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VALIDATED

KERNIE L PHILLIPS

Trust Score

Excellent Why this score?

Company CheckKERNIE L PHILLIPS · DOT 676231

DBA: KERNIE L PHILLIPS TRUCKING

24900 SOUTH LEVISA ROAD, MOUTHCARD, KY, 41548

DOT# 676231 MC# 454958 Mouthcard, Kentucky 23 years

CARRIER

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1

Power Units

1

Drivers

0

Crashes (24-Month)

$750,000

Insurance

Not Rated

Safety Rating

0

Inspections

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Company Information

Legal NameKERNIE L PHILLIPS

DBA NameKERNIE L PHILLIPS TRUCKING

DOT Number676231

MC Number454958

Entity TypeCarrier

Operating StatusA - Active

LocationMouthcard, Kentucky

Added02/12/1997

MCS-15005/07/2025

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address24900 SOUTH LEVISA ROAD, MOUTHCARD, KY, 41548

Mailing AddressPO BOX 243, FEDSCREEK, KY, 41524

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC454958

CommonNot Active

ContractActive

BrokerNot Active

Operating23 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage1 miles

Mileage Year2024

VMT SourceMCS-150 Form

Drivers

1

Interstate

0

Intrastate

0

CDL

1

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Insurance

Amount$750,000

Type91X

Effective08/20/2025

CompanyACUITY, A MUTUAL INSURANCE COMPANY

Policy #CA-ZZ5030

Last checked09/12/2026

Quick Facts

StatusActive

TypeCarrier

Fleet1 units

Drivers1

Mileage1 mi

Operating23 years

MCS-15005/2025

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	CANAL INSURANCE CO.	PIA02949107	$750,000	12/18/2013	04/10/2014	Cancelled
91X	BIPD/Primary	CANAL INSURANCE CO.	PIA02949106	$750,000	12/18/2012	12/18/2013	Replaced
91X	BIPD/Primary	CANAL INSURANCE CO.	PIA02949105	$750,000	12/18/2011	12/18/2012	Replaced
91X	BIPD/Primary	CANAL INSURANCE CO.	PIA02949104	$750,000	12/18/2010	12/18/2011	Replaced
91X	BIPD/Primary	CANAL INSURANCE CO.	PIA02949103	$750,000	12/18/2009	12/18/2010	Cancelled
91X	BIPD/Primary	CANAL INSURANCE CO.	PIA02949102	$750,000	12/18/2008	12/18/2009	Cancelled
91X	BIPD/Primary	CANAL INSURANCE CO.	PIA02949101	$750,000	12/18/2007	12/18/2008	Cancelled
91X	BIPD/Primary	CANAL INSURANCE CO.	V120150	$750,000	12/18/2006	12/18/2007	Cancelled
91X	BIPD/Primary	CANAL INSURANCE CO.	V118610	$750,000	12/18/2005	12/18/2005	Replaced
91X	BIPD/Primary	CANAL INSURANCE CO.	V118610	$750,000	12/18/2005	12/18/2006	Cancelled
91X	BIPD/Primary	CANAL INSURANCE CO.	V115829	$1,000,000	12/18/2004	12/18/2005	Cancelled
91X	BIPD/Primary	PROGRESSIVE NORTHERN INSURANCE COMPANY	CA 1726452	$750,000	08/02/2021	03/06/2024	Cancelled
91X	BIPD/Primary	CANAL INSURANCE CO.	PIA02949107	$750,000	04/10/2014	01/28/2015	Cancelled
91X	BIPD/Primary	ACUITY, A MUTUAL INSURANCE COMPANY	CA-ZZ5030	$750,000	04/07/2025	08/19/2025	Name Changed
91X	BIPD/Primary	SAGAMORE INSURANCE COMPANY	ST027712	$1,000,000	03/27/2003	12/18/2004	Cancelled
91X	BIPD/Primary	PROGRESSIVE NORTHERN INSURANCE COMPANY	CA1726452	$750,000	02/26/2021	08/03/2021	Name Changed
91X	BIPD/Primary	CANAL INSURANCE CO.	724570001	$750,000	01/28/2018	01/02/2020	Cancelled
91X	BIPD/Primary	CANAL INSURANCE CO.	PIA07985003	$750,000	01/28/2017	03/10/2018	Cancelled
91X	BIPD/Primary	CANAL INSURANCE CO.	PIA07985003	$750,000	01/28/2017	01/28/2018	Replaced
91X	BIPD/Primary	CANAL INSURANCE CO.	PIA07985002	$750,000	01/28/2016	01/28/2017	Replaced
91X	BIPD/Primary	CANAL INSURANCE CO.	PIA07985001	$750,000	01/28/2015	01/28/2016	Replaced
91X	BIPD/Primary	CANAL INSURANCE CO.	724570001	$750,000	01/02/2020	10/28/2020	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC454958	CONTRACT	INVOLUNTARY REVOCATION	11/23/2009	DISCONTINUED REVOCATION	12/18/2009
MC454958	CONTRACT	INVOLUNTARY REVOCATION	11/22/2010	DISCONTINUED REVOCATION	12/20/2010
MC454958	CONTRACT	INVOLUNTARY REVOCATION	11/22/2004	DISCONTINUED REVOCATION	12/28/2004
MC454958	CONTRACT	INVOLUNTARY REVOCATION	11/21/2008	DISCONTINUED REVOCATION	12/16/2008
MC454958	CONTRACT	INVOLUNTARY REVOCATION	11/21/2007	DISCONTINUED REVOCATION	12/14/2007
MC454958	CONTRACT	INVOLUNTARY REVOCATION	11/21/2006	DISCONTINUED REVOCATION	12/14/2006
MC454958	CONTRACT	INVOLUNTARY REVOCATION	11/21/2005	DISCONTINUED REVOCATION	12/20/2005
MC454958	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	08/28/2025	-	-
MC454958	CONTRACT	INVOLUNTARY REVOCATION	07/01/2021	DISCONTINUED REVOCATION	08/03/2021
MC454958	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	06/11/2025	REVOKED	08/19/2025
MC454958	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	06/08/2021	REVOKED	03/12/2024
MC454958	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	04/01/2003	REVOKED	11/03/2020
MC454958	CONTRACT	INVOLUNTARY REVOCATION	03/14/2014	DISCONTINUED REVOCATION	03/21/2014
MC454958	CONTRACT	INVOLUNTARY REVOCATION	01/02/2015	DISCONTINUED REVOCATION	01/30/2015

No revocation records.

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100/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown

100, no deductions

Clean record, the bar stays full at 100.

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

Clean record, no deductions. This carrier starts and stays at 100.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

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