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VALIDATED

S & J TRUCKING INC

Trust Score

Excellent Why this score?

Company CheckS & J TRUCKING INC · DOT 866430

290 LONGVIEW ST., HARRODSBURG, KY, 40330

DOT# 866430 MC# 381105 Harrodsburg, Kentucky 26 years

CARRIER

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1

Power Units

1

Drivers

0

Crashes (24-Month)

$750,000

Insurance

Not Rated

Safety Rating

0

Inspections

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Company Information

Legal NameS & J TRUCKING INC

DOT Number866430

MC Number381105

Entity TypeCarrier

Operating StatusA - Active

LocationHarrodsburg, Kentucky

Added03/24/2000

MCS-15008/11/2025

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address290 LONGVIEW ST., HARRODSBURG, KY, 40330

Mailing Address290 LONGVIEW ST., HARRODSBURG, KY, 40330

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE;EXEMPT FOR HIRE

Carrier OperationA - Interstate

DocketMC381105

CommonActive

ContractNot Active

BrokerInactive

Operating26 years

Operation Classification

Authorized For HireExempt For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage1 miles

Mileage Year2024

VMT SourceMCS-150 Form

Drivers

1

Interstate

0

Intrastate

0

CDL

1

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Insurance

Amount$750,000

Type91X

VerifiedFMCSA · 06/04/2026

CompanyUNITED FINANCIAL CASUALTY COMPANY

Policy #CA862058013

Last checked09/13/2026

Quick Facts

StatusActive

TypeCarrier

Fleet1 units

Drivers1

Mileage1 mi

Operating26 years

MCS-15008/2025

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	GREAT WEST CASUALTY CO.	MCP20930A	$1,000,000	12/19/2015	12/19/2019	Cancelled
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	WN130195	$750,000	12/19/2013	12/19/2015	Replaced
91X	BIPD/Primary	AMERICAN GUARANTEE & LIABILITY INS. CO.	PRA9342747	$750,000	12/19/2011	12/19/2013	Replaced
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	WN039632	$750,000	12/19/2010	12/19/2011	Replaced
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	WN039632	$750,000	12/19/2010	01/23/2012	Cancelled
34	CARGO	NORTHLAND INSURANCE COMPANY	WN039632	$0	12/19/2010	01/23/2012	Cancelled
34	CARGO	GREAT WEST CASUALTY CO.	GWP74394A	$0	12/19/2009	01/24/2011	Cancelled
34	CARGO	GREAT WEST CASUALTY CO.	GWP74394A	$0	12/19/2009	12/19/2010	Replaced
91X	BIPD/Primary	GREAT WEST CASUALTY CO.	GWP74394A	$1,000,000	12/19/2009	01/24/2011	Cancelled
91X	BIPD/Primary	GREAT WEST CASUALTY CO.	GWP74394A	$1,000,000	12/19/2009	12/19/2010	Replaced
34	CARGO	ESSEX INSURANCE COMPANY	6CA3996	$0	09/13/2001	02/16/2002	Cancelled
34	CARGO	ESSEX INSURANCE COMPANY	6CA3996	$0	09/13/2001	01/15/2002	Replaced
91X	BIPD/Primary	LANCER INSURANCE COMPANY	CM0035443	$1,000,000	08/21/2001	01/15/2002	Replaced
34	CARGO	PENN-AMERICA INSURANCE COMPANY	PAC6063217	$0	06/22/2006	12/19/2009	Replaced
91X	BIPD/Primary	OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.	BA 068 83 30	$750,000	06/13/2007	12/19/2009	Cancelled
34	CARGO	PENN-AMERICA INSURANCE COMPANY	PAC6063217	$0	05/13/2006	06/22/2006	Cancelled
34	CARGO	PENN-AMERICA INSURANCE COMPANY	PAC6063217	$0	05/13/2006	05/13/2006	Replaced
34	CARGO	PENN-AMERICA INSURANCE COMPANY	PAC6063217	$0	05/13/2006	06/22/2006	Cancelled
34	CARGO	PENN-AMERICA INSURANCE COMPANY	PAC6063217	$0	05/13/2006	05/13/2006	Replaced
34	CARGO	PENN-AMERICA INSURANCE COMPANY	PAC6063217	$0	05/13/2006	05/13/2006	Replaced
34	CARGO	PENN-AMERICA INSURANCE COMPANY	PAC6063217	$0	05/13/2006	06/22/2006	Cancelled
34	CARGO	UNDERWRITERS AT LLOYDS LONDON	BCM15228	$0	05/13/2005	05/13/2006	Cancelled
34	CARGO	NORTH AMERICAN SPECIALTY INS CO	BGN000022400	$0	04/24/2000	09/13/2001	Replaced
91X	BIPD/Primary	ARCH INSURANCE COMPANY	005CAT000254	$1,000,000	04/24/2000	10/27/2000	Cancelled
34	CARGO	ESSEX INSURANCE COMPANY	6CB0747	$0	04/20/2004	05/13/2005	Replaced
85	TRUST FUND	PACIFIC FINANCIAL ASSOCIATION, INC.	NONE	$0	04/16/2004	04/18/2008	Cancelled
85	TRUST FUND	PACIFIC FINANCIAL ASSOCIATION, INC.	NONE	$0	04/16/2004	12/31/2006	Cancelled
85	TRUST FUND	PACIFIC FINANCIAL ASSOCIATION, INC.	NONE	$0	04/16/2004	04/16/2004	Replaced
91X	BIPD/Primary	AEQUICAP INSURANCE COMPANY	TC002319	$1,000,000	03/26/2003	07/23/2003	Cancelled
91X	BIPD/Primary	AEQUICAP INSURANCE COMPANY	TC002319	$1,000,000	03/26/2003	11/17/2003	Cancelled
91X	BIPD/Primary	AEQUICAP INSURANCE COMPANY	TC002319	$1,000,000	03/26/2003	03/26/2003	Replaced
34	CARGO	UNDERWRITERS AT LLOYDS LONDON	R203430/MT0028	$0	03/26/2003	03/26/2004	Cancelled
91X	BIPD/Primary	AEQUICAP INSURANCE COMPANY	TC002319	$1,000,000	03/26/2003	06/11/2003	Cancelled
91X	BIPD/Primary	AEQUICAP INSURANCE COMPANY	TC002319	$1,000,000	03/26/2003	03/26/2003	Replaced
91X	BIPD/Primary	OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.	BA 068 40 67	$750,000	02/04/2004	06/13/2007	Replaced
34	CARGO	TRANSGUARD INSURANCE COMPANY OF AMERICA INC.	TCP201037	$0	01/15/2002	03/25/2003	Cancelled
91X	BIPD/Primary	TRANSGUARD INSURANCE COMPANY OF AMERICA INC.	TCP201037	$1,000,000	01/15/2002	03/25/2003	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC381105	BROKER	INVOLUNTARY REVOCATION	12/04/2006	DISCONTINUED REVOCATION	12/19/2006
MC381105	COMMON	INVOLUNTARY REVOCATION	11/23/2009	DISCONTINUED REVOCATION	12/14/2009
MC381105	MOTOR PROPERTY COMMON CARRIER	REINSTATED	09/18/2001	REVOKED	01/15/2004
MC381105	MOTOR PROPERTY COMMON CARRIER	REINSTATED	08/26/2025	-	-
MC381105	MOTOR PROPERTY COMMON CARRIER	GRANTED	06/30/2000	REVOKED	01/18/2001
MC381105	COMMON	INVOLUNTARY REVOCATION	05/26/2006	DISCONTINUED REVOCATION	05/30/2006
MC381105	MOTOR PROPERTY COMMON CARRIER	REINSTATED	05/24/2006	REVOKED	12/26/2019
MC381105	MOTOR PROPERTY COMMON CARRIER	REINSTATED	04/30/2004	REVOKED	05/22/2006
MC381105	PROPERTY BROKER	GRANTED	04/22/2004	REVOKED	04/28/2008
MC381105	COMMON	INVOLUNTARY REVOCATION	04/18/2003	DISCONTINUED REVOCATION	05/21/2003
MC381105	MOTOR PROPERTY COMMON CARRIER	REINSTATED	03/09/2004	REVOKED	04/06/2004

No revocation records.

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100/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown

100, no deductions

Clean record, the bar stays full at 100.

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

Clean record, no deductions. This carrier starts and stays at 100.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

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