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MICHAEL L HANNA

Trust Score

Fair Why this score?

Company CheckMICHAEL L HANNA · DOT 808569

DBA: BUYRIGHT ENTERPRISES

6925 224TH AVE NE, STACY, MN, 55079

DOT# 808569 MC# 602149 Stacy, Minnesota 18 years

CARRIER Legal name changed · Aug 19, 2026

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Power Units

Drivers

Crashes (24-Month)

$1,000,000

Insurance

Conditional

Safety Rating

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

5 events tracked · latest Aug 19, 2026 ↓ Show details ↓

Identity & ownership 1

Aug 19, 2026
Company legal name changed.

Safety & compliance 4

Mar 30, 2026
Roadside inspection, 3 out-of-service violations.
Sep 5, 2025
Roadside inspection, 3 out-of-service violations.
Jan 2, 2025
DISCONTINUED REVOCATION COMMON.
Oct 25, 2024
Crash reported (no fatalities).

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

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EmailSign in to view

Physical Address6925 224TH AVE NE, STACY, MN, 55079

Mailing AddressPO BOX 1182, FOREST LAKE, MN, 55304

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC602149

CommonActive

ContractNot Active

BrokerNot Active

Operating18 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 4.2 · 1 insp with violations

Below cutoff

Driver Fitness

measure 7 · 2 insp with violations

Below cutoff

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 7.4 · 2 insp with violations

Below cutoff

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage60,000 miles

Mileage Year2023

VMT SourceMCS-150 Form

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Equipment

No equipment breakdown on file with FMCSA.

HazMatYes

Safety Summary

Safety RatingConditional

Total Crashes (24-mo)1

Fatal0

Driver OOS100.0% avg 5.5%

Vehicle OOS100.0% avg 20.7%

SmartWay PartnerNo

Last Review12/31/2012

Insurance

Amount$1,000,000

Type91X

Effective12/31/2024

CompanyUNITED FINANCIAL CASUALTY COMPANY

Policy #CA991158081

Last checked09/17/2026

Quick Facts

StatusActive

TypeCarrier

Fleet1 units

Drivers1

Mileage60,000 mi

Operating18 years

MCS-15007/2024

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)1

Fatal0

Injury0

Tow-Away1

Safety RatingConditional

Driver Inspections

Total2

Out of Service2

OOS Rate100.0%

National Avg5.5%

Above National Average

Vehicle Inspections

Total2

Out of Service2

OOS Rate100.0%

National Avg20.7%

Above National Average

Last FMCSA Review: 12/31/2012 | Rated: 04/25/2010

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2024

1 · 1 OOS -

2025

1 · 1 OOS =

2026

1 · 1 OOS =

Crashes

2024

1 crash -

2025

0 crashes ▼

2026

0 crashes =

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Mar 2026, 2 inspections, 2 resulted in out-of-service (100% OOS rate).

Driver Out-of-Service 4 OOS

Vehicle Out-of-Service 2 OOS

Live FMCSA roadside inspection records, refreshed monthly.

Crash Records (1)

Full crash history on file (all years), newest first. This list may show more than the headline Crashes figure above, because that figure follows the official FMCSA 24-month SMS window used for the Trust Score, older crashes still appear here for transparency.

Date	Location	State	Fatal	Injuries	Tow	Vehicles	Weather	Road	Light
10/25/2024	U054	KS	0	0	1	1	Clear	Dry	Dawn

Roadside Violations by Safety Category Last 24 months

8 roadside violations across 2 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Driver Fitness 3 violations · 3 OOS

Vehicle Maintenance 3 violations · 2 OOS

Hours-of-Service (HOS) Compliance 1 violation · 1 OOS

Unsafe Driving 1 violation · 0 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (3)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	Vehicle Viol	Vehicle OOS	HazMat
03/30/2026	IN	Full (Level I)	ELKHART IN	4	3	2	2	2	1	-	▲Detail
09/05/2025	WA	Walk-Around (Level II)	NORTH BEND WA	4	3	0	2	0	1	-	▲Detail
01/18/2024	IA	Walk-Around (Level II)	I35 NB 203 MM NORTHWOOD	3	1	1	0	2	1	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections2

HOS Compliance 1 viols

Driver Fitness 2 viols

Vehicle Maintenance 2 viols

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	UNITED FINANCIAL CASUALTY COMPANY	CA989612955	$1,000,000	11/20/2024	01/23/2025	Cancelled
91X	BIPD/Primary	UNITED FINANCIAL CASUALTY COMPANY	CA989612955	$1,000,000	11/20/2024	12/31/2024	Replaced
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP427353	$1,000,000	11/20/2023	11/20/2024	Cancelled
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP322082	$1,000,000	11/20/2022	11/20/2023	Cancelled
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP216439	$1,000,000	11/20/2021	11/20/2022	Replaced
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP112112	$1,000,000	11/20/2020	11/20/2021	Cancelled
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP007966	$1,000,000	11/20/2019	11/20/2020	Cancelled
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP904271	$1,000,000	11/20/2018	11/20/2019	Cancelled
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP800938	$1,000,000	11/20/2017	01/08/2018	Name Changed
91X	BIPD/Primary	PLAZA INSURANCE COMPANY	PTOWK006169-02	$1,000,000	11/20/2016	11/20/2017	Cancelled
91X	BIPD/Primary	PLAZA INSURANCE COMPANY	PTOWK006169-01	$1,000,000	11/20/2015	11/20/2016	Cancelled
91X	BIPD/Primary	PLAZA INSURANCE COMPANY	PTOWK006169-00	$1,000,000	11/20/2014	11/20/2015	Cancelled
91X	BIPD/Primary	STATE AUTO PROPERTY AND CASUALTY INS. CO.	STOWK000282-00	$1,000,000	11/20/2013	11/20/2014	Cancelled
91X	BIPD/Primary	PLAZA INSURANCE COMPANY	STOWK000282-00	$1,000,000	11/20/2013	11/20/2013	Replaced
91X	BIPD/Primary	PLAZA INSURANCE COMPANY	STOWK000282-00	$1,000,000	11/20/2013	09/22/2014	Cancelled
91X	BIPD/Primary	SECURA INSURANCE, A MUTUAL CO.	A3132209	$1,000,000	11/20/2007	04/19/2011	Replaced
91X	BIPD/Primary	SECURA INSURANCE, A MUTUAL CO.	A3132209	$1,000,000	11/20/2007	06/02/2011	Cancelled
34	CARGO	SECURA INSURANCE, A MUTUAL CO.	CP 3132208	$0	11/20/2007	12/18/2013	Cancelled
34	CARGO	SECURA INSURANCE, A MUTUAL CO.	CP3132208	$0	11/20/2007	06/02/2011	Cancelled
34	CARGO	SECURA INSURANCE, A MUTUAL CO.	CP3132208	$0	11/20/2007	11/20/2007	Replaced
91X	BIPD/Primary	WEST BEND MUTUAL INSURANCE CO.	0110078832	$1,000,000	05/02/2007	11/20/2007	Replaced
91X	BIPD/Primary	SECURA INSURANCE, A MUTUAL CO.	A	$1,000,000	04/19/2011	12/18/2013	Cancelled
91X	BIPD/Primary	SECURA INSURANCE, A MUTUAL CO.	A	$1,000,000	04/19/2011	11/20/2013	Replaced
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP800938	$1,000,000	01/08/2018	11/20/2018	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC602149	COMMON	INVOLUNTARY REVOCATION	12/27/2024	DISCONTINUED REVOCATION	01/02/2025
MC602149	MOTOR PROPERTY COMMON CARRIER	REINSTATED	12/11/2017	-	-
MC602149	COMMON	INVOLUNTARY REVOCATION	10/26/2020	DISCONTINUED REVOCATION	11/18/2020
MC602149	COMMON	INVOLUNTARY REVOCATION	10/26/2015	DISCONTINUED REVOCATION	11/10/2015
MC602149	COMMON	INVOLUNTARY REVOCATION	10/25/2021	DISCONTINUED REVOCATION	11/15/2021
MC602149	COMMON	INVOLUNTARY REVOCATION	10/24/2024	DISCONTINUED REVOCATION	11/20/2024
MC602149	COMMON	INVOLUNTARY REVOCATION	10/24/2023	DISCONTINUED REVOCATION	11/15/2023
MC602149	COMMON	INVOLUNTARY REVOCATION	10/24/2019	DISCONTINUED REVOCATION	11/15/2019
MC602149	COMMON	INVOLUNTARY REVOCATION	10/24/2018	DISCONTINUED REVOCATION	11/21/2018
MC602149	COMMON	INVOLUNTARY REVOCATION	10/24/2016	DISCONTINUED REVOCATION	11/23/2016
MC602149	COMMON	INVOLUNTARY REVOCATION	10/24/2014	DISCONTINUED REVOCATION	11/19/2014
MC602149	COMMON	INVOLUNTARY REVOCATION	05/06/2011	DISCONTINUED REVOCATION	05/19/2011
MC602149	MOTOR PROPERTY COMMON CARRIER	GRANTED	02/28/2008	REVOKED	11/27/2017

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

51/100

Fair

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 51

−17

−12

−10

Starts at 100−49 totalFinal 51

Crashes on record (rate-adjusted)−17

Conditional safety rating−12

MCS-150 update overdue−10

Driver out-of-service rate above national average−5

Vehicle out-of-service rate above national average−5

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

Conditional rating (acceptable, but not Unsatisfactory).

What's lowering this score

-17

Crashes on record (rate-adjusted)

Crash rate: 1 crash(es) across 1 vehicle (~1 per vehicle); none fatal. Scaled to fleet size and fatal severity.

-12

Conditional safety rating

FMCSA assigned a Conditional safety rating.

-10

MCS-150 update overdue

The required biennial MCS-150 update has not been filed on time (score factor, not a verification failure).

-5

Driver out-of-service rate above national average

Driver OOS 100% vs national avg 5.51%.

-5

Vehicle out-of-service rate above national average

Vehicle OOS 100% vs national avg 20.72%.

Where this company lands, risk scales

Crash history (rate-adjusted)−17 of 28

0 pts · low risk−28 pts · high risk

Crash rate: 1 crash(es) across 1 vehicle (~1 per vehicle); none fatal. Scaled to fleet size and fatal severity.

Driver out-of-service rate−5 of 5

0 pts · low risk−5 pts · high risk

Driver OOS 100% vs national avg 5.51%.

Vehicle out-of-service rate−5 of 5

0 pts · low risk−5 pts · high risk

Vehicle OOS 100% vs national avg 20.72%.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

MICHAEL L HANNA

Trust Score

Public record

Company Information

Contact Details

Operating Authorities

Operation Classification

SMS BASIC Scores

Mileage

Drivers

Equipment

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Safety Trends by Year

Out-of-Service Summary Last 24 months

Crash Records (1)

Roadside Violations by Safety Category Last 24 months

Inspection Records (3)

Safety Performance Percentiles

Licensing & Insurance

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