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VALIDATED

KENNETH GARRETT

Trust Score

Excellent Why this score?

Company CheckKENNETH GARRETT · DOT 835618

DBA: K & K TRUCKING AND AUTO

44 FOREST AVE, WESTFIELD, MA, 01085

DOT# 835618 MC# 383903 Westfield, Massachusetts 26 years

CARRIER

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1

Power Units

1

Drivers

0

Crashes (24-Month)

$750,000

Insurance

Satisfactory

Safety Rating

0

Inspections

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SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Company Information

Legal NameKENNETH GARRETT

DBA NameK & K TRUCKING AND AUTO

DOT Number835618

MC Number383903

Entity TypeCarrier

Operating StatusA - Active

LocationWestfield, Massachusetts

Added10/26/1999

MCS-15010/03/2024

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address44 FOREST AVE, WESTFIELD, MA, 01085

Mailing Address44 FOREST AVE, WESTFIELD, MA, 01085

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC383903

CommonNot Active

ContractActive

BrokerNot Active

Operating26 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage1 miles

Mileage Year2023

VMT SourceMCS-150 Form

Drivers

1

Interstate

0

Intrastate

0

CDL

1

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingSatisfactory

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Last Review11/07/2006

Insurance

Amount$750,000

Type91X

Effective12/09/2024

CompanyUNITED FINANCIAL CASUALTY COMPANY

Policy #CA990345191

Last checked10/31/2026

Quick Facts

StatusActive

TypeCarrier

Fleet1 units

Drivers1

Mileage1 mi

Operating26 years

MCS-15010/2024

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Safety RatingSatisfactory

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Last FMCSA Review: 11/07/2006 | Rated: 11/16/2006

Out of Service Orders (1)

OOS Date	Reason	Status	Rescind Date
2007-04-18	90 day failure to pay fine	ACTIVE	2007-05-18

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	ARBELLA PROTECTION INSURANCE COMPANY	80296400002	$750,000	11/23/2005	11/23/2005	Replaced
91X	BIPD/Primary	ARBELLA PROTECTION INSURANCE COMPANY	80296400002	$750,000	11/23/2005	02/28/2006	Replaced
91X	BIPD/Primary	AMERICAN CASUALTY COMPANY OF READING	TRK 1098361601	$1,000,000	11/15/2002	11/15/2003	Cancelled
91X	BIPD/Primary	THE COMMERCE INSURANCE COMPANY	BBKGPX	$750,000	11/14/2006	02/23/2007	Cancelled
91X	BIPD/Primary	HANOVER INSURANCE CO.	AFN 6617815	$1,000,000	11/14/2001	04/08/2002	Replaced
91X	BIPD/Primary	HARLEYSVILLE WORCESTER INSURANCE COMPANY	BMA 76 79 82	$1,000,000	10/31/2003	04/21/2004	Replaced
91X	BIPD/Primary	THE COMMERCE INSURANCE COMPANY	TW4547	$1,000,000	10/20/2000	02/02/2001	Cancelled
91X	BIPD/Primary	THE COMMERCE INSURANCE COMPANY	LN8838	$750,000	07/26/2007	11/21/2007	Cancelled
91X	BIPD/Primary	THE COMMERCE INSURANCE COMPANY	LN8838	$750,000	05/01/2007	07/26/2007	Replaced
91X	BIPD/Primary	THE COMMERCE INSURANCE COMPANY	LN8838	$750,000	05/01/2007	08/17/2007	Cancelled
91X	BIPD/Primary	ONEBEACON AMERICA INSURANCE COMPANY	CBXB74246	$1,000	04/28/2000	10/20/2000	Replaced
91X	BIPD/Primary	ONEBEACON AMERICA INSURANCE COMPANY	CBXB 742 46	$1,000,000	04/28/2000	10/19/2000	Cancelled
91X	BIPD/Primary	AMERICAN CASUALTY COMPANY OF READING	TRK 207 565 71 98	$1,000,000	04/21/2004	11/23/2005	Replaced
34	CARGO	ONEBEACON INSURANCE COMPANY	B01 QBR827815	$0	04/21/2004	10/29/2004	Cancelled
91X	BIPD/Primary	AMERICAN CASUALTY COMPANY OF READING	TRK 1077819644	$1,000,000	04/08/2002	11/15/2002	Replaced
91X	BIPD/Primary	THE COMMERCE INSURANCE COMPANY	HVZ943	$750,000	02/28/2006	11/23/2006	Cancelled
91X	BIPD/Primary	NORFOLK & DEDHAM MUTUAL FIRE INSURANCE CO.	90149278	$1,000,000	02/07/2001	11/14/2001	Replaced

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC383903	CONTRACT	INVOLUNTARY REVOCATION	07/24/2007	DISCONTINUED REVOCATION	07/27/2007
MC383903	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	07/24/2007	REVOKED	11/27/2007
MC383903	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	06/30/2000	REVOKED	01/15/2004
MC383903	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	04/13/2004	REVOKED	11/29/2006
MC383903	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	04/13/2004	OUT OF SERVICE	04/18/2007
MC383903	CONTRACT	INVOLUNTARY REVOCATION	03/01/2001	DISCONTINUED REVOCATION	04/09/2001
MC383903	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	01/08/2025	-	-

No revocation records.

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90/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 90

90

−10

Starts at 100−10 totalFinal 90

MCS-150 update overdue−10

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

Satisfactory FMCSA safety rating.

What's lowering this score

-10

MCS-150 update overdue

The required biennial MCS-150 update has not been filed on time (score factor, not a verification failure).

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

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