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VALIDATED

M C OF L G INC

Trust Score

Excellent Why this score?

Company CheckM C OF L G INC · DOT 714285

DBA: LARRYS TOWING AND RECOVERY

1217 GRANT ST, LAKE GENEVA, WI, 53147

DOT# 714285 MC# 333326 Lake Geneva, Wisconsin 28 years

CARRIER DBA name changed · Aug 19, 2026

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4

Power Units

3

Drivers

1

Crashes (24-Month)

$750,000

Insurance

Not Rated

Safety Rating

0

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

3 events tracked · latest Sep 11, 2026 ↓ Show details ↓

Identity & ownership 1

Aug 19, 2026
DBA name changed.

Safety & compliance 1

Oct 12, 2024
Crash reported (no fatalities).

Insurance 1

Current
Active insurance on file ($750,000).

Public FMCSA record · blue clean · orange change · red risk.

Company Information

Legal NameM C OF L G INC

DBA NameLARRYS TOWING AND RECOVERY

DOT Number714285

MC Number333326

Entity TypeCarrier

Operating StatusA - Active

LocationLake Geneva, Wisconsin

Added11/14/1997

MCS-15003/11/2024

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address1217 GRANT ST, LAKE GENEVA, WI, 53147

Mailing Address1217 GRANT ST, LAKE GENEVA, WI, 53147

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC333326

CommonActive

ContractNot Active

BrokerNot Active

Operating28 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage100,000 miles

Mileage Year2023

VMT SourceMCS-150 Form

Drivers

3

Interstate

0

Intrastate

0

CDL

3

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Equipment

No equipment breakdown on file with FMCSA.

HazMatYes

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)1

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Insurance

Amount$750,000

Type91X

VerifiedFMCSA · 06/19/2026

CompanyACUITY, A MUTUAL INSURANCE COMPANY

Policy #CA-Z01682

Last checked09/10/2026

Quick Facts

StatusActive

TypeCarrier

Fleet4 units

Drivers3

Mileage100,000 mi

Operating28 years

MCS-15003/2024

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)1

Fatal0

Injury1

Tow-Away0

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

No roadside inspections on record.

Crashes

2024

1 crash -

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Crash Records (1)

Full crash history on file (all years), newest first. This list may show more than the headline Crashes figure above, because that figure follows the official FMCSA 24-month SMS window used for the Trust Score, older crashes still appear here for transparency.

Date	Location	State	Fatal	Injuries	Tow	Vehicles	Weather	Road	Light
10/12/2024	UNINCORPORATED	CA	0	1	1	1	Clear	Dry	Dawn

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	STONINGTON INSURANCE COMPANY	TOW003718-00	$1,000,000	12/12/2006	01/15/2007	Cancelled
34	CARGO	STONINGTON INSURANCE COMPANY	TOW003718-00	$0	12/12/2006	01/15/2007	Cancelled
34	CARGO	WESTPORT INSURANCE CORPORATION	KB2841-0	$0	11/25/2002	01/27/2003	Cancelled
91X	BIPD/Primary	WESTPORT INSURANCE CORPORATION	KB2841-0	$1,000,000	11/25/2002	01/27/2003	Replaced
34	CARGO	WESTPORT INSURANCE CORPORATION	WCP1020008932-00	$0	11/15/2005	11/15/2005	Replaced
34	CARGO	WESTPORT INSURANCE CORPORATION	WCP1020008932-00	$0	11/15/2005	01/15/2006	Cancelled
91X	BIPD/Primary	WESTPORT INSURANCE CORPORATION	WCP1020008932-00	$1,000,000	11/15/2005	01/15/2006	Cancelled
91X	BIPD/Primary	STONINGTON INSURANCE COMPANY	TOW003718-00	$1,000,000	10/23/2006	03/17/2007	Cancelled
34	CARGO	STONINGTON INSURANCE COMPANY	TOW003718-00	$0	10/23/2006	12/12/2006	Replaced
34	CARGO	STONINGTON INSURANCE COMPANY	TOW003718-00	$0	10/23/2006	03/17/2007	Cancelled
91X	BIPD/Primary	STONINGTON INSURANCE COMPANY	TOW003718-00	$1,000,000	10/23/2006	12/12/2006	Replaced
34	CARGO	WESTPORT INSURANCE CORPORATION	KB2841-0	$0	08/20/2002	11/25/2002	Cancelled
91X	BIPD/Primary	WESTPORT INSURANCE CORPORATION	KB2841-0	$1,000,000	08/20/2002	11/25/2002	Cancelled
91X	BIPD/Primary	WESTPORT INSURANCE CORPORATION	WCP102003893200	$1,000,000	08/15/2005	11/15/2005	Cancelled
34	CARGO	WESTPORT INSURANCE CORPORATION	WCP102003893200	$0	08/15/2005	11/15/2005	Cancelled
91X	BIPD/Primary	PROGRESSIVE NORTHERN INSURANCE COMPANY	CA 4084897-1	$750,000	08/15/1998	06/24/1999	Cancelled
91X	BIPD/Primary	PROGRESSIVE NORTHERN INSURANCE COMPANY	CA 4084897-1	$750,000	08/15/1998	05/29/1999	Replaced
91X	BIPD/Primary	PLAZA INSURANCE COMPANY	PTOWK004827-00	$750,000	08/01/2013	08/01/2014	Cancelled
91X	BIPD/Primary	WESTPORT INSURANCE CORPORATION	WCP102003893200	$1,000,000	06/15/2005	08/15/2005	Cancelled
34	CARGO	WESTPORT INSURANCE CORPORATION	WCP102003893200	$0	06/15/2005	08/15/2005	Cancelled
91X	BIPD/Primary	STONINGTON INSURANCE COMPANY	TOW003718-00	$1,000,000	06/13/2006	10/23/2006	Cancelled
34	CARGO	STONINGTON INSURANCE COMPANY	TOW003718-00	$0	06/13/2006	10/23/2006	Cancelled
91X	BIPD/Primary	ACUITY, A MUTUAL INSURANCE COMPANY	CA-X35105	$750,000	05/31/2013	09/04/2013	Cancelled
91X	BIPD/Primary	ACUITY, A MUTUAL INSURANCE COMPANY	CA-X35105	$750,000	05/31/2013	08/01/2013	Replaced
91X	BIPD/Primary	ACUITY, A MUTUAL INSURANCE COMPANY	CA-L84770	$1,000,000	05/29/2009	03/06/2010	Replaced
91X	BIPD/Primary	ACUITY, A MUTUAL INSURANCE COMPANY	CA-L84770	$1,000,000	05/29/2009	04/20/2010	Cancelled
34	CARGO	ACUITY, A MUTUAL INSURANCE COMPANY	IM-L84770	$0	05/29/2008	07/28/2009	Cancelled
91X	BIPD/Primary	ACUITY, A MUTUAL INSURANCE COMPANY	CA-L84770	$1,000,000	05/29/2008	07/28/2009	Cancelled
91X	BIPD/Primary	ACUITY, A MUTUAL INSURANCE COMPANY	CA-L84770	$1,000,000	05/29/2008	05/29/2009	Replaced
34	CARGO	GRANITE STATE INSURANCE CO.	TIP1261193	$0	05/29/1999	03/18/2000	Replaced
91	BIPD	GRANITE STATE INSURANCE CO.	TIP 1261193	$0	05/29/1999	03/18/2000	Replaced
34	CARGO	GREAT AMERICAN INSURANCE COMPANY OF NEW YORK	IMP 953 92 36	$0	03/23/1998	05/12/1999	Cancelled
91X	BIPD/Primary	LINCOLN GENERAL INSURANCE COMPANY	LTP100995-01	$1,000,000	03/18/2004	03/18/2005	Cancelled
34	CARGO	LINCOLN GENERAL INSURANCE COMPANY	LTP100995-01	$0	03/18/2004	03/18/2005	Cancelled
34	CARGO	LINCOLN GENERAL INSURANCE COMPANY	LTP100995	$0	03/18/2003	03/18/2004	Cancelled
91X	BIPD/Primary	LINCOLN GENERAL INSURANCE COMPANY	LTP100995	$1,000,000	03/18/2003	03/18/2004	Cancelled
91X	BIPD/Primary	STONEWALL INSURANCE COMPANY	KB2841-0	$1,000,000	03/18/2002	08/20/2002	Replaced
34	CARGO	STONEWALL INSURANCE COMPANY	KB2841-0	$0	03/18/2002	08/20/2002	Replaced
34	CARGO	TRANSCONTINENTAL INSURANCE CO.	226751454	$0	03/18/2001	04/18/2002	Cancelled
34	CARGO	TRANSCONTINENTAL INSURANCE CO.	226751454	$0	03/18/2001	03/18/2002	Replaced
91X	BIPD/Primary	TRANSCONTINENTAL INSURANCE CO.	226751454	$1,000,000	03/18/2001	04/18/2002	Cancelled
91X	BIPD/Primary	TRANSCONTINENTAL INSURANCE CO.	226751454	$1,000,000	03/18/2001	03/18/2002	Replaced
91X	BIPD/Primary	TRANSCONTINENTAL INSURANCE CO.	223727482	$1,000,000	03/18/2000	03/18/2001	Replaced
91X	BIPD/Primary	TRANSCONTINENTAL INSURANCE CO.	223727482	$1,000,000	03/18/2000	05/30/2001	Cancelled
34	CARGO	TRANSCONTINENTAL INSURANCE CO.	223727482	$0	03/18/2000	03/18/2001	Replaced
34	CARGO	TRANSCONTINENTAL INSURANCE CO.	223727482	$0	03/18/2000	05/30/2001	Cancelled
34	CARGO	EMPLOYERS MUTUAL CASUALTY CO.	3E5-19-80	$0	03/17/2008	07/06/2008	Cancelled
91X	BIPD/Primary	EMPLOYERS MUTUAL CASUALTY CO.	3E5-19-80	$1,000,000	03/17/2007	05/29/2008	Replaced
91X	BIPD/Primary	EMPLOYERS MUTUAL CASUALTY CO.	3E5-19-80	$1,000,000	03/17/2007	07/06/2008	Cancelled
34	CARGO	EMPLOYERS MUTUAL CASUALTY CO.	3C5-19-80	$0	03/17/2007	03/17/2008	Replaced
34	CARGO	EMPLOYERS MUTUAL CASUALTY CO.	3C5-19-80	$0	03/17/2007	03/27/2008	Cancelled
34	CARGO	STONINGTON INSURANCE COMPANY	TOW003718-00	$0	03/17/2006	06/13/2006	Cancelled
91X	BIPD/Primary	STONINGTON INSURANCE COMPANY	TOW003718-00	$1,000,000	03/17/2006	06/13/2006	Cancelled
34	CARGO	WESTPORT INSURANCE CORPORATION	WCP102003893200	$0	03/17/2005	06/15/2005	Cancelled
91X	BIPD/Primary	WESTPORT INSURANCE CORPORATION	WCP102003893200	$1,000,000	03/17/2005	06/15/2005	Cancelled
34	CARGO	ACUITY, A MUTUAL INSURANCE COMPANY	IM-L84770	$0	03/06/2010	04/13/2011	Cancelled
91X	BIPD/Primary	ACUITY, A MUTUAL INSURANCE COMPANY	CA-L84770	$1,000,000	03/06/2010	02/08/2012	Replaced
91X	BIPD/Primary	PROGRESSIVE NORTHERN INSURANCE COMPANY	CA 4084897-0	$750,000	02/16/1998	08/15/1998	Cancelled
91X	BIPD/Primary	PROGRESSIVE NORTHERN INSURANCE COMPANY	CA 4084897-0	$750,000	02/16/1998	02/16/1998	Replaced
91X	BIPD/Primary	PROGRESSIVE NORTHERN INSURANCE COMPANY	CA 4084897-0	$750,000	02/16/1998	02/16/1998	Replaced
91X	BIPD/Primary	ACUITY, A MUTUAL INSURANCE COMPANY	CA-X35105	$750,000	02/08/2012	03/16/2012	Cancelled
34	CARGO	WESTPORT INSURANCE CORPORATION	KB2841-0	$0	01/27/2003	03/18/2003	Cancelled
91X	BIPD/Primary	WESTPORT INSURANCE CORPORATION	KB2841-0	$1,000,000	01/27/2003	03/18/2003	Cancelled
34	CARGO	STONINGTON INSURANCE COMPANY	TOW003718-00	$0	01/15/2007	03/17/2007	Cancelled
91X	BIPD/Primary	STONINGTON INSURANCE COMPANY	TOW003718-00	$1,000,000	01/15/2007	03/17/2007	Cancelled
34	CARGO	WESTPORT INSURANCE CORPORATION	WCP1020008932-00	$0	01/15/2006	03/17/2006	Cancelled
91X	BIPD/Primary	WESTPORT INSURANCE CORPORATION	WCP1020008932-00	$1,000,000	01/15/2006	03/17/2006	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC333326	COMMON	INVOLUNTARY REVOCATION	12/19/2006	DISCONTINUED REVOCATION	01/04/2007
MC333326	COMMON	INVOLUNTARY REVOCATION	12/19/2005	DISCONTINUED REVOCATION	01/19/2006
MC333326	COMMON	INVOLUNTARY REVOCATION	10/19/2005	DISCONTINUED REVOCATION	10/21/2005
MC333326	COMMON	INVOLUNTARY REVOCATION	09/29/2023	DISCONTINUED REVOCATION	11/22/2023
MC333326	COMMON	INVOLUNTARY REVOCATION	09/26/2006	DISCONTINUED REVOCATION	10/27/2006
MC333326	MOTOR PROPERTY COMMON CARRIER	REINSTATED	07/31/2008	REVOKED	08/03/2009
MC333326	COMMON	INVOLUNTARY REVOCATION	07/19/2005	DISCONTINUED REVOCATION	07/25/2005
MC333326	COMMON	INVOLUNTARY REVOCATION	07/07/2014	DISCONTINUED REVOCATION	08/04/2014
MC333326	MOTOR PROPERTY COMMON CARRIER	REINSTATED	06/14/2013	-	-
MC333326	COMMON	INVOLUNTARY REVOCATION	06/08/1999	DISCONTINUED REVOCATION	06/15/1999
MC333326	COMMON	INVOLUNTARY REVOCATION	05/19/2005	DISCONTINUED REVOCATION	05/20/2005
MC333326	COMMON	INVOLUNTARY REVOCATION	05/17/2006	DISCONTINUED REVOCATION	05/23/2006
MC333326	MOTOR PROPERTY COMMON CARRIER	REINSTATED	05/08/2006	REVOKED	07/14/2008
MC333326	MOTOR PROPERTY COMMON CARRIER	REINSTATED	05/06/2010	REVOKED	03/26/2012
MC333326	MOTOR PROPERTY COMMON CARRIER	REINSTATED	04/08/2005	REVOKED	03/27/2006
MC333326	MOTOR PROPERTY COMMON CARRIER	GRANTED	04/07/1998	REVOKED	03/28/2005
MC333326	COMMON	INVOLUNTARY REVOCATION	03/17/2011	DISCONTINUED REVOCATION	03/21/2011
MC333326	COMMON	INVOLUNTARY REVOCATION	02/27/2004	DISCONTINUED REVOCATION	03/25/2004
MC333326	COMMON	INVOLUNTARY REVOCATION	02/20/2007	DISCONTINUED REVOCATION	02/27/2007

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

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86/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 86

86

−10

Starts at 100−14 totalFinal 86

MCS-150 update overdue−10

Crashes on record (rate-adjusted)−4

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-10

MCS-150 update overdue

The required biennial MCS-150 update has not been filed on time (score factor, not a verification failure).

-4

Crashes on record (rate-adjusted)

Crash rate: 1 crash(es) across 4 vehicles (~0.25 per vehicle); none fatal. Scaled to fleet size and fatal severity.

Where this company lands, risk scales

Crash history (rate-adjusted)−4 of 28

0 pts · low risk−28 pts · high risk

Crash rate: 1 crash(es) across 4 vehicles (~0.25 per vehicle); none fatal. Scaled to fleet size and fatal severity.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

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