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VALIDATED

FIRST CHOICE OF ELKHART INC

Trust Score

Excellent Why this score?

Company CheckFIRST CHOICE OF ELKHART INC · DOT 681284

DBA: FIRST CHOICE TRANSPORT

2334 STERLING AVE, ELKHART, IN, 46516

DOT# 681284 MC# 246602 Elkhart, Indiana 34 years

CARRIER

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Power Units

Drivers

Crashes (24-Month)

$1,000,000

Insurance

Not Rated

Safety Rating

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

7 events tracked · latest Sep 10, 2026 ↓ Show details ↓

Safety & compliance 6

Mar 3, 2026
Clean roadside inspection, no violations.
Feb 19, 2026
Clean roadside inspection, no violations.
Jan 19, 2026
Roadside inspection, 1 violation (no OOS).
Dec 15, 2025
Clean roadside inspection, no violations.
Jun 30, 2025
Crash reported (no fatalities).
Jun 5, 2025
Crash reported (no fatalities).

Insurance 1

Current
Active insurance on file ($1,000,000).

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address2334 STERLING AVE, ELKHART, IN, 46516

Mailing Address2334 STERLING AVE STE 4, ELKHART, IN, 46516

Other Companies at This Address

Address2334 STERLING AVE, ELKHART, IN 46516

Others here

Distinct phones

Active

Company	DOT	Phone	Status
FIRST CHOICE OF ELKHART INC this company	681284	Sign in	Active
JAWS TRANSPORTATION LLC	2898065	Sign in	Active
BASELINE TRANSPORTATION LLC	3089736	Sign in	Inactive

Note: sharing an address is legal and common (registered agents, virtual offices, business centers). A shared address never reduces the Trust Score.

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC246602

CommonActive

ContractActive

BrokerNot Active

Operating34 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure .78 · 1 insp with violations

Below cutoff

Hours-of-Service Compliance

measure .76 · 2 insp with violations

Below cutoff

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 6.13 · 6 insp with violations

Below cutoff

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage845,609 miles

Mileage Year2024

VMT SourceMCS-150 Form

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)2

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS36.4% avg 20.7%

SmartWay PartnerNo

Last Review05/18/2023

Insurance

Amount$1,000,000

Type91X

VerifiedFMCSA · 06/17/2026

CompanyNORTHLAND INSURANCE COMPANY

Policy #WN413017

Last checked09/09/2026

Quick Facts

StatusActive

TypeCarrier

Fleet9 units

Drivers9

Mileage845,609 mi

Operating34 years

MCS-15004/2026

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)2

Fatal0

Injury0

Tow-Away2

Driver Inspections

Total18

Out of Service0

OOS Rate0.0%

National Avg5.5%

Below National Average

Vehicle Inspections

Total11

Out of Service4

OOS Rate36.4%

National Avg20.7%

Above National Average

Last FMCSA Review: 05/18/2023

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2023

5 · 1 OOS -

2024

17 · 5 OOS ▲

2025

9 · 1 OOS ▼

2026

3 · 0 OOS ▼

Crashes

2023

0 crashes -

2024

0 crashes =

2025

2 crashes ▲

2026

0 crashes ▼

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Mar 2026, 16 inspections, 4 resulted in out-of-service (25% OOS rate).

Vehicle Out-of-Service 8 OOS

Live FMCSA roadside inspection records, refreshed monthly.

Crash Records (2)

Full crash history on file (all years), newest first. This list may show more than the headline Crashes figure above, because that figure follows the official FMCSA 24-month SMS window used for the Trust Score, older crashes still appear here for transparency.

Date	Location	State	Fatal	Injuries	Tow	Vehicles	Weather	Road	Light
06/30/2025	LAGRANGE	IN	0	0	1	1	Severe Crosswinds	Dry	Daylight
06/05/2025	ROCKWALL	TX	0	0	1	2	Clear	Dry	Daylight

Roadside Violations by Safety Category Last 24 months

57 roadside violations across 16 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Vehicle Maintenance 39 violations · 8 OOS

Hours-of-Service (HOS) Compliance 12 violations · 0 OOS

Unsafe Driving 6 violations · 0 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (34)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	Vehicle Viol	Vehicle OOS	HazMat
03/03/2026	KS	Walk-Around (Level II)	NORTON COUNTY - 137	0	0	0	0	0	0	-	▲Detail
02/19/2026	TX	Walk-Around (Level II)	US59 NB QUEEN CITY SCALE	0	0	0	0	0	0	-	▲Detail
01/19/2026	NY	Driver-Only (Level III)	HERKIMER NY	1	0	0	0	1	0	-	▲Detail
12/15/2025	IN	Driver-Only (Level III)	WARREN IN	0	0	0	0	0	0	-	▲Detail
12/01/2025	TN	Full (Level I)	STANTON TN	1	0	0	0	1	0	-	▲Detail
10/12/2025	IN	Driver-Only (Level III)	ANGOLA IN	12	0	0	0	0	0	-	▲Detail
09/15/2025	MA	Driver-Only (Level III)	H-CHARLTON	3	0	1	0	2	0	-	▲Detail
07/14/2025	CA	Driver-Only (Level III)	WHISKEYTOWN JUMP SCALES	0	0	0	0	0	0	-	▲Detail
06/27/2025	VA	Driver-Only (Level III)	PETERSBURG VA	0	0	0	0	0	0	-	▲Detail
04/29/2025	VT	Walk-Around (Level II)	SHARON NB RA	0	0	0	0	0	0	-	▲Detail
03/28/2025	IN	Walk-Around (Level II)	CHESTERTON IN	5	1	0	0	0	1	-	▲Detail
02/19/2025	MI	Walk-Around (Level II)	AMHERST & U.S. 24	5	0	0	0	5	0	-	▲Detail
11/18/2024	AZ	Full (Level I)	FORT MCDOWELL AZ	5	1	0	0	0	1	-	▲Detail
11/18/2024	WI	Full (Level I)	PLEASANT PRAIRIE WI	23	4	0	0	0	4	-	▲Detail
10/01/2024	SC	Walk-Around (Level II)	SAINT GEORGE SC	0	0	0	0	0	0	-	▲Detail
09/18/2024	NM	Walk-Around (Level II)	LORDSBURG PORT OF ENTRY	2	2	0	0	2	2	-	▲Detail
07/11/2024	NM	Driver-Only (Level III)	LORDSBURG PORT OF ENTRY	0	0	0	0	0	0	-	▲Detail
06/21/2024	WA	Walk-Around (Level II)	LIBERTY LAKE WA	0	0	0	0	0	0	-	▲Detail
06/05/2024	KY	Driver-Only (Level III)	LONDON	1	0	1	0	0	0	-	▲Detail
05/07/2024	WA	Walk-Around (Level II)	CLE ELUM WA	3	0	0	0	0	0	-	▲Detail
04/29/2024	IN	Driver-Only (Level III)	SEYMOUR IN	1	0	0	0	0	0	-	▲Detail
04/25/2024	OH	Walk-Around (Level II)	ROADSIDE	1	0	0	0	1	0	-	▲Detail
04/22/2024	AR	Driver-Only (Level III)	HOPE AR	2	0	0	0	0	0	-	▲Detail
03/13/2024	TN	Walk-Around (Level II)	GOODLETTSVILLE TN	1	0	0	0	1	0	-	▲Detail
02/24/2024	MT	Walk-Around (Level II)	BILLINGS MT	1	0	0	0	0	0	-	▲Detail
02/10/2024	MO	Walk-Around (Level II)	STEELE MO	1	0	0	0	0	0	-	▲Detail
01/24/2024	AZ	Driver-Only (Level III)	HOLBROOK AZ	1	1	0	1	0	0	-	▲Detail
01/05/2024	CO	Driver-Only (Level III)	LIMON CO	0	0	0	0	0	0	-	▲Detail
01/05/2024	MT	Walk-Around (Level II)	BILLINGS MT	5	2	0	0	0	2	-	▲Detail
12/29/2023	NY	Driver-Only (Level III)	ALLEGANY REST AREA	0	0	0	0	0	0	-	▲Detail
12/11/2023	NM	Full (Level I)	ON US HWY 550 0 FT N OF UNNAME	0	0	0	0	0	0	-	▲Detail
11/29/2023	NM	Walk-Around (Level II)	SAN JON PORT OF ENTRY	3	1	0	0	3	1	-	▲Detail
11/15/2023	KY	Driver-Only (Level III)	LONDON	1	0	0	0	1	0	-	▲Detail
09/26/2023	MO	Walk-Around (Level II)	SWEET SPRINGS MO	4	0	0	0	0	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections16

Unsafe Driving 1 viols

HOS Compliance 2 viols

Vehicle Maintenance 6 viols

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	CANAL INSURANCE CO.	84081001	$1,000,000	12/18/2019	01/06/2021	Cancelled
91X	BIPD/Primary	SENTRY SELECT INSURANCE COMPANY	CT751083-3605-051	$750,000	11/13/2005	04/22/2009	Replaced
34	CARGO	SENTRY SELECT INSURANCE COMPANY	CT751083-3605-051	$0	11/13/2005	04/25/2011	Cancelled
91X	BIPD/Primary	CAROLINA CASUALTY INSURANCE CO.	341721	$1,000,000	11/13/2004	11/13/2005	Cancelled
34	CARGO	CAROLINA CASUALTY INSURANCE CO.	341721	$0	11/13/2004	11/13/2005	Cancelled
34	CARGO	CAROLINA CASUALTY INSURANCE CO.	339422	$0	11/13/2002	01/18/2005	Cancelled
34	CARGO	CAROLINA CASUALTY INSURANCE CO.	339422	$0	11/13/2002	11/13/2004	Replaced
91X	BIPD/Primary	CAROLINA CASUALTY INSURANCE CO.	339422	$1,000,000	11/13/2002	01/18/2005	Cancelled
91X	BIPD/Primary	CAROLINA CASUALTY INSURANCE CO.	339422	$1,000,000	11/13/2002	11/13/2004	Replaced
91X	BIPD/Primary	SIRIUS AMERICA INSURANCE COMPANY	LHT2005272B01	$1,000,000	11/13/2001	11/13/2001	Replaced
34	CARGO	WESTCHESTER FIRE INSURANCE COMPANY	843571	$0	11/13/2001	12/18/2002	Cancelled
34	CARGO	WESTCHESTER FIRE INSURANCE COMPANY	843571	$0	11/13/2001	11/13/2002	Replaced
91X	BIPD/Primary	SIRIUS AMERICA INSURANCE COMPANY	LHT2005272B201	$1,000,000	11/13/2001	12/18/2002	Cancelled
91X	BIPD/Primary	SIRIUS AMERICA INSURANCE COMPANY	LHT2005272B201	$1,000,000	11/13/2001	11/13/2002	Replaced
91X	BIPD/Primary	SIRIUS AMERICA INSURANCE COMPANY	LHT2005272	$1,000,000	11/13/2001	11/13/2001	Replaced
34	CARGO	WESTCHESTER FIRE INSURANCE COMPANY	IMA675458	$0	11/13/2000	11/13/2001	Replaced
34	CARGO	WESTCHESTER FIRE INSURANCE COMPANY	IMA675458	$0	11/13/2000	12/18/2001	Cancelled
91X	BIPD/Primary	SIRIUS AMERICA INSURANCE COMPANY	LHT2005010	$1,000,000	11/13/2000	11/13/2001	Cancelled
91X	BIPD/Primary	CAROLINA CASUALTY INSURANCE CO.	355930	$750,000	11/10/2011	01/29/2012	Replaced
91X	BIPD/Primary	PROGRESSIVE CASUALTY INSURANCE COMPANY	CA 4111767-0	$750,000	09/30/1994	12/17/1994	Cancelled
34	CARGO	HARTFORD FIRE INSURANCE COMPANY	33 MS FR6491	$0	09/30/1994	03/27/1996	Replaced
91X	BIPD/Primary	FIRE & CASUALTY INSURANCE CO. OF CONNECTICUT	TP496279	$750,000	09/30/1992	09/30/1994	Replaced
34	CARGO	ONEBEACON AMERICA INSURANCE COMPANY	CIR 666909	$0	08/15/1999	09/28/2000	Cancelled
34	CARGO	UNITED STATES FIDELITY & GUARANTY CO.	CIM 145626437 00	$0	08/15/1998	08/15/1999	Replaced
91X	BIPD/Primary	WESTPORT INSURANCE CORPORATION	AT690172	$1,000,000	08/13/2000	11/13/2000	Replaced
91X	BIPD/Primary	WESTPORT INSURANCE CORPORATION	AT690172	$1,000,000	08/13/2000	11/13/2000	Cancelled
91X	BIPD/Primary	EMPLOYERS MUTUAL CASUALTY CO.	1E79267 99	$1,000,000	08/13/1998	08/13/2000	Cancelled
91X	BIPD/Primary	EMPLOYERS MUTUAL CASUALTY CO.	1E79267 99	$1,000,000	08/13/1998	08/13/1998	Replaced
91X	BIPD/Primary	SENTRY SELECT INSURANCE COMPANY	CT751083-3605-081	$1,000,000	04/22/2009	01/29/2011	Replaced
34	CARGO	LUMBERMENS MUTUAL CASUALTY CO.	3AT650142	$0	03/27/1998	08/15/1998	Replaced
91X	BIPD/Primary	ATHENA ASSURANCE COMPANY	AT05500766	$1,000,000	03/27/1998	08/13/1998	Cancelled
34	CARGO	LUMBERMENS MUTUAL CASUALTY CO.	3AT 650 086	$0	03/27/1998	03/27/1998	Replaced
91X	BIPD/Primary	PROGRESSIVE NORTHERN INSURANCE COMPANY	CA 7197447-1	$1,000,000	03/27/1997	03/27/1997	Replaced
91X	BIPD/Primary	PROGRESSIVE NORTHERN INSURANCE COMPANY	CA 7197447-1	$1,000,000	03/27/1997	01/08/1998	Cancelled
34	CARGO	THE INSURANCE COMPANY OF NORTH AMERICA	I2 01 78 991	$0	03/27/1997	03/27/1998	Replaced
34	CARGO	THE INSURANCE COMPANY OF NORTH AMERICA	IO7581312	$0	03/27/1996	03/27/1997	Replaced
91X	BIPD/Primary	PROGRESSIVE NORTHERN INSURANCE COMPANY	CA 7197447-0	$1,000,000	03/27/1996	03/20/1997	Cancelled
91X	BIPD/Primary	NATIONAL INDEMNITY COMPANY	70TRB002287	$1,000,000	02/28/2018	01/06/2019	Cancelled
91X	BIPD/Primary	PROGRESSIVE NORTHERN INSURANCE COMPANY	CA 7197447-1	$1,000,000	02/11/1998	02/11/1998	Replaced
91X	BIPD/Primary	PROGRESSIVE NORTHERN INSURANCE COMPANY	CA 7197447-1	$1,000,000	02/11/1998	03/27/1998	Cancelled
91X	BIPD/Primary	CAROLINA CASUALTY INSURANCE CO.	360606	$1,000,000	01/29/2013	01/06/2014	Replaced
91X	BIPD/Primary	CAROLINA CASUALTY INSURANCE CO.	360606	$1,000,000	01/29/2013	01/29/2014	Cancelled
91X	BIPD/Primary	TOWER INSURANCE COMPANY OF NEW YORK	CPPFN0041712	$1,000,000	01/29/2012	01/29/2013	Cancelled
91X	BIPD/Primary	CAROLINA CASUALTY INSURANCE CO.	CTP355930	$750,000	01/29/2011	11/10/2011	Cancelled
91X	BIPD/Primary	PROGRESSIVE NORTHERN INSURANCE COMPANY	CA 4111767-0	$750,000	01/27/1995	04/11/1995	Cancelled
91X	BIPD/Primary	PROGRESSIVE NORTHERN INSURANCE COMPANY	CA 7197447-1	$1,000,000	01/08/1998	02/11/1998	Cancelled
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	WN366107	$1,000,000	01/06/2024	01/01/2025	Replaced
91X	BIPD/Primary	WATFORD INSURANCE COMPANY	W18AF00311	$1,000,000	01/06/2023	01/06/2024	Cancelled
91X	BIPD/Primary	SCOTTSDALE INSURANCE COMPANY	TFS0000002	$1,000,000	01/06/2021	01/06/2023	Replaced
91X	BIPD/Primary	CANAL INSURANCE CO.	84081001	$1,000,000	01/06/2019	12/18/2019	Cancelled
91X	BIPD/Primary	CANAL INSURANCE CO.	84081001	$1,000,000	01/06/2019	01/06/2019	Replaced
91X	BIPD/Primary	NATIONAL INDEMNITY COMPANY	70TRB002287	$1,000,000	01/06/2018	02/28/2018	Cancelled
91X	BIPD/Primary	GREAT DIVIDE INSURANCE COMPANY	8007552	$1,000,000	01/06/2017	01/06/2018	Cancelled
91X	BIPD/Primary	CAROLINA CASUALTY INSURANCE CO.	5000792	$1,000,000	01/06/2016	01/06/2017	Cancelled
91X	BIPD/Primary	CAROLINA CASUALTY INSURANCE CO.	5000792	$1,000,000	01/06/2015	01/06/2016	Cancelled
91X	BIPD/Primary	CAROLINA CASUALTY INSURANCE CO.	361842	$1,000,000	01/06/2014	01/06/2015	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC246602	COMMON	INVOLUNTARY REVOCATION	12/22/2004	DISCONTINUED REVOCATION	01/03/2005
MC246602	CONTRACT	INVOLUNTARY REVOCATION	12/22/2004	DISCONTINUED REVOCATION	01/03/2005
MC246602	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	12/19/1991	REVOKED	04/27/1995
MC246602	CONTRACT	INVOLUNTARY REVOCATION	12/12/2016	DISCONTINUED REVOCATION	01/06/2017
MC246602	COMMON	INVOLUNTARY REVOCATION	12/12/2016	DISCONTINUED REVOCATION	01/06/2017
MC246602	COMMON	INVOLUNTARY REVOCATION	12/11/2023	DISCONTINUED REVOCATION	12/21/2023
MC246602	CONTRACT	INVOLUNTARY REVOCATION	12/11/2023	DISCONTINUED REVOCATION	12/21/2023
MC246602	COMMON	INVOLUNTARY REVOCATION	12/11/2017	DISCONTINUED REVOCATION	01/08/2018
MC246602	CONTRACT	INVOLUNTARY REVOCATION	12/11/2017	DISCONTINUED REVOCATION	01/08/2018
MC246602	COMMON	INVOLUNTARY REVOCATION	12/10/2020	DISCONTINUED REVOCATION	01/06/2021
MC246602	CONTRACT	INVOLUNTARY REVOCATION	12/10/2020	DISCONTINUED REVOCATION	01/06/2021
MC246602	CONTRACT	INVOLUNTARY REVOCATION	12/10/2018	DISCONTINUED REVOCATION	01/08/2019
MC246602	COMMON	INVOLUNTARY REVOCATION	12/10/2018	DISCONTINUED REVOCATION	01/08/2019
MC246602	COMMON	INVOLUNTARY REVOCATION	12/10/2015	DISCONTINUED REVOCATION	01/06/2016
MC246602	CONTRACT	INVOLUNTARY REVOCATION	12/10/2015	DISCONTINUED REVOCATION	01/06/2016
MC246602	COMMON	INVOLUNTARY REVOCATION	12/10/2014	DISCONTINUED REVOCATION	01/06/2015
MC246602	CONTRACT	INVOLUNTARY REVOCATION	12/10/2014	DISCONTINUED REVOCATION	01/06/2015
MC246602	COMMON	INVOLUNTARY REVOCATION	10/27/2000	DISCONTINUED REVOCATION	11/16/2000
MC246602	CONTRACT	INVOLUNTARY REVOCATION	10/17/2005	DISCONTINUED REVOCATION	11/14/2005
MC246602	COMMON	INVOLUNTARY REVOCATION	10/17/2005	DISCONTINUED REVOCATION	11/14/2005
MC246602	PROPERTY BROKER	DISMISSED	10/04/1996	-	-
MC246602	COMMON	INVOLUNTARY REVOCATION	09/30/1994	DISCONTINUED REVOCATION	10/24/1994
MC246602	MOTOR PROPERTY COMMON CARRIER	REINSTATED	04/03/1998	-	-
MC246602	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	04/03/1998	-	-
MC246602	CONTRACT	INVOLUNTARY REVOCATION	02/01/2018	DISCONTINUED REVOCATION	02/28/2018
MC246602	COMMON	INVOLUNTARY REVOCATION	02/01/2018	DISCONTINUED REVOCATION	02/28/2018
MC246602	MOTOR PROPERTY COMMON CARRIER	GRANTED	01/31/1992	REVOKED	04/27/1995
MC246602	COMMON	INVOLUNTARY REVOCATION	01/02/2014	DISCONTINUED REVOCATION	01/03/2014
MC246602	CONTRACT	INVOLUNTARY REVOCATION	01/02/2014	DISCONTINUED REVOCATION	01/03/2014
MC246602	CONTRACT	INVOLUNTARY REVOCATION	01/02/2013	DISCONTINUED REVOCATION	01/28/2013
MC246602	COMMON	INVOLUNTARY REVOCATION	01/02/2013	DISCONTINUED REVOCATION	01/28/2013
MC246602	CONTRACT	INVOLUNTARY REVOCATION	01/02/1995	DISCONTINUED REVOCATION	02/07/1995
MC246602	COMMON	INVOLUNTARY REVOCATION	01/02/1995	DISCONTINUED REVOCATION	02/07/1995

No revocation records.

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See the full history

Trust Score over time and the complete authority and insurance timeline, not just today.

91/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 91

Starts at 100−9 totalFinal 91

Vehicle out-of-service rate above national average−5

Crashes on record (rate-adjusted)−4

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-5

Vehicle out-of-service rate above national average

Vehicle OOS 36.3636% vs national avg 20.72%.

-4

Crashes on record (rate-adjusted)

Crash rate: 2 crash(es) across 9 vehicles (~0.22 per vehicle); none fatal. Scaled to fleet size and fatal severity.

Where this company lands, risk scales

Crash history (rate-adjusted)−4 of 28

0 pts · low risk−28 pts · high risk

Crash rate: 2 crash(es) across 9 vehicles (~0.22 per vehicle); none fatal. Scaled to fleet size and fatal severity.

Vehicle out-of-service rate−5 of 5

0 pts · low risk−5 pts · high risk

Vehicle OOS 36.3636% vs national avg 20.72%.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

FIRST CHOICE OF ELKHART INC

Trust Score

Public record

Company Information

Contact Details

Other Companies at This Address

Operating Authorities

Operation Classification

SMS BASIC Scores

Mileage

Drivers

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Safety Trends by Year

Out-of-Service Summary Last 24 months

Crash Records (2)

Roadside Violations by Safety Category Last 24 months

Inspection Records (34)

Safety Performance Percentiles

Licensing & Insurance

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