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VALIDATED

Z'S INC

Trust Score

Excellent Why this score?

Company CheckZ'S INC · DOT 739990

DBA: BENNIES TOWING

2160 W 10TH AVE, GARY, IN, 46404

DOT# 739990 MC# 449066 Gary, Indiana 23 years

CARRIER Legal name changed · Aug 19, 2026

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6

Power Units

5

Drivers

0

Crashes (24-Month)

Not reported

Insurance

Not Rated

Safety Rating

0

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

1 events tracked · latest Aug 19, 2026 ↓ Show details ↓

Identity & ownership 1

Aug 19, 2026
Company legal name changed.

Public FMCSA record · blue clean · orange change · red risk.

Company Information

Legal NameZ'S INC

DBA NameBENNIES TOWING

DOT Number739990

MC Number449066

Entity TypeCarrier

Operating StatusA - Active

LocationGary, Indiana

Added04/07/1998

MCS-15012/23/2025

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address2160 W 10TH AVE, GARY, IN, 46404

Mailing Address2160 W 10TH AVE, GARY, IN, 46404

Operating Authorities

Authority TypeOTHER-APPLYING FOR MC;PRIVATE PROPERTY;AUTHORIZED FOR HIRE

Carrier OperationC - Intrastate (Non-Hazmat)

DocketMC449066

CommonActive

ContractNot Active

BrokerNot Active

Operating23 years

Operation Classification

Authorized For HirePrivate (Property)

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage12,000 miles

Mileage Year2025

VMT SourceMCS-150 Form

Drivers

5

Interstate

0

Intrastate

0

CDL

5

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Insurance

AmountNot reported

Type34

Effective07/12/2018

CompanyAMERICAN GUARANTEE & LIABILITY INS. CO.

Policy #CPO1641145

Last checked09/10/2026

Quick Facts

StatusActive

TypeCarrier

Fleet6 units

Drivers5

Mileage12,000 mi

Operating23 years

MCS-15012/2025

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	AMERICAN GUARANTEE & LIABILITY INS. CO.	CPO1641145	$1,000,000	07/12/2018	01/23/2025	Replaced
91X	BIPD/Primary	WESTFIELD INSURANCE CO.	CSP 1 813 168	$1,000,000	07/12/2014	03/15/2015	Replaced
91X	BIPD/Primary	ATLANTIC SPECIALTY INSURANCE COMPANY	613-00-00-97-0000	$750,000	07/12/2013	07/12/2014	Cancelled
91X	BIPD/Primary	LIBERTY INSURANCE UNDERWRITERS	CAT000217-0212	$1,000,000	07/12/2012	07/12/2013	Cancelled
91X	BIPD/Primary	LIBERTY INSURANCE UNDERWRITERS	CAT000217 0111	$1,000,000	07/12/2011	07/12/2012	Cancelled
34	CARGO	LIBERTY INSURANCE UNDERWRITERS	CAT000217 0111	$0	07/12/2011	07/12/2012	Cancelled
91X	BIPD/Primary	STATE NATIONAL INSURANCE CO., INC.	TIP-003356	$1,000,000	07/12/2010	07/12/2011	Cancelled
34	CARGO	STATE NATIONAL INSURANCE CO., INC.	TIP-003356	$0	07/12/2010	07/12/2011	Cancelled
34	CARGO	EVEREST NATIONAL INSURANCE COMPANY	7400000866-091	$0	07/12/2009	07/12/2010	Cancelled
91X	BIPD/Primary	EVEREST NATIONAL INSURANCE COMPANY	7400000866-091	$1,000,000	07/12/2009	07/12/2010	Cancelled
34	CARGO	STATE NATIONAL INSURANCE CO., INC.	TIP-001934	$0	07/12/2008	07/12/2009	Cancelled
91X	BIPD/Primary	STATE NATIONAL INSURANCE CO., INC.	TIP-001934	$1,000,000	07/12/2008	07/12/2009	Cancelled
34	CARGO	EMPIRE FIRE & MARINE INSURANCE CO.	CL433007	$0	07/12/2007	07/12/2008	Cancelled
91X	BIPD/Primary	EMPIRE FIRE & MARINE INSURANCE CO.	CL433007	$1,000,000	07/12/2007	07/12/2008	Cancelled
91X	BIPD/Primary	EMPIRE FIRE & MARINE INSURANCE CO.	CL432239	$1,000,000	07/12/2006	07/12/2007	Cancelled
34	CARGO	EMPIRE FIRE & MARINE INSURANCE CO.	CL432239	$0	07/12/2006	07/12/2007	Cancelled
34	CARGO	EMPIRE FIRE & MARINE INSURANCE CO.	CL431441	$0	07/12/2005	07/12/2006	Replaced
91X	BIPD/Primary	EMPIRE FIRE & MARINE INSURANCE CO.	CL431441	$1,000,000	07/12/2005	07/12/2006	Replaced
91X	BIPD/Primary	EMPIRE FIRE & MARINE INSURANCE CO.	CL429290	$1,000,000	07/12/2004	07/12/2005	Cancelled
34	CARGO	EMPIRE FIRE & MARINE INSURANCE CO.	CL429290	$0	07/12/2004	07/12/2005	Cancelled
34	CARGO	EMPIRE FIRE & MARINE INSURANCE CO.	CL427921	$0	07/12/2003	07/25/2004	Cancelled
34	CARGO	EMPIRE FIRE & MARINE INSURANCE CO.	CL427921	$0	07/12/2003	07/12/2004	Replaced
91X	BIPD/Primary	EMPIRE FIRE & MARINE INSURANCE CO.	CL427921	$1,000,000	07/12/2003	07/25/2004	Cancelled
91X	BIPD/Primary	EMPIRE FIRE & MARINE INSURANCE CO.	CL427921	$1,000,000	07/12/2003	07/12/2004	Replaced
91X	BIPD/Primary	LINCOLN GENERAL INSURANCE COMPANY	LTP100145	$1,000,000	07/12/2002	07/12/2003	Cancelled
34	CARGO	LINCOLN GENERAL INSURANCE COMPANY	LTP100145	$0	07/12/2002	07/12/2003	Cancelled
91X	BIPD/Primary	NATIONAL LIABILITY & FIRE INS CO.	73TRS046188-01	$750,000	03/15/2015	05/25/2017	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC449066	MOTOR PROPERTY COMMON CARRIER	REINSTATED	08/09/2018	-	-
MC449066	COMMON	INVOLUNTARY REVOCATION	06/28/2004	DISCONTINUED REVOCATION	07/16/2004
MC449066	COMMON	INVOLUNTARY REVOCATION	06/17/2013	DISCONTINUED REVOCATION	07/11/2013
MC449066	COMMON	INVOLUNTARY REVOCATION	06/16/2014	DISCONTINUED REVOCATION	07/14/2014
MC449066	COMMON	INVOLUNTARY REVOCATION	06/16/2008	DISCONTINUED REVOCATION	07/14/2008
MC449066	COMMON	INVOLUNTARY REVOCATION	06/15/2012	DISCONTINUED REVOCATION	07/11/2012
MC449066	COMMON	INVOLUNTARY REVOCATION	06/15/2011	DISCONTINUED REVOCATION	07/13/2011
MC449066	COMMON	INVOLUNTARY REVOCATION	06/15/2010	DISCONTINUED REVOCATION	07/09/2010
MC449066	COMMON	INVOLUNTARY REVOCATION	06/15/2009	DISCONTINUED REVOCATION	07/13/2009
MC449066	COMMON	INVOLUNTARY REVOCATION	06/15/2007	DISCONTINUED REVOCATION	07/11/2007
MC449066	COMMON	INVOLUNTARY REVOCATION	06/15/2005	DISCONTINUED REVOCATION	07/12/2005
MC449066	MOTOR PROPERTY COMMON CARRIER	GRANTED	02/28/2003	REVOKED	05/31/2017

No revocation records.

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100/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown

100, no deductions

Clean record, the bar stays full at 100.

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Active for-hire authority on file, FMCSA requires insurance to keep it active.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

Clean record, no deductions. This carrier starts and stays at 100.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

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