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VALIDATED

TGC WISE ENTERPRISES INC

Trust Score

Excellent Why this score?

Company CheckTGC WISE ENTERPRISES INC · DOT 807488

DBA: A WISE CHOICE LIMOUSINE SERVICE

9113 POTTAWATOMIE TRAIL, GARY, IN, 46403

DOT# 807488 MC# 359164 Gary, Indiana 27 years

CARRIER

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4

Power Units

6

Drivers

0

Crashes (24-Month)

$1,500,000

Insurance

Not Rated

Safety Rating

0

Inspections

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Company Information

Legal NameTGC WISE ENTERPRISES INC

DBA NameA WISE CHOICE LIMOUSINE SERVICE

DOT Number807488

MC Number359164

Entity TypeCarrier

Operating StatusA - Active

LocationGary, Indiana

Added04/26/1999

MCS-15009/21/2024

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address9113 POTTAWATOMIE TRAIL, GARY, IN, 46403

Mailing AddressPO BOX 64010, GARY, IN, 46401-0010

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC359164

CommonActive

ContractNot Active

BrokerNot Active

Operating27 years

Operation Classification

Authorized For Hire Passenger Carrier

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage108,000 miles

Mileage Year2022

VMT SourceMCS-150 Form

Drivers

6

Interstate

0

Intrastate

0

CDL

6

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Insurance

Amount$1,500,000

Type91X

Effective01/03/2026

CompanyFIRST CHICAGO INSURANCE COMPANY

Policy #LVA129461

Last checked10/30/2026

Quick Facts

StatusActive

TypeCarrier

Fleet4 units

Drivers6

Mileage108,000 mi

Operating27 years

MCS-15009/2024

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	WP015078	$1,500,000	09/30/2020	03/04/2021	Cancelled
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	WP015078	$1,500,000	07/07/2020	09/30/2020	Cancelled
91X	BIPD/Primary	FIRST CHICAGO INSURANCE COMPANY	LVA129461	$1,500,000	06/26/2024	04/29/2025	Cancelled
91X	BIPD/Primary	INCLINE CASUALTY COMPANY	5ST10076-02	$1,500,000	06/26/2023	06/26/2024	Cancelled
91X	BIPD/Primary	INCLINE CASUALTY COMPANY	5ST10076-01	$1,500,000	06/26/2022	06/26/2023	Cancelled
91X	BIPD/Primary	INCLINE CASUALTY COMPANY	5ST10076-00	$1,500,000	06/26/2021	06/26/2022	Cancelled
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	WP003863	$1,500,000	06/26/2016	07/06/2020	Name Changed
91X	BIPD/Primary	ZURICH AMERICAN INSURANCE COMPANY	BAP1056954	$1,500,000	06/26/2015	06/26/2016	Replaced
91X	BIPD/Primary	AMERICAN SERVICE INSURANCE COMPANY, INC.	IN530000000300	$1,500,000	06/26/2014	06/26/2015	Replaced
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	TP251416	$1,500,000	06/26/2010	06/26/2014	Replaced
91X	BIPD/Primary	AMERICAN SOUTHERN INSURANCE CO.	BA720895	$1,500,000	06/26/2008	06/26/2010	Replaced
91X	BIPD/Primary	MID-CONTINENT CASUALTY CO.	04CA5613	$1,500,000	06/26/1999	12/28/2001	Cancelled
91X	BIPD/Primary	REDLAND INSURANCE CO.	LI99800562	$1,500,000	06/26/1998	07/05/1999	Cancelled
91X	BIPD/Primary	FIRST CHICAGO INSURANCE COMPANY	LVA129461	$1,500,000	05/31/2025	06/26/2025	Cancelled
91X	BIPD/Primary	FIRST CHICAGO INSURANCE COMPANY	LVA129641	$1,500,000	04/29/2025	05/31/2025	Cancelled
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	WP015078	$1,500,000	03/04/2021	06/26/2021	Replaced
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	TP215084	$1,500,000	02/05/2002	06/26/2008	Replaced
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	TP215084	$1,500,000	02/05/2002	08/11/2008	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC359164	COMMON	INVOLUNTARY REVOCATION	09/03/2020	DISCONTINUED REVOCATION	10/02/2020
MC359164	MOTOR PASSENGER COMMON CARRIER	REINSTATED	07/23/2025	-	-
MC359164	COMMON	INVOLUNTARY REVOCATION	07/15/2008	DISCONTINUED REVOCATION	07/25/2008
MC359164	MOTOR PASSENGER COMMON CARRIER	REINSTATED	07/10/2020	REVOKED	07/07/2025
MC359164	COMMON	INVOLUNTARY REVOCATION	05/31/2022	DISCONTINUED REVOCATION	06/24/2022
MC359164	COMMON	INVOLUNTARY REVOCATION	05/30/2024	DISCONTINUED REVOCATION	06/28/2024
MC359164	COMMON	INVOLUNTARY REVOCATION	05/30/2023	DISCONTINUED REVOCATION	06/27/2023
MC359164	MOTOR PASSENGER COMMON CARRIER	GRANTED	05/17/1999	REVOKED	07/06/2020
MC359164	COMMON	INVOLUNTARY REVOCATION	02/05/2021	DISCONTINUED REVOCATION	02/18/2021
MC359164	COMMON	INVOLUNTARY REVOCATION	01/25/2002	DISCONTINUED REVOCATION	02/11/2002

No revocation records.

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90/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 90

90

−10

Starts at 100−10 totalFinal 90

MCS-150 update overdue−10

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-10

MCS-150 update overdue

The required biennial MCS-150 update has not been filed on time (score factor, not a verification failure).

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

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