INSURANCE COMPANY	ST152396	$1,000,000	04/03/2012	04/30/2012	Cancelled
91X	BIPD/Primary	SAGAMORE INSURANCE COMPANY	ST152396	$1,000,000	02/07/2012	04/03/2012	Name Changed
91X	BIPD/Primary	INTEGON NATIONAL INSURANCE COMPANY	IN-200446-02	$1,000,000	01/14/2008	06/29/2008	Cancelled
34	CARGO	INTEGON NATIONAL INSURANCE COMPANY	IN-200446-02	$0	01/14/2008	06/29/2008	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC386620	COMMON	INVOLUNTARY REVOCATION	10/26/2006	DISCONTINUED REVOCATION	11/15/2006
MC386620	COMMON	INVOLUNTARY REVOCATION	10/26/2005	DISCONTINUED REVOCATION	11/23/2005
MC386620	COMMON	INVOLUNTARY REVOCATION	10/26/2004	DISCONTINUED REVOCATION	11/26/2004
MC386620	COMMON	INVOLUNTARY REVOCATION	07/15/2024	DISCONTINUED REVOCATION	07/22/2024
MC386620	MOTOR PROPERTY COMMON CARRIER	GRANTED	07/07/2000	REVOKED	01/02/2008
MC386620	MOTOR PROPERTY COMMON CARRIER	REINSTATED	05/14/2024	-	-
MC386620	COMMON	INVOLUNTARY REVOCATION	05/11/2007	DISCONTINUED REVOCATION	06/06/2007
MC386620	COMMON	INVOLUNTARY REVOCATION	04/03/2012	DISCONTINUED REVOCATION	05/01/2012
MC386620	COMMON	INVOLUNTARY REVOCATION	03/01/2012	DISCONTINUED REVOCATION	03/01/2012
MC386620	MOTOR PROPERTY COMMON CARRIER	REINSTATED	01/31/2012	REVOKED	11/22/2023

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

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90/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 90

90

−10

Starts at 100−10 totalFinal 90

MCS-150 update overdue−10

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-10

MCS-150 update overdue

The required biennial MCS-150 update has not been filed on time (score factor, not a verification failure).

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

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