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TRAINWELL CREDITOR SERVICES INC

Trust Score

Excellent Why this score?

Company CheckTRAINWELL CREDITOR SERVICES INC · DOT 623381

DBA: TCS

1418 E MADISON, DES MOINES, IA, 50313

DOT# 623381 MC# 397125 Des Moines, Iowa 25 years

CARRIER

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Power Units

Drivers

Crashes (24-Month)

$1,000,000

Insurance

Not Rated

Safety Rating

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

4 events tracked · latest Apr 9, 2026 ↓ Show details ↓

Safety & compliance 4

Apr 9, 2026
Roadside inspection, 1 violation (no OOS).
Dec 12, 2025
Roadside inspection, 1 violation (no OOS).
Mar 27, 2025
Roadside inspection, 3 violations (no OOS).
Mar 10, 2025
Roadside inspection, 2 violations (no OOS).

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address1418 E MADISON, DES MOINES, IA, 50313

Mailing AddressPO BOX 3352, DES MOINES, IA, 50316

Other Companies at This Address

Address1418 E MADISON, DES MOINES, IA 50313

Others here

Distinct phones

Active

Company	DOT	Phone	Status
TRAINWELL CREDITOR SERVICES INC this company	623381	Sign in	Active
LST INC	889220	Sign in	Inactive

Note: sharing an address is legal and common (registered agents, virtual offices, business centers). A shared address never reduces the Trust Score.

Operating Authorities

Authority TypePRIVATE PROPERTY;AUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC397125

CommonNot Active

ContractActive

BrokerNot Active

Operating25 years

Operation Classification

Authorized For HirePrivate (Property)

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 33.08 · 4 insp with violations

Below cutoff

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage34,000 miles

Mileage Year2022

VMT SourceMCS-150 Form

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Equipment

No equipment breakdown on file with FMCSA.

HazMatYes

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Insurance

Amount$1,000,000

Type91X

Effective02/01/2026

CompanyCUMIS INSURANCE SOCIETY INC

Policy #324908-008

Last checked07/26/2026

Quick Facts

StatusActive

TypeCarrier

Fleet2 units

Drivers3

Mileage34,000 mi

Operating25 years

MCS-15002/2026

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total5

Out of Service0

OOS Rate0.0%

National Avg5.5%

Below National Average

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2025

4 · 0 OOS -

2026

1 · 0 OOS =

Crashes

No crashes on record.

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Apr 2026, 5 inspections, 0 resulted in out-of-service (0% OOS rate).

Clean, no out-of-service violations in the last 24 months.

Live FMCSA roadside inspection records, refreshed monthly.

Roadside Violations by Safety Category Last 24 months

7 roadside violations across 5 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Unsafe Driving 6 violations · 0 OOS

Other (General) 1 violation · 0 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (5)

Date	State	Level	Location	Violations	Driver Viol	Vehicle Viol	HazMat
04/09/2026	IA	Driver-Only (Level III)	I-35 189 MM NB	1	1	0	-	▲Detail
12/12/2025	IA	Driver-Only (Level III)	EB I80 ON RAMP 117MM	1	1	0	-	▲Detail
03/27/2025	IA	Driver-Only (Level III)	HWY 20EB	3	1	2	-	▲Detail
03/10/2025	IA	Driver-Only (Level III)	HWY 63	2	1	1	-	▲Detail
01/11/2025	IA	Driver-Only (Level III)	I35SB @ CORPORATE WOODS	0	0	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections5

Unsafe Driving 4 viols

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	MILFORD CASUALTY INSURANCE COMPANY	MPP102469300	$1,000,000	02/01/2024	02/01/2025	Replaced
91X	BIPD/Primary	WESCO INSURANCE COMPANY	WPP179874904	$1,000,000	02/01/2023	02/01/2024	Replaced
91X	BIPD/Primary	WESCO INSURANCE COMPANY	WPP179874903	$1,000,000	02/01/2022	02/01/2023	Replaced
91X	BIPD/Primary	WESCO INSURANCE COMPANY	WPP179874902	$1,000,000	02/01/2021	02/01/2022	Replaced
91X	BIPD/Primary	WESCO INSURANCE COMPANY	WPP179874901	$1,000,000	02/01/2020	02/01/2021	Replaced
91X	BIPD/Primary	WESCO INSURANCE COMPANY	WPP1798749-00	$1,000,000	02/01/2019	02/01/2020	Replaced
91X	BIPD/Primary	STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIA	WESFL828011-00	$750,000	02/01/2018	02/01/2019	Cancelled
91X	BIPD/Primary	STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIA	WESFL633150-00	$750,000	02/01/2017	02/01/2018	Cancelled
91X	BIPD/Primary	GRANITE STATE INSURANCE CO.	02-CA-084607546	$750,000	02/01/2015	02/01/2017	Cancelled
91X	BIPD/Primary	ARGONAUT-MIDWEST INSURANCE COMPANY	MC8186959	$1,000,000	02/01/2014	02/01/2015	Cancelled
91X	BIPD/Primary	ARGONAUT-MIDWEST INSURANCE COMPANY	MC8131362	$1,000,000	02/01/2013	02/01/2014	Cancelled
91X	BIPD/Primary	ARGONAUT-MIDWEST INSURANCE COMPANY	MC8077993	$1,000,000	02/01/2012	02/01/2013	Cancelled
91X	BIPD/Primary	ARGONAUT-MIDWEST INSURANCE COMPANY	MC8034818	$1,000,000	02/01/2011	02/01/2012	Cancelled
91X	BIPD/Primary	ARGONAUT-MIDWEST INSURANCE COMPANY	BA8010563	$1,000,000	02/01/2010	02/01/2011	Cancelled
91X	BIPD/Primary	ARGONAUT-MIDWEST INSURANCE COMPANY	BA3595805	$1,000,000	02/01/2009	02/01/2010	Cancelled
91X	BIPD/Primary	ARGONAUT-MIDWEST INSURANCE COMPANY	BA3595360	$1,000,000	02/01/2008	02/01/2009	Cancelled
91X	BIPD/Primary	ARGONAUT-MIDWEST INSURANCE COMPANY	BA3368504	$1,000,000	02/01/2007	02/01/2008	Cancelled
91X	BIPD/Primary	ARGONAUT-MIDWEST INSURANCE COMPANY	BA3368791	$1,000,000	02/01/2006	02/01/2007	Cancelled
91X	BIPD/Primary	MID-CONTINENT CASUALTY CO.	04-CA-18301	$1,000,000	02/01/2001	02/01/2006	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC397125	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	07/03/2019	-	-
MC397125	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	03/11/2015	REVOKED	02/11/2019
MC397125	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	02/01/2001	REVOKED	02/09/2015
MC397125	CONTRACT	INVOLUNTARY REVOCATION	01/07/2013	DISCONTINUED REVOCATION	02/01/2013
MC397125	CONTRACT	INVOLUNTARY REVOCATION	01/07/2008	DISCONTINUED REVOCATION	01/29/2008
MC397125	CONTRACT	INVOLUNTARY REVOCATION	01/06/2014	DISCONTINUED REVOCATION	01/31/2014
MC397125	CONTRACT	INVOLUNTARY REVOCATION	01/05/2018	DISCONTINUED REVOCATION	01/29/2018
MC397125	CONTRACT	INVOLUNTARY REVOCATION	01/05/2017	DISCONTINUED REVOCATION	02/03/2017
MC397125	CONTRACT	INVOLUNTARY REVOCATION	01/05/2012	DISCONTINUED REVOCATION	01/31/2012
MC397125	CONTRACT	INVOLUNTARY REVOCATION	01/05/2011	DISCONTINUED REVOCATION	02/01/2011
MC397125	CONTRACT	INVOLUNTARY REVOCATION	01/05/2010	DISCONTINUED REVOCATION	02/01/2010
MC397125	CONTRACT	INVOLUNTARY REVOCATION	01/05/2009	DISCONTINUED REVOCATION	02/03/2009
MC397125	CONTRACT	INVOLUNTARY REVOCATION	01/05/2007	DISCONTINUED REVOCATION	02/01/2007
MC397125	CONTRACT	INVOLUNTARY REVOCATION	01/05/2006	DISCONTINUED REVOCATION	01/26/2006

No revocation records.

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See the full history

Trust Score over time and the complete authority and insurance timeline, not just today.

100/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown

100, no deductions

Clean record, the bar stays full at 100.

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

Clean record, no deductions. This carrier starts and stays at 100.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

TRAINWELL CREDITOR SERVICES INC

Trust Score

Public record

Company Information

Contact Details

Other Companies at This Address

Operating Authorities

Operation Classification

SMS BASIC Scores

Mileage

Drivers

Equipment

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Safety Trends by Year

Out-of-Service Summary Last 24 months

Roadside Violations by Safety Category Last 24 months

Inspection Records (5)

Safety Performance Percentiles

Licensing & Insurance

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