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CHRIS PHAGAN TRUCKING INC

Trust Score

Excellent Why this score?

Company CheckCHRIS PHAGAN TRUCKING INC · DOT 674636

119 BANKS RD, COMMERCE, GA, 30529

DOT# 674636 MC# 407437 Commerce, Georgia 25 years

CARRIER

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Power Units

Drivers

Crashes (24-Month)

$750,000

Insurance

Satisfactory

Safety Rating

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

4 events tracked · latest Oct 24, 2025 ↓ Show details ↓

Safety & compliance 4

Oct 24, 2025
Clean roadside inspection, no violations.
Mar 11, 2025
Roadside inspection, 3 violations (no OOS).
Dec 27, 2024
Roadside inspection, 1 violation (no OOS).
Dec 17, 2024
Roadside inspection, 1 violation (no OOS).

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

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Physical Address119 BANKS RD, COMMERCE, GA, 30529

Mailing Address119 BANKS RD, COMMERCE, GA, 30529

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC407437

CommonActive

ContractNot Active

BrokerNot Active

Operating25 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 1.77 · 3 insp with violations

Below cutoff

Hours-of-Service Compliance

measure .87 · 1 insp with violations

Below cutoff

Driver Fitness

measure .12 · 1 insp with violations

Below cutoff

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 13.66 · 3 insp with violations

Below cutoff

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage214,667 miles

Mileage Year2025

VMT SourceActual

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingSatisfactory

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS33.3% avg 20.7%

SmartWay PartnerNo

Last Review05/22/2025

Insurance

Amount$750,000

Type91X

Effective04/30/2024

CompanyAUTO OWNERS INSURANCE COMPANY

Policy #55-207327-00

Last checked07/25/2026

Quick Facts

StatusActive

TypeCarrier

Fleet5 units

Drivers4

Mileage214,667 mi

Operating25 years

MCS-15004/2025

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Safety RatingSatisfactory

Driver Inspections

Total7

Out of Service0

OOS Rate0.0%

National Avg5.5%

Below National Average

Vehicle Inspections

Total3

Out of Service1

OOS Rate33.3%

National Avg20.7%

Above National Average

Last FMCSA Review: 05/22/2025 | Rated: 10/06/2017

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2023

2 · 0 OOS -

2024

7 · 1 OOS ▲

2025

2 · 0 OOS ▼

Crashes

No crashes on record.

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Oct 2025, 6 inspections, 0 resulted in out-of-service (0% OOS rate).

Clean, no out-of-service violations in the last 24 months.

Live FMCSA roadside inspection records, refreshed monthly.

Roadside Violations by Safety Category Last 24 months

12 roadside violations across 6 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Unsafe Driving 5 violations · 0 OOS

Vehicle Maintenance 4 violations · 0 OOS

Hours-of-Service (HOS) Compliance 2 violations · 0 OOS

Driver Fitness 1 violation · 0 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (11)

Date	State	Level	Location	Violations	OOS	Driver Viol	Vehicle Viol	Vehicle OOS	HazMat
10/24/2025	GA	Driver-Only (Level III)	LAVONIA GA	0	0	0	0	0	-	▲Detail
03/11/2025	GA	Driver-Only (Level III)	SMYRNA GA	3	0	0	0	0	-	▲Detail
12/27/2024	GA	Driver-Only (Level III)	NICHOLSON GA	1	0	0	0	0	-	▲Detail
12/17/2024	GA	Driver-Only (Level III)	THOMSON GA	1	0	0	0	0	-	▲Detail
11/04/2024	AL	Full (Level I)	WEIGH STATION	4	0	1	3	0	-	▲Detail
08/19/2024	AL	Full (Level I)	WEIGH STATION	3	0	0	3	0	-	▲Detail
05/20/2024	AL	Full (Level I)	WEIGH STATION	9	3	0	9	3	-	▲Detail
05/01/2024	GA	Driver-Only (Level III)	LAVONIA GA	3	0	0	0	0	-	▲Detail
04/30/2024	GA	Driver-Only (Level III)	FRANKLIN CO I/S SB	0	0	0	0	0	-	▲Detail
11/29/2023	SC	Walk-Around (Level II)	I-85 NB ANDERSON COUNTY	3	0	1	2	0	-	▲Detail
10/19/2023	AL	Driver-Only (Level III)	WEIGH STATION	1	0	1	0	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections7

Unsafe Driving 3 viols

HOS Compliance 1 viols

Driver Fitness 1 viols

Vehicle Maintenance 3 viols

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	LANCER INSURANCE COMPANY	CM0036602	$1,000,000	07/31/2003	04/30/2004	Cancelled
34	CARGO	ACE FIRE UNDERWRITERS INSURANCE COMPANY	IMC I20820652 001	$0	06/01/2004	04/30/2007	Replaced
34	CARGO	WESTCHESTER FIRE INSURANCE COMPANY	842091	$0	06/01/2001	07/14/2004	Cancelled
34	CARGO	WESTCHESTER FIRE INSURANCE COMPANY	842091	$0	06/01/2001	06/01/2004	Replaced
34	CARGO	NORTHLAND INSURANCE COMPANY	TN634696	$0	04/30/2009	04/19/2011	Name Changed
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	TN634696	$750,000	04/30/2009	04/19/2011	Name Changed
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	TN634696	$750,000	04/30/2009	03/17/2011	Replaced
91X	BIPD/Primary	REDLAND INSURANCE CO.	RICGA0002250	$750,000	04/30/2008	04/30/2009	Cancelled
34	CARGO	REDLAND INSURANCE CO.	RICGA0002249	$0	04/30/2008	04/30/2009	Cancelled
91X	BIPD/Primary	EMPIRE FIRE & MARINE INSURANCE CO.	CL436832	$1,000,000	04/30/2007	04/30/2008	Cancelled
34	CARGO	EMPIRE FIRE & MARINE INSURANCE CO.	CL436832	$0	04/30/2007	04/30/2008	Cancelled
91X	BIPD/Primary	CANAL INSURANCE CO.	463642	$750,000	04/30/2006	04/30/2007	Cancelled
91X	BIPD/Primary	CANAL INSURANCE CO.	463460	$750,000	04/30/2005	04/30/2006	Cancelled
91X	BIPD/Primary	CANAL INSURANCE CO.	444245	$1,000,000	04/30/2004	04/30/2005	Cancelled
91X	BIPD/Primary	LANCER INSURANCE COMPANY	CM0036602	$1,000,000	04/30/2002	07/31/2003	Cancelled
91X	BIPD/Primary	SIRIUS AMERICA INSURANCE COMPANY	LHT2005095	$1,000,000	04/30/2001	04/30/2002	Replaced
91X	BIPD/Primary	SIRIUS AMERICA INSURANCE COMPANY	LHT2005095	$1,000,000	04/30/2001	04/30/2001	Replaced
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	WN032349	$750,000	03/17/2011	04/30/2024	Replaced

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC407437	COMMON	INVOLUNTARY REVOCATION	06/17/2004	DISCONTINUED REVOCATION	07/01/2004
MC407437	MOTOR PROPERTY COMMON CARRIER	GRANTED	06/08/2001	-	-
MC407437	COMMON	INVOLUNTARY REVOCATION	04/05/2004	DISCONTINUED REVOCATION	05/03/2004
MC407437	COMMON	INVOLUNTARY REVOCATION	04/04/2005	DISCONTINUED REVOCATION	05/03/2005
MC407437	COMMON	INVOLUNTARY REVOCATION	04/03/2009	DISCONTINUED REVOCATION	04/30/2009
MC407437	COMMON	INVOLUNTARY REVOCATION	04/03/2008	DISCONTINUED REVOCATION	04/30/2008
MC407437	COMMON	INVOLUNTARY REVOCATION	04/03/2007	DISCONTINUED REVOCATION	04/26/2007
MC407437	COMMON	INVOLUNTARY REVOCATION	04/03/2006	DISCONTINUED REVOCATION	04/28/2006
MC407437	COMMON	INVOLUNTARY REVOCATION	03/17/2011	DISCONTINUED REVOCATION	03/21/2011

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

95/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 95

Starts at 100−5 totalFinal 95

Vehicle out-of-service rate above national average−5

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

Satisfactory FMCSA safety rating.

What's lowering this score

-5

Vehicle out-of-service rate above national average

Vehicle OOS 33.3333% vs national avg 20.72%.

Where this company lands, risk scales

Vehicle out-of-service rate−5 of 5

0 pts · low risk−5 pts · high risk

Vehicle OOS 33.3333% vs national avg 20.72%.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

CHRIS PHAGAN TRUCKING INC

Trust Score

Public record

Company Information

Contact Details

Operating Authorities

Operation Classification

SMS BASIC Scores

Mileage

Drivers

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Safety Trends by Year

Out-of-Service Summary Last 24 months

Roadside Violations by Safety Category Last 24 months

Inspection Records (11)

Safety Performance Percentiles

Licensing & Insurance

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