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WOODROW W CUMBIE III

Trust Score

Excellent Why this score?

Company CheckWOODROW W CUMBIE III · DOT 773088

DBA: W C TRUCKING

2907 ALTHA AVE, PANAMA CITY, FL, 32405

DOT# 773088 MC# 357747 Panama City, Florida 27 years

CARRIER

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Power Units

Drivers

Crashes (24-Month)

$750,000

Insurance

Not Rated

Safety Rating

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

4 events tracked · latest Apr 21, 2026 ↓ Show details ↓

Safety & compliance 4

Apr 21, 2026
Clean roadside inspection, no violations.
Oct 1, 2025
Roadside inspection, 1 violation (no OOS).
Jul 16, 2025
Clean roadside inspection, no violations.
Apr 28, 2025
Clean roadside inspection, no violations.

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

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EmailSign in to view

Physical Address2907 ALTHA AVE, PANAMA CITY, FL, 32405

Mailing Address2907 ALTHA AVE, PANAMA CITY, FL, 32405-6903

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC357747

CommonActive

ContractNot Active

BrokerNot Active

Operating27 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 5.33 · 1 insp with violations

Below cutoff

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage97,120 miles

Mileage Year2023

VMT SourceMCS-150 Form

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Insurance

Amount$750,000

Type91X

Effective06/25/2025

CompanyNORTHLAND INSURANCE COMPANY

Policy #WN402337

Last checked07/30/2026

Quick Facts

StatusActive

TypeCarrier

Fleet2 units

Drivers2

Mileage97,120 mi

Operating27 years

MCS-15008/2024

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2024

2 · 0 OOS -

2025

3 · 0 OOS =

2026

1 · 0 OOS =

Crashes

No crashes on record.

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Apr 2026, 5 inspections, 0 resulted in out-of-service (0% OOS rate).

Clean, no out-of-service violations in the last 24 months.

Live FMCSA roadside inspection records, refreshed monthly.

Roadside Violations by Safety Category Last 24 months

1 roadside violations across 5 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Vehicle Maintenance 1 violation · 0 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (6)

Date	State	Level	Location	Violations	Vehicle Viol	HazMat
04/21/2026	FL	Driver-Only (Level III)	PENSACOLA FL	0	0	-	▲Detail
10/01/2025	MS	Walk-Around (Level II)	G93 SCALES	1	1	-	▲Detail
07/16/2025	FL	Driver-Only (Level III)	BRANFORD FL	0	0	-	▲Detail
04/28/2025	LA	Full (Level I)	DES ALLEMANDS LA	0	0	-	▲Detail
09/05/2024	FL	Driver-Only (Level III)	SOPCHOPPY FL	0	0	-	▲Detail
03/05/2024	FL	Walk-Around (Level II)	PERRY FL	0	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections5

Vehicle Maintenance 1 viols

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	PROGRESSIVE EXPRESS INSURANCE COMPANY	CA 7791527	$750,000	12/02/2019	10/23/2020	Cancelled
91X	BIPD/Primary	PROGRESSIVE EXPRESS INSURANCE COMPANY	CA7791527	$750,000	10/23/2020	06/25/2021	Replaced
34	CARGO	AMERICAN ALTERNATIVE INSURANCE CORPORATION	46-A2-CM-0007189-00	$0	10/19/2000	10/30/2000	Cancelled
91X	BIPD/Primary	AMERICAN ALTERNATIVE INSURANCE CORPORATION	46-A2-CM-0007189-00	$1,000,000	10/19/2000	10/30/2000	Cancelled
34	CARGO	CENTURY SURETY COMPANY	CCP389730	$0	10/05/2005	11/26/2006	Cancelled
91X	BIPD/Primary	LINCOLN GENERAL INSURANCE COMPANY	PAP 236409 1005	$750,000	10/05/2005	11/10/2006	Cancelled
91X	BIPD/Primary	LINCOLN GENERAL INSURANCE COMPANY	PAP 236409 1005	$750,000	10/05/2005	09/12/2006	Cancelled
91X	BIPD/Primary	LINCOLN GENERAL INSURANCE COMPANY	PAP 236409 1005	$750,000	10/05/2005	10/05/2005	Replaced
91X	BIPD/Primary	EMPIRE FIRE & MARINE INSURANCE CO.	CL481158	$1,000,000	09/26/2001	03/02/2002	Cancelled
34	CARGO	UNDERWRITERS AT LLOYDS LONDON	LL1641	$0	09/26/2001	03/01/2002	Cancelled
34	CARGO	AMERICAN ALTERNATIVE INSURANCE CORPORATION	46-A2-CM-0007189-00	$0	08/30/2000	10/19/2000	Cancelled
91X	BIPD/Primary	AMERICAN ALTERNATIVE INSURANCE CORPORATION	46-A2-CM-0007189-00	$1,000,000	08/30/2000	10/19/2000	Cancelled
34	CARGO	FEDERAL INSURANCE CO.	661 9776	$0	08/26/2003	10/05/2005	Replaced
91X	BIPD/Primary	EMPIRE FIRE & MARINE INSURANCE CO.	CL483277	$1,000,000	08/26/2003	03/25/2004	Cancelled
91X	BIPD/Primary	OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.	BA 068 58 06	$750,000	08/04/2004	07/14/2005	Cancelled
91X	BIPD/Primary	OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.	GAT0001662	$750,000	06/25/2024	06/25/2025	Replaced
91X	BIPD/Primary	OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.	BA0729680	$750,000	06/25/2021	06/25/2024	Replaced
91X	BIPD/Primary	PROGRESSIVE EXPRESS INSURANCE COMPANY	CA 7791527	$750,000	06/25/2018	12/02/2019	Cancelled
34	CARGO	CAROLINA CASUALTY INSURANCE CO.	428661	$0	06/23/1999	03/26/2000	Cancelled
91X	BIPD/Primary	CAROLINA CASUALTY INSURANCE CO.	428661	$1,000,000	06/23/1999	03/26/2000	Cancelled
91X	BIPD/Primary	OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.	BA 068 58 06	$750,000	04/22/2004	09/10/2004	Cancelled
91X	BIPD/Primary	OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.	BA 068 58 06	$750,000	04/22/2004	08/04/2004	Replaced
91X	BIPD/Primary	RLI INSURANCE COMPANY	SFT 002605-1	$1,000,000	04/04/2000	07/25/2000	Cancelled
34	CARGO	UNDERWRITERS AT LLOYDS LONDON	BFC000122	$0	04/04/2000	07/21/2000	Cancelled
34	CARGO	CAROLINA CASUALTY INSURANCE CO.	428661	$0	03/26/1999	06/23/1999	Cancelled
91X	BIPD/Primary	CAROLINA CASUALTY INSURANCE CO.	428661	$1,000,000	03/26/1999	06/23/1999	Cancelled
91X	BIPD/Primary	EMPIRE FIRE & MARINE INSURANCE CO.	CL481158	$1,000,000	03/02/2002	09/26/2002	Cancelled
34	CARGO	UNDERWRITERS AT LLOYDS LONDON	LL1641	$0	03/01/2002	12/30/2002	Cancelled
91X	BIPD/Primary	EMPIRE FIRE & MARINE INSURANCE CO.	CL480370	$1,000,000	01/23/2001	01/23/2001	Replaced
91X	BIPD/Primary	EMPIRE FIRE & MARINE INSURANCE CO.	CL480370	$1,000,000	01/23/2001	05/09/2001	Cancelled
34	CARGO	UNDERWRITERS AT LLOYDS LONDON	LL1475	$0	01/23/2001	05/07/2001	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC357747	MOTOR PROPERTY COMMON CARRIER	REINSTATED	11/02/2001	REVOKED	12/16/2002
MC357747	MOTOR PROPERTY COMMON CARRIER	REINSTATED	10/06/2005	REVOKED	11/20/2006
MC357747	MOTOR PROPERTY COMMON CARRIER	REINSTATED	09/09/2003	REVOKED	03/31/2004
MC357747	COMMON	INVOLUNTARY REVOCATION	08/18/2000	DISCONTINUED REVOCATION	09/07/2000
MC357747	COMMON	INVOLUNTARY REVOCATION	08/17/2000	DISCONTINUED REVOCATION	09/07/2000
MC357747	COMMON	INVOLUNTARY REVOCATION	08/16/2006	DISCONTINUED REVOCATION	08/17/2006
MC357747	MOTOR PROPERTY COMMON CARRIER	REINSTATED	07/05/2018	-	-
MC357747	MOTOR PROPERTY COMMON CARRIER	GRANTED	04/30/1999	REVOKED	01/19/2001
MC357747	MOTOR PROPERTY COMMON CARRIER	REINSTATED	04/29/2004	REVOKED	07/20/2005
MC357747	MOTOR PROPERTY COMMON CARRIER	REINSTATED	01/30/2001	REVOKED	07/24/2001

No revocation records.

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See the full history

Trust Score over time and the complete authority and insurance timeline, not just today.

100/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown

100, no deductions

Clean record, the bar stays full at 100.

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

Clean record, no deductions. This carrier starts and stays at 100.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

WOODROW W CUMBIE III

Trust Score

Public record

Company Information

Contact Details

Operating Authorities

Operation Classification

SMS BASIC Scores

Mileage

Drivers

Insurance

Quick Facts

Safety Trends by Year

Out-of-Service Summary Last 24 months

Roadside Violations by Safety Category Last 24 months

Inspection Records (6)

Safety Performance Percentiles

Licensing & Insurance

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