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VALIDATED

GANDY CORPORATION

Trust Score

Excellent Why this score?

Company CheckGANDY CORPORATION · DOT 642638

2516 WEST AVE D, LOVINGTON, NM, 88260-2140

DOT# 642638 MC# 736749 Lovington, New Mexico 15 years

CARRIER

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Power Units

Drivers

Crashes (24-Month)

$1,000,000

Insurance

Satisfactory

Safety Rating

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

5 events tracked · latest Sep 8, 2026 ↓ Show details ↓

Safety & compliance 4

Mar 19, 2026
Roadside inspection, 1 out-of-service violation.
Mar 18, 2026
Roadside inspection, 1 violation (no OOS).
Mar 18, 2026
Roadside inspection, 2 out-of-service violations.
Dec 28, 2025
Roadside inspection, 1 out-of-service violation.

Insurance 1

Current
Active insurance on file ($1,000,000).

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address2516 WEST AVE D, LOVINGTON, NM, 88260-2140

Mailing AddressPO BOX 2140, LOVINGTON, NM, 88260-2140

Operating Authorities

Authority TypePRIVATE PROPERTY;AUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC736749

CommonActive

ContractNot Active

BrokerNot Active

Operating15 years

Operation Classification

Authorized For HirePrivate (Property) Hazardous Materials

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure .27 · 1 insp with violations

Below cutoff

Hours-of-Service Compliance

measure .5 · 1 insp with violations

Below cutoff

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 9.31 · 6 insp with violations

Below cutoff

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage1,023,161 miles

Mileage Year2024

VMT SourceMCS-150 Form

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Equipment

No equipment breakdown on file with FMCSA.

HazMatYes

Safety Summary

Safety RatingSatisfactory

Total Crashes (24-mo)0

Fatal0

Driver OOS10.0% avg 5.5%

Vehicle OOS30.0% avg 20.7%

SmartWay PartnerNo

Last Review02/18/2016

Insurance

Amount$1,000,000

Type91X

VerifiedFMCSA · 06/16/2026

CompanyTHE CHARTER OAK FIRE INSURANCE CO.

Policy #0R617890

Last checked09/07/2026

Quick Facts

StatusActive

TypeCarrier

Fleet43 units

Drivers26

Mileage1,023,161 mi

Operating15 years

MCS-15004/2026

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Safety RatingSatisfactory

Driver Inspections

Total10

Out of Service1

OOS Rate10.0%

National Avg5.5%

Above National Average

Vehicle Inspections

Total10

Out of Service3

OOS Rate30.0%

National Avg20.7%

Above National Average

HazMat Inspections

Total1

OOS0

OOS Rate0.0% (avg 4.5%)

Last FMCSA Review: 02/18/2016 | Rated: 03/03/2016

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2024

3 · 0 OOS -

2025

5 · 2 OOS ▲

2026

3 · 2 OOS =

Crashes

No crashes on record.

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Mar 2026, 8 inspections, 4 resulted in out-of-service (50% OOS rate).

Driver Out-of-Service 1 OOS

Vehicle Out-of-Service 4 OOS

Live FMCSA roadside inspection records, refreshed monthly.

Inspection Records (11)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	Vehicle Viol	Vehicle OOS	HazMat
03/19/2026	NM	Walk-Around (Level II)	NMSR 82 146 MP	2	1	1	0	1	1	-	▲Detail
03/18/2026	NM	Walk-Around (Level II)	STATE ROAD 8 NB	1	0	1	0	0	0	-	▲Detail
03/18/2026	NM	Walk-Around (Level II)	NMSR 82 146 MP	3	2	1	0	2	2	-	▲Detail
12/28/2025	TX	Walk-Around (Level II)	FM 652 MP 194	6	1	0	0	6	1	-	▲Detail
08/07/2025	TX	Walk-Around (Level II)	US 62 MM 244	3	0	0	0	3	0	-	▲Detail
05/13/2025	TX	Full (Level I)	SW MUSTANG LP	2	0	0	0	2	0	-	▲Detail
05/01/2025	UT	Full (Level I)	MONTICELLO UT	2	1	0	1	0	0	-	▲Detail
04/25/2025	TX	Walk-Around (Level II)	US 62 MM 246	4	0	0	0	4	0	-	▲Detail
06/18/2024	TX	Walk-Around (Level II)	ANDREWS LOOP 1910 SB	2	0	0	0	2	0	-	▲Detail
04/29/2024	TX	Walk-Around (Level II)	US 62	5	0	0	0	5	0	-	▲Detail
01/30/2024	NM	Walk-Around (Level II)	ON N NM HWY 206 1 MILES S OF P	1	0	1	0	0	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections8

Unsafe Driving 1 viols

HOS Compliance 1 viols

Vehicle Maintenance 6 viols

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	TRAVELERS INDEMNITY COMPANY	0R617890	$1,000,000	09/01/2021	09/01/2025	Replaced
91X	BIPD/Primary	ST. PAUL FIRE & MARINE INSURANCE CO.	71M37960	$1,000,000	09/01/2016	09/01/2021	Replaced
91X	BIPD/Primary	COMMERCE AND INDUSTRY INSURANCE	1006737	$1,000,000	09/01/2015	09/01/2016	Replaced
91X	BIPD/Primary	COMMERCE AND INDUSTRY INSURANCE	5893825	$1,000,000	09/01/2014	09/01/2015	Replaced
34	CARGO	ST. PAUL FIRE & MARINE INSURANCE CO.	VK08301125	$0	09/01/2010	12/09/2011	Cancelled
91X	BIPD/Primary	ST. PAUL FIRE & MARINE INSURANCE CO.	VK08301125	$1,000,000	09/01/2010	09/01/2014	Replaced
91X	BIPD/Primary	ST. PAUL FIRE & MARINE INSURANCE CO.	VK08301125	$1,000,000	09/01/2010	10/01/2014	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC736749	MOTOR PROPERTY COMMON CARRIER	GRANTED	04/13/2011	-	-

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

90/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 90

Starts at 100−10 totalFinal 90

Driver out-of-service rate above national average−5

Vehicle out-of-service rate above national average−5

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

Satisfactory FMCSA safety rating.

What's lowering this score

-5

Driver out-of-service rate above national average

Driver OOS 10% vs national avg 5.51%.

-5

Vehicle out-of-service rate above national average

Vehicle OOS 30% vs national avg 20.72%.

Where this company lands, risk scales

Driver out-of-service rate−5 of 5

0 pts · low risk−5 pts · high risk

Driver OOS 10% vs national avg 5.51%.

Vehicle out-of-service rate−5 of 5

0 pts · low risk−5 pts · high risk

Vehicle OOS 30% vs national avg 20.72%.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

GANDY CORPORATION

Trust Score

Public record

Company Information

Contact Details

Operating Authorities

Operation Classification

SMS BASIC Scores

Mileage

Drivers

Equipment

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Safety Trends by Year

Out-of-Service Summary Last 24 months

Inspection Records (11)

Safety Performance Percentiles

Licensing & Insurance

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