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NEW ENGLAND ADJUSTMENT BUREAU INC

Trust Score

Excellent Why this score?

Company CheckNEW ENGLAND ADJUSTMENT BUREAU INC · DOT 631539

89 B LOWELL ROAD, SALEM, NH, 03079

DOT# 631539 MC# MC323181 Salem, New Hampshire 28 years

CARRIER

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Power Units

Drivers

Crashes (24-Month)

$1,000,000

Insurance

Not Rated

Safety Rating

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

5 events tracked · latest Jul 23, 2026 ↓ Show details ↓

Safety & compliance 4

Aug 5, 2025
Roadside inspection, 1 violation (no OOS).
May 7, 2025
Roadside inspection, 2 violations (no OOS).
Dec 10, 2024
Clean roadside inspection, no violations.
Sep 18, 2024
Clean roadside inspection, no violations.

Insurance 1

Current
Active insurance on file through CHICAGO INSURANCE CO. ($1,000).

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address89 B LOWELL ROAD, SALEM, NH, 03079

Mailing AddressP O BOX 924, SALEM, NH, 03079

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC323181

CommonNot Active

ContractActive

BrokerNot Active

Operating28 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 4.28 · 3 insp with violations

Below cutoff

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure .5 · 1 insp with violations

Below cutoff

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage300,000 miles

Mileage Year2022

VMT SourceMCS-150 Form

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Equipment

No equipment breakdown on file with FMCSA.

HazMatYes

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Last Review06/12/2018

Insurance

Amount$1,000,000

Type91X

Effective04/05/2025

CompanyCUMIS INSURANCE SOCIETY INC

Policy #325257-000

Last checked07/23/2026

Active Policies1

Quick Facts

StatusActive

TypeCarrier

Fleet7 units

Drivers7

Mileage300,000 mi

Operating28 years

MCS-15002/2026

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total6

Out of Service0

OOS Rate0.0%

National Avg5.5%

Below National Average

Vehicle Inspections

Total2

Out of Service0

OOS Rate0.0%

National Avg20.7%

Below National Average

Last FMCSA Review: 06/12/2018

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2023

3 · 1 OOS -

2024

6 · 0 OOS ▼

2025

2 · 0 OOS =

Crashes

No crashes on record.

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Aug 2025, 6 inspections, 0 resulted in out-of-service (0% OOS rate).

Clean, no out-of-service violations in the last 24 months.

Live FMCSA roadside inspection records, refreshed monthly.

Roadside Violations by Safety Category Last 24 months

5 roadside violations across 6 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Unsafe Driving 4 violations · 0 OOS

Vehicle Maintenance 1 violation · 0 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (11)

Date	State	Level	Location	Violations	OOS	Driver Viol	Vehicle Viol	Vehicle OOS	HazMat
08/05/2025	MA	Driver-Only (Level III)	H-BOLTON	1	0	1	0	0	-	▲Detail
05/07/2025	MA	Walk-Around (Level II)	H-TEWKSBURY	2	0	1	1	0	-	▲Detail
12/10/2024	NH	Driver-Only (Level III)	CANTERBURY	0	0	0	0	0	-	▲Detail
09/18/2024	NH	Full (Level I)	WINDHAM SCALES SOUTHBOUND	0	0	0	0	0	-	▲Detail
08/29/2024	NH	Driver-Only (Level III)	WINDHAM SCALES SOUTH	0	0	0	0	0	-	▲Detail
08/08/2024	NH	Driver-Only (Level III)	BELMONT	2	0	2	0	0	-	▲Detail
03/04/2024	MA	Driver-Only (Level III)	H-WESTFORD	1	0	1	0	0	-	▲Detail
01/22/2024	ME	Full (Level I)	YORK	0	0	0	0	0	-	▲Detail
11/18/2023	MA	Driver-Only (Level III)	H-WILMINGTON	1	0	1	0	0	-	▲Detail
08/23/2023	MA	Walk-Around (Level II)	H-WALTHAM	4	2	1	3	2	-	▲Detail
07/17/2023	NH	Full (Level I)	WINDHAM SCALES NORTHBOUND	0	0	0	0	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections6

Unsafe Driving 3 viols

Vehicle Maintenance 1 viols

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	ALEA NORTH AMERICA INSURANCE COMPANY	CPP2028388 01	$1,000,000	12/01/2004	04/28/2009	Replaced
91X	BIPD/Primary	ARGONAUT INSURANCE CO.	MC8057870	$1,000,000	09/13/2011	04/05/2012	Replaced
91X	BIPD/Primary	ARGONAUT INSURANCE CO.	MC8057870	$1,000,000	09/13/2011	05/15/2012	Cancelled
34	CARGO	STRATFORD INSURANCE COMPANY	TAP0741162	$0	09/13/2010	09/13/2011	Cancelled
91X	BIPD/Primary	STRATFORD INSURANCE COMPANY	TAP0741162	$1,000,000	09/13/2010	09/13/2011	Cancelled
91X	BIPD/Primary	STRATFORD INSURANCE COMPANY	TAP0738397	$1,000,000	09/13/2009	09/13/2010	Cancelled
34	CARGO	STRATFORD INSURANCE COMPANY	TAP0738397	$0	09/13/2009	09/13/2010	Cancelled
35	BIPD	CHICAGO INSURANCE CO.	TP 6300503	$1,000,000	07/07/2002	-	Cancelled
91X	BIPD/Primary	CHICAGO INSURANCE CO.	TP 6300503	$1,000,000	07/07/2001	07/07/2002	Cancelled
91X	BIPD/Primary	CHICAGO INSURANCE CO.	TP 6300503	$1,000,000	07/07/2001	07/07/2001	Replaced
91X	BIPD/Primary	CHICAGO INSURANCE CO.	TP 6300504	$1,000,000	07/07/2001	07/07/2001	Replaced
34	CARGO	THE CONNECTICUT INDEMNITY CO.	MPD611978	$0	07/07/2001	04/06/2008	Replaced
91X	BIPD/Primary	GUARANTY NATIONAL INSURANCE CO.	TP 1222856	$1,000,000	07/07/2000	07/07/2001	Cancelled
91X	BIPD/Primary	JEFFERSON INSURANCE COMPANY	JCV0734362	$750,000	07/07/1999	06/09/2000	Cancelled
91X	BIPD/Primary	JEFFERSON INSURANCE COMPANY	JCV0734327	$750,000	07/07/1998	07/07/1999	Replaced
91X	BIPD/Primary	JEFFERSON INSURANCE COMPANY	JCV0734327	$750,000	07/07/1998	08/24/1999	Cancelled
91X	BIPD/Primary	STRATFORD INSURANCE COMPANY	BAP0029433	$750,000	07/07/1997	07/07/1998	Cancelled
34	CARGO	STRATFORD INSURANCE COMPANY	TAP0738300	$0	05/07/2009	09/13/2009	Cancelled
91X	BIPD/Primary	STRATFORD INSURANCE COMPANY	TAP0738300	$1,000,000	04/28/2009	09/13/2009	Cancelled
34	CARGO	TRAVELERS PROPERTY CASUALTY CO. OF AMERICA	QT-660-2415M489	$0	04/06/2008	05/07/2009	Replaced
91X	BIPD/Primary	WESCO INSURANCE COMPANY	WPP181891005	$1,000,000	04/05/2024	04/05/2025	Replaced
91X	BIPD/Primary	WESCO INSURANCE COMPANY	WPP1818910-04	$1,000,000	04/05/2023	04/05/2024	Replaced
91X	BIPD/Primary	WESCO INSURANCE COMPANY	WPP181891003	$1,000,000	04/05/2022	04/05/2023	Replaced
91X	BIPD/Primary	WESCO INSURANCE COMPANY	WPP181891002	$1,000,000	04/05/2021	04/05/2022	Replaced
91X	BIPD/Primary	WESCO INSURANCE COMPANY	WPP181891001	$1,000,000	04/05/2020	04/05/2021	Replaced
91X	BIPD/Primary	AMTRUST INSURANCE COMPANY OF KANSAS, INC	KPP1044469-01	$1,000,000	04/05/2018	04/05/2020	Replaced
91X	BIPD/Primary	AMTRUST INSURANCE COMPANY OF KANSAS, INC	KPP1044469-00	$1,000,000	04/05/2017	04/05/2018	Replaced
34	CARGO	GENERAL INSURANCE COMPANY OF AMERICA	24 CC 311845 20	$0	04/05/2015	04/05/2017	Cancelled
34	CARGO	AMERICAN FIRE AND CASUALTY COMPANY	24 CC 311845 10	$0	04/05/2014	04/05/2015	Replaced
91X	BIPD/Primary	GENERAL INSURANCE COMPANY OF AMERICA	24 CC 311845 10	$1,000,000	04/05/2014	04/05/2017	Cancelled
34	CARGO	NATIONAL INTERSTATE INSURANCE COMPANY	PCR 4450478-00	$0	04/05/2013	04/05/2014	Cancelled
91X	BIPD/Primary	NATIONAL INTERSTATE INSURANCE COMPANY	PCR 4450478-00	$1,000,000	04/05/2013	04/05/2014	Cancelled
91X	BIPD/Primary	NATIONAL CASUALTY COMPANY	CTO1387003	$750,000	04/05/2012	04/05/2013	Cancelled

Form	Type	Insurance Company	Policy	Coverage	Effective
35	BIPD	CHICAGO INSURANCE CO.	TP 6300503	$1,000,000	07/07/2002

Docket	Type	Action	Served	Disposition	Disp Date
MC323181	CONTRACT	INVOLUNTARY REVOCATION	08/17/2011	DISCONTINUED REVOCATION	09/13/2011
MC323181	CONTRACT	INVOLUNTARY REVOCATION	08/17/2010	DISCONTINUED REVOCATION	09/09/2010
MC323181	CONTRACT	INVOLUNTARY REVOCATION	08/17/2009	DISCONTINUED REVOCATION	09/08/2009
MC323181	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	08/11/1997	REVOKED	08/28/2000
MC323181	CONTRACT	INVOLUNTARY REVOCATION	07/31/1998	DISCONTINUED REVOCATION	08/20/1998
MC323181	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	06/20/2018	-	-
MC323181	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	06/15/2005	REVOKED	04/15/2013
MC323181	CONTRACT	INVOLUNTARY REVOCATION	04/18/2012	DISCONTINUED REVOCATION	04/23/2012
MC323181	CONTRACT	INVOLUNTARY REVOCATION	03/10/2014	DISCONTINUED REVOCATION	04/08/2014
MC323181	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	01/10/2014	REVOKED	04/11/2017

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

100/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown

100, no deductions

Clean record, the bar stays full at 100.

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

Clean record, no deductions. This carrier starts and stays at 100.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

NEW ENGLAND ADJUSTMENT BUREAU INC

Trust Score

Public record

Company Information

Contact Details

Operating Authorities

Operation Classification

SMS BASIC Scores

Mileage

Drivers

Equipment

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Safety Trends by Year

Out-of-Service Summary Last 24 months

Roadside Violations by Safety Category Last 24 months

Inspection Records (11)

Safety Performance Percentiles

Licensing & Insurance

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