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WHITE OAK TRANSPORTATION INC

Trust Score

Analyzing company data...

Company CheckWHITE OAK TRANSPORTATION INC · DOT 804716

2205 HWY 20 WEST, DECATUR, AL, 35601

DOT# 804716 MC# 358189 Decatur, Alabama 27 years

CARRIER

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313

Power Units

298

Drivers

Crashes (24-Month)

$1,000,000

Insurance

Satisfactory

Safety Rating

899

Inspections

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Public record

8 events tracked · latest Jul 7, 2026 ↓ Show details ↓

Safety & compliance 7

Jun 8, 2026
Clean roadside inspection, no violations.
Jun 6, 2026
Clean roadside inspection, no violations.
Jun 5, 2026
Clean roadside inspection, no violations.
Jun 4, 2026
Clean roadside inspection, no violations.
Feb 20, 2026
Crash reported (no fatalities).
Feb 10, 2026
Crash reported (no fatalities).
Jan 21, 2026
Crash reported (no fatalities).

Insurance 1

Current
Active insurance on file ($1,000,000).

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

Phone(256) 432-0405

Fax(256) 432-0445

Email[email protected]

Physical Address2205 HWY 20 WEST, DECATUR, AL, 35601

Mailing AddressPO BOX 876, DECATUR, AL, 35601

Broker Surety Bond FMCSA BMC-84/85

Brokers must keep a $75,000 surety bond or trust fund on file with FMCSA. If it lapses, FMCSA revokes the broker’s authority, so an active bond is the key thing a carrier should verify before hauling for a broker.

Bond StatusNot on file

On File (FMCSA)None on file

VerifiedFMCSA · 06/16/2026

Required$75,000 (FMCSA min)

TypeSurety Bond (BMC-82)

Surety / TrusteePROTECTIVE INSURANCE CO.

Contact☎ (800) 323-5771
🌐 protectiveinsurance.com

No active bond on file. This company's broker authority is not currently active. FMCSA requires every broker to keep a $75,000 bond on file; after a cancellation, operating authority is typically revoked within weeks. Confirm current status in FMCSA's official records before booking.

Bond history

PROTECTIVE INSURANCE CO.Aug 2013 to Aug 2014 · replaced

Never get caught by a dead bond. Daily checks, same-day email alerts.

Watch this broker

Other Companies at This Address

Address2205 HWY 20 WEST, DECATUR, AL 35601

Others here

Distinct phones

Active

Company	DOT	Phone	Status
WHITE OAK LOGISTICS INC	864034	(256) 340-1062	Active
WHITE OAK TRANSPORTATION INC this company	804716	-	Active

Note: sharing an address is legal and common (registered agents, virtual offices, business centers). A shared address never reduces the Trust Score.

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC358189

CommonNot Active

ContractActive

BrokerNot Active

Operating27 years

All Docket Numbers

MC358189

Company Overview

PROTECTIVE INSURANCE CO. is a FMCSA-validated carrier based in Decatur, Alabama. The company has been in operation for 27 years, registered with the FMCSA on 04/08/1999. The fleet consists of 313 power units and 298 drivers. Annual mileage is reported at 24,872,820 miles (2024). The carrier transports General Freight, Metal; Sheets, Coils, Rolls, Machinery, Large Objects and 6 other categories. The carrier has 22 reported crashes including 1 fatal incident. The carrier holds a Satisfactory safety rating from the FMCSA. Insurance coverage of $1,000,000 is on file through THE TRAVELERS INDEMNITY CO. OF CONNECTICUT. Active operating authorities include Contract. Based on authority, insurance, safety, and compliance data, PROTECTIVE INSURANCE CO. has a Trust Score of 93/100 (Excellent).

Cargo Transported

General FreightMetal; Sheets, Coils, RollsMachinery, Large ObjectsIntermodal ContainersGrain, Feed, HayCommodities Dry BulkBeveragesPaper ProductsCorrugated Boxes

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 1.31 · 40 insp with violations

Below cutoff

Hours-of-Service Compliance

measure .11 · 20 insp with violations

Below cutoff

Driver Fitness

measure .02 · 3 insp with violations

Below cutoff

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 3.19 · 111 insp with violations

Below cutoff

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage24,872,820 miles

Mileage Year2024

VMT SourceMCS-150 Form

Drivers

298

Interstate

Intrastate

CDL

298

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Equipment

No equipment breakdown on file with FMCSA.

HazMatNo

Safety Summary

Safety RatingSatisfactory

Total Crashes (24-mo)22

Fatal1

Driver OOS0.7% avg 5.5%

Vehicle OOS22.8% avg 20.7%

SmartWay PartnerNo

Last Review02/17/2022

Insurance

Amount$1,000,000

Type91X

VerifiedFMCSA · 06/16/2026

CompanyTHE TRAVELERS INDEMNITY CO. OF CONNECTICUT

Policy #9C579541

Quick Facts

StatusActive

TypeCarrier

Fleet313 units

Drivers298

Mileage24,872,820 mi

Operating27 years

MCS-15004/2025

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)22

Fatal1

Injury5

Tow-Away16

Safety RatingSatisfactory

Driver Inspections

Total601

Out of Service4

OOS Rate0.7%

National Avg5.5%

Below National Average

Vehicle Inspections

Total298

Out of Service68

OOS Rate22.8%

National Avg20.7%

Above National Average

Last FMCSA Review: 02/17/2022 | Rated: 10/20/2008

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2023

220 · 25 OOS -

2024

332 · 42 OOS ▲

2025

305 · 36 OOS ▼

2026

116 · 15 OOS ▼

Crashes

2023

5 crashes -

2024

15 crashes ▲

2025

7 crashes ▼

2026

3 crashes ▼

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Jun 2026, 593 inspections, 73 resulted in out-of-service (12.3% OOS rate).

Driver Out-of-Service 4 OOS

Vehicle Out-of-Service 92 OOS

Live FMCSA roadside inspection records, refreshed monthly.

Crash Records (30)

Full crash history on file (all years), newest first. This list may show more than the headline Crashes figure above, because that figure follows the official FMCSA 24-month SMS window used for the Trust Score, older crashes still appear here for transparency.

Date	Location	State	Fatal	Injuries	Tow	Vehicles	Weather	Road	Light
02/20/2026	MURFREESBORO	TN	0	1	1	2	Other/Unknown	Dry	Daylight
02/10/2026	SMYRNA	TN	0	0	1	2	Other/Unknown	Dry	Daylight
01/21/2026	I-20 EB MM 43	GA	0	1	1	2	Clear	Dry	Dawn
09/12/2025	MOULTON	AL	0	0	1	2	Clear	Dry	Daylight
08/25/2025	RURAL MONTGOMERY	AL	0	0	1	2	Sleet/Hail	Dry	Dark - Not Lighted
07/08/2025	Not Reported	GA	0	1	1	2	Clear	Dry	Daylight
06/19/2025	GARDEN CITY	GA	0	0	1	2	Clear	Dry	Daylight
03/26/2025	CHATTANOOGA	TN	0	0	1	3	Other/Unknown	Dry	Dawn
03/19/2025	UNINCORPORATED	FL	0	0	1	2	Clear	Dry	Daylight
03/03/2025	LANETT	AL	0	2	1	2	Clear	Dry	Daylight
12/30/2024	UNINCORPORATED	FL	0	0	1	1	Rain	Wet	Dawn
11/05/2024	I 59 NORTH AT MM 15	GA	0	0	1	2	Severe Crosswinds	Dry	Daylight
10/28/2024	I 85N AT UPPER BIG SPRINGS ROAD UNDERPASS	GA	0	0	1	2	Severe Crosswinds	Dry	Daylight
10/21/2024	RURAL CULLMAN	AL	1	0	1	3	Clear	Dry	Dusk
10/04/2024	SR17 AT MM24	GA	0	0	1	2	Severe Crosswinds	Dry	Daylight
09/13/2024	KISSIMMEE	FL	0	0	1	3	Clear	Dry	Daylight
09/10/2024	UNINCORPORATED	GA	0	1	1	5	Severe Crosswinds	Dry	Daylight
08/30/2024	GADSDEN	AL	0	0	1	2	Clear	Dry	Daylight
08/26/2024	RURAL DEKALB	AL	0	0	1	1	Clear	Dry	Daylight
07/31/2024	RURAL LIMESTONE	AL	0	0	1	2	Clear	Dry	Daylight
05/31/2024	SAVANNAH	GA	0	0	1	2	Clear	Dry	Daylight
05/28/2024	UNINCORPORATED	FL	0	0	1	2	Clear	Dry	Daylight
04/16/2024	CULLMAN	AL	0	0	1	2	Clear	Dry	Daylight
01/29/2024	GARDEN CITY	GA	0	1	1	2	Clear	Dry	Daylight
01/23/2024	BIRMINGHAM	AL	0	1	1	2	Rain	Wet	Daylight
12/13/2023	COLUMBUS	OH	0	2	1	5	Clear	Dry	Daylight
10/25/2023	COVINGTON	MS	0	0	1	1	Clear	Dry	Dawn
07/10/2023	RURAL ELMORE	AL	0	0	1	2	Clear	Dry	Daylight
06/30/2023	SAVANNAH	TN	0	0	1	2	Clear	Dry	Daylight
06/12/2023	RURAL SHELBY	AL	0	1	1	2	Clear	Dry	Daylight

Roadside Violations by Safety Category Last 24 months

303 roadside violations across 593 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Vehicle Maintenance 190 violations · 90 OOS

Unsafe Driving 71 violations · 0 OOS

Hours-of-Service (HOS) Compliance 38 violations · 1 OOS

Driver Fitness 3 violations · 3 OOS

Other (General) 1 violation · 0 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (100)

Date	State	Level	Location	Violations	OOS	Driver Viol	Vehicle Viol	Vehicle OOS	HazMat
06/08/2026	MS	Full (Level I)	BENTON COUNTY	0	0	0	0	0	-	▲Detail
06/06/2026	FL	Driver-Only (Level III)	PANAMA CITY FL	0	0	0	0	0	-	▲Detail
06/05/2026	MS	Driver-Only (Level III)	N/B RAMP TO I-55	0	0	0	0	0	-	▲Detail
06/04/2026	TN	Driver-Only (Level III)	ARDMORE TN	0	0	0	0	0	-	▲Detail
06/02/2026	AL	Walk-Around (Level II)	BREWTON AL	1	1	0	1	1	-	▲Detail
06/01/2026	AL	Driver-Only (Level III)	CALERA AL	6	0	6	0	0	-	▲Detail
05/29/2026	AR	Full (Level I)	WEST MEMPHIS AR	3	0	1	2	0	-	▲Detail
05/28/2026	TN	Walk-Around (Level II)	ARDMORE TN	1	1	0	1	1	-	▲Detail
05/28/2026	AR	Full (Level I)	WEST MEMPHIS AR	1	1	0	1	1	-	▲Detail
05/27/2026	TN	Driver-Only (Level III)	FRANKLIN TN	1	0	1	0	0	-	▲Detail
05/27/2026	MS	Driver-Only (Level III)	MONROE COUNTY	0	0	0	0	0	-	▲Detail
05/26/2026	AL	Full (Level I)	RAMER AL	4	0	0	4	0	-	▲Detail
05/26/2026	AL	Full (Level I)	GADSDEN AL	0	0	0	0	0	-	▲Detail
05/23/2026	GA	Driver-Only (Level III)	THOMASVILLE GA	1	0	1	0	0	-	▲Detail
05/19/2026	AR	Walk-Around (Level II)	WEST MEMPHIS AR	2	0	0	2	0	-	▲Detail
05/19/2026	MS	Driver-Only (Level III)	PRENTISS COUNTY	0	0	0	0	0	-	▲Detail
05/19/2026	AL	Walk-Around (Level II)	NOTASULGA AL	0	0	0	0	0	-	▲Detail
05/19/2026	AL	Walk-Around (Level II)	CULLMAN AL	0	0	0	0	0	-	▲Detail
05/18/2026	AL	Driver-Only (Level III)	DEMOPOLIS AL	0	0	0	0	0	-	▲Detail
05/16/2026	FL	Driver-Only (Level III)	PANAMA CITY FL	0	0	0	0	0	-	▲Detail
05/14/2026	TN	Driver-Only (Level III)	MANCHESTER TN	0	0	0	0	0	-	▲Detail
05/13/2026	MS	Full (Level I)	ITTAWAMBA COUNTY	0	0	0	0	0	-	▲Detail
05/12/2026	TN	Full (Level I)	ARDMORE TN	1	1	0	1	1	-	▲Detail
05/12/2026	AL	Driver-Only (Level III)	HEFLIN AL	0	0	0	0	0	-	▲Detail
05/12/2026	MS	Full (Level I)	BOVINA, MS.	0	0	0	0	0	-	▲Detail
05/12/2026	GA	Driver-Only (Level III)	FORSYTH GA	1	0	1	0	0	-	▲Detail
05/09/2026	KY	Full (Level I)	LONDON	0	0	0	0	0	-	▲Detail
05/08/2026	TN	Full (Level I)	ARDMORE TN	0	0	0	0	0	-	▲Detail
05/06/2026	AL	Driver-Only (Level III)	CLANTON AL	1	0	1	0	0	-	▲Detail
05/06/2026	AL	Driver-Only (Level III)	PRATTVILLE AL	0	0	0	0	0	-	▲Detail
05/05/2026	GA	Driver-Only (Level III)	ADAIRSVILLE GA	0	0	0	0	0	-	▲Detail
05/05/2026	AL	Driver-Only (Level III)	PELL CITY AL	0	0	0	0	0	-	▲Detail
05/04/2026	AL	Walk-Around (Level II)	BAY MINETTE AL	0	0	0	0	0	-	▲Detail
05/02/2026	AL	Walk-Around (Level II)	MONTGOMERY AL	1	0	0	1	0	-	▲Detail
05/01/2026	TN	Full (Level I)	KNOXVILLE TN	1	1	0	1	1	-	▲Detail
04/29/2026	MS	Driver-Only (Level III)	MONROE COUNTY	0	0	0	0	0	-	▲Detail
04/28/2026	GA	Driver-Only (Level III)	DECATUR GA	1	0	1	0	0	-	▲Detail
04/27/2026	MS	Driver-Only (Level III)	ORANGE GROVE	1	0	0	1	0	-	▲Detail
04/27/2026	AL	Walk-Around (Level II)	GROVE HILL AL	1	1	0	1	1	-	▲Detail
04/24/2026	TN	Driver-Only (Level III)	CHATTANOOGA TN	0	0	0	0	0	-	▲Detail
04/23/2026	AL	Driver-Only (Level III)	CENTREVILLE AL	0	0	0	0	0	-	▲Detail
04/20/2026	AL	Walk-Around (Level II)	GOOD HOPE AL	0	0	0	0	0	-	▲Detail
04/20/2026	TN	Full (Level I)	ARDMORE TN	1	1	0	1	1	-	▲Detail
04/17/2026	AL	Driver-Only (Level III)	CULLMAN AL	0	0	0	0	0	-	▲Detail
04/15/2026	AL	Driver-Only (Level III)	TANNER AL	2	0	2	0	0	-	▲Detail
04/15/2026	AL	Walk-Around (Level II)	WARRIOR AL	1	0	0	1	0	-	▲Detail
04/14/2026	SC	Driver-Only (Level III)	ANDERSON SC	1	0	1	0	0	-	▲Detail
04/14/2026	FL	Full (Level I)	PENSACOLA FL	4	1	0	4	1	-	▲Detail
04/10/2026	MS	Full (Level I)	NESBIT NB SCALE	0	0	0	0	0	-	▲Detail
04/09/2026	AL	Walk-Around (Level II)	ETHELSVILLE AL	0	0	0	0	0	-	▲Detail
04/09/2026	MS	Full (Level I)	PRENTISS COUNTY	0	0	0	0	0	-	▲Detail
04/07/2026	TN	Full (Level I)	ARDMORE TN	1	1	0	1	1	-	▲Detail
04/06/2026	MS	Driver-Only (Level III)	BOVINA SCALE I-20 EAST	0	0	0	0	0	-	▲Detail
04/02/2026	AL	Driver-Only (Level III)	COLLINSVILLE AL	0	0	0	0	0	-	▲Detail
04/02/2026	MS	Full (Level I)	ALCORN COUNTY	0	0	0	0	0	-	▲Detail
04/01/2026	AL	Walk-Around (Level II)	OPELIKA AL	1	0	0	1	0	-	▲Detail
03/31/2026	AL	Driver-Only (Level III)	ATTALLA AL	0	0	0	0	0	-	▲Detail
03/30/2026	MS	Walk-Around (Level II)	MONROE COUNTY	0	0	0	0	0	-	▲Detail
03/25/2026	GA	Driver-Only (Level III)	DOUGLASVILLE GA	1	0	1	0	0	-	▲Detail
03/25/2026	TN	Full (Level I)	ARDMORE TN	0	0	0	0	0	-	▲Detail
03/19/2026	MS	Driver-Only (Level III)	ITAWAMBA COUNTY W/B	0	0	0	0	0	-	▲Detail
03/19/2026	MS	Walk-Around (Level II)	MONROE COUNTY	0	0	0	0	0	-	▲Detail
03/17/2026	AL	Walk-Around (Level II)	PRATTVILLE AL	0	0	0	0	0	-	▲Detail
03/16/2026	OH	Driver-Only (Level III)	PIQUA OH	0	0	0	0	0	-	▲Detail
03/16/2026	AL	Driver-Only (Level III)	CULLMAN AL	0	0	0	0	0	-	▲Detail
03/13/2026	MS	Driver-Only (Level III)	BOVINA SCALE I-20 EAST	0	0	0	0	0	-	▲Detail
03/11/2026	TN	Driver-Only (Level III)	ARDMORE TN	0	0	0	0	0	-	▲Detail
03/10/2026	AL	Driver-Only (Level III)	NEW BROCKTON AL	0	0	0	0	0	-	▲Detail
03/09/2026	GA	Driver-Only (Level III)	DOUGLASVILLE GA	1	0	1	0	0	-	▲Detail
03/09/2026	TN	Driver-Only (Level III)	MANCHESTER TN	0	0	0	0	0	-	▲Detail
03/07/2026	AL	Walk-Around (Level II)	HANCEVILLE AL	0	0	0	0	0	-	▲Detail
03/06/2026	KY	Walk-Around (Level II)	LONDON	1	1	0	1	1	-	▲Detail
03/05/2026	AL	Driver-Only (Level III)	WOODSTOCK AL	0	0	0	0	0	-	▲Detail
03/02/2026	AL	Driver-Only (Level III)	BLOUNTSVILLE AL	0	0	0	0	0	-	▲Detail
02/26/2026	MS	Walk-Around (Level II)	PRENTISS COUNTY	0	0	0	0	0	-	▲Detail
02/26/2026	TN	Driver-Only (Level III)	JACKSON TN	0	0	0	0	0	-	▲Detail
02/26/2026	AL	Walk-Around (Level II)	PELHAM AL	1	0	0	1	0	-	▲Detail
02/25/2026	GA	Driver-Only (Level III)	LAGRANGE GA	0	0	0	0	0	-	▲Detail
02/25/2026	AL	Driver-Only (Level III)	ELBA AL	0	0	0	0	0	-	▲Detail
02/24/2026	FL	Walk-Around (Level II)	JASPER FL	1	1	0	1	1	-	▲Detail
02/19/2026	TN	Driver-Only (Level III)	SHELBYVILLE TN	1	0	1	0	0	-	▲Detail
02/17/2026	TN	Full (Level I)	ARDMORE TN	5	2	0	5	2	-	▲Detail
02/16/2026	TN	Driver-Only (Level III)	COLUMBIA TN	0	0	0	0	0	-	▲Detail
02/16/2026	MS	Driver-Only (Level III)	NESHOBA COUNTY	0	0	0	0	0	-	▲Detail
02/16/2026	AL	Walk-Around (Level II)	BLOUNTSVILLE AL	0	0	0	0	0	-	▲Detail
02/13/2026	AL	Walk-Around (Level II)	ANNISTON AL	0	0	0	0	0	-	▲Detail
02/11/2026	AR	Full (Level I)	WEST MEMPHIS AR	1	0	1	0	0	-	▲Detail
02/11/2026	TN	Driver-Only (Level III)	ARDMORE TN	0	0	0	0	0	-	▲Detail
02/11/2026	AL	Driver-Only (Level III)	PRATTVILLE AL	0	0	0	0	0	-	▲Detail
02/04/2026	AL	Walk-Around (Level II)	PRATTVILLE AL	0	0	0	0	0	-	▲Detail
02/03/2026	TN	Driver-Only (Level III)	KNOXVILLE TN	0	0	0	0	0	-	▲Detail
02/02/2026	AL	Driver-Only (Level III)	BRUNDIDGE AL	0	0	0	0	0	-	▲Detail
02/02/2026	AL	Driver-Only (Level III)	ALEXANDER CITY AL	0	0	0	0	0	-	▲Detail
01/28/2026	AL	Walk-Around (Level II)	WARRIOR AL	0	0	0	0	0	-	▲Detail
01/22/2026	MS	Walk-Around (Level II)	ITTAWAMBA COUNTY	2	2	0	2	2	-	▲Detail
01/22/2026	TN	Walk-Around (Level II)	HILLSBORO TN	2	1	1	1	1	-	▲Detail
01/21/2026	GA	Walk-Around (Level II)	LITHIA SPRINGS GA	5	0	0	3	0	-	▲Detail
01/21/2026	LA	Full (Level I)	SLIDELL LA	0	0	0	0	0	-	▲Detail
01/21/2026	AL	Driver-Only (Level III)	GENEVA AL	0	0	0	0	0	-	▲Detail
01/21/2026	AL	Driver-Only (Level III)	BLOUNTSVILLE AL	0	0	0	0	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections614

Unsafe Driving 40 viols

HOS Compliance 20 viols

Driver Fitness 3 viols

Vehicle Maintenance 111 viols

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	MAX SPECIALTY INSURANCE COMPANY	MCV0799802	$750,000	12/07/1999	07/19/2000	Replaced
91X	BIPD/Primary	THE TRAVELERS INDEMNITY CO. OF CONNECTICUT	9C579541	$1,000,000	10/01/2015	10/01/2015	Replaced
91X	BIPD/Primary	THE TRAVELERS INDEMNITY CO. OF CONNECTICUT	9C579541	$750,000	10/01/2015	10/01/2015	Replaced
91X	BIPD/Primary	THE TRAVELERS INDEMNITY CO. OF CONNECTICUT	HE-840-9C579541-TCT-14	$750,000	10/01/2014	10/01/2015	Cancelled
91X	BIPD/Primary	SECURITY NATIONAL INSURANCE CO.	SPP1106594	$750,000	08/01/2014	08/01/2014	Replaced
91X	BIPD/Primary	THE TRAVELERS INDEMNITY CO. OF CONNECTICUT	HE-840-9C579497-TCT-14	$750,000	08/01/2014	08/01/2014	Replaced
91X	BIPD/Primary	THE TRAVELERS INDEMNITY CO. OF CONNECTICUT	HE-840-9C579497-TCT-14	$750,000	08/01/2014	10/01/2014	Replaced
82	BIPD	PROTECTIVE INSURANCE CO.	B-13191	$0	08/01/2013	08/01/2014	Replaced
91X	BIPD/Primary	SENTRY SELECT INSURANCE COMPANY	CT750650-3603-031	$750,000	07/19/2003	08/01/2013	Replaced
34	CARGO	GREAT AMERICAN INSURANCE COMPANY OF NEW YORK	1768239	$0	07/19/2002	08/20/2003	Cancelled
91X	BIPD/Primary	LINCOLN GENERAL INSURANCE COMPANY	LT1 100056	$1,000,000	07/19/2002	03/13/2003	Cancelled
91X	BIPD/Primary	GREAT AMERICAN INSURANCE COMPANY OF NEW YORK	IMP 1768239	$100,000	07/19/2002	03/13/2003	Replaced
91X	BIPD/Primary	STATE NATIONAL INSURANCE CO., INC.	RPB 312 371	$1,000,000	07/19/2001	07/19/2002	Cancelled
91X	BIPD/Primary	STATE NATIONAL INSURANCE CO., INC.	RPB 310 294	$1,000,000	07/19/2000	07/19/2001	Cancelled
34	CARGO	GREAT AMERICAN INSURANCE CO.	0:00:00 IMP9967153	$0	07/19/1999	07/19/2002	Replaced
91X	BIPD/Primary	CAROLINA CASUALTY INSURANCE CO.	427823	$1,000,000	06/22/1999	02/25/2000	Cancelled
91X	BIPD/Primary	LINCOLN GENERAL INSURANCE COMPANY	LTI100056	$1,000,000	03/13/2003	07/19/2003	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC358189	CONTRACT	INVOLUNTARY REVOCATION	09/04/2015	DISCONTINUED REVOCATION	09/15/2015
MC358189	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	07/12/1999	-	-

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

93/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 93

Starts at 100−7 totalFinal 93

Vehicle out-of-service rate above national average−5

Fatal crash on record (rate-adjusted)−2

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

FMCSA shows active coverage on file as of 6/16/2026.

Safety rating not Unsatisfactory

Satisfactory FMCSA safety rating.

What's lowering this score

-5

Vehicle out-of-service rate above national average

Vehicle OOS 22.8188% vs national avg 20.72%.

-2

Fatal crash on record (rate-adjusted)

Crash rate: 22 crash(es) across 313 vehicles (~0.07 per vehicle); 1 fatal (5% fatal). Scaled to fleet size and fatal severity.

Where this company lands, risk scales

Crash history (rate-adjusted)−2 of 28

0 pts · low risk−28 pts · high risk

Crash rate: 22 crash(es) across 313 vehicles (~0.07 per vehicle); 1 fatal (5% fatal). Scaled to fleet size and fatal severity.

Vehicle out-of-service rate−5 of 5

0 pts · low risk−5 pts · high risk

Vehicle OOS 22.8188% vs national avg 20.72%.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers) knockout	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

WHITE OAK TRANSPORTATION INC

Trust Score

Public record

Company Information

Contact Details

Broker Surety Bond FMCSA BMC-84/85

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Operating Authorities

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Company Overview

Cargo Transported

Operation Classification

SMS BASIC Scores

Mileage

Drivers

Equipment

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Safety Trends by Year

Out-of-Service Summary Last 24 months

Crash Records (30)

Roadside Violations by Safety Category Last 24 months

Inspection Records (100)

Safety Performance Percentiles

Licensing & Insurance

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