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VALIDATED

MICHAEL R COLE

Trust Score

Excellent Why this score?

Company CheckMICHAEL R COLE · DOT 777129

DBA: MBC TRUCKING

165 E HOEHN STREET, WHEATFIELD, IN, 46392

DOT# 777129 MC# 459672 Wheatfield, Indiana 23 years

CARRIER

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2

Power Units

5

Drivers

1

Crashes (24-Month)

$750,000

Insurance

Not Rated

Safety Rating

0

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

2 events tracked · latest Sep 15, 2025 ↓ Show details ↓

Safety & compliance 1

Nov 20, 2024
Crash reported (no fatalities).

Insurance 1

Sep 15, 2025
Insurance policy cancelled (PROGRESSIVE SOUTHEASTERN INSURANCE COMPANY).

Public FMCSA record · blue clean · orange change · red risk.

Company Information

Legal NameMICHAEL R COLE

DBA NameMBC TRUCKING

DOT Number777129

MC Number459672

Entity TypeCarrier

Operating StatusA - Active

LocationWheatfield, Indiana

Added10/21/1998

MCS-15009/08/2025

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address165 E HOEHN STREET, WHEATFIELD, IN, 46392

Mailing Address165 E HOEHN STREET, WHEATFIELD, IN, 46392

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC459672

CommonActive

ContractNot Active

BrokerNot Active

Operating23 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage95,704 miles

Mileage Year2025

VMT SourceMCS-150 Form

Drivers

5

Interstate

0

Intrastate

0

CDL

5

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)1

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Insurance

Amount$750,000

Type91X

Effective09/15/2025

CompanyGEICO MARINE INSURANCE COMPANY

Policy #9300208334

Last checked09/13/2026

Quick Facts

StatusActive

TypeCarrier

Fleet2 units

Drivers5

Mileage95,704 mi

Operating23 years

MCS-15009/2025

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)1

Fatal0

Injury0

Tow-Away1

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

No roadside inspections on record.

Crashes

2024

1 crash -

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Crash Records (1)

Full crash history on file (all years), newest first. This list may show more than the headline Crashes figure above, because that figure follows the official FMCSA 24-month SMS window used for the Trust Score, older crashes still appear here for transparency.

Date	Location	State	Fatal	Injuries	Tow	Vehicles	Weather	Road	Light
11/20/2024	ROSELAWN	IN	0	0	1	2	Clear	Dry	Daylight

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
34	CARGO	NORTHLAND INSURANCE COMPANY	TN391370	$0	12/16/2003	06/29/2004	Cancelled
34	CARGO	NORTHLAND INSURANCE COMPANY	TN391370	$0	10/21/2003	12/16/2003	Cancelled
91X	BIPD/Primary	PROGRESSIVE NORTHERN INSURANCE COMPANY	CA 2075159-1	$1,000,000	09/28/2003	03/28/2004	Cancelled
91X	BIPD/Primary	PROGRESSIVE SOUTHEASTERN INSURANCE COMPANY	CA973587714	$750,000	09/15/2023	09/15/2025	Replaced
91X	BIPD/Primary	PROGRESSIVE SOUTHEASTERN INSURANCE COMPANY	CA0817616	$750,000	07/03/2019	03/16/2021	Cancelled
34	CARGO	NATIONAL CASUALTY COMPANY	LTO0000454	$0	07/01/2010	12/07/2010	Cancelled
91X	BIPD/Primary	NATIONAL CASUALTY COMPANY	LTO0000454	$1,000,000	07/01/2010	12/07/2010	Cancelled
34	CARGO	NORTHLAND INSURANCE COMPANY	TN427968	$0	06/29/2004	08/25/2004	Cancelled
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	WN351531	$750,000	06/17/2023	09/15/2023	Replaced
91X	BIPD/Primary	SENTRY SELECT INSURANCE COMPANY	A0176989001	$750,000	06/17/2021	06/17/2023	Replaced
91X	BIPD/Primary	PROGRESSIVE SOUTHEASTERN INSURANCE COMPANY	CA 0817616	$750,000	06/17/2019	07/03/2019	Replaced
91X	BIPD/Primary	PROGRESSIVE SOUTHEASTERN INSURANCE COMPANY	CA 0817616	$750,000	06/17/2019	08/12/2019	Name Changed
34	CARGO	NORTHLAND INSURANCE COMPANY	TN391370	$0	05/23/2003	10/21/2003	Cancelled
91X	BIPD/Primary	PROGRESSIVE NORTHERN INSURANCE COMPANY	CA 2075159-0	$1,000,000	05/07/2003	09/28/2003	Cancelled
34	CARGO	GREAT AMERICAN INSURANCE CO.	IMP 2696425	$0	04/22/2008	04/09/2009	Cancelled
34	CARGO	GREAT AMERICAN INSURANCE CO.	IMP 2696425	$0	04/22/2008	03/25/2009	Replaced
91X	BIPD/Primary	PROGRESSIVE CASUALTY INSURANCE COMPANY	CA 6405772	$1,000,000	04/22/2008	03/20/2009	Cancelled
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	TN549307	$1,000,000	04/06/2007	03/18/2008	Cancelled
34	CARGO	NORTHLAND INSURANCE COMPANY	TN549307	$0	04/06/2007	03/18/2008	Cancelled
91X	BIPD/Primary	PROGRESSIVE NORTHERN INSURANCE COMPANY	CA 2075159-2	$1,000,000	03/28/2004	09/09/2004	Cancelled
34	CARGO	GREAT AMERICAN INSURANCE CO.	IMP 2891392	$0	03/25/2009	10/11/2009	Cancelled
91X	BIPD/Primary	PROGRESSIVE CASUALTY INSURANCE COMPANY	CA 5350934	$1,000,000	03/25/2009	10/23/2009	Cancelled
91X	BIPD/Primary	PROGRESSIVE SOUTHEASTERN INSURANCE COMPANY	CA 0817616	$750,000	03/16/2021	06/17/2021	Replaced

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC459672	COMMON	INVOLUNTARY REVOCATION	07/09/2019	DISCONTINUED REVOCATION	07/08/2019
MC459672	MOTOR PROPERTY COMMON CARRIER	REINSTATED	07/03/2019	-	-
MC459672	MOTOR PROPERTY COMMON CARRIER	REINSTATED	07/02/2010	REVOKED	12/13/2010
MC459672	MOTOR PROPERTY COMMON CARRIER	GRANTED	05/30/2003	REVOKED	08/31/2004
MC459672	MOTOR PROPERTY COMMON CARRIER	REINSTATED	04/25/2008	REVOKED	10/19/2009
MC459672	MOTOR PROPERTY COMMON CARRIER	REINSTATED	04/11/2007	REVOKED	03/24/2008
MC459672	COMMON	INVOLUNTARY REVOCATION	03/13/2009	DISCONTINUED REVOCATION	03/26/2009
MC459672	COMMON	INVOLUNTARY REVOCATION	03/01/2004	DISCONTINUED REVOCATION	04/05/2004
MC459672	COMMON	INVOLUNTARY REVOCATION	02/23/2009	DISCONTINUED REVOCATION	03/26/2009

No revocation records.

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92/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 92

92

−8

Starts at 100−8 totalFinal 92

Crashes on record (rate-adjusted)−8

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-8

Crashes on record (rate-adjusted)

Crash rate: 1 crash(es) across 2 vehicles (~0.5 per vehicle); none fatal. Scaled to fleet size and fatal severity.

Where this company lands, risk scales

Crash history (rate-adjusted)−8 of 28

0 pts · low risk−28 pts · high risk

Crash rate: 1 crash(es) across 2 vehicles (~0.5 per vehicle); none fatal. Scaled to fleet size and fatal severity.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

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