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VALIDATED

RICK RUTHERFORD

Trust Score

Excellent Why this score?

Company CheckRICK RUTHERFORD · DOT 687362

DBA: R&D WRECKER SERVICE

5605 HIXSON PIKE, HIXSON, TN, 37343-5104

DOT# 687362 MC# 447479 Hixson, Tennessee 23 years

CARRIER DBA name changed · Aug 19, 2026

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3

Power Units

3

Drivers

0

Crashes (24-Month)

$1,000,000

Insurance

Not Rated

Safety Rating

0

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

2 events tracked · latest Sep 10, 2026 ↓ Show details ↓

Identity & ownership 1

Aug 19, 2026
DBA name changed.

Insurance 1

Current
Active insurance on file ($1,000,000).

Public FMCSA record · blue clean · orange change · red risk.

Company Information

Legal NameRICK RUTHERFORD

DBA NameR&D WRECKER SERVICE

DOT Number687362

MC Number447479

Entity TypeCarrier

Operating StatusA - Active

LocationHixson, Tennessee

Added04/29/1997

MCS-15007/24/2025

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address5605 HIXSON PIKE, HIXSON, TN, 37343-5104

Mailing Address5605 HIXSON PIKE, HIXSON, TN, 37343-5104

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC447479

CommonNot Active

ContractActive

BrokerNot Active

Operating23 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage97,000 miles

Mileage Year2024

VMT SourceMCS-150 Form

Drivers

3

Interstate

0

Intrastate

0

CDL

3

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Equipment

No equipment breakdown on file with FMCSA.

HazMatYes

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Insurance

Amount$1,000,000

Type91X

VerifiedFMCSA · 07/08/2026

CompanyDONEGAL MUTUAL INSURANCE COMPANY

Policy #1000287576

Last checked09/10/2026

Quick Facts

StatusActive

TypeCarrier

Fleet3 units

Drivers3

Mileage97,000 mi

Operating23 years

MCS-15007/2025

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	PRAETORIAN INSURANCE COMPANY	PICTN0001549	$750,000	12/20/2010	09/10/2011	Cancelled
91X	BIPD/Primary	PROGRESSIVE CASUALTY INSURANCE COMPANY	CA 4658178-1	$1,000,000	12/04/2002	03/05/2003	Cancelled
91X	BIPD/Primary	UNITED FINANCIAL CASUALTY COMPANY	CA 3674801	$1,000,000	10/06/2007	09/01/2006	Replaced
91X	BIPD/Primary	EMPLOYERS MUTUAL CASUALTY CO.	4E8 12 80	$1,000,000	09/10/2012	03/09/2016	Cancelled
91X	BIPD/Primary	PRAETORIAN INSURANCE COMPANY	PICGA0002951	$750,000	09/10/2012	11/16/2012	Cancelled
91X	BIPD/Primary	PRAETORIAN INSURANCE COMPANY	PICGA0002951	$750,000	09/10/2012	09/10/2012	Replaced
91X	BIPD/Primary	PRAETORIAN INSURANCE COMPANY	PICTN0002286	$750,000	09/10/2011	09/10/2012	Cancelled
91X	BIPD/Primary	PRAETORIAN INSURANCE COMPANY	PICTN0001549	$750,000	09/10/2010	12/20/2010	Cancelled
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP321275	$1,000,000	09/01/2022	08/29/2023	Replaced
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP215511	$1,000,000	09/01/2021	09/01/2022	Replaced
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP111275	$1,000,000	09/01/2020	09/01/2021	Cancelled
91X	BIPD/Primary	PROGRESSIVE HAWAII INSURANCE CORP	CA 8118126	$1,000,000	09/01/2018	09/01/2020	Replaced
91X	BIPD/Primary	PROGRESSIVE CASUALTY INSURANCE COMPANY	CA 3674801	$1,000,000	09/01/2006	09/01/2006	Replaced
91X	BIPD/Primary	PROGRESSIVE HAWAII INSURANCE CORP	CA 3674801	$1,000,000	09/01/2006	10/06/2007	Replaced
91X	BIPD/Primary	PROGRESSIVE HAWAII INSURANCE CORP	CA 3674801	$1,000,000	09/01/2006	08/16/2010	Replaced
91X	BIPD/Primary	PROGRESSIVE HAWAII INSURANCE CORP	CA972664483	$1,000,000	08/29/2023	03/28/2025	Replaced
91X	BIPD/Primary	PROGRESSIVE HAWAII INSURANCE CORP	CA 3674801	$1,000,000	08/16/2010	09/10/2010	Replaced
91X	BIPD/Primary	CONSUMERS INSURANCE USA, INC.	TW 28694120	$1,000,000	03/29/2005	03/12/2006	Cancelled
34	CARGO	CONSUMERS INSURANCE USA, INC.	TW 28694120	$0	03/29/2005	03/12/2006	Cancelled
91X	BIPD/Primary	PROGRESSIVE CASUALTY INSURANCE COMPANY	CA 4658178-3	$1,000,000	03/13/2004	03/13/2005	Cancelled
91X	BIPD/Primary	PROGRESSIVE CASUALTY INSURANCE COMPANY	CA 4658178-2	$1,000,000	03/13/2003	03/13/2004	Cancelled
34	CARGO	CONSUMERS INSURANCE USA, INC.	28694120	$0	03/12/2006	03/12/2006	Replaced
34	CARGO	CONSUMERS INSURANCE USA, INC.	28694120	$0	03/12/2006	09/30/2006	Cancelled
91X	BIPD/Primary	CONSUMERS INSURANCE USA, INC.	28694120	$1,000,000	03/12/2006	09/30/2006	Cancelled
91X	BIPD/Primary	CONSUMERS INSURANCE USA, INC.	28694120	$1,000,000	03/12/2006	09/01/2006	Replaced
91X	BIPD/Primary	CONSUMERS INSURANCE USA, INC.	28694120	$1,000,000	03/12/2006	06/06/2006	Cancelled
34	CARGO	CONSUMERS INSURANCE USA, INC.	28694120	$0	03/12/2006	06/06/2006	Cancelled
34	CARGO	CONSUMERS INSURANCE USA, INC.	28694120	$0	03/12/2006	05/18/2006	Cancelled
34	CARGO	CONSUMERS INSURANCE USA, INC.	28694120	$0	03/12/2006	03/12/2006	Replaced
91X	BIPD/Primary	CONSUMERS INSURANCE USA, INC.	28694120	$1,000,000	03/12/2006	05/18/2006	Cancelled
91X	BIPD/Primary	CONSUMERS INSURANCE USA, INC.	28694120	$1,000,000	03/12/2006	03/12/2006	Replaced
91X	BIPD/Primary	CONSUMERS INSURANCE USA, INC.	28694120	$1,000,000	03/12/2006	03/12/2006	Replaced
91X	BIPD/Primary	CONSUMERS INSURANCE USA, INC.	28694120	$1,000,000	03/12/2006	07/24/2006	Cancelled
34	CARGO	CONSUMERS INSURANCE USA, INC.	28694120	$0	03/12/2006	07/24/2006	Cancelled
91X	BIPD/Primary	EMPLOYERS MUTUAL CASUALTY CO.	4E81280	$750,000	03/09/2016	09/01/2018	Replaced
91X	BIPD/Primary	EMPLOYERS MUTUAL CASUALTY CO.	4E81280	$750,000	03/09/2016	09/30/2018	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC447479	CONTRACT	INVOLUNTARY REVOCATION	10/22/2012	DISCONTINUED REVOCATION	11/01/2012
MC447479	CONTRACT	INVOLUNTARY REVOCATION	08/15/2011	DISCONTINUED REVOCATION	09/08/2011
MC447479	CONTRACT	INVOLUNTARY REVOCATION	08/14/2012	DISCONTINUED REVOCATION	09/10/2012
MC447479	CONTRACT	INVOLUNTARY REVOCATION	08/08/2022	DISCONTINUED REVOCATION	08/22/2022
MC447479	CONTRACT	INVOLUNTARY REVOCATION	08/05/2021	DISCONTINUED REVOCATION	09/01/2021
MC447479	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	05/17/2005	REVOKED	06/12/2006
MC447479	CONTRACT	INVOLUNTARY REVOCATION	04/21/2006	DISCONTINUED REVOCATION	05/03/2006
MC447479	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	02/28/2003	REVOKED	03/21/2005
MC447479	CONTRACT	INVOLUNTARY REVOCATION	02/27/2004	DISCONTINUED REVOCATION	03/22/2004
MC447479	CONTRACT	INVOLUNTARY REVOCATION	02/13/2006	DISCONTINUED REVOCATION	02/24/2006
MC447479	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	01/15/2008	-	-

No revocation records.

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100/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown

100, no deductions

Clean record, the bar stays full at 100.

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

Clean record, no deductions. This carrier starts and stays at 100.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

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