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VALIDATED

TERRY B STACY

Trust Score

Excellent Why this score?

Company CheckTERRY B STACY · DOT 703144

DBA: STACY MOBILE HOME SERVICE

2056 DEVAULT BRIDGE RD LOT 8, PINEY FLATS, TN, 37686

DOT# 703144 MC# 325166 Piney Flats, Tennessee 28 years

CARRIER

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1

Power Units

1

Drivers

0

Crashes (24-Month)

$750,000

Insurance

Not Rated

Safety Rating

0

Inspections

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Company Information

Legal NameTERRY B STACY

DBA NameSTACY MOBILE HOME SERVICE

DOT Number703144

MC Number325166

Entity TypeCarrier

Operating StatusA - Active

LocationPiney Flats, Tennessee

Added08/27/1997

MCS-15003/26/2026

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address2056 DEVAULT BRIDGE RD LOT 8, PINEY FLATS, TN, 37686

Mailing Address2056 DEVAULT BRIDGE RD LOT 8, PINEY FLATS, TN, 37686

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC325166

CommonActive

ContractNot Active

BrokerNot Active

Operating28 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage40,000 miles

Mileage Year2024

VMT SourceMCS-150 Form

Drivers

1

Interstate

0

Intrastate

0

CDL

1

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Insurance

Amount$750,000

Type91X

VerifiedFMCSA · 07/07/2026

CompanyNORTHLAND INSURANCE COMPANY

Policy #WN359313

Last checked07/30/2026

Quick Facts

StatusActive

TypeCarrier

Fleet1 units

Drivers1

Mileage40,000 mi

Operating28 years

MCS-15003/2026

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
34	CARGO	NORTHLAND INSURANCE COMPANY	TN567533	$0	12/28/2007	10/06/2010	Cancelled
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	TN567533	$750,000	12/28/2007	10/06/2010	Cancelled
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	WN085352	$750,000	12/16/2011	03/07/2014	Cancelled
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	WN264858	$750,000	10/14/2020	05/13/2022	Cancelled
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	WN044488	$750,000	10/06/2010	12/06/2011	Cancelled
34	CARGO	NORTHLAND INSURANCE COMPANY	WN044488	$0	10/06/2010	10/04/2011	Cancelled
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	TN311059	$750,000	09/01/2001	12/18/2007	Cancelled
34	CARGO	NORTHLAND INSURANCE COMPANY	TN311059	$0	09/01/2001	12/18/2007	Cancelled
91X	BIPD/Primary	MGA INSURANCE COMPANY, INC.	MPP136249	$750,000	09/01/2000	09/01/2001	Cancelled
34	CARGO	GENERAL AGENTS INSURANCE CO. OF AMERICA, INC.	GPP208583	$0	09/01/2000	09/01/2001	Cancelled
91X	BIPD/Primary	MGA INSURANCE COMPANY, INC.	MPP026499	$750,000	09/01/1999	09/01/2000	Cancelled
34	CARGO	MGA INSURANCE COMPANY, INC.	GPP641258	$0	09/01/1999	09/01/2000	Cancelled
91X	BIPD/Primary	MGA INSURANCE COMPANY, INC.	MPP026403	$750,000	09/01/1998	09/01/1999	Cancelled
34	CARGO	GENERAL AGENTS INSURANCE CO. OF AMERICA, INC.	GPP621039	$0	09/01/1998	09/01/1999	Cancelled
34	CARGO	GENERAL AGENTS INSURANCE CO. OF AMERICA, INC.	GPP620995	$0	09/01/1997	09/01/1998	Cancelled
91X	BIPD/Primary	MGA INSURANCE COMPANY, INC.	MPP023685	$750,000	09/01/1997	09/01/1998	Cancelled
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	WN304480	$750,000	05/13/2022	02/24/2023	Cancelled
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	WN330741	$750,000	04/12/2023	01/08/2025	Replaced
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	WN330741	$750,000	04/12/2023	01/25/2025	Cancelled
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	WN218818	$750,000	03/27/2018	03/21/2019	Cancelled
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	WN246530	$750,000	03/21/2019	10/14/2020	Cancelled
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	WN137930	$750,000	03/07/2014	03/27/2018	Cancelled
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	WN330741	$750,000	02/24/2023	04/12/2023	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC325166	COMMON	INVOLUNTARY REVOCATION	12/30/2024	DISCONTINUED REVOCATION	01/09/2025
MC325166	MOTOR PROPERTY COMMON CARRIER	REINSTATED	12/27/2011	REVOKED	03/17/2014
MC325166	MOTOR PROPERTY COMMON CARRIER	GRANTED	10/15/1997	REVOKED	12/26/2007
MC325166	COMMON	INVOLUNTARY REVOCATION	09/17/2020	DISCONTINUED REVOCATION	10/05/2020
MC325166	MOTOR PROPERTY COMMON CARRIER	REINSTATED	04/07/2014	-	-
MC325166	COMMON	INVOLUNTARY REVOCATION	02/28/2018	DISCONTINUED REVOCATION	04/02/2018
MC325166	COMMON	INVOLUNTARY REVOCATION	02/22/2019	DISCONTINUED REVOCATION	02/26/2019
MC325166	MOTOR PROPERTY COMMON CARRIER	REINSTATED	01/07/2008	REVOKED	12/12/2011

No revocation records.

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100/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown

100, no deductions

Clean record, the bar stays full at 100.

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

FMCSA shows active coverage on file as of 7/7/2026.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

Clean record, no deductions. This carrier starts and stays at 100.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.