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WHITE OAK LOGISTICS INC

Trust Score

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Company CheckWHITE OAK LOGISTICS INC · DOT 864034

2205 HWY 20 WEST, DECATUR, AL, 35601

DOT# 864034 MC# 379946 Decatur, Alabama 26 years

CARRIER & BROKER

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Power Units

Drivers

Crashes (24-Month)

$75,000 bond

Insurance

Not Rated

Safety Rating

Inspections

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Contact Details

Phone(256) 340-1062

Email[email protected]

Physical Address2205 HWY 20 WEST, DECATUR, AL, 35601

Mailing AddressP O BOX 492, DECATUR, AL, 35602

Broker Surety Bond FMCSA BMC-84/85

Brokers must keep a $75,000 surety bond or trust fund on file with FMCSA. If it lapses, FMCSA revokes the broker’s authority, so an active bond is the key thing a carrier should verify before hauling for a broker.

Bond StatusActive

On File (FMCSA)$75,000

VerifiedFMCSA · 06/16/2026

Required$75,000 (FMCSA min)

TypeSurety Bond (BMC-84)

Surety / TrusteeNATIONWIDE MUTUAL INSURANCE COMP

Contact☎ (888) 508-8622
🌐 nationwide.com

Filings on record10

Bond history

NATIONWIDE MUTUAL INSURANCE COMPsince Sep 14, 2022 · active

UNITED STATES FIRE INSURANCE CO.Sep 2019 to Jul 2023 · CANCELLED

AMERICAN CONTRACTORS INDEMNITY COMPANYSep 2015 to Sep 2016 · replaced

GREAT AMERICAN INSURANCE CO.Oct 2013 to Sep 2015 · replaced

PROTECTIVE INSURANCE CO.Aug 2013 to Aug 2014 · CANCELLED

COMMONWEALTH INSURANCE CO.Feb 2005 to Nov 2013 · CANCELLED

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Other Companies at This Address

Address2205 HWY 20 WEST, DECATUR, AL 35601

Others here

Distinct phones

Active

Company	DOT	Phone	Status
WHITE OAK LOGISTICS INC this company	864034	(256) 340-1062	Active
WHITE OAK TRANSPORTATION INC	804716	-	Active

Note: sharing an address is legal and common (registered agents, virtual offices, business centers). A shared address never reduces the Trust Score.

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier Operation-

DocketMC379946

CommonNot Active

ContractInactive

BrokerActive

Operating26 years

Company Overview

PROTECTIVE INSURANCE CO. is a FMCSA-validated carrier & broker based in Decatur, Alabama. The company has been in operation for 26 years, registered with the FMCSA on 03/17/2000. The fleet consists of 33 power units and 33 drivers. The company has a clean safety record with zero reported crashes. Active operating authorities include Broker. Based on authority, insurance, safety, and compliance data, PROTECTIVE INSURANCE CO. has a Trust Score of 90/100 (Excellent).

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Equipment

No equipment breakdown on file with FMCSA.

HazMatNo

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Last Review07/14/2010

Insurance

Amount$75,000 bond

Type84

VerifiedFMCSA · 06/16/2026

CompanyNATIONWIDE MUTUAL INSURANCE COMP

Policy #7901108174

Quick Facts

StatusActive

TypeCarrier & Broker

Fleet33 units

Drivers33

Operating26 years

MCS-15006/2023

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Last FMCSA Review: 07/14/2010

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
84	SURETY	COMMONWEALTH INSURANCE CO.	R0158-001	$0	11/10/2004	01/24/2005	Name Changed
84	SURETY	GREAT AMERICAN INSURANCE CO.	1775721	$0	10/01/2013	09/01/2015	Replaced
91X	BIPD/Primary	SENTRY SELECT INSURANCE COMPANY	CT7690558000-011	$1,000,000	10/01/2001	01/24/2005	Name Changed
84	SURETY	UNITED STATES FIRE INSURANCE CO.	615995102	$0	09/01/2019	07/12/2023	Cancelled
91X	BIPD/Primary	SENTRY SELECT INSURANCE COMPANY	A0067387001	$750,000	09/01/2016	10/01/2022	Cancelled
84	SURETY	UNITED STATES FIRE INSURANCE CO.	615995102	$0	09/01/2016	09/01/2019	Replaced
84	SURETY	UNITED STATES FIRE INSURANCE CO.	615995102	$0	09/01/2016	09/08/2019	Cancelled
84	SURETY	AMERICAN CONTRACTORS INDEMNITY COMPANY	1001055234	$0	09/01/2015	09/01/2016	Replaced
91X	BIPD/Primary	ARCH INSURANCE COMPANY	ZAPKG6013000	$1,000,000	08/01/2015	09/01/2016	Replaced
91X	BIPD/Primary	SECURITY NATIONAL INSURANCE CO.	SPP1106594	$750,000	08/01/2014	08/01/2015	Replaced
82	BIPD	PROTECTIVE INSURANCE CO.	B-13192	$0	08/01/2013	08/31/2014	Cancelled
82	BIPD	PROTECTIVE INSURANCE CO.	B-13192	$0	08/01/2013	08/01/2014	Replaced
91X	BIPD/Primary	SENTRY SELECT INSURANCE COMPANY	CT769055-3602-111	$750,000	08/01/2011	08/01/2013	Replaced
91X	BIPD/Primary	SENTRY SELECT INSURANCE COMPANY	CT7679868000-001	$1,000,000	06/22/2001	10/01/2001	Replaced
91X	BIPD/Primary	SENTRY SELECT INSURANCE COMPANY	CT7679868000-001	$1,000,000	06/22/2001	10/11/2001	Name Changed
91X	BIPD/Primary	SENTRY SELECT INSURANCE COMPANY	CT7679868000-001	$1,000,000	06/22/2000	06/22/2001	Cancelled
91X	BIPD/Primary	INSURANCE CORPORATION OF HANNOVER	H76-50486	$1,000,000	05/24/2000	07/29/2000	Cancelled
91X	BIPD/Primary	INSURANCE CORPORATION OF HANNOVER	H76-50486	$1,000,000	05/24/2000	06/22/2000	Replaced
34	CARGO	INSURANCE CORPORATION OF HANNOVER	H76-50487	$0	05/24/2000	07/29/2000	Cancelled
84	SURETY	COMMONWEALTH INSURANCE CO.	R0158-001	$0	02/01/2005	11/10/2013	Cancelled
84	SURETY	COMMONWEALTH INSURANCE CO.	R0158-001	$0	02/01/2005	10/01/2013	Replaced
91X	BIPD/Primary	SENTRY SELECT INSURANCE COMPANY	CT769055-3602-041	$1,000,000	01/24/2005	08/01/2011	Replaced
91X	BIPD/Primary	SENTRY SELECT INSURANCE COMPANY	CT769055-3602-041	$1,000,000	01/24/2005	08/02/2011	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC379946	CONTRACT	INVOLUNTARY REVOCATION	12/22/2004	DISCONTINUED REVOCATION	12/29/2004
MC379946	PROPERTY BROKER	GRANTED	12/07/2004	REVOKED	01/24/2005
MC379946	BROKER	INVOLUNTARY REVOCATION	10/15/2013	DISCONTINUED REVOCATION	10/23/2013
MC379946	BROKER	INVOLUNTARY REVOCATION	08/12/2019	DISCONTINUED REVOCATION	08/16/2019
MC379946	CONTRACT	INVOLUNTARY REVOCATION	08/04/2014	DISCONTINUED REVOCATION	08/13/2014
MC379946	PROPERTY BROKER	REINSTATED	07/24/2023	-	-
MC379946	CONTRACT	INVOLUNTARY REVOCATION	07/06/2011	DISCONTINUED REVOCATION	07/29/2011
MC379946	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	06/07/2000	REVOKED	09/14/2022
MC379946	PROPERTY BROKER	REINSTATED	02/24/2005	REVOKED	07/18/2023

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

90/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 90

−10

Starts at 100−10 totalFinal 90

MCS-150 update overdue−10

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

FMCSA shows active coverage on file as of 6/16/2026.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-10

MCS-150 update overdue

The required biennial MCS-150 update has not been filed on time (score factor, not a verification failure).

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers) knockout	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

WHITE OAK LOGISTICS INC

Trust Score

Company Information

Contact Details

Broker Surety Bond FMCSA BMC-84/85

Other Companies at This Address

Operating Authorities

Company Overview

Drivers

Equipment

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Licensing & Insurance

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