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VALIDATED

BERNARD COACH INC

Trust Score

Excellent Why this score?

Company CheckBERNARD COACH INC · DOT 881548

103 NW DIVISION STREET, CHATFIELD, MN, 55923

DOT# 881548 MC# 386574 Chatfield, Minnesota 26 years

CARRIER

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5

Power Units

15

Drivers

0

Crashes (24-Month)

$5,000,000

Insurance

Not Rated

Safety Rating

0

Inspections

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Company Information

Legal NameBERNARD COACH INC

DOT Number881548

MC Number386574

Entity TypeCarrier

Operating StatusA - Active

LocationChatfield, Minnesota

Added05/19/2000

MCS-15011/06/2024

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address103 NW DIVISION STREET, CHATFIELD, MN, 55923

Mailing Address103 NW DIVISION STREET, CHATFIELD, MN, 55923

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC386574

CommonActive

ContractNot Active

BrokerNot Active

Operating26 years

Operation Classification

Authorized For Hire Passenger Carrier

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage30,624 miles

Mileage Year2025

VMT SourceActual

Drivers

15

Interstate

0

Intrastate

0

CDL

15

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Insurance

Amount$5,000,000

Type91X

Effective03/01/2026

CompanyNEW YORK MARINE & GENERAL INS. CO.

Policy #AU202600018297

Last checked09/10/2026

Quick Facts

StatusActive

TypeCarrier

Fleet5 units

Drivers15

Mileage30,624 mi

Operating26 years

MCS-15011/2024

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2023

2 · 0 OOS -

2024

6 · 0 OOS =

2025

3 · 0 OOS =

2026

1 · 0 OOS =

Crashes

No crashes on record.

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Mar 2026, 4 inspections, 0 resulted in out-of-service (0% OOS rate).

Clean, no out-of-service violations in the last 24 months.

Live FMCSA roadside inspection records, refreshed monthly.

Inspection Records (12)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	Vehicle Viol	Vehicle OOS	HazMat
03/07/2026	MN	Full (Level I)	NEW ULM MN	0	0	0	0	0	0	-	▲Detail
06/05/2025	US	Terminal (Level V)	CHATFIELD MN	0	0	0	0	0	0	-	▲Detail
06/05/2025	US	Terminal (Level V)	CHATFIELD MN	0	0	0	0	0	0	-	▲Detail
06/05/2025	US	Terminal (Level V)	CHATFIELD MN	0	0	0	0	0	0	-	▲Detail
04/17/2024	MN	Terminal (Level V)	CHATFIELD MN	0	0	0	0	0	0	-	▲Detail
04/17/2024	MN	Terminal (Level V)	CHATFIELD MN	0	0	0	0	0	0	-	▲Detail
04/17/2024	MN	Terminal (Level V)	CHATFIELD MN	0	0	0	0	0	0	-	▲Detail
04/17/2024	MN	Terminal (Level V)	CHATFIELD	0	0	0	0	0	0	-	▲Detail
04/17/2024	MN	Terminal (Level V)	CHATFIELD	0	0	0	0	0	0	-	▲Detail
04/17/2024	MN	Terminal (Level V)	CHATFIELD	0	0	0	0	0	0	-	▲Detail
11/09/2023	MN	Full (Level I)	ST. PAUL	0	0	0	0	0	0	-	▲Detail
11/09/2023	MN	Full (Level I)	ST. PAUL	0	0	0	0	0	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections4

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	RLI INSURANCE COMPANY	LFB 001393-2	$5,000,000	11/25/2009	03/21/2010	Cancelled
91X	BIPD/Primary	PROTECTIVE INSURANCE CO	5G1001221-00	$5,000,000	11/08/2017	02/07/2018	Cancelled
91X	BIPD/Primary	PROTECTIVE INSURANCE CO	5G1001221-02	$5,000,000	10/03/2019	01/08/2020	Cancelled
91X	BIPD/Primary	PROTECTIVE INSURANCE CO	5G1001221-01	$5,000,000	10/02/2018	01/02/2019	Cancelled
91X	BIPD/Primary	FALLS LAKE NATIONAL INSURANCE COMPANY	FLP100221-00	$5,000,000	09/28/2016	01/19/2017	Cancelled
91X	BIPD/Excess	LEXINGTON INSURANCE COMPANY	878-3369-0028	$4,000,000	09/02/2003	03/20/2004	Cancelled
91X	BIPD/Primary	NATIONAL LIABILITY & FIRE INS CO.	73APN217909	$1,000,000	09/02/2003	03/20/2004	Cancelled
91X	BIPD/Primary	RLI INSURANCE COMPANY	LFB 001393-2	$5,000,000	09/01/2009	11/25/2009	Cancelled
91X	BIPD/Excess	LEXINGTON INSURANCE COMPANY	878-3342-0104	$4,000,000	07/18/2000	03/20/2001	Cancelled
91X	BIPD/Primary	NATIONAL LIABILITY & FIRE INS CO.	73APN147220	$1,000,000	07/18/2000	03/20/2001	Cancelled
91X	BIPD/Primary	RLI INSURANCE COMPANY	LFB0013933	$5,000,000	07/10/2010	01/21/2011	Cancelled
91X	BIPD/Primary	PROTECTIVE INSURANCE CO	5G1001221-02	$5,000,000	07/03/2019	10/03/2019	Cancelled
91X	BIPD/Primary	PROTECTIVE INSURANCE CO	5G1001221-01	$5,000,000	06/27/2018	10/02/2018	Cancelled
91X	BIPD/Primary	RLI INSURANCE COMPANY	LFB0013933	$5,000,000	06/13/2010	07/10/2010	Cancelled
91X	BIPD/Primary	NATIONAL INTERSTATE INSURANCE COMPANY	CAS 0136370-00	$5,000,000	05/24/2004	04/20/2006	Cancelled
91X	BIPD/Primary	NATIONAL INTERSTATE INSURANCE COMPANY	CAR 0136370-03	$5,000,000	04/20/2006	03/20/2008	Replaced
91X	BIPD/Primary	RLI INSURANCE COMPANY	LFB 001393-2	$5,000,000	03/21/2010	06/13/2010	Cancelled
91X	BIPD/Primary	PROTECTIVE INSURANCE CO	5G1001221-02	$5,000,000	03/20/2019	07/03/2019	Cancelled
91X	BIPD/Primary	PROTECTIVE INSURANCE CO	5G1001221-01	$5,000,000	03/20/2018	06/27/2018	Cancelled
91X	BIPD/Primary	PROTECTIVE INSURANCE CO	5G1001221-00	$5,000,000	03/20/2017	11/08/2017	Cancelled
91X	BIPD/Primary	FALLS LAKE NATIONAL INSURANCE COMPANY	FLP100221-00	$5,000,000	03/20/2016	09/28/2016	Cancelled
91X	BIPD/Primary	AMERICAN SOUTHERN HOME INSURANCE COMPANY	92A6CA0000053-00	$1,000,000	03/20/2015	03/20/2016	Cancelled
91X	BIPD/Primary	AMERICAN ALTERNATIVE INSURANCE CORPORATION	92A2CA0000587-00	$1,000,000	03/20/2012	01/08/2015	Cancelled
91X	BIPD/Excess	AMERICAN ALTERNATIVE INSURANCE CORPORATION	96A2UB0000334-00	$4,000,000	03/20/2012	01/08/2015	Cancelled
91X	BIPD/Primary	RLI INSURANCE COMPANY	LFB 001393-1	$5,000,000	03/20/2008	01/03/2009	Cancelled
91X	BIPD/Primary	NATIONAL INTERSTATE INSURANCE COMPANY	CAS 0136370	$5,000,000	03/20/2004	05/24/2004	Name Changed
91X	BIPD/Primary	LEXINGTON INSURANCE COMPANY	878-3369-0028	$5,000,000	03/20/2003	10/02/2003	Name Changed
91X	BIPD/Primary	NATIONAL LIABILITY & FIRE INS CO.	73APN217909	$1,000,000	03/20/2003	03/20/2003	Replaced
91X	BIPD/Primary	NATIONAL LIABILITY & FIRE INS CO.	73APN192950	$1,000,000	03/20/2002	03/20/2003	Cancelled
91X	BIPD/Excess	LEXINGTON INSURANCE COMPANY	87833640065	$4,000,000	03/20/2002	09/02/2003	Replaced
91X	BIPD/Excess	LEXINGTON INSURANCE COMPANY	87833640065	$4,000,000	03/20/2002	10/02/2003	Name Changed
91X	BIPD/Excess	LEXINGTON INSURANCE COMPANY	878-3355-0045	$4,000,000	03/20/2001	03/20/2002	Cancelled
91X	BIPD/Primary	NATIONAL LIABILITY & FIRE INS CO.	73APN161481	$1,000,000	03/20/2001	03/20/2002	Cancelled
91X	BIPD/Primary	NEW YORK MARINE & GENERAL INS. CO.	AU202400018297	$5,000,000	03/01/2024	03/01/2025	Replaced
91X	BIPD/Primary	NEW YORK MARINE & GENERAL INS. CO.	AU202300018297	$5,000,000	03/01/2023	03/01/2024	Replaced
91X	BIPD/Primary	NEW YORK MARINE & GENERAL INS. CO.	AU202200018297	$5,000,000	03/01/2022	03/01/2023	Replaced
91X	BIPD/Primary	NEW YORK MARINE & GENERAL INS. CO.	AU202100018297	$5,000,000	03/01/2021	03/01/2022	Replaced
91X	BIPD/Primary	NEW YORK MARINE & GENERAL INS. CO.	AU202100018297	$5,000,000	03/01/2021	12/24/2021	Cancelled
91X	BIPD/Primary	RLI INSURANCE COMPANY	LFB0013933	$5,000,000	02/22/2011	01/03/2012	Cancelled
91X	BIPD/Primary	PROTECTIVE INSURANCE CO	5G1001221-00	$5,000,000	02/07/2018	03/20/2018	Cancelled
91X	BIPD/Primary	RLI INSURANCE COMPANY	LFB0013933	$5,000,000	01/21/2011	02/22/2011	Cancelled
91X	BIPD/Primary	FALLS LAKE NATIONAL INSURANCE COMPANY	FLP100221-00	$5,000,000	01/19/2017	03/20/2017	Cancelled
91X	BIPD/Primary	PROTECTIVE INSURANCE CO	5G1001221-02	$5,000,000	01/08/2020	03/20/2020	Cancelled
91X	BIPD/Primary	AMERICAN ALTERNATIVE INSURANCE CORPORATION	92A2CA0000587-00	$1,000,000	01/08/2015	03/20/2015	Replaced
91X	BIPD/Primary	AMERICAN ALTERNATIVE INSURANCE CORPORATION	92A2CA0000587-00	$1,000,000	01/08/2015	04/19/2015	Cancelled
91X	BIPD/Excess	AMERICAN ALTERNATIVE INSURANCE CORPORATION	96A2UB0000334-00	$4,000,000	01/08/2015	03/20/2016	Cancelled
91X	BIPD/Primary	RLI INSURANCE COMPANY	LFB0013934	$5,000,000	01/03/2012	03/20/2012	Cancelled
91X	BIPD/Primary	RLI INSURANCE COMPANY	LFB 001393-1	$5,000,000	01/03/2009	09/01/2009	Cancelled
91X	BIPD/Primary	PROTECTIVE INSURANCE CO	5G1001221-01	$5,000,000	01/02/2019	03/20/2019	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC386574	COMMON	INVOLUNTARY REVOCATION	12/27/2010	DISCONTINUED REVOCATION	01/03/2011
MC386574	COMMON	INVOLUNTARY REVOCATION	12/23/2016	DISCONTINUED REVOCATION	01/25/2017
MC386574	COMMON	INVOLUNTARY REVOCATION	12/12/2019	DISCONTINUED REVOCATION	01/07/2020
MC386574	COMMON	INVOLUNTARY REVOCATION	12/12/2014	DISCONTINUED REVOCATION	01/08/2015
MC386574	COMMON	INVOLUNTARY REVOCATION	12/08/2008	DISCONTINUED REVOCATION	12/16/2008
MC386574	COMMON	INVOLUNTARY REVOCATION	12/07/2011	DISCONTINUED REVOCATION	01/03/2012
MC386574	COMMON	INVOLUNTARY REVOCATION	12/06/2018	DISCONTINUED REVOCATION	01/04/2019
MC386574	COMMON	INVOLUNTARY REVOCATION	10/29/2009	DISCONTINUED REVOCATION	11/04/2009
MC386574	COMMON	INVOLUNTARY REVOCATION	10/29/2003	DISCONTINUED REVOCATION	11/03/2003
MC386574	MOTOR PASSENGER COMMON CARRIER	REINSTATED	10/18/2019	REVOKED	03/30/2020
MC386574	COMMON	INVOLUNTARY REVOCATION	09/05/2018	DISCONTINUED REVOCATION	10/09/2018
MC386574	COMMON	INVOLUNTARY REVOCATION	09/01/2016	DISCONTINUED REVOCATION	09/28/2016
MC386574	COMMON	INVOLUNTARY REVOCATION	08/05/2009	DISCONTINUED REVOCATION	08/12/2009
MC386574	MOTOR PASSENGER COMMON CARRIER	GRANTED	07/28/2000	REVOKED	05/24/2004
MC386574	MOTOR PASSENGER COMMON CARRIER	REINSTATED	07/22/2019	REVOKED	10/09/2019
MC386574	MOTOR PASSENGER COMMON CARRIER	REINSTATED	06/30/2021	REVOKED	01/03/2022
MC386574	MOTOR PASSENGER COMMON CARRIER	REINSTATED	06/23/2004	REVOKED	11/14/2017
MC386574	COMMON	INVOLUNTARY REVOCATION	06/14/2010	DISCONTINUED REVOCATION	06/22/2010
MC386574	COMMON	INVOLUNTARY REVOCATION	05/31/2018	DISCONTINUED REVOCATION	07/02/2018
MC386574	COMMON	INVOLUNTARY REVOCATION	02/27/2004	DISCONTINUED REVOCATION	03/18/2004
MC386574	COMMON	INVOLUNTARY REVOCATION	02/27/2004	DISCONTINUED REVOCATION	03/17/2004
MC386574	COMMON	INVOLUNTARY REVOCATION	02/22/2016	DISCONTINUED REVOCATION	03/22/2016
MC386574	COMMON	INVOLUNTARY REVOCATION	02/22/2012	DISCONTINUED REVOCATION	03/21/2012
MC386574	COMMON	INVOLUNTARY REVOCATION	02/21/2019	DISCONTINUED REVOCATION	03/22/2019
MC386574	COMMON	INVOLUNTARY REVOCATION	02/21/2018	DISCONTINUED REVOCATION	03/26/2018
MC386574	COMMON	INVOLUNTARY REVOCATION	02/21/2017	DISCONTINUED REVOCATION	03/21/2017
MC386574	MOTOR PASSENGER COMMON CARRIER	REINSTATED	02/18/2022	-	-
MC386574	MOTOR PASSENGER COMMON CARRIER	REINSTATED	02/15/2018	REVOKED	07/09/2019
MC386574	COMMON	INVOLUNTARY REVOCATION	01/26/2011	DISCONTINUED REVOCATION	02/18/2011

No revocation records.

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100/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown

100, no deductions

Clean record, the bar stays full at 100.

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

Clean record, no deductions. This carrier starts and stays at 100.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

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