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BANKS CHARTER BUS LINE INC

Trust Score

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Company CheckBANKS CHARTER BUS LINE INC · DOT 695456

5129 TOWNPOINT RD, SUFFOLK, VA, 23435

DOT# 695456 MC# 322331 Suffolk, Virginia 29 years

CARRIER

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Power Units

Drivers

Crashes (24-Month)

$5,000,000

Insurance

Satisfactory

Safety Rating

Inspections

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Public record

4 events tracked · latest Jul 9, 2026 ↓ Show details ↓

Safety & compliance 3

Apr 29, 2026
Roadside inspection, 1 out-of-service violation.
Apr 29, 2026
Roadside inspection, 4 violations (no OOS).
Jun 16, 2025
DISCONTINUED REVOCATION COMMON.

Insurance 1

Current
Active insurance on file ($5,000,000).

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

Phone(757) 686-1953

Fax(757) 483-6179

Email[email protected]

Physical Address5129 TOWNPOINT RD, SUFFOLK, VA, 23435

Mailing Address5129 TOWNPOINT RD, SUFFOLK, VA, 23435

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC322331

CommonActive

ContractNot Active

BrokerNot Active

Operating29 years

Company Overview

BANKS CHARTER BUS LINE INC is a FMCSA-validated carrier based in Suffolk, Virginia. The company has been in operation for 29 years, registered with the FMCSA on 06/25/1997. The fleet consists of 3 power units and 5 drivers. Annual mileage is reported at 51,409 miles (2024). The company has a clean safety record with zero reported crashes. The carrier holds a Satisfactory safety rating from the FMCSA. Insurance coverage of $5,000,000 is on file through LANCER INSURANCE COMPANY. Active operating authorities include Common. Based on authority, insurance, safety, and compliance data, BANKS CHARTER BUS LINE INC has a Trust Score of 100/100 (Excellent).

Operation Classification

Authorized For Hire Passenger Carrier

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 15.5 · 2 insp with violations

Below cutoff

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage51,409 miles

Mileage Year2024

VMT SourceMCS-150 Form

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Equipment

No equipment breakdown on file with FMCSA.

HazMatNo

Safety Summary

Safety RatingSatisfactory

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Last Review06/13/2023

Insurance

Amount$5,000,000

Type91X

VerifiedFMCSA · 07/01/2026

CompanyLANCER INSURANCE COMPANY

Policy #BA174674

Quick Facts

StatusActive

TypeCarrier

Fleet3 units

Drivers5

Mileage51,409 mi

Operating29 years

MCS-15002/2026

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Safety RatingSatisfactory

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Last FMCSA Review: 06/13/2023 | Rated: 06/14/2023

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2023

1 · 0 OOS -

2026

2 · 1 OOS ▲

Crashes

No crashes on record.

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Apr 2026, 2 inspections, 1 resulted in out-of-service (50% OOS rate).

Vehicle Out-of-Service 1 OOS

Live FMCSA roadside inspection records, refreshed monthly.

Roadside Violations by Safety Category Last 24 months

10 roadside violations across 2 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Vehicle Maintenance 10 violations · 1 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (3)

Date	State	Level	Location	Violations	OOS	Vehicle Viol	Vehicle OOS	HazMat
04/29/2026	US	Terminal (Level V)	CHESAPEAKE VA	6	1	6	1	-	▲Detail
04/29/2026	VA	Terminal (Level V)	SUFFOLK VA	4	0	4	0	-	▲Detail
06/13/2023	US	Full (Level I)	SUFFOLKVA	0	0	0	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections2

Vehicle Maintenance 2 viols

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	RELIANCE NATIONAL INDEMNITY COMPANY	NKA 2480 194	$5,000,000	11/21/1997	03/21/1998	Replaced
91X	BIPD/Primary	RELIANCE NATIONAL INDEMNITY COMPANY	NKA 2480 194	$5,000,000	11/21/1996	11/21/1997	Replaced
91X	BIPD/Primary	LINCOLN GENERAL INSURANCE COMPANY	LPA10129301	$5,000,000	08/03/2004	03/21/2005	Cancelled
91X	BIPD/Primary	LINCOLN GENERAL INSURANCE COMPANY	LPA10129301	$5,000,000	08/03/2004	08/03/2004	Replaced
91X	BIPD/Primary	LANCER INSURANCE COMPANY	BA161933	$5,000,000	07/27/2012	06/07/2020	Replaced
91X	BIPD/Primary	LANCER INSURANCE COMPANY	BA161933	$5,000,000	07/27/2012	06/23/2020	Cancelled
91X	BIPD/Primary	LANCER INSURANCE COMPANY	BA161933	$5,000,000	06/07/2020	10/13/2020	Cancelled
91X	BIPD/Primary	LANCER INSURANCE COMPANY	BA174674	$5,000,000	05/21/2021	07/21/2025	Name Changed
91X	BIPD/Primary	LANCER INSURANCE COMPANY	BA174674	$5,000,000	05/21/2021	06/13/2025	Replaced
91X	BIPD/Primary	LANCER INSURANCE COMPANY	BA161933	$5,000,000	03/21/2008	07/27/2012	Cancelled
91X	BIPD/Primary	LINCOLN GENERAL INSURANCE COMPANY	LPA101293-04	$5,000,000	03/21/2007	03/21/2008	Cancelled
91X	BIPD/Primary	LINCOLN GENERAL INSURANCE COMPANY	LPA101293-03	$5,000,000	03/21/2006	03/21/2007	Cancelled
91X	BIPD/Primary	LINCOLN GENERAL INSURANCE COMPANY	LPA101293-02	$5,000,000	03/21/2005	03/21/2006	Cancelled
91X	BIPD/Primary	LINCOLN GENERAL INSURANCE COMPANY	LPA10129301	$5,000,000	03/21/2004	08/03/2004	Cancelled
91X	BIPD/Primary	LINCOLN GENERAL INSURANCE COMPANY	LPA101293	$5,000,000	03/21/2003	03/21/2004	Cancelled
91X	BIPD/Primary	RLI INSURANCE COMPANY	RPT 000 2164	$5,000,000	03/21/2002	01/09/2003	Cancelled
91X	BIPD/Primary	ACE AMERICAN INSURANCE COMPANY	H0 7990 637	$5,000,000	03/21/2001	03/21/2002	Cancelled
91X	BIPD/Primary	RELIANCE NATIONAL INDEMNITY COMPANY	NKA 2480 194	$5,000,000	03/21/1999	03/21/2001	Replaced
91X	BIPD/Primary	RELIANCE NATIONAL INDEMNITY COMPANY	NKA 2480 194	$5,000,000	03/21/1998	03/21/1999	Replaced
91X	BIPD/Primary	RELIANCE NATIONAL INDEMNITY COMPANY	NKA 2480 194	$5,000,000	03/21/1998	03/16/2000	Cancelled
91X	BIPD/Primary	RLI INSURANCE COMPANY	RPT 000 2164	$5,000,000	01/09/2003	03/21/2003	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC322331	MOTOR PASSENGER COMMON CARRIER	REINSTATED	10/12/2004	REVOKED	10/19/2020
MC322331	MOTOR PASSENGER COMMON CARRIER	GRANTED	07/16/1997	REVOKED	08/09/2004
MC322331	COMMON	INVOLUNTARY REVOCATION	07/02/2012	DISCONTINUED REVOCATION	07/24/2012
MC322331	COMMON	INVOLUNTARY REVOCATION	06/17/2025	DISCONTINUED REVOCATION	06/16/2025
MC322331	COMMON	INVOLUNTARY REVOCATION	05/27/2020	DISCONTINUED REVOCATION	05/28/2020
MC322331	MOTOR PASSENGER COMMON CARRIER	REINSTATED	05/26/2021	-	-
MC322331	COMMON	INVOLUNTARY REVOCATION	02/27/2004	DISCONTINUED REVOCATION	04/01/2004
MC322331	COMMON	INVOLUNTARY REVOCATION	02/25/2008	DISCONTINUED REVOCATION	03/19/2008
MC322331	COMMON	INVOLUNTARY REVOCATION	02/22/2007	DISCONTINUED REVOCATION	03/27/2007
MC322331	COMMON	INVOLUNTARY REVOCATION	02/22/2006	DISCONTINUED REVOCATION	03/22/2006
MC322331	COMMON	INVOLUNTARY REVOCATION	02/22/2005	DISCONTINUED REVOCATION	03/21/2005

No revocation records.

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See the full history

Trust Score over time and the complete authority and insurance timeline, not just today.

100/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown

100, no deductions

Clean record, the bar stays full at 100.

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

FMCSA shows active coverage on file as of 7/1/2026.

Safety rating not Unsatisfactory

Satisfactory FMCSA safety rating.

What's lowering this score

Clean record, no deductions. This carrier starts and stays at 100.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

BANKS CHARTER BUS LINE INC

Trust Score

Public record

Company Information

Contact Details

Operating Authorities

Company Overview

Operation Classification

SMS BASIC Scores

Mileage

Drivers

Equipment

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Safety Trends by Year

Out-of-Service Summary Last 24 months

Roadside Violations by Safety Category Last 24 months

Inspection Records (3)

Safety Performance Percentiles

Licensing & Insurance

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