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VALIDATED

MICHAEL J WATTERS

Trust Score

Excellent Why this score?

Company CheckMICHAEL J WATTERS · DOT 676188

DBA: MIKE WATTERS EXCAVATION

4107 FRUIT VALLEY ROAD UNIT P, VANCOUVER, WA, 98660

DOT# 676188 MC# 304602 Vancouver, Washington 27 years

CARRIER Authority reinstated after revocation · Oct 9, 2026

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5

Power Units

2

Drivers

0

Crashes (24-Month)

$750,000

Insurance

Not Rated

Safety Rating

0

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

5 events tracked · latest Oct 29, 2026 ↓ Show details ↓

Identity & ownership 1

Oct 9, 2026
Authority reinstated detected in FMCSA records.

Safety & compliance 1

Oct 6, 2026
REINSTATED MOTOR PROPERTY COMMON CARRIER.

Insurance 3

Current
Active insurance on file through WESTERN NATIONAL MUTUAL INSURANCE ($750).
Oct 3, 2026
Insurance policy cancelled (STATE NATIONAL INSURANCE COMPANY, INC.).
Feb 22, 2026
Insurance on file through WESTERN NATIONAL MUTUAL INSURANCE ($750).

Public FMCSA record · blue clean · orange change · red risk.

Company Information

Legal NameMICHAEL J WATTERS

DBA NameMIKE WATTERS EXCAVATION

DOT Number676188

MC Number304602

Entity TypeCarrier

Operating StatusA - Active

LocationVancouver, Washington

Added02/11/1997

MCS-15010/06/2026

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address4107 FRUIT VALLEY ROAD UNIT P, VANCOUVER, WA, 98660

Mailing AddressPO BOX 6007, VANCOUVER, WA, 98668

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC304602

CommonActive

ContractNot Active

BrokerNot Active

Operating27 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage20,000 miles

Mileage Year2023

VMT SourceMCS-150 Form

Drivers

2

Interstate

0

Intrastate

0

CDL

2

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Insurance

Amount$750,000

Type91X

VerifiedFMCSA · 06/30/2026

CompanySTATE NATIONAL INSURANCE CO., INC.

Policy #HLM51CL9013991

Last checked10/29/2026

Active Policies1

Quick Facts

StatusActive

TypeCarrier

Fleet5 units

Drivers2

Mileage20,000 mi

Operating27 years

MCS-15010/2026

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	STATE NATIONAL INSURANCE COMPANY, INC.	HLM51CL9013991	$750,000	05/09/2023	10/03/2026	-
91X	BIPD/Primary	AMERICAN HALLMARK INSURANCE COMPANY OF TEXAS	44CL9013991	$750,000	04/10/2023	07/19/2023	Cancelled
91X	BIPD/Primary	AMERICAN HALLMARK INSURANCE COMPANY OF TEXAS	44CL9013991	$750,000	04/10/2023	05/09/2023	Replaced
91X	BIPD/Primary	WESTERN NATIONAL MUTUAL INSURANCE	0001639028	$750,000	02/22/2026	-	-
34	CARGO	WESTERN NATIONAL MUTUAL INSURANCE CO.	CPP1157729	$0	02/22/2018	02/06/2020	Cancelled
91X	BIPD/Primary	WESTERN NATIONAL MUTUAL INSURANCE CO.	CPP1157499	$750,000	02/22/2018	04/28/2023	Cancelled
91X	BIPD/Primary	WESTERN NATIONAL MUTUAL INSURANCE CO.	CPP1157499	$750,000	02/22/2018	04/10/2023	Replaced
91X	BIPD/Primary	WESTERN NATIONAL ASSURANCE COMPANY	CPP1157499	$750,000	02/22/2017	02/22/2018	Cancelled
91X	BIPD/Primary	AMERICAN FIRE AND CASUALTY COMPANY	01CI875302	$1,000,000	01/22/2017	02/22/2017	Replaced
34	CARGO	TRAVELERS PROPERTY CASUALTY CO. OF AMERICA	QT 660 0995P174	$0	01/22/2010	02/22/2018	Replaced
91X	BIPD/Primary	GENERAL INSURANCE COMPANY OF AMERICA	01CI324861	$1,000,000	01/22/2010	01/22/2017	Replaced
91X	BIPD/Primary	GENERAL INSURANCE COMPANY OF AMERICA	01 CG 286063	$1,000,000	01/22/2006	01/22/2010	Replaced
91X	BIPD/Primary	GENERAL INSURANCE COMPANY OF AMERICA	01 CG 286063	$1,000,000	01/22/2006	02/21/2010	Cancelled
91X	BIPD/Primary	AMERICAN STATES INSURANCE CO.	01-CG-286 063	$1,000,000	01/22/2003	01/22/2006	Replaced
34	CARGO	TRAVELERS PROPERTY CASUALTY CO. OF AMERICA	660372X4253	$0	01/22/1999	06/22/2006	Cancelled
91X	BIPD/Primary	THE TRAVELERS INDEMNITY CO. OF CONNECTICUT	810462L7671	$1,000,000	01/22/1999	01/22/2003	Replaced
34	CARGO	TRAVELERS CASUALTY & SURETY CO. OF AMERICA	81FJ25248583TCM	$0	01/22/1996	03/04/1999	Cancelled
91X	BIPD/Primary	TRAVELERS CASUALTY & SURETY CO. OF AMERICA	81 FJ 25248583 TCM	$750,000	01/22/1996	01/22/1999	Replaced
34	CARGO	TRAVELERS CASUALTY & SURETY CO. OF AMERICA	81 FJ 25248583 TCM	$0	01/22/1996	01/22/1996	Replaced

Form	Type	Insurance Company	Policy	Coverage	Effective
91X	BIPD/Primary	WESTERN NATIONAL MUTUAL INSURANCE	0001639028	$750,000	02/22/2026

Docket	Type	Action	Served	Disposition	Disp Date
MC304602	MOTOR PROPERTY COMMON CARRIER	GRANTED	11/19/1998	REVOKED	06/28/2006
MC304602	MOTOR PROPERTY COMMON CARRIER	REINSTATED	10/06/2026	-	-
MC304602	MOTOR PROPERTY COMMON CARRIER	DISMISSED	09/16/1996	-	-
MC304602	COMMON	INVOLUNTARY REVOCATION	04/03/2023	DISCONTINUED REVOCATION	04/13/2023
MC304602	COMMON	INVOLUNTARY REVOCATION	03/30/1999	DISCONTINUED REVOCATION	05/11/1999
MC304602	MOTOR PROPERTY COMMON CARRIER	REINSTATED	02/15/2012	INVOLUNTARY SUSPENSION	10/04/2026
MC304602	COMMON	INVOLUNTARY REVOCATION	01/26/2018	DISCONTINUED REVOCATION	02/15/2018

No revocation records.

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100/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown

100, no deductions

Clean record, the bar stays full at 100.

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

Clean record, no deductions. This carrier starts and stays at 100.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

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