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STEPHEN GARCIA INC

Trust Score

Excellent Why this score?

Company CheckSTEPHEN GARCIA INC · DOT 842552

DBA: SG TRUCKING

7550 FM 1346, SAN ANTONIO, TX, 78220

DOT# 842552 MC# 371835 San Antonio, Texas 26 years

CARRIER

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Power Units

Drivers

Crashes (24-Month)

$750,000

Insurance

Not Rated

Safety Rating

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

3 events tracked · latest Jun 12, 2026 ↓ Show details ↓

Safety & compliance 3

Jun 12, 2026
Roadside inspection, 1 violation (no OOS).
Dec 9, 2025
Roadside inspection, 5 violations (no OOS).
Oct 2, 2024
Clean roadside inspection, no violations.

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address7550 FM 1346, SAN ANTONIO, TX, 78220

Mailing AddressPO BOX 200012, SAN ANTONIO, TX, 78220

Other Companies at This Address

Address7550 FM 1346, SAN ANTONIO, TX 78220

Others here

Distinct phones

Active

Company	DOT	Phone	Status
CRZ TRANSPORT LLC	3716221	Sign in	Active
IMJ RACE TEAM TRANSPORTATION LLC	4073591	Sign in	Active
STEPHEN GARCIA INC this company	842552	Sign in	Active

Note: sharing an address is legal and common (registered agents, virtual offices, business centers). A shared address never reduces the Trust Score.

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC371835

CommonActive

ContractNot Active

BrokerNot Active

Operating26 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 1.66 · 1 insp with violations

Below cutoff

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 5.5 · 2 insp with violations

Below cutoff

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage136,000 miles

Mileage Year2024

VMT SourceMCS-150 Form

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Insurance

Amount$750,000

Type91X

Effective06/05/2025

CompanyPROGRESSIVE COUNTY MUTUAL

Policy #CA998302375

Last checked08/15/2026

Quick Facts

StatusActive

TypeCarrier

Fleet1 units

Drivers1

Mileage136,000 mi

Operating26 years

MCS-15002/2025

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2023

1 · 0 OOS -

2024

1 · 0 OOS =

2025

1 · 0 OOS =

2026

1 · 0 OOS =

Crashes

No crashes on record.

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Jun 2026, 3 inspections, 0 resulted in out-of-service (0% OOS rate).

Clean, no out-of-service violations in the last 24 months.

Live FMCSA roadside inspection records, refreshed monthly.

Roadside Violations by Safety Category Last 24 months

6 roadside violations across 3 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Vehicle Maintenance 5 violations · 0 OOS

Hours-of-Service (HOS) Compliance 1 violation · 0 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (4)

Date	State	Level	Location	Violations	Driver Viol	Vehicle Viol	HazMat
06/12/2026	TX	Walk-Around (Level II)	LAT:28¿¿41'35.95"N	1	0	1	-	▲Detail
12/09/2025	TX	Walk-Around (Level II)	IH 35 SB MM 327	5	1	4	-	▲Detail
10/02/2024	TX	Walk-Around (Level II)	210M TX24 SB	0	0	0	-	▲Detail
10/04/2023	TX	Walk-Around (Level II)	IH 10 EASTBOUND KINGSBURY	1	0	1	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections3

HOS Compliance 1 viols

Vehicle Maintenance 2 viols

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	STATE NATIONAL INSURANCE CO., INC.	SAP003608	$1,000,000	10/16/2010	06/18/2011	Cancelled
91X	BIPD/Primary	STATE NATIONAL INSURANCE CO., INC.	SAP003608	$1,000,000	10/16/2010	06/05/2011	Replaced
91X	BIPD/Primary	STATE NATIONAL INSURANCE CO., INC.	SAP003608	$1,000,000	09/08/2010	10/16/2010	Cancelled
34	CARGO	WESTCHESTER SURPLUS LINES INSURANCE COMPANY	I08547907 003	$0	08/21/2010	02/06/2011	Cancelled
34	CARGO	UNDERWRITERS AT LLOYDS LONDON	9234XKTBCM29807	$0	08/16/2008	04/25/2009	Cancelled
34	CARGO	UNDERWRITERS AT LLOYDS LONDON	9234XKTBCM29807	$0	08/16/2008	04/15/2009	Replaced
34	CARGO	WESTCHESTER SURPLUS LINES INSURANCE COMPANY	I08547890 002	$0	07/09/2009	04/15/2010	Replaced
91X	BIPD/Primary	STRATFORD INSURANCE COMPANY	MCC0103076	$1,000,000	06/27/2013	06/05/2014	Cancelled
91X	BIPD/Primary	SENTRY SELECT INSURANCE COMPANY	A0106968001	$750,000	06/05/2018	05/21/2025	Name Changed
91X	BIPD/Primary	SENTRY SELECT INSURANCE COMPANY	A0106968001	$750,000	06/05/2018	04/22/2025	Replaced
91X	BIPD/Primary	PROGRESSIVE COUNTY MUTUAL	CA 3809134	$750,000	06/05/2016	06/05/2018	Replaced
91X	BIPD/Primary	NATIONAL LIABILITY & FIRE INS CO.	73TRS050567	$750,000	06/05/2015	06/05/2016	Cancelled
91X	BIPD/Primary	PRAETORIAN INSURANCE COMPANY	PICHU0002640	$750,000	06/05/2014	06/05/2015	Cancelled
91X	BIPD/Primary	STRATFORD INSURANCE COMPANY	MCC0103076	$750,000	06/05/2013	06/27/2013	Replaced
91X	BIPD/Primary	STRATFORD INSURANCE COMPANY	MCC0103076	$750,000	06/05/2013	07/27/2013	Cancelled
91X	BIPD/Primary	AMERICAN ALTERNATIVE INSURANCE CORPORATION	1DA2TP0000020-01	$1,000,000	06/05/2012	06/05/2013	Cancelled
91X	BIPD/Primary	AMERICAN ALTERNATIVE INSURANCE CORPORATION	1DA2TP0000020-00	$1,000,000	06/05/2011	06/05/2012	Replaced
91X	BIPD/Primary	AMERICAN ALTERNATIVE INSURANCE CORPORATION	1DA2TP0000020-00	$1,000,000	06/05/2011	06/29/2012	Cancelled
91X	BIPD/Primary	STATE NATIONAL INSURANCE CO., INC.	SAP003608	$1,000,000	06/05/2010	09/08/2010	Cancelled
91X	BIPD/Primary	AMERICAN SAFETY INDEMNITY COMPANY	165BRZAU0044601	$750,000	06/05/2009	06/05/2009	Replaced
91X	BIPD/Primary	AMERICAN SAFETY INDEMNITY COMPANY	165BRZAU0044601	$750,000	06/05/2009	09/12/2009	Cancelled
91X	BIPD/Primary	AMERICAN SAFETY INDEMNITY COMPANY	165BRZAU0044601	$750,000	06/05/2009	06/05/2010	Cancelled
91X	BIPD/Primary	AMERICAN SAFETY INDEMNITY COMPANY	165BRZAU0044601	$750,000	06/05/2009	12/03/2009	Cancelled
91X	BIPD/Primary	EMPIRE FIRE & MARINE INSURANCE CO.	CL995443	$1,000,000	06/05/2008	06/05/2009	Replaced
91X	BIPD/Primary	EMPIRE FIRE & MARINE INSURANCE CO.	CL995443	$1,000,000	06/05/2008	06/13/2009	Cancelled
91X	BIPD/Primary	EMPIRE FIRE & MARINE INSURANCE CO.	CL995267	$1,000,000	06/05/2007	06/05/2008	Replaced
91X	BIPD/Primary	EMPIRE FIRE & MARINE INSURANCE CO.	CL995267	$1,000,000	06/05/2007	06/07/2008	Cancelled
34	CARGO	CENTURY SURETY COMPANY	CCP 155666	$0	04/26/1999	04/25/2008	Replaced
34	CARGO	UNDERWRITERS AT LLOYDS LONDON	9234XKTBCM29807	$0	04/25/2008	08/16/2008	Cancelled
91X	BIPD/Primary	EVERGREEN NATIONAL INDEMNITY COMPANY	SJA101431	$1,000,000	04/24/1999	04/24/2000	Cancelled
91X	BIPD/Primary	SENTRY SELECT INSURANCE COMPANY	A0106968001	$750,000	04/22/2025	06/05/2025	Replaced
34	CARGO	WESTCHESTER SURPLUS LINES INSURANCE COMPANY	I08547890 003	$0	04/15/2010	08/21/2010	Cancelled
34	CARGO	WESTCHESTER SURPLUS LINES INSURANCE COMPANY	I08547890 002	$0	04/15/2009	07/10/2009	Cancelled
34	CARGO	WESTCHESTER SURPLUS LINES INSURANCE COMPANY	I08547890 003-C1026	$0	02/06/2011	07/23/2011	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC371835	COMMON	INVOLUNTARY REVOCATION	11/06/2009	DISCONTINUED REVOCATION	12/07/2009
MC371835	COMMON	INVOLUNTARY REVOCATION	08/17/2009	DISCONTINUED REVOCATION	09/11/2009
MC371835	COMMON	INVOLUNTARY REVOCATION	08/12/2010	DISCONTINUED REVOCATION	08/27/2010
MC371835	COMMON	INVOLUNTARY REVOCATION	07/26/2010	DISCONTINUED REVOCATION	08/17/2010
MC371835	COMMON	INVOLUNTARY REVOCATION	07/21/2008	DISCONTINUED REVOCATION	07/25/2008
MC371835	HOUSEHOLD GOODS COMMON CARRIER	REINSTATED	07/13/2007	REVOKED	02/14/2011
MC371835	COMMON	INVOLUNTARY REVOCATION	06/15/2009	DISCONTINUED REVOCATION	07/13/2009
MC371835	COMMON	INVOLUNTARY REVOCATION	05/23/2011	DISCONTINUED REVOCATION	06/06/2011
MC371835	COMMON	INVOLUNTARY REVOCATION	05/18/2009	DISCONTINUED REVOCATION	06/05/2009
MC371835	COMMON	INVOLUNTARY REVOCATION	05/12/2008	DISCONTINUED REVOCATION	06/04/2008
MC371835	COMMON	INVOLUNTARY REVOCATION	05/11/2015	DISCONTINUED REVOCATION	06/08/2015
MC371835	COMMON	INVOLUNTARY REVOCATION	05/10/2010	DISCONTINUED REVOCATION	06/04/2010
MC371835	COMMON	INVOLUNTARY REVOCATION	05/09/2016	DISCONTINUED REVOCATION	06/06/2016
MC371835	COMMON	INVOLUNTARY REVOCATION	05/09/2014	DISCONTINUED REVOCATION	06/05/2014
MC371835	COMMON	INVOLUNTARY REVOCATION	05/09/2013	DISCONTINUED REVOCATION	06/05/2013
MC371835	COMMON	INVOLUNTARY REVOCATION	04/18/2025	DISCONTINUED REVOCATION	04/23/2025
MC371835	COMMON	INVOLUNTARY REVOCATION	03/30/2009	DISCONTINUED REVOCATION	04/22/2009
MC371835	HOUSEHOLD GOODS COMMON CARRIER	REINSTATED	03/02/2011	REVOKED	12/27/2011
MC371835	MOTOR PROPERTY COMMON CARRIER	GRANTED	02/08/2012	-	-
MC371835	HOUSEHOLD GOODS COMMON CARRIER	GRANTED	02/01/2000	REVOKED	07/11/2000

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

100/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown

100, no deductions

Clean record, the bar stays full at 100.

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

Clean record, no deductions. This carrier starts and stays at 100.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

STEPHEN GARCIA INC

Trust Score

Public record

Company Information

Contact Details

Other Companies at This Address

Operating Authorities

Operation Classification

SMS BASIC Scores

Mileage

Drivers

Insurance

Quick Facts

Safety Trends by Year

Out-of-Service Summary Last 24 months

Roadside Violations by Safety Category Last 24 months

Inspection Records (4)

Safety Performance Percentiles

Licensing & Insurance

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