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VALIDATED

JCK ASSOCIATES INC

Trust Score

Excellent Why this score?

Company CheckJCK ASSOCIATES INC · DOT 676934

DBA: BILLS CITY WIDE TOWING

1534 E 12TH STREET, MISHAWAKA, IN, 46544-1534

DOT# 676934 MC# 752788 Mishawaka, Indiana 15 years

MOTOR CARRIER

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6

Power Units

6

Drivers

0

Crashes (24-Month)

None on file

Insurance

Not Rated

Safety Rating

0

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

1 events tracked · latest Sep 11, 2026 ↓ Show details ↓

Insurance 1

Current
No active insurance on file.

Public FMCSA record · blue clean · orange change · red risk.

Company Information

Legal NameJCK ASSOCIATES INC

DBA NameBILLS CITY WIDE TOWING

DOT Number676934

MC Number752788

Entity TypeMotor Carrier

Operating StatusA - Active

LocationMishawaka, Indiana

Added02/18/1997

MCS-15004/12/2019

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address1534 E 12TH STREET, MISHAWAKA, IN, 46544-1534

Mailing Address1534 E 12TH STREET, MISHAWAKA, IN, 46544-1534

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationC - Intrastate (Non-Hazmat)

DocketMC752788

CommonInactive

ContractNot Active

BrokerNot Active

Operating15 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Drivers

6

Interstate

0

Intrastate

0

CDL

6

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Equipment

No equipment breakdown on file with FMCSA.

HazMatYes

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Insurance

AmountNone on file

VerifiedFMCSA · 07/03/2026

Last checked09/10/2026

Quick Facts

StatusActive

TypeMotor Carrier

Fleet6 units

Drivers6

Operating15 years

MCS-15004/2019

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	AMERICAN GUARANTEE & LIABILITY INS. CO.	PRA1641200	$1,000,000	09/15/2018	05/20/2020	Cancelled
91X	BIPD/Primary	WESTFIELD INSURANCE CO.	CSP 7883215	$1,000,000	09/15/2015	09/15/2018	Cancelled
34	CARGO	ATLANTIC SPECIALTY INSURANCE COMPANY	613-00-02-79-0001	$0	09/15/2014	11/21/2014	Cancelled
91X	BIPD/Primary	ATLANTIC SPECIALTY INSURANCE COMPANY	613-00-02-79-0001	$1,000,000	09/15/2014	09/15/2015	Cancelled
91X	BIPD/Primary	ATLANTIC SPECIALTY INSURANCE COMPANY	613-00-02-79-0000	$1,000,000	09/15/2013	09/15/2014	Cancelled
91X	BIPD/Primary	WESTFIELD INSURANCE CO.	CSP 6 724 972	$1,000,000	09/15/2011	09/15/2013	Replaced
34	CARGO	WESTFIELD INSURANCE CO.	CSP 6 724 972	$0	09/15/2011	11/30/2013	Cancelled
91X	BIPD/Primary	NAVIGATORS INSURANCE COMPANY	PY08PKG012625-02	$1,000,000	09/15/2010	09/15/2010	Replaced
91X	BIPD/Primary	NAVIGATORS INSURANCE COMPANY	PY08PKG012625	$1,000,000	09/15/2010	09/15/2011	Replaced
34	CARGO	NAVIGATORS INSURANCE COMPANY	PY08PKG012625-02	$0	09/15/2010	09/15/2011	Replaced

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC752788	COMMON	INVOLUNTARY REVOCATION	08/20/2018	DISCONTINUED REVOCATION	09/14/2018
MC752788	COMMON	INVOLUNTARY REVOCATION	08/19/2015	DISCONTINUED REVOCATION	09/15/2015
MC752788	COMMON	INVOLUNTARY REVOCATION	08/19/2014	DISCONTINUED REVOCATION	09/09/2014
MC752788	MOTOR PROPERTY COMMON CARRIER	GRANTED	07/28/2011	REVOKED	05/26/2020

No revocation records.

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90/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 90

90

−10

Starts at 100−10 totalFinal 90

MCS-150 update overdue−10

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Active for-hire authority on file, FMCSA requires insurance to keep it active.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-10

MCS-150 update overdue

The required biennial MCS-150 update has not been filed on time (score factor, not a verification failure).

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

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